Search found 837 matches

by gotherelate
Mon Dec 19, 2011 2:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting - March 12
Replies: 18
Views: 5385

Re: Austin Chapter Meeting - March 12

As far as I know we're still active. I'm guessing that everyone is busy with the holidays and that we'll probably get something going after the first of the year.

Bryan, if you read this and need any help getting the next meeting organized, let me know on the board or by PM. Thanks.
by gotherelate
Sat Dec 17, 2011 12:50 pm
Forum: Personal Consumer Issues
Topic: pet grammarian peeves
Replies: 323
Views: 19316

Re: pet grammarian peeves

I hired a pet grammarian once, but I couldn't understand either her or my pet.
by gotherelate
Fri Nov 25, 2011 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Asset Allocation
Replies: 7
Views: 988

Re: Asset Allocation

I think your post represents a great example of the difference between re-balancing and market timing. If you make the move your post suggests, you are trying to time the relative markets between international and inflation protected securities. If you make the move because the market got your AA ou...
by gotherelate
Thu Nov 24, 2011 12:14 pm
Forum: Investing - Theory, News & General
Topic: Giving Thanks to Jack Bogle
Replies: 4
Views: 414

Re: Giving Thanks to Jack Bogle

Couldn't have said it better myself.^
by gotherelate
Thu Nov 24, 2011 12:08 pm
Forum: Personal Consumer Issues
Topic: HAPPY THANKSGIVING, BOGLEHEADS
Replies: 24
Views: 1428

Re: HAPPY THANKSGIVING, BOGLEHEADS

Thanks, Mel, and Happy Thanksgiving to you, too. It was great to finally meet you at the reunion last month. Keep up the good work and stay well.
by gotherelate
Tue Nov 22, 2011 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: 2012 social security
Replies: 31
Views: 4295

Re: 2012 SOCIAL SECURITY

I think they mail them out about three months before your birthday, if you're going to get one.
by gotherelate
Tue Nov 15, 2011 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: At What Point Does Performance Overcome Expense Ratio?
Replies: 18
Views: 1666

Re: At What Point Does Performance Overcome Expense Ratio?

Ask yourself one question: Which is more likely to continue into the future - outperformance or higher expenses?
by gotherelate
Mon Nov 14, 2011 6:33 pm
Forum: Investing - Theory, News & General
Topic: Predict: S&P Doubles or Halves First?
Replies: 36
Views: 3796

Re: Predict: S&P Doubles or Halves First?

I'll stick with "neither."
by gotherelate
Mon Nov 14, 2011 6:29 pm
Forum: Investing - Theory, News & General
Topic: Predict: S&P Doubles or Halves First?
Replies: 36
Views: 3796

Re: Predict: S&P Doubles or Halves First?

If the time limit is our collective life expectancies, I'd say neither.
by gotherelate
Fri Nov 11, 2011 2:19 pm
Forum: Personal Consumer Issues
Topic: 30 Photos From Nikon Small World Contest
Replies: 3
Views: 507

Re: 30 Photos From Nikon Small World Contest

Fascinating, captain.
by gotherelate
Wed Nov 09, 2011 5:18 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard not-so-boglehead-ish "improvement"
Replies: 27
Views: 3551

Re: Vanguard not-so-boglehead-ish "improvement"

Chill out, folks. Nobody's going to make you trade ETFs all day long.
by gotherelate
Wed Nov 09, 2011 5:14 pm
Forum: Personal Consumer Issues
Topic: A new endeavor - wish me luck!
Replies: 21
Views: 3063

Re: A new endeavor - wish me luck!

Good luck.
by gotherelate
Wed Nov 09, 2011 12:28 pm
Forum: Investing - Theory, News & General
Topic: My new trading strategy.
Replies: 21
Views: 2254

Re: My new trading strategy.

Very slowly, step away from the sources of stock market information.
by gotherelate
Wed Nov 09, 2011 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: Help, My wife has inherited money but is too conservative.
Replies: 21
Views: 2194

Re: Help, My wife has inherited money but is too conservativ

Are you married or just living together? The "her's and mine" language is something you may want to examine. If one of my parents died then my wife and I would inherit X amount of dollars. Realizing that both of you are on the same team really helps eliminate the ill feelings that often surface whe...
by gotherelate
Wed Nov 09, 2011 12:19 pm
Forum: Investing - Help with Personal Investments
Topic: Is this market timing or a rebalance
Replies: 14
Views: 1076

Re: Is this market timing or a rebalance

Your question contains the answer. You describe your contribution plan as being conditioned on "as the equity market indexes go higher." When your investment statement contains terms like that, it is market timing plain and simple. It is OK to have a glide path from your current allocation to your ...
by gotherelate
Sun Nov 06, 2011 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: How Should this accident be handled?
Replies: 31
Views: 3227

Re: How Should this Be Handled?

Mother fell. That wasn't the store's fault , so the store should not pay anything. (That does not mean that they will not pay anything, just that they should not.) Two ambulenci came. Neither was called. So, mother should not pay them anything. (That does not mean that the ambulence companies won't...
by gotherelate
Thu Nov 03, 2011 5:47 pm
Forum: Personal Consumer Issues
Topic: US Smartphone ownership by age group
Replies: 44
Views: 4214

Re: US Smartphone ownership by age group

Percentage wise (just eyeballing it) the 55-64 age group seems to be "taking a shine" towards smart phones more so than the other age groups.
by gotherelate
Thu Nov 03, 2011 12:21 pm
Forum: Personal Consumer Issues
Topic: Burma Shave
Replies: 14
Views: 1910

Re: Burma Shave

Market timers
Come and go
They buy too high
And sell too low
Burma Shave
by gotherelate
Tue Nov 01, 2011 6:21 pm
Forum: Investing - Help with Personal Investments
Topic: Buying stock at low prices....how?
Replies: 12
Views: 1288

Re: Buying stock at low prices....how?

Thanks guys! When the stock market "crashes", are stock/share prices dynamically adjusted with a "lower" price or does it take a while for the price to reflect the crash (like 1-2 business days)? I will setup the automatic payment, so I guess it's all a moot point anyways! I'm not sure exactly what...
by gotherelate
Mon Oct 31, 2011 6:05 pm
Forum: Forum Issues and Administration
Topic: Forum Upgrade Successful
Replies: 136
Views: 11087

Re: Forum Upgrade Successful

Just wanted to add my "thank you" to Alex, Lady Geek and any others who put in so much of their time to keep this site the absolute best in the business.
by gotherelate
Mon Oct 31, 2011 5:30 pm
Forum: Investing - Theory, News & General
Topic: S&P having best month in 37 years...
Replies: 34
Views: 2942

Re: S&P having best month in 37 years...

I began to book green on my long positions (in my trading account) and bought a hedge against my core when all the noise-makers on CNBC began crowing last week. Trade against the noise. I had a very good October, and have kept it thus. Now there's a couple of phrases you won't see in the Boglehead ...
by gotherelate
Mon Oct 31, 2011 5:11 pm
Forum: Investing - Theory, News & General
Topic: Vanguard asking for enhanced security password
Replies: 49
Views: 6047

Re: Someone from Vanguard just called and asked for my passw

If I were you, I'd call Vanguard ASAP and verify it was they who called.
by gotherelate
Sun Oct 30, 2011 12:01 pm
Forum: Personal Consumer Issues
Topic: Congrats to Joe Pa, Most Division I Wins all-time
Replies: 90
Views: 5678

Re: Congrats to Joe Pa, Most Division I Wins all-time

brick-house wrote:Pennsylvania is blessed to have two living legends (Joe PA and John Bogle) leading by example.
I'll bet each one would be honored to be in the other's presence.
by gotherelate
Sun Oct 30, 2011 11:58 am
Forum: Personal Consumer Issues
Topic: Any on Line gamers here ?
Replies: 40
Views: 4425

Re: Any on Line gamers here ?

I like to play online poker. Being in the U.S., I'm limited to play money, but the action is still pretty good. I've tried several sites, but PokerStars is my current favorite. As Captain Kirk said in the famous "Corbomite" Star Trek episode, intergallactic confrontation strategy can be more like po...
by gotherelate
Sun Oct 30, 2011 11:49 am
Forum: Investing - Help with Personal Investments
Topic: Diversify within each acct. or across all accts.?
Replies: 11
Views: 1160

Re: Diversify within each acct. or across all accts.?

My spouse and I have three retirement accounts. If I could, I would roll them all into Vanguard, but that won't be possible for a number of years. One of these accounts (a 401k) has some very limited/low quality equity mutual fund offerings, so I'm just in large value, mid-growth, and international...
by gotherelate
Sun Oct 30, 2011 11:34 am
Forum: Investing - Theory, News & General
Topic: How do you deal with the Gloom and Doom
Replies: 80
Views: 9033

Re: How do you deal with the Gloom and Doom

I've got several methods:

Scotch & Soda
Tequila & Triple Sec
Bourbon & Coke
Vodka & Tonic
Rye & Vermouth
etc.
by gotherelate
Fri Oct 28, 2011 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Questions
Replies: 15
Views: 1636

Re: Roth IRA Questions

Makes sense, thanks for all the replies. Like I said, hopefully #2 and #3 never come into play for me, was more wondering how things worked. Sounds like I can only make $5,000 of contributions (or whatever max for my age is in the future) per year, regardless of if I remove any of these contributio...
by gotherelate
Thu Oct 27, 2011 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Questions
Replies: 15
Views: 1636

Re: Roth IRA Questions

Thanks for the response. 1. We will both have earned income for 2011 which does not exceed the cutoff so we should be fine there. 2. Will take a look at IRS.gov 3. In my example, by year 3 I would have contributed $10,000 but only eligible with withdraw a total of $7500 even though the account bala...
by gotherelate
Thu Oct 27, 2011 5:31 pm
Forum: Personal Consumer Issues
Topic: Is your portfolio at an all-time high?
Replies: 82
Views: 6571

Re: Is your portfolio at an all-time high?

I don't know if my portfolio is, but I am. :beer
by gotherelate
Thu Oct 27, 2011 5:29 pm
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1262

Re: Wanting to replace aging desktop and laptop with one dev

chaz wrote:No issues with Sony Vaio all-in-one.
Thanks, chaz, but I don't think an all-in-one would travel very well.
by gotherelate
Thu Oct 27, 2011 5:28 pm
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1262

Re: Wanting to replace aging desktop and laptop with one dev

Can anyone point me in the right direction for replacing my old and slow DELL desktop and my old and heavy DELL laptop with a single device? I would use it for web browsing, online bill paying, email, storing photos, online poker and maybe watching videos/movies. Recently at Best Buy I had one of t...
by gotherelate
Thu Oct 27, 2011 5:23 pm
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1262

Re: Wanting to replace aging desktop and laptop with one dev

I think you have a couple of potential solutions. It does not appear that your computer needs exceed the specifications of most modern laptops, say in the $400 and up range (i.e. 4MB of RAM, 350G Hard Drive). If you were running online, active games, the video card would be a consideration and thes...
by gotherelate
Thu Oct 27, 2011 5:22 pm
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1262

Re: Wanting to replace aging desktop and laptop with one dev

Some other worth while questions... What's your price point? How large do you want it to be? If a laptop, how heavy can it be? Ideal screen dimensions for laptop? If I can get what I want with one device, I'm willing to pay up to about $700-800 at most. If I get a laptop I want it to be less than 8...
by gotherelate
Thu Oct 27, 2011 11:58 am
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 377263

Re: What Book Are YOU Currently Reading? Part IV. (07/04/201

"Armadillos & Old Lace" by Kinky Friedman.
by gotherelate
Thu Oct 27, 2011 11:56 am
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1262

Wanting to replace aging desktop and laptop with one device

Can anyone point me in the right direction for replacing my old and slow DELL desktop and my old and heavy DELL laptop with a single device? I would use it for web browsing, online bill paying, email, storing photos, online poker and maybe watching videos/movies. Recently at Best Buy I had one of th...
by gotherelate
Thu Oct 27, 2011 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Questions
Replies: 15
Views: 1636

Re: Roth IRA Questions

1. The wedding is planned for May 2012 and my future spouse does not currently make Roth IRA contributions. We've been looking through upcoming expenses and she will also likely fall short of the $5000 mark. My plan is to use funds from my EF to gift her an amount to push this to the max as well. N...
by gotherelate
Wed Oct 19, 2011 10:37 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS X--THE BEST!
Replies: 25
Views: 4424

Re: BOGLEHEADS X--THE BEST!

Jack, This having been my first Bogleheads Reunion, I've got to say that it surpassed my tremendous anticipation. I echo Mike above in that it was truly an honor and a privilege to have shaken your hand (that's Texan for having met you in person). My two greatest impressions of the event were meetin...
by gotherelate
Sun Oct 09, 2011 11:29 am
Forum: Personal Consumer Issues
Topic: [Poll] Have You Ever Experienced Deja Vu?
Replies: 59
Views: 4857

So far, 88% of Bogleheads that responded have experienced deja vu. That is higher than I expected. Of course, people that have experienced deja vu may be more likely to open the thread and take the poll. I have had dreams where I signed up for 4 college courses but forgot to go to one all quarter.....
by gotherelate
Sat Oct 08, 2011 11:15 am
Forum: Investing - Theory, News & General
Topic: Is there more bad news than before?
Replies: 15
Views: 1366

I remember the world as we knew it was going to end on January 1, 2000, because computers wouldn't be able to figure out we were no longer in the twentieth century.
by gotherelate
Fri Oct 07, 2011 5:15 pm
Forum: Investing - Theory, News & General
Topic: What ETF/ETN would you invent?
Replies: 14
Views: 1114

I would invent the Will Rogers ETF. It would buy only stocks that increase in price after purchase. If a stock doesn't increase in price after purchase, the ETF would not buy it.
by gotherelate
Wed Oct 05, 2011 6:31 pm
Forum: Investing - Help with Personal Investments
Topic: Re-Balancing question for retirees
Replies: 16
Views: 1670

I use 5% bands and my stocks are 4.6% low. When/if I hit -6%, Ill rebalance back into the band, but maybe not all the way back to target. My bands are also 5%. Rather than rebalance to less than target, I will rebalance gradually by redirecting earnings and distributions. Maybe the same thing in es...
by gotherelate
Tue Sep 27, 2011 10:39 am
Forum: Investing - Theory, News & General
Topic: What drives the cost of shares in a bond fund?
Replies: 5
Views: 806

All else being equal, increased demand results in higher prices and lower yields. With lower yields generating less demand and less share value? I guess in part I am asking does a share in a fund, bond or otherwise, have any intrinsic value separate from the performance of the components of the fun...
by gotherelate
Mon Sep 26, 2011 11:12 am
Forum: Investing - Theory, News & General
Topic: What's next for passive investing?
Replies: 14
Views: 2573

Sounds like a good question to pose to the Bogleheads 10 panel of experts. Mel, are you reading?
by gotherelate
Sun Sep 18, 2011 12:14 pm
Forum: Investing - Theory, News & General
Topic: QUESTIONS FOR THE Q&A w/ THE EXPERTS @ BOGLEHEADS 10?
Replies: 29
Views: 7125

With permission from Cut-Throat here

Is there a period of History in the U.S. where we've had interest rates this low and Valuations of equities at current levels. - If so, what year of Investment History currently matches the interest rates and equity valuations as close as where we are today?
by gotherelate
Sun Sep 18, 2011 11:14 am
Forum: Investing - Theory, News & General
Topic: Avoiding [investing] rip-offs
Replies: 17
Views: 2078

Avoid anything that contains one or more of the following words or phrases*: structured, inverse, leverage, collateralized, limited partnership, non-traded, market-neutral, private placement, mezzanine . I'm sure I've missed a bunch. Want to fill them in? Plus (as in "yield plus"). Enhanced. Absolu...
by gotherelate
Sun Sep 18, 2011 10:51 am
Forum: Investing - Theory, News & General
Topic: Has there been a time in U.S. investment History Like This?.
Replies: 60
Views: 7721

I think you ought to pose this question to the panel of experts for the Bogleheads 10 Reunion. In fact, if you'd rather not do it yourself, would you mind if I submit it? Thanks.
by gotherelate
Sun Sep 18, 2011 10:49 am
Forum: Investing - Theory, News & General
Topic: QUESTIONS FOR THE Q&A w/ THE EXPERTS @ BOGLEHEADS 10?
Replies: 29
Views: 7125

Is low cost, broad market index investing here to stay? Do any of the panel members see any possible threats to its continued availability? Will it evolve and, if so, how?
by gotherelate
Sun Sep 11, 2011 10:32 am
Forum: Investing - Theory, News & General
Topic: Name of Firm Wiped Out in 9/11
Replies: 12
Views: 2943

Was this the one?
by gotherelate
Sun Sep 11, 2011 10:08 am
Forum: Investing - Theory, News & General
Topic: PIMCO says individuals should be in cash
Replies: 42
Views: 6681

RE: PIMCO says individuals should be in cash

I AM in cash. I'm also in stocks, bonds, and real estate. :wink: