Search found 1280 matches

by pjstack
Thu May 03, 2007 3:13 pm
Forum: Investing - Theory, News & General
Topic: Accounts, Passwords, E-Delivery, and Death/Disablement
Replies: 5
Views: 2137

NAVigator, I have a similar system. My notebook also includes info about what I don't have! (I don't have life insurance for instance) I don't have a brokerage account. No one owes me money, etc. This could save the time and trouble of looking for something that doesn't exist. I have copies of all t...
by pjstack
Tue May 01, 2007 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: Agent Authorization Revelation
Replies: 43
Views: 15811

mptfan, thanks for your opinion.

Sorry for calling you stubborn.

To put it more positively, you have the bulldog tenacity that I would value in a lawyer should I ever have the need to hire one! :)

Best wishes.
by pjstack
Tue May 01, 2007 11:43 am
Forum: Investing - Help with Personal Investments
Topic: Agent Authorization Revelation
Replies: 43
Views: 15811

LOL!

You are a stubborn guy, mptfan!

I understand that as an attorney argumentation is your very livelyhood so I won't try to continue that part of the conversation.

But, out of curiosity, why do you object to signing an "Agent Authorization" form? Or, do you?
by pjstack
Sat Apr 28, 2007 6:40 pm
Forum: Investing - Help with Personal Investments
Topic: Not too bright? Not too fat, either.
Replies: 13
Views: 3648

Springman said: I suppose good looking people have a leg up on the homely people too. I am thoroughly convinced that is true. There was a major in my office that was sharp as a tack and a hard worker. I relied on him immensely, but he never got promoted to lieutenant colonel. I am convinced that the...
by pjstack
Tue Apr 24, 2007 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Are Avatars a good thing?
Replies: 55
Views: 24863

Oh, Kathleen!

How could you forget Cary Grant?!?

He was great in comedy, too.
by pjstack
Mon Apr 23, 2007 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Are Avatars a good thing?
Replies: 55
Views: 24863

johndcraig wrote: I’m surprised that some thought I was trying to get them banned here.


I must have missed whoever that was. I didn't see any such apprehension in the last 42 posts!
by pjstack
Mon Apr 23, 2007 4:30 pm
Forum: Investing - Help with Personal Investments
Topic: Trust and Will Advice needed
Replies: 29
Views: 10518

As far as California probate costs are concerned, the following may be of interest: "In California, probate is generally triggered when an estate is worth more than $100,000. That amount doesn’t rise with inflation, so over time more and more estates are subject to probate. The typical probate ...
by pjstack
Fri Apr 20, 2007 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Are Avatars a good thing?
Replies: 55
Views: 24863

Re: Good!

JohnYaker wrote:My avatar, well, it speaks for itself.

John


And a handsome lad you are, too! Next stop: American Idol!
:)
by pjstack
Fri Apr 20, 2007 3:21 pm
Forum: Investing - Theory, News & General
Topic: Investing Tools
Replies: 10
Views: 4432

Re: Investing Tools

PJSTACK - I want a central place where I would be able to buy mutual funds from Vanguard, Fidelity, Oppneheimer etc Presently it looks like, if I want this ability, I need to open an online account with each one of these companies. I want to avoid ending up with a bunch of accounts. Hope it makes s...
by pjstack
Fri Apr 20, 2007 2:17 pm
Forum: Investing - Theory, News & General
Topic: Investing Tools
Replies: 10
Views: 4432

Perhaps I don't understand. If you want to buy Vanguard funds you can just buy them through Vanguard. No brokerage account is necessary, you just buy either on line or via snail mail. Keep your existing account with Scottrade if it meets your needs. No need for a Vanguard brokerage account. Why open...
by pjstack
Tue Apr 17, 2007 2:39 pm
Forum: Investing - Theory, News & General
Topic: Series E Bond
Replies: 17
Views: 5582

The link provided by kenschmidt says it all in a nutshell. Just pay the taxes on the $235 interest earned on your 2007 tax return. What difference could it make? You didn't get the income until 2007 anyway. The IRS probably won't break down your door for the taxes on $235! (Don't tell them I said so )
by pjstack
Mon Apr 16, 2007 10:52 pm
Forum: Investing - Theory, News & General
Topic: Financial Toolkit Site
Replies: 2
Views: 1323

Lots of good info there.

Some of the comments are pretty funny, too! (Especially the paragraphs about contesting a will.)
by pjstack
Sun Apr 15, 2007 12:36 pm
Forum: Investing - Help with Personal Investments
Topic: Program Will without using a lawyer?
Replies: 38
Views: 16091

Like tibbitts (above), I would like to keep it simple. When (if) California signs the law allowing real estate to be passed "Transfer on Death", I will pretty well be probate free! My mutual funds have designated beneficiaries, my I Bonds are owned jointly, even my car is titled TOD. If I ...
by pjstack
Sun Apr 15, 2007 2:42 am
Forum: Investing - Help with Personal Investments
Topic: Program Will without using a lawyer?
Replies: 38
Views: 16091

I certainly agree that it's better than nothing, but I hope you will share what your father says (as a lawyer). The $39.99 is certainly not wasted because it has given you a mini-education in what could go into a will if and when you decide to have one prepared by a specialist in estate matters and ...
by pjstack
Fri Apr 13, 2007 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: California Transfer on Death for real estate.
Replies: 1
Views: 1215

Oh, I forgot to mention that the Transfer on Death provision is revocable so that the beneficiary (or beneficiaries) can be changed as circumstances warrant. Also, as it is now written, if you have more than one beneficiary they both inherit in equal shares. In other words it is not a series of bene...
by pjstack
Fri Apr 13, 2007 12:37 pm
Forum: Investing - Theory, News & General
Topic: Precious Metals Poll
Replies: 51
Views: 19852

According to this site, m the metal value of your coins is: Kennedy half 1964 = $5 Kennedy half 1965 to 1970 = $2 after 1970, face value. Dimes 1964 and before = $1 After 1964, face value. Ike dollars 1971 to 1976 = $4.36 IF they are the 40% silver proofs. Regular clad coins are face value.
by pjstack
Thu Apr 12, 2007 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: California Transfer on Death for real estate.
Replies: 1
Views: 1215

California Transfer on Death for real estate.

For those California residents who might be interested there is a bill going through the assembly to allow real estate to be titled as Transfer on Death (thereby transferring your house without need of probate or living trust). It is assembly bill 250 (AB 250). It is not yet law but it seems to be p...
by pjstack
Wed Apr 11, 2007 7:10 pm
Forum: Investing - Theory, News & General
Topic: Precious Metals Poll
Replies: 51
Views: 19852

Frose2, if you don't know the actual gold content, I have a book of world coins that has that info.

If you private message me (I don't quite know how that works), I'll be glad to look them up. I would need the country and the denomination.

Regards.
by pjstack
Wed Apr 11, 2007 12:58 pm
Forum: Investing - Theory, News & General
Topic: REITs Intentions
Replies: 43
Views: 15313

Cb, your avatar is hilarious! Do you have it in chrome on your mudflaps?

:lol:
by pjstack
Sun Apr 08, 2007 7:04 am
Forum: Investing - Theory, News & General
Topic: 4/8 Jonathan Clements "Getting Going"
Replies: 12
Views: 5273

Thanks for the link!
by pjstack
Sat Apr 07, 2007 7:41 pm
Forum: Investing - Theory, News & General
Topic: What's your current FICO score?
Replies: 39
Views: 17614

Last year I made the mistake of getting a credit report from all three outfits in the same month (July) and so I have to wait until July this year before I can get a free credit report. This year I will get one from one of the outfits in July, the next one around September and then perhaps put the l...
by pjstack
Fri Apr 06, 2007 12:20 pm
Forum: Investing - Theory, News & General
Topic: Net worth - ?
Replies: 42
Views: 18775

I feel a bit like Nosferatu. The value of my house is supposedly a part of my net worth, but the recent (preposterous) runup in prices doesn't really make me feel "richer". In fact, it seems illusory to me. Like Nosferatu, I get more comfort from my liquid assets. (And if I had more of the...
by pjstack
Thu Apr 05, 2007 10:30 pm
Forum: Investing - Theory, News & General
Topic: The Tao of Alpha
Replies: 6
Views: 1970

Yes, thank you for posting that link.
by pjstack
Thu Apr 05, 2007 10:26 pm
Forum: Investing - Help with Personal Investments
Topic: Credit cards - cancel or keep and hide?
Replies: 23
Views: 8127

This article on CNN Money summarizes it all:
http://money.cnn.com/2007/03/19/pf/savi ... 2007032113
by pjstack
Tue Apr 03, 2007 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: what is your job/occupation?
Replies: 84
Views: 44736

Retired from the Air Force.
by pjstack
Tue Apr 03, 2007 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Old Penny Postcards Web site
Replies: 2
Views: 1673

Terriffic! Thanks!
by pjstack
Wed Mar 21, 2007 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: More Computing Nostalgia - Slide Rules
Replies: 62
Views: 25705

When I was a mechanical engineering student in the 50's I had a K&E Log Log Duplex Decitrig (I loved that name! It sounded so impressive!) which also had more scales than I ever learned to use. The metal Pickett rules were cool, too. Especially the pocket sized ones. But every now and then a lit...
by pjstack
Wed Mar 14, 2007 9:06 am
Forum: Investing - Theory, News & General
Topic: Precious Metals Poll
Replies: 51
Views: 19852

I have six bullion coins (2 US Eagles, Two Krugerrands, & two Canadian Maple Leaf(s)). Does that count?
by pjstack
Sun Mar 11, 2007 11:31 pm
Forum: Personal Finance (Not Investing)
Topic: Avatar test
Replies: 68
Views: 37880

Test

test
by pjstack
Wed Feb 21, 2007 4:32 pm
Forum: Investing - Help with Personal Investments
Topic: Mortgage prepayment: how much and why?
Replies: 40
Views: 22646

Pre-pay approx 20% extra per month.

I add approx 20% to each monthly payment (or, at least that's my goal)
I'm new to this board. Just exactly how do you "vote"?

I don't see anything to click on to register my poll answer. Help please.

Oooops! Never mind! I just blundered across the answer!