Search found 1697 matches

by ddurrett896
Fri Aug 09, 2019 6:30 am
Forum: Personal Consumer Issues
Topic: What to do with expired passports?
Replies: 22
Views: 3187

Re: What to do with expired passports?

Crazy not to renew. Especially with all the Real ID talk for domestic flights who knows what will be required in a few years.

I save them in a folder that says EXPIRED.
by ddurrett896
Wed Aug 07, 2019 6:20 am
Forum: Personal Finance (Not Investing)
Topic: Home Addition - how to choose contractor
Replies: 9
Views: 752

Re: Home Addition - how to choose contractor

The only way I would ever use a GC is to get 3 references from past work, then follow up with each of them.
by ddurrett896
Sat Aug 03, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Etiquette regarding fence on my property (adverse possession)
Replies: 28
Views: 7598

Re: Etiquette regarding fence on my property (adverse possession)

rexhat wrote: Wed Jun 28, 2017 7:22 pm I understand in NJ one can put a fence on a property and after 20 years claim it is his property
If this is true, I'd jump on it ASAP.

Tell the neighbor they have 60 days to make up their mind or it's being removed buy you:
1) move the fence
2) pay you market value for the occupied land
by ddurrett896
Fri Aug 02, 2019 11:25 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 19120

Re: Whole-house generators - Generac, Kohler, or Briggs?

If you must have AC another option is to buy another genset dedicated for the AC unit - we have never needed AC here when these events occur. I've got a 9,375/7,500 that for house minus AC. I've got a 2,000/1,600 inverter for camping/etc. Thinking about a 4375/3,500 for house minus 240 outlets. This would consume less fuel but we wouldn't have hot water. OR Something massive that powers everything. The good news is that even though I'm 10 miles off the eastern coast in the Mid-Atlantic, the longest I've lost power is 1.5 days in the last 6 years (knock on wood). But having small kids now, no power and no AC can be a nightmare. Hobart also makes one called the Champion Elite that is actually made my Miller (just has less welding functions)....
by ddurrett896
Fri Aug 02, 2019 8:49 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 19120

Re: Whole-house generators - Generac, Kohler, or Briggs?

Elixir wrote: Wed Jul 31, 2019 9:55 pm Are you completely sold on a fully automatic system? Do you need to run everything in your house simultaneously? I only ask because the route we went here in Southwest FL was having an interlock kit installed in our panel and we have a 50amp inlet box that we connect to a portable generator. It runs our 3 ton AC/fridge/lights with ease and most everything else “needed” in an outage. We are using a 10,000 surge/8,000 running watts generator for reference that runs on propane or gasoline.
What generator are you using? I've got a 9,375/7,500 portable that runs everything minus my 3.5ton but have considered buying something bigger in the event we need AC.
by ddurrett896
Thu Aug 01, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: Personal Cloud Storage NAS - I'm Interestd!
Replies: 17
Views: 2122

Re: Personal Cloud Storage NAS - I'm Interestd!

decapod10 wrote: Thu Aug 01, 2019 1:28 pm I have a Synology NAS, which is one of the more popular brands out there.
That sounds like exactly what I need. Love that is copied to the second drive. I checked Amazon and there are a few different ones. Can you send your model? Thanks!
by ddurrett896
Thu Aug 01, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Personal Cloud Storage NAS - I'm Interestd!
Replies: 17
Views: 2122

Re: Personal Cloud Storage NAS - I'm Interestd!

Is there a way I can continue to use my Mac as my main storage and remote in? I prefer this because I can then backup my Mac to an external hard drive that is protected in a safe.
by ddurrett896
Thu Aug 01, 2019 7:30 am
Forum: Personal Finance (Not Investing)
Topic: Why won’t anyone hire me?
Replies: 156
Views: 18368

Re: Why won’t anyone hire me?

. What am I doing wrong? Is it really this hard to find a job nowadays? I am applying mostly office positions but now I’m starting to wonder if I should just apply at McDonald’s. Is it my age? I can’t even believe how difficult it is to get a job, as opposed to when I was in my 20s and 30s. I really wanted to help take the burden off my husband with all the bills but I feel like giving up. :? Have you considered a sales job? I got a commission sales job while in college selling wireless phones with little experience. Excellent benefits and pay. I was able to make the median HH income for my city with just my single source of income. The downside with sales is that you will work some weekend and holidays, not your typical M-F 9/5 workload.
by ddurrett896
Wed Jul 31, 2019 9:07 am
Forum: Personal Consumer Issues
Topic: Personal Cloud Storage NAS - I'm Interestd!
Replies: 17
Views: 2122

Personal Cloud Storage NAS - I'm Interestd!

Friend of mine purchased a WD 4TB My Cloud Home Personal Cloud Storage (link below) to remotely view files on home computer. I got to thinking, this might solve my photo situation. https://www.amazon.com/Cloud-Home-Personal-Storage-WDBVXC0040HWT-NESN/dp/B076CTK55W/ref=sr_1_7?keywords=wd+storage+nas&qid=1564581745&s=gateway&sr=8-7 Situation: We have a TON of kids and dog photos saved. Started using the iPhone shared albums for my wife and I to add photos. We hit the limit and I didn't want to pay the reoccurring charge. I moved all of the albums to Google Photos. Works like the iPhone shared album, just in a different Google App. Works perfect! I know there is a 15gig limit that I will approach in the future. My thought is that w...
by ddurrett896
Tue Jul 30, 2019 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Storing documents--- trust, will, etc.
Replies: 22
Views: 2551

Re: Storing documents--- trust, will, etc.

All important documents, passports, SS cards, etc. are:

sealed in something like this
https://www.amazon.com/JUNDUN-Fireproof ... hi&sr=1-23

then placed in something like this
https://www.amazon.com/SentrySafe-CHW20 ... =hi&sr=1-6

that is placed in this
https://www.basspro.com/shop/en/brownin ... 5-gun-safe
by ddurrett896
Tue Jul 30, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 19120

Re: Whole-house generators - Generac, Kohler, or Briggs?

several multiple-day power outages on my street in the last two years, and were just informed my the power company that their project to bury the power lines has been suspended indefinitely. We have above ground and while easier to knock down, it's also easier to located and fix vs underground lines. Plus they pose a risk to people so quickly fixed. Do you plan on moving? If so, would you even consider a portable generator? They can be had for under $1,000 and can move house to house. (12) 5 gallons cost $300,filled once a year and stored a shed. Dump in car if not used. Like other have said, natural gas can fail and leave you powerless. With gasoline, you are good plus the generator isn't tied to the home. If the whole home is the only op...
by ddurrett896
Tue Jul 30, 2019 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Working four days a week
Replies: 21
Views: 2085

Re: Working four days a week

For a salaried employee, it seems like a pain on the manager because it's not as if you can just start clocking 8 less hours and the paycheck automatically decreases. Plus benefits that are only held by full time employees.

Instead, I would push for 4 10 hours days with 1 day off.
by ddurrett896
Tue Jul 30, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: Tree Removal Crane vs Boom
Replies: 24
Views: 2584

Re: Tree Removal Crane vs Boom

If the price is the same, you're crazy to not go with the crane.

Crane is faster and doesn't leave ruts in your yard from fallen pieces of trunk. There is 0 benefit to using a boom over crane.
by ddurrett896
Mon Jul 29, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Do you buy the highest trim car ?
Replies: 120
Views: 11137

Re: Do you buy the highest trim car ?

adimoron wrote: Mon Jul 29, 2019 8:31 am Do you guys buy the highest trims ?
I buy the lowest trim that meets my needs.

For my wife's Pilot, backup sensors were a non-negotiable/must have. Touring was the only option and what we went with.
by ddurrett896
Thu Jul 25, 2019 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Way out of financial catastrophe?
Replies: 94
Views: 17310

Re: Way out of financial catastrophe?

The remodel was done in the 80s, with nothing happening over the past 40 years and all the sudden it's unsafe? Put it back together and sell it! There is no way I'd dump 50% of what I paid for a house into structural repair.
by ddurrett896
Tue Jul 23, 2019 12:22 pm
Forum: Personal Investments
Topic: A little discouraged with earnings, is it really this slow?
Replies: 96
Views: 18397

Re: A little discouraged with earnings, is it really this slow?

You’re killin it.

Stay off the 40 with $1mm threads.
by ddurrett896
Sat Jul 20, 2019 6:45 am
Forum: Personal Consumer Issues
Topic: finding transformer in attic with insulation (edited for correct name of component)
Replies: 36
Views: 4883

Re: finding transformer in attic with insulation (edited for correct name of component)

Easiest option might be to buy a $30 doorbell kit

Go in the attic over the doorbell and find the chime/transformer wires, cut them and wire new.
by ddurrett896
Thu Jul 18, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Anyone pay to install transfer switch recently? Does quote seem reasonable?
Replies: 47
Views: 21686

Re: Anyone pay to install transfer switch recently? Does quote seem reasonable?

JediMisty wrote: Thu Jul 18, 2019 12:22 pm That's illegal here in NJ. If someone should turn the breaker back on and a lineman gets hurt or (shudder) killed, you will be charged with manslaughter.
Add an interlock kit. The breaker supplying the generator power can't be on while the main is on.
by ddurrett896
Thu Jul 18, 2019 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Post Daycare Finances
Replies: 28
Views: 3762

Re: Post Daycare Finances

986racer wrote: Thu Jul 18, 2019 4:45 am Activities (dance, soccer, gymnastics, football, baseball,?etc)
+ Broken bones
by ddurrett896
Wed Jul 17, 2019 5:19 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 6910

Re: Garage Organization

gasdoc wrote: Wed Jul 17, 2019 3:59 pm The cabinets look great! Did you put wood over the existing sheetrock, or did you have the privilege of starting from scratch?
They are expensive, but solid. If you do purchase, get the Pro. They are 24" lower cabinets where the Bold and other lines have 18" deep cabinets. The price per sqft of storage is the same, but the pros are better quality.

Started from scratch and did 1x8's horizontal to look like a cabin. Sheetrock under would have been a plus for the fire rating.
by ddurrett896
Wed Jul 17, 2019 3:49 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 6910

Re: Garage Organization

NewAge Pro cabinet set that includes lockers.

Wood walls instead of Sheetrock so you can nail anywhere on the wall.
by ddurrett896
Tue Jul 16, 2019 6:43 am
Forum: Personal Investments
Topic: Not Another Pay off the House or Invest...
Replies: 29
Views: 3034

Re: Not Another Pay off the House or Invest...

DoctorPhysics wrote: Mon Jul 15, 2019 11:56 pm This means holding a loan below $377k or close ($388k) means I do not get a tax benefit and it is costing me 3.875% after tax, well... barely so far, but it will get worse as the loan goes on.
Inflation is like 2% so the 3.875% is really like 1.875%.

I wouldn't invest the extra payment in the market. Instead, put the extra payment in a bank account that pays >1.875%. I would treat this as additional emergency fund and once you have saved more than what is owed on the house, you can decide to pay off as a lump sum.
by ddurrett896
Sat Jul 13, 2019 6:33 am
Forum: Personal Finance (Not Investing)
Topic: Can my brother afford his vacation?
Replies: 41
Views: 4488

Re: Can my brother afford his vacation?

skime wrote: Fri Jul 12, 2019 6:49 pm What would you have told him?
If you had $100 bill in your pocket and wanted candy out of the $.50 dispenser, would you really question the decision?
by ddurrett896
Wed Jul 10, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: Wyze Cam reviews
Replies: 28
Views: 3489

Re: Wize Cam reviews

I'm planning to add 5 cameras outside to cover drive way and front doors. Must haves are:
- few days of backup that can be remote viewed
- ability to watch live from iPhone
- Send notification on motion

My neighbors swear by NEST and admittedly they are pretty sweet. They check all of the boxes except the device cost and monthly reoccurring cost. Cameras are around $150 each ($750 initial purchase) plus $170/year for the service.

Does anyone have any other recommendations that check those boxes like this? Thanks!
by ddurrett896
Sun Jul 07, 2019 6:38 am
Forum: Personal Consumer Issues
Topic: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?
Replies: 47
Views: 4768

Re: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?

Best Option: Use ethanol free gas. See link below for stations that stock it.
https://www.pure-gas.org/

Next Best Option: Buy ethanol gas and use Star Tron.
https://www.amazon.com/Star-Tron-Enzyme ... way&sr=8-4
by ddurrett896
Sat Jul 06, 2019 6:38 am
Forum: Personal Consumer Issues
Topic: Anyone pay to install transfer switch recently? Does quote seem reasonable?
Replies: 47
Views: 21686

Re: Anyone pay to install transfer switch recently? Does quote seem reasonable?

BogleFanGal wrote: Wed Jul 03, 2019 11:15 am Looking at 2 options:
(A) Paying the $650 (on top of $400+ for kit I bought) or
(B) Returning kit and sticking w/extension cords to power portable generator. (What we've done in past.)
(C) back feed house thru the dryer outlet. Yes, make sure the main breaker is off to save a linesman life.
by ddurrett896
Thu Jul 04, 2019 6:13 am
Forum: Personal Finance (Not Investing)
Topic: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?
Replies: 61
Views: 5982

Re: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?

sjl333 wrote: Thu Jul 04, 2019 1:03 am I'm essentially betting on myself knowing I will be making very good money for a very long time.
A lot of people had the same mindset in the early 2000s when they took adjustable rate mortgages.

Save up $60,000 for the car.
Pay off your dad so its one less thing to think about.
by ddurrett896
Wed Jul 03, 2019 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Hire a driver?
Replies: 63
Views: 4623

Re: Hire a driver?

1 hour commute is not really that bad.
by ddurrett896
Mon Jul 01, 2019 6:58 am
Forum: Personal Consumer Issues
Topic: anyone in the market for a lawn tractor?
Replies: 31
Views: 2790

Re: anyone in the market for a lawn tractor?

I cut 1/3 acre with a base John Deere 100 series mower. They cost around $1,500 new, picked up this on Craigslist with like 20 hours for $750.

It's been 7 years and I've got 80 hours on it now and all I've done is change the oil. Battery tender goes on it in the winter.
by ddurrett896
Thu Jun 27, 2019 7:30 am
Forum: Personal Finance (Not Investing)
Topic: Landlords - assessing amount security deposit to return?
Replies: 50
Views: 4705

Re: Landlords - assessing amount security deposit to return?

I don't nickel and dime my tenants, especially if they are good.

The only thing I require is that they clean the carpet which I have deducted from the deposit.
by ddurrett896
Fri Jun 21, 2019 5:52 am
Forum: Personal Consumer Issues
Topic: Tree stump, can't use a stump grinder. Solution?
Replies: 64
Views: 7982

Re: Tree stump, can't use a stump grinder. Solution?

Hulk wrote: Thu Jun 20, 2019 10:33 am I have a tree stump in my backyard I would like to remove but tree pro says he can't get a stump grinder to that location of my yard.
He might not be able to get his stump grinder to that location, but I'm sure he can get a smaller one back there. The one below has the footprint of a push lawn mower and cost under $200/day. (if you rent after 3:30pm Friday, it's 1 day rental price thru Monday morning)

https://www.sunbeltrentals.com/equipmen ... p-grinder/
by ddurrett896
Fri Jun 21, 2019 5:44 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 4273
Views: 1072184

Re: Share your net worth progression

ponyboy wrote: Thu Jun 13, 2019 6:19 am Just a friendly reminder to anyone here who gets discouraged at their net worth progression...

"comparison is the thief of joy"
lol I was just about to post "Man this thread makes me nauseous."

I'd be curious to see the net worth not in $$, but as a % of yearly household income.
by ddurrett896
Wed Jun 12, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Cost of mini split installation? [Ductless Air Conditioning/ Heat]
Replies: 36
Views: 5906

Re: Cost of mini split installation?

My neighbor just paid $12,500 for a single outdoor unit and 5 heads.
by ddurrett896
Wed Jun 05, 2019 7:30 pm
Forum: Personal Consumer Issues
Topic: HVAC Repair Nightmare - Thoughts, ideas, solutions
Replies: 37
Views: 4211

Re: HVAC Repair Nightmare - Thoughts, ideas, solutions

However, what do I do when they claim my original coil was leaking too? I don't think it was and that it was misdiagnosed, but how do I prove that? The first tech diagnosed a coil leak. Second tech a leak in the homes "original coolant line". Old coil is gone, 2nd tech can't say anything about coil. 2nd tech said compressor damaged due to leak. I guess you can’t prove the first coil but I’d make it a point that you will post the timeline of events to every social media site, over and over until you die or the problem is fixed/refunded. As far as the compressor being broke, you definitely had a leak and that’s definitely on you. I would get it right and pay nothing more, then worry about the compressor with a different company tha...
by ddurrett896
Wed Jun 05, 2019 6:41 pm
Forum: Personal Consumer Issues
Topic: HVAC Repair Nightmare - Thoughts, ideas, solutions
Replies: 37
Views: 4211

Re: HVAC Repair Nightmare - Thoughts, ideas, solutions

May 22 - I pay $500 for the coolant and service fees. I still owe $700 for Coil. The coolant leaks out and the AC stops working in less than 48 hours. May 29th - AC company replaces coil and the cost comes to $900 after charging me $700 for coil labor and $200 for more coolant. June 5th - AC company sends out a different tech and says the leak is in the line running outside underground. It will be $250 to replace. Plus the Compressor is likely now damaged and will need to be replaced at cost of $1000 for labor. You paid $500 for coolant/fees because they said the coil was leaking (Pay) + $700 for a coil that didn't need to be replaced (Shouldn't pay). Then another $200 in coolant (Based on the coil which is false, shouldn't pay). Now $250 ...
by ddurrett896
Wed Jun 05, 2019 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Building a Large Shed and Cutting Costs
Replies: 6
Views: 1311

Re: Building a Large Shed and Cutting Costs

20x20 is more of a garage than a shed.

If you want the bottom plate near grade:
Pour a monolithic slab and frame up.

If you want the bottom plate above grade:
Pour a footer, set a course or 2 of block, pour the slab and frame up.

For the walls, you really are better off having a 2nd set of hands. Build walls in 8-12’ sections, raise and brace. The 2nd set of hands is just there to stabilize, not really do much heavy lifting.

I would hire out the footer/slab. I’ve done by fair share of concrete work (building a 1,000sqft garage right now) and would do the footer and block, but not the slab and finishing.
by ddurrett896
Wed Jun 05, 2019 3:14 pm
Forum: Personal Consumer Issues
Topic: How to pay electrician
Replies: 38
Views: 4156

Re: How to pay electrician

In my state, the local DPOR would:
No contract? Fine
No license number? Fine
No timeline for job? Fine
Not estimate completion date? Fine

I’d tell him the above, the ask if he wants the original amount.
by ddurrett896
Sun Jun 02, 2019 7:20 pm
Forum: Personal Consumer Issues
Topic: Efficient Disneyland visit for family 1-2 days
Replies: 37
Views: 3220

Re: Efficient Disneyland visit for family 1-2 days

VIP ticket is the way to go. The one we did was for 10 people so with 3 it might not be worth it. It’s like $400/hr with a 6hr minimum. Doesn’t include tickets. So $100 ticket + $250/person in VIP. They pick you up in a van (car seats provided and ready) and drive you into the park - 20 steps until you’re in. No waiting for a tram and hauling kids thru the parking lot. You cut every line and ride as many times as you want. They reserve a spot for the parades in a roped off section and you show up right when it starts. Kids falls asleep in the stroller? No problem - they sit at the exit with them while you ride. I hate lines and crowds, but it’s the deal. Figure it’s 3-5x the cost of buying a ticket and doing it on your own, but you easily ...
by ddurrett896
Fri May 31, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: UPDATE to What to do with a 24" analog CRT TV?
Replies: 58
Views: 4876

Re: What to do with a 24" analog CRT TV?

Backyard + baseball bat
by ddurrett896
Fri May 31, 2019 4:18 pm
Forum: Personal Consumer Issues
Topic: Efficient Disneyland visit for family 1-2 days
Replies: 37
Views: 3220

Re: Efficient Disneyland visit for family 1-2 days

VIP ticket is the way to go. The one we did was for 10 people so with 3 it might not be worth it. It’s like $400/hr with a 6hr minimum. Doesn’t include tickets. So $100 ticket + $250/person in VIP. They pick you up in a van (car seats provided and ready) and drive you into the park - 20 steps until you’re in. No waiting for a tram and hauling kids thru the parking lot. You cut every line and ride as many times as you want. They reserve a spot for the parades in a roped off section and you show up right when it starts. Kids falls asleep in the stroller? No problem - they sit at the exit with them while you ride. I hate lines and crowds, but it’s the deal. Figure it’s 3-5x the cost of buying a ticket and doing it on your own, but you easily g...
by ddurrett896
Fri May 31, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: Small Claims Court advice
Replies: 7
Views: 883

Re: Small Claims Court advice

Stipe wrote: Fri May 31, 2019 7:35 am paid him what I agreed...but I walked away with a car not done, missing parts all over the place
Why did you pay if the car wasn't done and missing parts? Payment at the end seals the deal in my mind UNLESS there were issues hidden/covered up.
by ddurrett896
Wed May 29, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: How to affordably get rid of home pool
Replies: 35
Views: 3903

Re: How to affordably get rid of home pool

neveragain wrote: Wed May 29, 2019 10:20 am Any affordable way now, to deal with this pool or finance the excavation, such as having it done partially now and the rest later?
$5,000 isn't too bad. They are going to need a machine + dump truck.

Dirt delivered can be purchased, but people pay where I live around $50/load to dump. If you take for free that saves them $ plus cost you nothing.
Dump truck runs $150/load with no fee since places take for free to crush and sell. I just had 500sqft remove in 2 loads.

So you have a couple hundred $ in the dump truck, plus the machine ($2,000/week to rent) and labor and potentially dirt cost if you can't find for free.
by ddurrett896
Fri May 24, 2019 6:04 am
Forum: Personal Consumer Issues
Topic: This rake is the best tool I've bought this week
Replies: 41
Views: 8063

Re: This rake is the best tool I've bought this week

+1 for the Eley hose reel. Buy once cry once.
by ddurrett896
Wed May 22, 2019 3:16 pm
Forum: Personal Consumer Issues
Topic: Compound miter saw recommendation
Replies: 50
Views: 4072

Re: Compound miter saw recommendation

Dewalt. Buy one that slides. Might not need now but you will one day.
by ddurrett896
Wed May 22, 2019 3:15 pm
Forum: Personal Investments
Topic: $400,000 gift to stepdaughter
Replies: 76
Views: 10250

Re: $400,000 gift to stepdaughter

Stick the $400,00 in an account that pays like 2.5% and give her the $10,000 in Interest each year.
by ddurrett896
Thu May 16, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Crawl space encapsulation
Replies: 38
Views: 4734

Re: Crawl space encapsulation

eltron wrote: Tue May 14, 2019 12:54 pm Thanks all for the responses. Some very helpful info here.

I live in North Carolina so humidity is a factor here.
I live in southern VA and feel your pain with humidity. House is 46 years old, with no vapor barrier and bone dry. Termite company that inspects each year sells vapor barrier install and doesn't even recommend.

Fix the water like you said, then go from there.
by ddurrett896
Thu May 16, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Logistics of splitting tuition costs with child
Replies: 79
Views: 5356

Re: Logistics of splitting tuition costs with child

Doc7 wrote: Thu May 16, 2019 4:11 am What is the logistical way of someone "paying for 75% of college costs"?
Pay 100% of the college, then have your child pay you back the 25%.
by ddurrett896
Tue May 14, 2019 10:36 am
Forum: Personal Investments
Topic: Email to my Edward Jones Rep
Replies: 46
Views: 5343

Re: Email to my Edward Jones Rep

"His Name", the potential sale of my business continues to progress. I am performing due diligence concerning how to handle a lump sum portfolio investment of approximately "low 7 figures". I am not interested in looking at past performance of funds and I will use load costs and expense ratio costs as a major determinant for my decision. I need to know load costs and expense ratio's if I invest at least 100,000 in assorted, various EJ mutual funds, muni funds and non-corporate bond funds. Please include any other costs I would incur during initial investment and future balancing fund movements. I appreciate everything you have done and your guidance however I am moving my money to Vangurd. Between the upfront load cost ...