Search found 168 matches

by FlyHi
Sat Nov 19, 2011 10:56 am
Forum: Personal Consumer Issues
Topic: What was your very first job
Replies: 103
Views: 6408

Re: What was your very first job

At age 12 I delivered groceries for a little grocery on my block. I can't remember if I got paid or just depended on tips. I would walk up 6 flights of stairs and be rewarded with a $.02 deposit soda bottle. Good money in 1950.
by FlyHi
Wed Nov 16, 2011 2:18 pm
Forum: Personal Consumer Issues
Topic: Book e readers
Replies: 23
Views: 1700

Re: Book e readers

I have the Kindle 3G and am very happy with it.
by FlyHi
Tue Nov 15, 2011 4:37 pm
Forum: Personal Consumer Issues
Topic: Capital One Interest Online Checking Account
Replies: 4
Views: 826

Re: Capital One Interest Online Checking Account

I've ueds Capital One online banking for checking, savings & bill paying for almost 2 years and I've never had a problem with them.
by FlyHi
Mon Nov 14, 2011 3:34 pm
Forum: Personal Consumer Issues
Topic: Haircut Tip - How much poll
Replies: 39
Views: 3424

Re: Haircut Tip - How much poll

I haven't had a hair cut in about 10 years.
by FlyHi
Mon Nov 14, 2011 3:23 pm
Forum: Personal Consumer Issues
Topic: The Palm versus Ruths Chris
Replies: 16
Views: 2383

Re: The Palm versus Ruths Chris

I have been going to the Palm & Palm Too in NYC for about 45 years. The only other steak joint that I found comparable is Peter Luger's.
by FlyHi
Wed Nov 02, 2011 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: Pet Insurance
Replies: 19
Views: 1590

Re: Pet Insurance

With 5 dogs & 6 cats I could never afford the insurance!
by FlyHi
Wed Nov 02, 2011 1:38 pm
Forum: Investing - Help with Personal Investments
Topic: health care
Replies: 14
Views: 1570

Re: health care

I'm starting my second year with UHC Plan C & D. I was just noified that there will be no increase for Plan C for 2012 and under $2 for Plan do. No complaints far.
by FlyHi
Tue Nov 01, 2011 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Lipitor and Part D
Replies: 33
Views: 2784

Re: Lipitor and Part D

I was taking Zocor when my drug plan (not Part D) said I had to switch to a different drug. Choosing from permissable drugs they listed my docotor switched me to Lipitor and my cholesterol dropped from the 190s to 156.
by FlyHi
Mon Oct 31, 2011 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Lipitor and Part D
Replies: 33
Views: 2784

Re: Lipitor and Part D

I've take a few other cholesterol meds over the years and none brought my numbers down like Lipitor! Always follow your doctor's instructions when it comes to taking drugs (other than for fun of course). :D
by FlyHi
Mon Oct 31, 2011 11:54 am
Forum: Investing - Theory, News & General
Topic: How do you deal with the Gloom and Doom
Replies: 80
Views: 8979

Re: How do you deal with the Gloom and Doom

My way of dealing with doom & gloom - Ativan. I still want to buy 2 acres of land with a house in the center, fence it in and let my 5 dogs run free. Stock the pantry & freezer with 6 months worth of Coors Light and food, meditate and read books on my Kindle. Use my computer as my only source of com...
by FlyHi
Mon Oct 31, 2011 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Lipitor and Part D
Replies: 33
Views: 2784

Re: Lipitor and Part D

I use United Health Care. I too take Lipitor and UHC advised it will become a generic drug. I also have Part C through UHC.
by FlyHi
Sun Oct 30, 2011 4:21 pm
Forum: Investing - Help with Personal Investments
Topic: Top Long Term CD...like Penfed's 7 Yr MM
Replies: 5
Views: 964

Re: Top Long Term CD...like Penfed's 7 Yr MM

You can get the rates for various savings vehicles on http://www.bankrate.com
by FlyHi
Sun Oct 30, 2011 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Should Finances Be Shared Based on Net Worth or Net Income?
Replies: 26
Views: 3510

Re: Should Finances Be Shared Based on Net Worth or Net Inco

My partner and I have been living together for over a year and a half. Her income is double mine but I have no problem paying my share of the expenses. We are both debt free. Her house was bought for cash. We share all of the expenses 50/50. We each pay our own personal debts and she pays the taxes ...
by FlyHi
Fri Oct 28, 2011 12:51 pm
Forum: Investing - Help with Personal Investments
Topic: Can't find a bank to buy I Bonds from
Replies: 11
Views: 1322

Re: Can't find a bank to buy I Bonds from

I found a bank nearby where I can but I Bonds. My problem was that I was checking on line and not calling the banks.

Yesm I do feel stupid. :?
by FlyHi
Thu Oct 27, 2011 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: Can't find a bank to buy I Bonds from
Replies: 11
Views: 1322

Can't find a bank to buy I Bonds from

I live in Nassau County, NY. After going through the phone book and calling every bank trying to find out which one sold I bonds I was amazed to find only one bank that did. I took a ride over there today and wasy really upset to find out that in order to buy an I bond there I had to have a bank acc...
by FlyHi
Sat Oct 22, 2011 6:26 pm
Forum: Investing - Theory, News & General
Topic: Article from The NY Times Magazine (10/23/11)
Replies: 15
Views: 3338

Article from The NY Times Magazine (10/23/11)

Don’t Blink! The Hazards of Confidence By DANIEL KAHNEMAN "Most people in the investment business have read Burton Malkiel’s wonderful book “A Random Walk Down Wall Street.” Malkiel’s central idea is that a stock’s price incorporates all the available knowledge about the value of the company and th...
by FlyHi
Sat Oct 22, 2011 5:53 pm
Forum: Investing - Help with Personal Investments
Topic: What is your age and AA?
Replies: 219
Views: 65769

Re: What is your age and AA?

How things change. When I started this thread in October 2007, I was 68 and married with an AA 0f 55/45. Now I'm almost 73 and a widower with an AA of 35/65.

Cash - 4%
U.S. Stocks - 26.5%
Foreign Stocks - 8.5%
Bonds - 60%
Other .83%

At least my "other" has been consistant.
by FlyHi
Sat Oct 22, 2011 5:40 pm
Forum: Investing - Theory, News & General
Topic: 40%-60% balanced fund in the works?
Replies: 7
Views: 1273

Re: 40%-60% balanced fund in the works?

VG Wellesley - VWINX currently has an AA of approximatley 38/62.

Disclosure: I own VWIAX - Vanguard Wellesley Income Adm.
by FlyHi
Wed Oct 19, 2011 1:51 pm
Forum: Investing - Theory, News & General
Topic: 2012 SS COLA
Replies: 9
Views: 1220

Re: 2012 SS COLA

The gov't giveth and the gov't taketh away. You can't win for trying. :(
by FlyHi
Wed Oct 19, 2011 1:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 375381

Re: What Book Are YOU Currently Reading? Part IV. (07/04/201

The Queen of Patpong by Timothy Hallinan. This is the latest in the series about a travel writer who always gets caught up in all sorts of dangerous situations, his wife (a former prostitute) and their adopted daughter who was a street urchin.

I find this book to be a very good read.
by FlyHi
Wed Oct 19, 2011 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: Index Funds - Why anything else?
Replies: 12
Views: 1407

Re: Index Funds - Why anything else?

My portfolio consists of 4 VG index funds, Wellesley + 2 managed funds that I felt outperformed and other funds (including index) in their category. In December I intend to cut down to 3 VG index funds, Wellesley and possibly 1 managed fund.
by FlyHi
Wed Oct 19, 2011 1:35 pm
Forum: Personal Consumer Issues
Topic: Any cities that fit most/all of these criteria?
Replies: 75
Views: 5834

Re: Any cities that fit most/all of these criteria?

Albuquerque, NM It was the second choice of ours to retire to but unfortunately my wife passed away before we were to move. Our first choice was Prescott, AZ but it is much smaller than Albquerque. We visited Abq. and other western cities and found it met most of our criteria which was similar to yo...
by FlyHi
Mon Oct 10, 2011 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: [poll] When will (or did) you retire?
Replies: 63
Views: 13927

I had planned to retire at 70 but due to back surgery I was forced to retire at 65, best thing that ever happened to me.
by FlyHi
Sun Oct 09, 2011 11:43 am
Forum: Personal Consumer Issues
Topic: Do you have kid(s), or at least want to have kid(s)?
Replies: 273
Views: 14960

I have 4 children ranging in age from 37 to 53. If I had to to it all over again I think I wouldn't have had them. I was married far too young (the first time) at age18 and we were certainly too young to have started a family right away.In addition to it not being a successful marriage I have many r...
by FlyHi
Fri Oct 07, 2011 12:52 pm
Forum: Personal Consumer Issues
Topic: Great day for humanity: Yankees lose
Replies: 39
Views: 3016

The Yankees seem to buy their assets (players) at the top of the market. Sometimes momentum serves them well, but usually other teams' value strategies overcome in the end. All teams particpate in the free agent market it isn't exclusive to the Yankees. The large market teams just have more revenue...
by FlyHi
Fri Oct 07, 2011 12:46 pm
Forum: Personal Consumer Issues
Topic: Great day for humanity: Yankees lose
Replies: 39
Views: 3016

There are two types of American League fans, Yankee fans & Yankee haters. The Yankees' records speak for themselves. <a href="http://smg.photobucket.com/albums/v643/Normcee/NY%20sports%20teams/?action=view¤t=New-York-Yankees-Logo.gif" target="_blank"><img src="http://img.photobucket.com/albums...
by FlyHi
Tue Oct 04, 2011 3:11 pm
Forum: Investing - Help with Personal Investments
Topic: Re-Balancing question for retirees
Replies: 16
Views: 1654

I did it today. I was 12% over in one of my bond funds, I sold about 10% of the fund and split the money between three equity funds that were below plan.
by FlyHi
Sat Oct 01, 2011 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Do you gamble?
Replies: 106
Views: 30005

I bought 10 raffle tickets at a Greyhound owners picnic two weeks ago and won the grand prize (a huge painting of a Greyhound). The last time I was in a casino was about 6 years ago in MO. and I played the penny slots to pass the time. I also played a poker machine. Obviously I'm not much of a gambl...
by FlyHi
Wed Sep 28, 2011 12:22 pm
Forum: Personal Consumer Issues
Topic: Amazon's new Kindle Fire looks good
Replies: 58
Views: 8463

I'm sticking with my Kindle. I only need it for reading and I prefer the larger screen. My only complaint is the short battery life.
by FlyHi
Sat Sep 24, 2011 12:23 pm
Forum: Personal Consumer Issues
Topic: Favorite song line?
Replies: 153
Views: 12605

If I Said You Have A Beautiful Body Would You Hold It Against Me?
Bellamy Brothers

You can't always get what you want (But if you try sometimes you might find You get what you need)
The Rolling Stones

Everybody's Got Something To Hide Except For Me And My Monkey
The Beatles

and so many more
by FlyHi
Fri Sep 16, 2011 9:13 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 785
Views: 145542

Coors Light or Dos Equis Light
by FlyHi
Mon Sep 12, 2011 10:55 am
Forum: Personal Consumer Issues
Topic: Best Jeans for around 900?
Replies: 31
Views: 5505

Back in the Jordache days I manufactured jeans in the same factories that Jordache did. Other than the back pocket designs (which I imitated) the big difference between their jeans and mine was that Jordache's denim fabric came from Japan and mine from Taiwan or China). Their fabric was a bit heavie...
by FlyHi
Thu Sep 08, 2011 1:08 pm
Forum: Personal Consumer Issues
Topic: How many friends do you have?
Replies: 52
Views: 7595

I have one person that qualifies under the definition, a guy that I met on a web site many years ago that I talk to on the phone about once a month (we have never met).

My gf satisfies all of my needs for a close personal friend.
by FlyHi
Tue Sep 06, 2011 12:31 pm
Forum: Personal Consumer Issues
Topic: What size is your best/primary TV?
Replies: 72
Views: 8646

We have 32" Toshibas in the living room & bedroom. I don't know if they are CRT or what but they are not HD. I also have a 22" flat screen LG that we keep as a standby if anything happens to one of the Toshibas. When we do have to replace the bedroom TV I would like to get a 50 +" but for now they b...
by FlyHi
Tue Sep 06, 2011 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Besides your mortgage, Do you finance anything?
Replies: 59
Views: 6484

I either pay cash or use my debit card which is the same as writing a check.
On any large purchases I use a credit card just in case I have a problem with what I bought and I want to stop payment.
by FlyHi
Mon Aug 22, 2011 12:23 pm
Forum: Forum Issues and Administration
Topic: A new Forum leader
Replies: 35
Views: 6358

Victoria,

I think you have too much time on your hands. :roll:
by FlyHi
Tue Aug 16, 2011 10:35 am
Forum: Personal Finance (Not Investing)
Topic: When do Bogleheads get a new(er) car?
Replies: 55
Views: 8105

I will drive a car until the annual repair costs are approaching the value of the car. It's still cheaper to pay $1000 a year or so for repairs then to lay out $20,000 for a new car. Of course if the car has an expensive recurring problem I will get rid of it. I am driving a 2008 Toyota Sienna which...
by FlyHi
Mon Aug 15, 2011 1:01 pm
Forum: Personal Consumer Issues
Topic: Bogleheads Personality Type
Replies: 176
Views: 51411

ISTJ. The description is of this tye suits me to a tee.
by FlyHi
Sun Aug 14, 2011 11:40 am
Forum: Personal Consumer Issues
Topic: Comfortable Vehicle Front Seats
Replies: 105
Views: 20065

Having had serious back surgery seat comfort is of unmost importance to me. My gf also has a bad back. I have found that over the years mini-vans have the most comfortable seats to fit my needs and they are perfect for holding the gear you need for long trips. I currently own a 2008 Toyota Sienna wh...
by FlyHi
Sat Aug 13, 2011 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Retirement, Arizona or New Mexico?
Replies: 45
Views: 8393

I visted Reno, Albuquerque, Las Cruses, El Paso, & Prescott, AZ. We found that Prescott was ideal for us. The summer temps get into the 90's but with the lack of humidity it was very comfortable. They get snow in the winter but it melts in a few hours, we loved it there. Albuquerque was our second c...
by FlyHi
Wed Aug 10, 2011 1:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Short Term Bond Index Fund
Replies: 20
Views: 4041

With an AA of 40/60 VBIRX represents 11% of my portfolio and 18% of my bonds/cash.

From what I have been hearing and reading lately with all of the turmoil in the Overseas economies U.S. Treasuries are still considered the safest place for people that want to invest in bonds.
by FlyHi
Fri Aug 05, 2011 3:46 pm
Forum: Investing - Theory, News & General
Topic: August 4 2011: The last two weeks have cost me...
Replies: 42
Views: 5059

I don't know. I did some rebalancing today.
by FlyHi
Sat Jul 30, 2011 12:58 pm
Forum: Personal Consumer Issues
Topic: Best Places in the World to Travel
Replies: 38
Views: 5897

El Salvador (on the Pacific Ocean)
Thailand (very hot & humid)
Turkey (The most interesting country I've visited)
Israel (I haven't been there yet but it's on my list along with Australia & New Zealand)
by FlyHi
Sat Jul 30, 2011 12:52 pm
Forum: Investing - Theory, News & General
Topic: What's your current rate of return for this year?
Replies: 82
Views: 8036

4.85%

Cash 6%
U.S. 31%
Foreign 9%
Bonds 54%
by FlyHi
Sun Jul 24, 2011 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: Bond market jitters and my money market accounts
Replies: 17
Views: 2375

I am retired. I have dividends & capital gains in my Vanguard IRA accounts put into the Prime Money Market Fund. This is done so that when I make my mandatory withdrawal I can take the money from the money market account and not have to sell off any shares to meet the withdrawal amount. I withdrew t...
by FlyHi
Wed Jul 20, 2011 11:28 am
Forum: Personal Consumer Issues
Topic: Where are Bogleheads from?
Replies: 51
Views: 6727

Born in Brooklyn, grew up in The Bronx. After the Air Force went back to The Bronx. Moved to Sharon, MA then Mansfield, MA. Moved to Flushing, NY then moved to Long Island.
by FlyHi
Wed Jul 13, 2011 11:18 am
Forum: Personal Consumer Issues
Topic: Is it considered rude not to say "bless you"?
Replies: 47
Views: 4834

During the black plague sneezing was the sign that the sick person was about to die. Upon hearing someone sneeze a person would say "God rest your soul" which evolved into God bless you". Even though I think it's ridiculous to say I do say "Bless you" when I hear someone sneeze I guess it's a kneeje...
by FlyHi
Wed Jul 13, 2011 11:12 am
Forum: Personal Consumer Issues
Topic: Netflix Poll
Replies: 106
Views: 13060

The library.
by FlyHi
Mon Jul 11, 2011 9:23 am
Forum: Forum Issues and Administration
Topic: Who is your favorite Boglehead?
Replies: 103
Views: 13813

So many Bogleheads have given me good advice it's impossible to pick one.

Why don't we vote for Miss Congeniality?