Search found 501 matches

by Ducks
Wed Feb 04, 2009 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: [poll] Are Employers Cutting 401K Matching Contributions?
Replies: 23
Views: 3497

Hubs' company still has the match (50% of 6%), but in the annual letter that comes in the paycheck announcing raises, they basically said that because of economic uncertainties, to not count on bonuses this year. There was a small (1.5%) raise, and hubs still has a great job at a great company. We a...
by Ducks
Tue Feb 03, 2009 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: Someone to run your finances? (like I Love Lucy)...
Replies: 13
Views: 2642

I was being flippant in my earlier post, and I apologize. The idea of saying, "I don't want to pay my bills and neither does my wife!" made me write what I wrote, but now I see what you are saying. ;) My dad has a secretary he would be lost without. She makes his plane reservations, does his bookkee...
by Ducks
Tue Feb 03, 2009 7:20 pm
Forum: Personal Consumer Issues
Topic: NOBODY is this happy about a 1099-R
Replies: 15
Views: 3257

LOL - thank you both for the laugh this afternoon. :D
by Ducks
Tue Feb 03, 2009 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Someone to run your finances? (like I Love Lucy)...
Replies: 13
Views: 2642

Re: Someone to run your finances? (like I Love Lucy)...

So, do people still do this? And how much does it cost? Any recommendations? My recommendation is to have technology do for you what Ricky's accountant did for him. 1) Buy a copy of Quicken. 2) Set up all your accounts to download into Quicken. 3) Set up all the bills you can on Auto-Pay through yo...
by Ducks
Thu Jan 29, 2009 3:19 pm
Forum: Investing - Theory, News & General
Topic: more schadenfreude for rich people
Replies: 18
Views: 4415

by Ducks
Wed Jan 28, 2009 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: Thread for Budgeting Addicts
Replies: 10
Views: 2118

There is another thread on budgeting here that you may be interested in: http://www.bogleheads.org/forum/viewtopic.php?p=349845#349845 We are another family with unpredictable income. The unpredictable side is somewhere between 1/3 to 1/2 of our income. It makes it hard to plan, for sure. For the pa...
by Ducks
Wed Jan 28, 2009 6:39 pm
Forum: Personal Investments
Topic: Need Recommendations for Investment Management Software
Replies: 15
Views: 3980

Quicken 2007 Deluxe? It will show you asset allocation. That's what I use, but I don't have TSP. I'm staying well away from Quicken 2009 until they do some major bug fixes. Quicken is sorely lacking in the investment department. I keep waiting for them to improve it... and won't upgrade again until...
by Ducks
Wed Jan 28, 2009 4:30 pm
Forum: Investing - Theory, News & General
Topic: Roubini Sees Negative Growth Remaining Through 2009
Replies: 53
Views: 8151

Kenster1 wrote:Meaning, have you seen an increase in incoming traffic flow due to increased crime as a result of the harsh & sweeping economic downturn?
Crime is up in the quadrant of the city we live in by 20%. I'm sure we haven't seen the worst. Freaks me out. :/
by Ducks
Mon Jan 26, 2009 11:29 pm
Forum: Investing - Theory, News & General
Topic: My Personal Index - Now a Standalone Application
Replies: 184
Views: 72893

Matt - New Error: Unhandled exception has occurred in your application. If you click Continue, the application will ignore this error and attempt to continue. If you click Quit, the application will close immediately. An attempt was made to load a program with an incorrect format. (Exception from HR...
by Ducks
Sun Jan 25, 2009 11:15 pm
Forum: Personal Investments
Topic: Taylor turns 85!
Replies: 130
Views: 21623

Happy Birthday, Taylor! :D I hope you had a wonderful day.
by Ducks
Sun Jan 25, 2009 10:19 pm
Forum: Personal Consumer Issues
Topic: Software to consolidate and monitor accounts
Replies: 5
Views: 1385

You might try the Portfolio Tracker from T. Rowe Price:

http://individual.troweprice.com/public ... io-Manager
by Ducks
Sun Jan 25, 2009 1:54 am
Forum: Personal Investments
Topic: Roth IRA - where to invest?
Replies: 9
Views: 2086

LadyGeek - here is another thread on TIPS vs. TIPS Funds that you may find helpful:

http://www.bogleheads.org/forum/viewtopic.php?p=352145
by Ducks
Sat Jan 24, 2009 1:43 pm
Forum: Investing - Theory, News & General
Topic: GOT ANY PEARLS OF WISDOM FOR BOGLEHEADS BOOK?
Replies: 210
Views: 35640

My best pearl of wisdom is: If you don't understand something, don't be afraid to ask about it on the Boglehead's forum!
by Ducks
Sat Jan 24, 2009 12:03 pm
Forum: Personal Consumer Issues
Topic: What's your favorite gaming platform and game?
Replies: 89
Views: 13370

I've been a gamer since Ultima IV on the PC. Now that I have a family and would rather sit in the living room to play games... and now that Console technology has finally caught up (and in some ways surpassed) PC Gaming... I've turned into a console gamer. I got a Wii for my birthday last year, and ...
by Ducks
Fri Jan 23, 2009 7:31 pm
Forum: Personal Investments
Topic: Company just cancelled 401K match for past year
Replies: 38
Views: 11306

Christina - I'm sorry for this. I'm sure many people were counting on the match to 'recover' some of their losses. :( If you feel comfortable doing so, would you mind sharing what industry you work in?
by Ducks
Fri Jan 23, 2009 11:55 am
Forum: Personal Consumer Issues
Topic: What's your Favorite Beer and Favorite Cocktail?
Replies: 97
Views: 15766

I don't drink much, but when I do, I have a Cosmopolitan.
by Ducks
Fri Jan 23, 2009 12:17 am
Forum: Forum Issues and Administration
Topic: No More Emails? (mod edit: comcast is the problem?)
Replies: 10
Views: 3233

Ding! It's working. I wonder if my message to we_can_help@cable.comcast.com had some effect. I hope so.
by Ducks
Thu Jan 22, 2009 10:43 pm
Forum: Investing - Theory, News & General
Topic: Do you invest as a hobby?
Replies: 14
Views: 2558

I retired early and have since made my investments my part-time 'job' and try to approach it in that manner...professionally and proficiently. Investing does, after all, provide my income. I do enjoy it but have hobbies I enjoy more. My feelings about investing are very similar to Mikem's, though I...
by Ducks
Thu Jan 22, 2009 5:29 pm
Forum: Forum Issues and Administration
Topic: No More Emails? (mod edit: comcast is the problem?)
Replies: 10
Views: 3233

Ducks is on the case.

Don't get me started re: comcast. Apparently they are trying to change their image... I'll see if they really are or if that is a bunch of PR they're blowing at the media.
by Ducks
Thu Jan 22, 2009 3:45 pm
Forum: Personal Consumer Issues
Topic: Best kitchen timer for around $5000
Replies: 40
Views: 6756

Ding! We have a winner. :lol:
by Ducks
Thu Jan 22, 2009 2:07 pm
Forum: Investing - Theory, News & General
Topic: How much for International Equities do you have?
Replies: 42
Views: 5454

Re: calculations and definitions

"Global Bonds" means worldwide including the USA. "International" means worldwide not including the USA. Thanks Taylor! OK so just to state this very clearly to make sure i have this right, because this has confused me for a while now. If a person wants these two asset classes in their portfolio......
by Ducks
Thu Jan 22, 2009 12:30 pm
Forum: Investing - Theory, News & General
Topic: How much for International Equities do you have?
Replies: 42
Views: 5454

Just for my own clarity, when people talk about 20% international, they're talking about of the stock portion of their portfolio, right? So if I wanted a 60/40 stock/bond allocation my portfolio might look something like: 12% International (20% of 60%) 48% US Stocks 40% Bonds And not to confuse the ...
by Ducks
Thu Jan 22, 2009 11:12 am
Forum: Forum Issues and Administration
Topic: Please consider economics posts
Replies: 34
Views: 6016

I agree 100% with Magellan's post. I so wish to understand better how economics affects finance and therefore investing. However, the Boglehead's board was not set up to scratch that itch, and I find it unlikely that the moderators will change their mind on this issue. My suggestion about EconTalk a...
by Ducks
Wed Jan 21, 2009 5:20 pm
Forum: Forum Issues and Administration
Topic: Please consider economics posts
Replies: 34
Views: 6016

Someone should suggest to Econtalk and/or Calculated Risk that they should start some forums. I bet they'd be good ones.
by Ducks
Wed Jan 21, 2009 5:10 pm
Forum: Personal Consumer Issues
Topic: Best store-bought salad dressing...
Replies: 41
Views: 17380

Not having tasted feet, how do you measure feetalicious? If the salad dressing I've put on my salad makes me gag and therefore makes me not want to eat the salad I've just spent effort making, then that salad dressing is deemed Feetalicious . (FWIW, I've never tasted feet. But in my imagination, th...
by Ducks
Wed Jan 21, 2009 4:34 pm
Forum: Investing - Theory, News & General
Topic: List your Various IRA/401k Custodians
Replies: 26
Views: 4634

djorg wrote:Where are all the other people with the undesirable 401K providers? I thought there were lots.
Here I am! *waves arms frantically*

401k - John Hancock = 71%
Solo 401k - Vanguard = 9%
Two Roth IRAs & a Rollover IRA - Vanguard = 20%
by Ducks
Wed Jan 21, 2009 4:28 pm
Forum: Personal Consumer Issues
Topic: Best store-bought salad dressing...
Replies: 41
Views: 17380

I am of the opinion that salad dressings should not have more than 35 calories per TBS, and if I'm getting closer to 25 I'm thrilled. So that dramatically limits my choices. I am in an eternal search for a lite Caesar Salad dressing that doesn't taste like feet*. So far the best I've found is Cardin...
by Ducks
Tue Jan 20, 2009 11:10 am
Forum: Forum Issues and Administration
Topic: No More Emails? (mod edit: comcast is the problem?)
Replies: 10
Views: 3233

Yep, I sure did. They all come into my Outlook and get automatically filtered to a subfolder in my inbox named Ducks. The last email I'm showing came in on 1/12. It's very strange.

Is it just me? Are other people still receiving emails?
by Ducks
Tue Jan 20, 2009 10:43 am
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

Hey Adam - Post two more times, and you can post links! I'm just sayin'. ;)
by Ducks
Tue Jan 20, 2009 12:11 am
Forum: Forum Issues and Administration
Topic: No More Emails? (mod edit: comcast is the problem?)
Replies: 10
Views: 3233

No More Emails? (mod edit: comcast is the problem?)

I don't seem to be receiving emails on threads I am watching any more even though I have the email notification set to "Yes" in my profile. Any ideas on what might've changed? That is/was such a handy feature.

jeff mc added "comcast" to title post
by Ducks
Tue Jan 20, 2009 12:03 am
Forum: Investing - Theory, News & General
Topic: The failure of our 401(k)s
Replies: 192
Views: 32831

Let us know if you get a reply. So far, no response from Mr. Miller. I sent the email to my state representative shortly after the hearings featuring Ms. Ghillarduci (sp?) a few months ago, and I received a canned response about how he does not want to steal our 401(k) money. :roll: At least I trie...
by Ducks
Mon Jan 19, 2009 10:14 pm
Forum: Investing - Theory, News & General
Topic: The failure of our 401(k)s
Replies: 192
Views: 32831

A good place to start would be George Miller: http://edlabor.house.gov/preserving-and-strengthening-401ks-and-retirement-plans/index.shtml I wrote George Miller. I also wrote my state's congressman the following email. Feel free to C&P & edit & email to your representatives. Dear Sir – Please consi...
by Ducks
Sat Jan 17, 2009 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: What does your emercency fund look like?
Replies: 58
Views: 10474

An article on emergency funds from the NY Times:

http://www.nytimes.com/2009/01/17/your- ... f=business
by Ducks
Sat Jan 17, 2009 4:24 am
Forum: Personal Consumer Issues
Topic: What's your favorite pizza?
Replies: 56
Views: 8799

pepperoni, sausage (if it's good), mushrooms, red onions, sun dried tomatoes.
by Ducks
Thu Jan 15, 2009 9:13 pm
Forum: Personal Consumer Issues
Topic: Airliner crash lands in Hudson River.
Replies: 44
Views: 6998

As I lived in Anchorage during the time, I remember very clearly the AWACS plane that went down near Elmendorf AFB during takeoff due to a bird strike. All 24 died in the crash. Ever since, I think about birds every time I take off.

More info here:
http://en.wikipedia.org/wiki/Bird_strike
by Ducks
Thu Jan 15, 2009 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: What does your emercency fund look like?
Replies: 58
Views: 10474

kazama - perhaps this thread will be of interest to you:

http://www.bogleheads.org/forum/viewtop ... highlight=
by Ducks
Thu Jan 15, 2009 6:06 pm
Forum: Personal Consumer Issues
Topic: Airliner crash lands in Hudson River.
Replies: 44
Views: 6998

Everyone seems to have survived.

That pilot should be given a MEDAL. What a landing!!
by Ducks
Sat Jan 10, 2009 11:35 pm
Forum: Investing - Theory, News & General
Topic: My Personal Index - Now a Standalone Application
Replies: 184
Views: 72893

Ran setup, and tried to open the file... Vista says, "MyPersonalIndex has stopped working" ... but it never really started. Any ideas?

I'm looking forward to messing around with it. :)

Oh and feedback so far - the icon ... i hope my portfolio would go up, not down. ;)
by Ducks
Wed Jan 07, 2009 4:46 pm
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

Awesome, Mel. :)

I'm sorry I wasn't able to explain it well enough. :/
by Ducks
Wed Jan 07, 2009 12:44 pm
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

Re: Thank you and Ooops

CyberBob wrote:Interesting show, but I can't believe they called Bill Bernstein an 'amateur' investment theorist! :shock:
I think 'amateur' as in 'it's not his first career.' They also called him a god, so you know. ;)

Thanks for doing the graphic, cyberbob. I hope Mel is able to give a listen.
by Ducks
Wed Jan 07, 2009 11:36 am
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

Re: Thank you and Ooops

Thanks for the good words. I am a big Boglehead and was happy to spread the gospel. I knew I liked you, Adam. ;) I giggled a bit that you are always so clear that Planet Money is not a personal finance show, not a personal investment show... but the one little snippet of personal investment advice ...
by Ducks
Mon Jan 05, 2009 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Carat Diamond 14K White Gold Bridal Engagement Ring
Replies: 57
Views: 8744

Right Petro - this one, the watch thread, the other one about the guy spending $20k on the e-ring, the guy whose daughter got a nose ring... there have been a few threads like this, and they get eaten up like salmon by grizzly bears. nom nom nom. Anyway, they're a nice distraction from the insanity ...
by Ducks
Mon Jan 05, 2009 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Carat Diamond 14K White Gold Bridal Engagement Ring
Replies: 57
Views: 8744

bnttwnbnt wrote:I hope I havent created a monster with this post. :?
Are you kidding? We apparently love posts like this. :P
by Ducks
Mon Jan 05, 2009 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Carat Diamond 14K White Gold Bridal Engagement Ring
Replies: 57
Views: 8744

Ha, I'd like to echo the other commentators here (who are presumably all male). If she were to find out, I don't think you'd hear the end of it. Incidentally, $5K for a 2 carat diamond does sound a bit inexpensive. I imagine the clarity and color may not necessarily be what your prospective fiancee...
by Ducks
Sat Jan 03, 2009 10:27 am
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

Thanks for C&P the blog entry, Barry. :)

Here is a direct link to listen to the podcast (MP3)

http://www.npr.org/blogs/globalpoolofmo ... t12.29.mp3
by Ducks
Sat Jan 03, 2009 12:15 am
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

It should be right there under the photo ... click the black "right-pointing triangle" beneath the photo to hear the podcast. Their podcasts are published almost daily, and usually pretty short - in the neighborhood of 12-30 minutes.

You can also get it from iTunes.
by Ducks
Fri Jan 02, 2009 12:06 am
Forum: Investing - Theory, News & General
Topic: The Year End Return Thread
Replies: 100
Views: 17099

We are down 29% for the year. I calculated 1/1/09 balance divided by 1/1/08 balance - not sure how to do this XIRR thing? Worst investment - a single stock that is down 78%. :shock: I'll let you guess the industry. Well, that is the worst one we still hold. We sold WAMU for about a 50% loss the day ...
by Ducks
Thu Jan 01, 2009 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: SEP IRA / Solo Roth 401K
Replies: 7
Views: 2748

You might try this calculator to find out which plan lets you contribute how much.

http://www.individual401kcalculator.com/
by Ducks
Thu Jan 01, 2009 9:07 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2009 BOGLEHEADS CONTEST
Replies: 296
Views: 48820

888
by Ducks
Thu Jan 01, 2009 8:33 pm
Forum: Forum Issues and Administration
Topic: Diehards get mention on NPR's Planet Money
Replies: 24
Views: 5122

Diehards get mention on NPR's Planet Money

I was catching up on my NPR Podcasts after being gone on vacation, and noticed that my very favorite investment forum got a nice but quick mention in the same podcast where they interviewed William Bernstein. I'm an Adam Davidson fan, so of course this made me squee just a little bit. ;) http://www....