Search found 342 matches

by snowshoes
Sun Jul 26, 2015 10:03 am
Forum: Investing - Theory, News & General
Topic: Edelman -- best days, worst days
Replies: 26
Views: 2786

Re: Edleman -- best days, worst days

pkcrafter wrote:
It should be obvious that no market timer could capture all the highs and miss all the lows
Paul
Enter: algorithmic market software equations that take care of that ..(afaik) :|
by snowshoes
Thu Jul 23, 2015 6:06 pm
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 10947

Re: Greatest money lesson movie

I would suggest viewing Professor Perry Mehrlings Coursera Class, The money view, Micro and Macro, (Economics of Money and Banking (Parts 1-2) : Lectures of global financial history, its workings, collusions and manipulations.
by snowshoes
Mon Jul 20, 2015 8:03 pm
Forum: Investing - Theory, News & General
Topic: FTSE All-World ex. US - still a good international fund?
Replies: 5
Views: 1465

Re: FTSE All-World ex. US - still a good international fund?

Except for its concentration, w/ VFWIX @ 2400 holdings v.s Total Internationals (VGTSX) @5900 I see little difference.
by snowshoes
Tue Jul 14, 2015 7:43 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4893
Views: 1307222

Re: What Book Are You Currently Reading? Part VI

King of Capital: An account of Steve Shwartzman's rise in venture capitals world. By Carey and Morris./ Same book as noted by abuss368 above.
by snowshoes
Sat Jul 04, 2015 6:08 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4893
Views: 1307222

Re: What Book Are You Currently Reading? Part VI

The New Lombard St., How the Federal Reserve became the dealer of Last Resort, by Perry Merhling.
by snowshoes
Sat Jun 20, 2015 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Happy Father's Day
Replies: 6
Views: 1434

Re: Happy Father's Day

Levett wrote:My most important lessons re finance were learned from my mother.
Lev
Mine were from my Father.
by snowshoes
Tue Jun 16, 2015 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Longtime Insurance Customers Get Ripped [overcharged]
Replies: 106
Views: 37197

Re: Longtime Insurance Customers Get Ripped

I'd suggest doing it annually. Possibly along side rebalancing ones investment's date maybe. If you consider the compounded savings its substantial, just ask yourself if you'd rather X in your pocket or X in MegaCorp's pocket/bonuses.
by snowshoes
Mon Jun 15, 2015 4:39 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4893
Views: 1307222

Re: What Book Are You Currently Reading? Part VI

"National Security and Double Government"/ Mike Glennon
by snowshoes
Sat Jun 13, 2015 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?
Replies: 112
Views: 20113

Re: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?

However, I worry every day that I've made the wrong decision by going down this road, and continuing to stick to it. Although by saving so much at a relatively young age, I may be able to take it easy later in life, and retire earlier, I don't know whether it will have been worth it. The impact of ...
by snowshoes
Mon Jun 08, 2015 9:21 pm
Forum: Investing - Theory, News & General
Topic: I lost $100 million — and I’ve never been happier
Replies: 29
Views: 11429

Re: I lost $100 million — and I’ve never been happier

raspino wrote:I also suspect that the $100 million dollars was just paper money, including stocks that were way over valued.
Indeed 50% leveraged minimally, I'd suspect its all "a show/advertisment" of the nonsense its promoting.
by snowshoes
Fri Jun 05, 2015 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Frugal Millionaires Article...Sounds Like Bogleheads
Replies: 80
Views: 17347

Re: Frugal Millionaires Article...Sounds Like Bogleheads

After all, the Dow was at 777 in August, 1982, and rose to 11792 by January 2000, only 17 1/3 years later. Not to mention the unprecedented rise in real estate values. A bunch of people just had to score big. SP500, a more diverse equity instrument was close to 666/ on 3/9/09 too, just 6 yrs ago. (...
by snowshoes
Sat May 30, 2015 8:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6255
Views: 1423405

Re: What Movie Have You Recently Watched?

Money-Driven Medicine, and Doctors of the Darkside, and "Fight to Live" the FDA!! :happy free on Amazon Prime*.
by snowshoes
Sat May 16, 2015 11:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6255
Views: 1423405

Re: What Movie Have You Recently Watched?

//"Doctored"//: on Amazon. Yes, It suggest "do no harm" first and foremost, its indeed thought provoking.
by snowshoes
Thu May 14, 2015 8:47 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 35613

Re: How much can I spend on a car?

kmedina8, You say 'My hobbies are no where near expensive but retirement is a top priority'! Would your being FI in your 40s be more important? and now buying a 5-7k used Camry to drive till you become FI? Taylor's numbers are telling ......good luck!
by snowshoes
Fri May 08, 2015 9:04 pm
Forum: US Chapters
Topic: Happy Birthday Mr. Bogle
Replies: 40
Views: 14766

Re: Happy Birthday Mr. Bogle

BEST BDAY to you Jack!
by snowshoes
Thu May 07, 2015 9:56 pm
Forum: Investing - Theory, News & General
Topic: 1929 was a great year to buy stocks
Replies: 92
Views: 7910

Re: 1929 was a great year to buy stocks

Concentrating that risk in market timing w/individual equites escalates yields ballistically too, if you've speculative funds to gamble with. EXAMPLE, "A.I.G", several times went from cents to its current 50.00 levels. There were many other financial services companies in the same circumst...
by snowshoes
Thu Apr 30, 2015 9:06 pm
Forum: Personal Investments
Topic: ETF versus Funds
Replies: 32
Views: 3998

Re: ETF versus Funds

ETF are all the rage! This is a broad analysis i've read intertwined with mine I'm posting to your query... ETFs are a newer option. Like Index funds, or open ended mutual funds were new after the 1926-70s closed end mutual funds era. ETFs are the same to this market currently. As with many financia...
by snowshoes
Mon Apr 27, 2015 10:27 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4893
Views: 1307222

Re: What Book Are You Currently Reading? Part VI

Broken Markets: How high frequency/predatory practices have .... by Arnuck and Saluzzi
by snowshoes
Mon Apr 27, 2015 10:14 pm
Forum: Investing - Theory, News & General
Topic: "How much of your portfolio is in index funds, and why?"
Replies: 91
Views: 14434

Re: "How much of your portfolio is in index funds, and why?"

Markets evolve every decade, year, month, & day. The market is different today than it was 25 yrs ago, and different than it will be 25 years from now. Smart people are currently creating and implementing trading strategies and algorithms that neither the public understands, nor the regulators. ...
by snowshoes
Fri Apr 24, 2015 9:38 pm
Forum: Personal Consumer Issues
Topic: Marginal benefit of spending more on car
Replies: 83
Views: 11051

Re: Marginal benefit of spending more on car

I'd suggest buying used. I see many 35-45k auto's sold at auction for 1-5k. Do you really need heated windshield wipers? :P
by snowshoes
Tue Apr 21, 2015 8:27 pm
Forum: Personal Consumer Issues
Topic: .
Replies: 43
Views: 9912

Re: Broken Oxygen Sensor on Car

My friends replace the O2 sensors themselves. So do-it-yourself. A web search says the part is less than $50. Labor would be $0. Check out repairpal.com for estimates. I checked out repairpal.com for both Toyota and Lexus SUV on a 30k miles service; the former is cheaper by a whopping 50%!!! The fi...
by snowshoes
Mon Apr 13, 2015 10:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4893
Views: 1307222

Re: What Book Are You Currently Reading? Part VI

The Investors Manifesto : By, BH.org's contributor, William Bernstein.
by snowshoes
Sun Apr 12, 2015 6:23 pm
Forum: Investing - Theory, News & General
Topic: New York Times article on bond funds
Replies: 24
Views: 4097

Re: New York Times article on bond funds

TwoByFour wrote:Thanks nisiprius. I always learn a lot from your posts. Very clearly written.
+1 :wink: :thumbsup
by snowshoes
Sun Apr 12, 2015 6:00 pm
Forum: Personal Consumer Issues
Topic: gold bullion
Replies: 16
Views: 2179

Re: gold bullion

white_water wrote:This person asks a reasonable question and got a lecture on why he shouldn't buy.
+1 :wink: You only live once, they might just "want" some PMs
by snowshoes
Sun Apr 05, 2015 7:17 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6255
Views: 1423405

Re: What Movie Have You Recently Watched?

"Chasing Madoff" on AMZN. Quite telling, not like the media. It was black and white fraud.
by snowshoes
Fri Apr 03, 2015 10:32 pm
Forum: Investing - Theory, News & General
Topic: "Is Morningstar Losing Relevance In An Indexing World?"
Replies: 25
Views: 3335

Re: "Is Morningstar Losing Relevance In An Indexing World?"

M*....will follow many newspapers going forward. Financial markets will continue to invent "things", or implement strategies, or algorithmic schemes faster than the regulators can comprehensively understand them, or appropriately regulate them. ETNs are now ETFs, and so on and so forth, th...
by snowshoes
Fri Mar 27, 2015 6:49 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri's 30 year market forecast 2015
Replies: 137
Views: 27881

Re: Rick Ferri's 30 year market forecast 2015

I changed the first column to "Before Inflation Returns" from "Real Returns" because most investors don't know what "real" means in investing. Several people thought it meant expected "realized" return while many others just didn't know. Rick Ferri Rick, grea...
by snowshoes
Sat Mar 21, 2015 8:44 am
Forum: Personal Finance (Not Investing)
Topic: Doctor's office requires credit card on file
Replies: 55
Views: 11865

Re: Doctor's office requires credit card on file

EmergDoc wrote: Heaven forbid people have to actually pay for medical care consumed!
That's a great idea. I'm going to recommend it to other docs.
+1 :happy
by snowshoes
Thu Feb 19, 2015 10:09 pm
Forum: Personal Consumer Issues
Topic: Poll: Largest fraudulent charge to your credit card(s)?
Replies: 49
Views: 5912

Re: Poll: Largest fraudulent charge to your credit card(s)?

[OT comment removed by admin LadyGeek]
by snowshoes
Thu Feb 19, 2015 8:43 pm
Forum: US Chapters
Topic: 2. PETITION FOR Jack Bogle's Presidential Medal of Freedom
Replies: 10
Views: 1935

Re: 2. PETITION FOR Jack Bogle's Presidential Medal of Freed

I'm really dismayed that more people haven't come forward to sign this petition to have Mr. Bogle receive the Presidential Medal of Freedom. To date, there have been 7,747 views on the original thread here; at the Bogleheads.org site, so right there, 9,674people have been reached, and only about 1 ...
by snowshoes
Mon Feb 16, 2015 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

I sincerely want to thank all responders and advice given on this complex problem. I hope no one else lets this circumstance befall them. Thanks all.
by snowshoes
Thu Feb 12, 2015 10:36 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6255
Views: 1423405

Re: What Movie Have You Recently Watched?

Blood Ties by Sigmund Brouwer
by snowshoes
Sat Feb 07, 2015 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

Kenschmidt : Thank you for your suggestions Ken, I will implement them once MassMutual has officially responded to the surviving spouse and myself as DPOA. So far, its like MassMutual think's its a hoax inquiry. Time will tell, everything usually comes out in the wash, or leaves identifiable stains...
by snowshoes
Sat Feb 07, 2015 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

MassMutual is not co-operating so far No financial institution should be cooperating until you can demonstrate that you have a legal right to be inquiring. The remaining spouse has "aphasia", ( trouble responding verbally ) on the phone calling MassMutual for this information, and snail m...
by snowshoes
Fri Feb 06, 2015 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

Thank you all, sincerely, for your input in this perplexing matter. MNFinance/littlebird By lock box, I mean a oversized "sentry" type lock box, sitting on the bed stand. To me, It looked like advertising a beacon of wealth. By amiss*, I meant, it was easily opened, there was a key in the ...
by snowshoes
Thu Feb 05, 2015 8:50 am
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

The spouse that survived is the executor, and beneficiary, and getting better health wise. However, I've been named their DPOA. So tracking these funds down will help them continue to get well. TIA!
by snowshoes
Wed Feb 04, 2015 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

Thank you all for your reviewing this inquiry. The people owning the "products" were married. One ran the financial aspect of the relationship with the other not involved. The one that ran the financial aspects of the relationship has passed on with everything left amiss. The other one rem...
by snowshoes
Wed Feb 04, 2015 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

Re: What if you did not know you were a beneficiary

Thank you so much for that advice itstoomuch!
by snowshoes
Tue Feb 03, 2015 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: What if you did not know you were a beneficiary
Replies: 19
Views: 4380

What if you did not know you were a beneficiary

Hi, I impressed by the tone and level of discussion on diehards.org, as well as the diversity of informed posters and readers is apparent reading the discussions. I've been a reader here for quite some time. An issue has manifested itself and I hope someone might help. Back when the market was tanki...