Search found 1021 matches

by allsop
Sat Jul 05, 2008 1:49 pm
Forum: Investing - Theory, News & General
Topic: Why Stock Markets Crash
Replies: 19
Views: 5083

OK, that didn't work, so let me make a semi-serious observation. The vast majority of the time, systems which can be mathematically described by highly nonlinear sets of equations exhibit chaotic behavior. The technical definition of chaos in this context is that an arbitrarily small change in the ...
by allsop
Sat Jul 05, 2008 1:19 pm
Forum: Investing - Help with Personal Investments
Topic: Young Diehards.... Checking in to see how you all are doing.
Replies: 53
Views: 11262

Dynastar wrote: Sure, we could be the next Japan, but I doubt it- our financial and political institutions, while far from perfect, are light years ahead of Japan's.
May I suggest that you widen your horizons a little? I think that may very well help you on your AA and it's long term return.
by allsop
Fri Jul 04, 2008 1:37 pm
Forum: Investing - Help with Personal Investments
Topic: Young Diehards.... Checking in to see how you all are doing.
Replies: 53
Views: 11262

Adrian Nenu wrote:Either Buffett is wrong or the investors who believe stocks are not on sale during bear markets. You decide.

Adrian
anenu@tampabay.rr.com
Those that invested a lump sum of money at the time Buffet made the remark might very well agree with him.
by allsop
Fri Jul 04, 2008 9:00 am
Forum: Investing - Help with Personal Investments
Topic: Buying ETF: number of shares for easy fill
Replies: 6
Views: 1215

Thanks,
I live in Sweden and would like to keep down my transaction costs. Since I am a newbie in buying stocks I thought I rather ask to be sure.
by allsop
Fri Jul 04, 2008 8:31 am
Forum: Investing - Help with Personal Investments
Topic: Buying ETF: number of shares for easy fill
Replies: 6
Views: 1215

Buying ETF: number of shares for easy fill

Next week will be my first time of buying stocks listed on an US stock exchange. I am aware that one may as many shares as one like, but I have come to understand that an order may fill more quickly if the number of shares is a "round" number like 10, 100, 200,... instead of something like 23 or 125...
by allsop
Thu Jul 03, 2008 4:22 am
Forum: Investing - Help with Personal Investments
Topic: Young Diehards.... Checking in to see how you all are doing.
Replies: 53
Views: 11262

Re: Hello all..

But I'm afraid I think most of the bad news is already priced into the market. [snip] we know about Iran and it's threats to close the strait of Hormuz, we know that the price of oil has tripled, we know that Israel +/- us may start some trouble with Iran, I believe that an actual Israeli/US attack...
by allsop
Wed Jul 02, 2008 9:56 am
Forum: Investing - Theory, News & General
Topic: Milton Friedman's advice on personal finance and savings
Replies: 29
Views: 6880

Perhaps good advice for a tenured professor or government employee, where your job is highly secure and pay increases each year without necessarily being tied to increased productivity. For the rest of us, pay does not automatically increase until we die. Productivity peaks at some point in life, p...
by allsop
Tue Jul 01, 2008 1:16 am
Forum: Investing - Theory, News & General
Topic: Vanguard's new Total World Stock Index Fund
Replies: 86
Views: 30039

Re: Holdings of Vanguard Total World Market Index

anyone know what the holding are of this fund? the Vanguard site doesn't give it to you when you click on it Some information about the holdings are to be fond in the ETF Prospectus dated 17th of June: "The Index includes approximately 2,900 stocks of companies located in 47 countries, including bo...
by allsop
Mon Jun 30, 2008 2:14 pm
Forum: Investing - Help with Personal Investments
Topic: emergency fund/portfolio allocation
Replies: 14
Views: 4279

In our family we think of the lower long-term yield of emergency funds as a kind of an insurance cost for bad times. He he, in our family we think of the lower yield on emergency funds as lost money. We're more in the Taylor camp and don't really have a separate emergency fund. I wouldn't go so far...
by allsop
Mon Jun 30, 2008 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: emergency fund/portfolio allocation
Replies: 14
Views: 4279

I would go further than Taylor and suggest that the essence of an emergency fund is to allow a person to deal with unexpected problems WITHOUT BEING FORCED TO EXERCISE HIGHLY DISADVANTAGEOUS CHOICES. Things one wants to avoid are such as building up credit card or other debt at high interest rates,...
by allsop
Mon Jun 30, 2008 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Route Minimization Software
Replies: 24
Views: 3240

Re: Route Minimization Software

Which doesn't mean that the software is no good (the Travelling Salesman Problem doesn't include 'real world' constraints like the absence of a flight from Denver CO to Birmingham in Britain) just that, for a sufficiently large problem, there is no computable solution. :) :) For real world there ar...
by allsop
Sun Jun 29, 2008 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Route Minimization Software
Replies: 24
Views: 3240

Traffic may have a smaller range within which it is volatile (with exception of black swan events) - but it is still behaving fairly simlarly to the stock market. Please provide some credible references that traffic behaves similarly to the stock market. I don't want to overplay the analogy - basic...
by allsop
Sun Jun 29, 2008 1:11 am
Forum: Personal Finance (Not Investing)
Topic: Route Minimization Software
Replies: 24
Views: 3240

avalpert wrote: Traffic may have a smaller range within which it is volatile (with exception of black swan events) - but it is still behaving fairly simlarly to the stock market.
Please provide some credible references that traffic behaves similarly to the stock market.
by allsop
Sat Jun 28, 2008 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Route Minimization Software
Replies: 24
Views: 3240

Given the volatility of traffic patterns (very similar to stock patterns), is there anything out there that is meaningfully better than google maps plus local experience that will be worth the cost? Traffic patterns are much more predictable than stock patterns. There are such things as "traffic pl...
by allsop
Sat Jun 28, 2008 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Route Minimization Software
Replies: 24
Views: 3240

Given the volatility of traffic patterns (very similar to stock patterns), is there anything out there that is meaningfully better than google maps plus local experience that will be worth the cost? Traffic patterns are much more predictable than stock patterns. There are such things as "traffic pl...
by allsop
Thu Jun 26, 2008 3:26 pm
Forum: Investing - Theory, News & General
Topic: Is political risk adequately compensated w/ developed marke?
Replies: 26
Views: 4174

USA is quite fond of unilateral actions with not much consideration of what foreigners think and that is a real risk for investors. I totally agree. The next question is, is this a risk for which non-US investors are compensated? If the answer is no, then can you flip it around and say that US inve...
by allsop
Thu Jun 26, 2008 1:53 pm
Forum: Investing - Theory, News & General
Topic: Is political risk adequately compensated w/ developed marke?
Replies: 26
Views: 4174

Many non-US citizens have similar concerns about the "political risks" of investing in USA. They probably should, right? It's easy for US politicians to engage in demagoguery about foreign investors -- see for example the recent controversy about the interest Abu Dhabi has in buying the Chrysler Bu...
by allsop
Thu Jun 26, 2008 1:23 pm
Forum: Investing - Theory, News & General
Topic: Is political risk adequately compensated w/ developed marke?
Replies: 26
Views: 4174

Many non-US citizens have similar concerns about the "political risks" of investing in USA.
by allsop
Thu Jun 26, 2008 12:35 pm
Forum: Investing - Theory, News & General
Topic: Where is the Total Global Index?
Replies: 16
Views: 3526

avalpert and just wonder who are the buyer for this fund,who don't have TSM and FTSE all world ex US --or who have already them then overlaping-- may missing something For me living in Sweden the ETF is available to me and cheaper than funds over here in this small country. With higher trade commis...
by allsop
Thu Jun 26, 2008 12:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's new Total World Stock Index Fund
Replies: 86
Views: 30039

For me, living in Sweden, it will be choosing among the corresponding ETFs. Trade commissions are high by American standards (0.15%, min $13, and 0.15% valuta spread as well) so re-balancing between two funds is costly. In addition we have higher capital gains taxes. So I think I will go with just o...
by allsop
Mon Jun 23, 2008 4:49 pm
Forum: Investing - Theory, News & General
Topic: John Bogle: June 2, 2008 speech
Replies: 22
Views: 6149

My impression from the speech is that he is negative about BRIC funds, but less so for international funds. I wonder what he thinks of the new (upcoming) fund from Vanguard tracking the FTSE All World index. For me, living in Sweden, it does not make sense to have 80% or more in US equities, but tha...