Search found 58 matches

by nptit
Wed Aug 19, 2015 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: 401K Match vs Cash Bonus
Replies: 5
Views: 863

Re: 401K Match vs Cash Bonus

Have you been with your current company long enough that their previous matches have vested? * Yes, everything is vested immediately. Are you entitled to a prorated match if you leave early in the year? * No, I am not entitled to a prorated match if I leave early. The answer to your question would ...
by nptit
Wed Aug 19, 2015 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: 401K Match vs Cash Bonus
Replies: 5
Views: 863

401K Match vs Cash Bonus

I am going to be offered a position at another company in September. The 401k at my current employer is matched at the end of the year. I should expect a 5K match. The question is what exactly is that 5K 401k match worth in comparison to cash (Bonus I would ask for in the new job)? Is it 10K cash eq...
by nptit
Tue Jul 28, 2015 6:44 pm
Forum: Personal Investments
Topic: Roll over mailing logistics?
Replies: 6
Views: 1526

Roll over mailing logistics?

Assume you are rolling over after tax 401k contributions to a roth IRA. Fiduciary A sends a check to you and then you have to send the check to fiduciary B. Note I asked fiduciary A if they will send it directly to B and they will not only to me. How does one secure/ensure nothing happens to the let...
by nptit
Mon Jul 13, 2015 6:22 pm
Forum: Investing - Theory, News & General
Topic: Tilting allocation - Energy
Replies: 20
Views: 2242

Tilting allocation - Energy

I have long followed the three fund portfolio, but towards extreme times I feel it may be justified to tilt. Has anyone tilted there allocation in the past in "extreme events" and have experiences to share? I am currently thinking I may tilt my three fund allocation (VTI, VXUS, BND) this w...
by nptit
Tue Jul 07, 2015 7:08 am
Forum: Investing - Theory, News & General
Topic: Bloomberg - "The Hugely Profitable, Wholly Legal Way to Game the Stock Market" (Front running index fund purchases)
Replies: 43
Views: 9366

Article on Front Running Index Investing

http://www.bloomberg.com/news/articles/2015-07-07/the-hugely-profitable-wholly-legal-way-to-game-the-stock-market Is this a legitimate concern? Is the tracking error only noticeable on smaller/less liquid/niche ETFs? What would the tracking error or possible issues of the three fund portfolio be? Th...
by nptit
Sun Jun 21, 2015 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Medical related financial planning? [Health Savings Account]
Replies: 2
Views: 721

Medical related financial planning? [Health Savings Account]

Hi, I am in my mid 20's and have been maxing out my HSA for some time now and amassed ~10K, which is invested. I consider myself to be very healthy and have not been to a medical doctor in ~3 years. I have not had any medical expenses and have not withdrawn from my HSA. Can someone offer insights in...
by nptit
Sun Apr 19, 2015 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Using Zillow/Zestimate to value a home?
Replies: 43
Views: 15023

Using Zillow/Zestimate to value a home?

My questions is around how one values a home? For example I am looking at a home on Zillow with an asking price of 270K. The zestimate is 227K, which is the property pricing estimate given by Zillow. I have no idea how the zestimate is calculated and if it has any merit. The tax history is as follow...
by nptit
Sun Mar 29, 2015 5:55 pm
Forum: US Chapters
Topic: Austin Bogleheads meeting 3/28/2015
Replies: 2
Views: 1284

Re: Austin Bogleheads meeting 3/28/2015

How often are the meetings/when is the next event?
I have been a reader of Bogleheads.org for around a year now and would like to attend.