Search found 12004 matches

by letsgobobby
Sun Feb 03, 2019 8:34 pm
Forum: Personal Consumer Issues
Topic: The real dog food diet...
Replies: 59
Views: 4848

Re: The real dog food diet...

Deleted
by letsgobobby
Sun Feb 03, 2019 12:36 pm
Forum: Personal Consumer Issues
Topic: The real dog food diet...
Replies: 59
Views: 4848

The real dog food diet...

deleted
by letsgobobby
Fri Feb 01, 2019 1:11 pm
Forum: Personal Investments
Topic: Making a 3.8 million deposit
Replies: 96
Views: 12822

Re: Making a 3.8 million deposit

Deleted
by letsgobobby
Fri Feb 01, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of college and 529
Replies: 642
Views: 35057

Re: Cost of college and 529

alfaspider wrote: Fri Feb 01, 2019 9:54 am
At most, a 529 is going to save you 15% or so on your college expenses (obviously depending on your returns and tax rates when your kid is in college). A nice little perk, but not a game changer.
More like 18.8-23.8%. We're talking about rich folks, right?

Say I am rich and my 529 grows to ten times my initial contribution. I withdraw all of it for qualified expenses and pay no taxes. I save 23.8% of 90% or over 20%. And no 0.3-0.5% tax drag along the way, so maybe my total is higher than it would have been outside a 529.

20% of a large number is a large number. Maybe enough to pay for a few years of college. Maybe enough to sustain the 529 for another generation.

Yes, for rich folks the 529 is quite the giveaway.
by letsgobobby
Fri Feb 01, 2019 11:31 am
Forum: Personal Investments
Topic: Making a 3.8 million deposit
Replies: 96
Views: 12822

Re: Making a 3.8 million deposit

Deleted
by letsgobobby
Thu Jan 31, 2019 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: To Sell or Not Sell Rental?
Replies: 10
Views: 1032

Re: To Sell or Not Sell Rental?

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by letsgobobby
Sun Jan 27, 2019 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Help with Inherited IRA
Replies: 6
Views: 658

Re: Help with Inherited IRA

Deleted
by letsgobobby
Sat Jan 26, 2019 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Help with Inherited IRA
Replies: 6
Views: 658

Re: Help with Inherited IRA

Deleted
by letsgobobby
Tue Jan 22, 2019 9:48 pm
Forum: Personal Investments
Topic: 529 risk mitigation
Replies: 5
Views: 634

Re: 529 risk mitigation

Deleted
by letsgobobby
Sat Jan 19, 2019 9:43 pm
Forum: Personal Consumer Issues
Topic: Is California worth the premium?
Replies: 89
Views: 8349

Re: Is California worth the premium?

We left fifteen years ago because of:

Traffic
Crime
Cost of living/taxes
Lower salaries
Mediocre public schools except in a few ultra high cost areas, which spoke to values
For me, lack of four seasons was a definite negative
A few other personal reasons which aren't for this forum

No regrets. Reached FI many years sooner, maybe decades sooner. Have enough to travel back any time we want but funny thing is, we don't want to. Last time we went to San Francisco we were appalled. We've moved on.
by letsgobobby
Sat Jan 19, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 4373

Re: How do you keep a calendar?

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by letsgobobby
Sat Jan 19, 2019 11:30 am
Forum: Investing - Theory, News & General
Topic: So when do you sell?
Replies: 27
Views: 3166

Re: So when do you sell?

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by letsgobobby
Sat Jan 19, 2019 9:08 am
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 4373

Re: How do you keep a calendar?

Deleted
by letsgobobby
Sat Jan 19, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 4373

Re: How do you keep a calendar?

Deleted
by letsgobobby
Sat Jan 19, 2019 8:25 am
Forum: Investing - Theory, News & General
Topic: So when do you sell?
Replies: 27
Views: 3166

Re: So when do you sell?

Deleted