Search found 342 matches
- Wed Jul 06, 2016 10:41 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 4882
- Views: 1306314
Re: What Book Are You Currently Reading? Part VI
Telecommunications cost mgt : by W.Yarberry, B.DiMarisco & T.Phelps.
- Fri Jul 01, 2016 6:55 pm
- Forum: Personal Finance (Not Investing)
- Topic: HSBC Treating me like a Criminal
- Replies: 62
- Views: 7086
Re: HSBC Treating me like a Criminal
Suppose you sold a house, car, boat, etc. For Cash . Hold your head up and show them the door, or comply. Some roll over, some stand their ground. The latter usually feel better.
- Fri Jul 01, 2016 6:47 pm
- Forum: Personal Finance (Not Investing)
- Topic: HSBC Treating me like a Criminal
- Replies: 62
- Views: 7086
Re: HSBC Treating me like a Criminal
I would definitely walk. X2 Vote with your funds! That works in mass'. HSBC http://www.bloomberg.com/news/articles/2013-07-02/hsbc-judge-approves-1-9b-drug-money-laundering-accord amongst others have & will do something like this conviction when theres money to make. These days "iirc"...
- Tue Jun 28, 2016 9:12 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to make an easy $500 like I just did [Chase bank offer]
- Replies: 60
- Views: 15695
Re: How to make an easy $500 like I just did [Chase bank offer]
No JPMChase in MA
- Tue Jun 28, 2016 8:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to make an easy $500 like I just did [Chase bank offer]
- Replies: 60
- Views: 15695
- Tue Jun 28, 2016 3:52 am
- Forum: Investing - Theory, News & General
- Topic: At what point do we market time?
- Replies: 87
- Views: 9626
Re: At what point do we market time?
I quote a wise old bird:" Let us fallback on the principle that when any rule, policy, guidline or formula becomes a substitute for rational thought rather than an aid to thinking, its then dangerous and should be discarded". At that point perhaps we might market time or rebalance if we ha...
- Sun Jun 26, 2016 11:48 pm
- Forum: Personal Investments
- Topic: which ETF or ISHARE are the best performing for oil
- Replies: 14
- Views: 1497
Re: which ETF or ISHARE are the best performing for oil
To bring this thread back up since 1/20/16, near its OPs inquiry on 2/01/16, VGENX has returned close to 17% speculating.
- Sun Jun 26, 2016 8:49 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 4882
- Views: 1306314
Re: What Book Are You Currently Reading? Part VI
I'm back to "100 Baggers by Cris Mayer", it was published in 2015.
- Thu Jun 23, 2016 10:14 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 4882
- Views: 1306314
Re: What Book Are You Currently Reading? Part VI
Spotting Global Value: How to spot Bubbles, Crashes, and value/ etc. by Mebane Faber
- Wed Jun 22, 2016 10:49 pm
- Forum: US Chapters
- Topic: Happy Birthday, Mel! Boglehead #2.
- Replies: 41
- Views: 6985
Re: Happy Birthday, Mel! Boglehead #2.
Happy Birthday ML, you and TL remind me of Batman & Robin, saving the day for investors wise enough to DIY. Now, which ones Batman, and which ones Robin, thats the question, both wore masks.
KaaBOOM!

- Wed Jun 22, 2016 10:40 pm
- Forum: Investing - Theory, News & General
- Topic: TIPS - Did you give up?
- Replies: 476
- Views: 93546
Re: TIPS - Did you give up?
FWIW abuse368, my understanding is that prevailing rates dictate inflations levels & direction. Some global rates are experiencing negative returns. I see deflationary concerns on the horizon believing markets are close to the peak of a business cycle. Remembering "markets can stay irration...
- Tue Jun 21, 2016 11:16 pm
- Forum: Investing - Theory, News & General
- Topic: TIPS - Did you give up?
- Replies: 476
- Views: 93546
Re: TIPS - Did you give up?
I'm not very articulate, but Paul Volcker reigned in inflation in the late 70s-80s. I've read a lot on it. The USAs government then reworked its inflationary calculation methods several times to fit its own wants, needs and means. Inflation usually mirrors prevailing rates, remember when 12%+ was b...
- Tue Jun 21, 2016 10:29 pm
- Forum: Investing - Theory, News & General
- Topic: TIPS - Did you give up?
- Replies: 476
- Views: 93546
Re: TIPS - Did you give up?
I'm not very articulate, but Paul Volcker reigned in inflation in the late 70s-80s. I've read a lot on it. The USAs government then reworked its inflationary calculation methods several times to fit its own wants, needs and means. Inflation usually mirrors prevailing rates, remember when 12%+ was be...
- Tue Jun 21, 2016 10:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: google phone/vanguard security
- Replies: 7
- Views: 1201
Re: google phone/vanguard security
I'd never think thats secure, have you read its uses fine print?
- Tue Jun 21, 2016 9:00 pm
- Forum: Investing - Theory, News & General
- Topic: Why You Shouldn't Do International Stocks?
- Replies: 60
- Views: 11062
Re: Why You Shouldn't Do International Stocks?
International funds aren't essential, but they will increase your diversification and are quite likely to increase your returns as well. Consider international investing offers a whole world of opportunity that's available at relatively low cost. To many investors I know, that is a great deal. I bel...
- Fri Jun 17, 2016 9:53 pm
- Forum: Investing - Theory, News & General
- Topic: Classic Bernstein 10 — Economic Growth and Stock Dilution
- Replies: 17
- Views: 2762
Re: Classic Bernstein 10 — Economic Growth and Stock Dilution
Say a company returns 10% in one year, before dilution. The company capitalizes equity and awards new shares, causing a dilution "slippage" at the average rate of 2%. The total diluted return is 9.8%. Is this correct? 2.0000% slippage/dilution estimate -minus- 10.0000% ROI = A 8.0000% est...
- Thu Jun 16, 2016 10:52 pm
- Forum: Investing - Theory, News & General
- Topic: "How to Make Your Money Last" -- A Gem
- Replies: 43
- Views: 14380
Re: "How to Make Your Money Last" -- A Gem
Thank you Taylor, particularly for the list of its points you found noteworthy.
- Sat Jun 11, 2016 9:41 pm
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 6240
- Views: 1422115
Re: What Movie Have You Recently Watched?
The Unbelievers ..by R.Dawkins, L.Krauss, R.Hawking.
- Thu Jun 09, 2016 11:16 pm
- Forum: Investing - Theory, News & General
- Topic: New JB interview [John Bogle says industry needs to change]
- Replies: 11
- Views: 2230
Re: "Jack Bogle says mutual fund industry needs to change"
To really examine the markets over the years they've been evolving since there inception as you know TL. The equity markets in the USA and its providers rented the ATT wires* way back when the telephones inception accelerated trading informations exchange. Trading was different, size, classes of sha...
- Wed Jun 08, 2016 12:48 am
- Forum: Investing - Theory, News & General
- Topic: At what point do we market time?
- Replies: 87
- Views: 9626
Re: At what point do we market time?
There are low volatility stock funds that could withstand a market crash pretty handily, so why not substitute those? Reminds me of late 1999 when I correctly predicted that AMZN would peak, sold it all and put it into "safe" GE, which went on to lose about as much as AMZN did. There's no...
- Mon Jun 06, 2016 8:54 pm
- Forum: Investing - Theory, News & General
- Topic: T-Mobile free stock for customers
- Replies: 24
- Views: 4477
Re: T-Mobile free stock for customers
As always LGeek has outstanding supplemental info! thx!
- Sun Jun 05, 2016 7:47 pm
- Forum: Investing - Theory, News & General
- Topic: Biggest investing myths
- Replies: 39
- Views: 5298
Re: Biggest investing myths
That one plays the market , as one might play the ponies, or play the numbers a racket the US spent vast amounts of treasure and blood to eradicate PJW :wink: I'd modify that statement a bit to "acquire" & repurpose, as in the many Lotto "plays" nationwide. Its a .gov number...
- Sat Jun 04, 2016 1:58 pm
- Forum: Investing - Theory, News & General
- Topic: When a fiduciary is not acting in your best interest...
- Replies: 39
- Views: 3990
Re: When a fiduciary is not acting in your best interest...
Lets not forget Upton Sinclair's insights - It is difficult to get an man to understand "or comply"(imo) with something when his salary depends upon his not understanding it. Face it the penalties pale in comparison to the rewards.
- Fri Jun 03, 2016 10:31 pm
- Forum: Investing - Theory, News & General
- Topic: Thank you Taylor Larimore
- Replies: 51
- Views: 15068
Re: Thank you Taylor Larimore
Yes, TL, a man amongst men helping mankind understand simplicities benefits, vs complexities truisms.
- Wed Jun 01, 2016 9:16 am
- Forum: Personal Consumer Issues
- Topic: "starter" vs "regular" home
- Replies: 47
- Views: 5975
Re: "starter" vs "regular" home
Waren Buffet is a successful investor & market timer in his home since 1958, he's not the norm, he buys value! 

- Thu May 26, 2016 10:08 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 4882
- Views: 1306314
Re: What Book Are You Currently Reading? Part VI
100 Baggers: Stocks that return 100 to 1..by Chris Mayer. Advocating buy and hold, buying right, time in the market, and timing the market. 

- Fri May 20, 2016 7:23 pm
- Forum: Personal Consumer Issues
- Topic: Is $2000 reasonable for bathroom permits?
- Replies: 22
- Views: 5105
Re: Is $2000 reasonable for bathroom permits?
Remodeling a bathroom should not require costly municipal or any other permits if no changes, only upgrades are involved. JMO
- Fri May 20, 2016 7:02 pm
- Forum: Investing - Theory, News & General
- Topic: Is there a such thing as a blue collar Boglehead?
- Replies: 251
- Views: 44500
Re: Is there a such thing as a blue collar Boglehead?
In my experience, blue-collar and even middle-class perspectives are not often welcomed on this site. The assumption from many posters seems to be that anyone who is smart and hard-working should be wealthy, and those who are not wealthy are lacking something. I have to agree with you, there certai...
- Thu May 19, 2016 10:22 pm
- Forum: Personal Consumer Issues
- Topic: Emergency Preparedness
- Replies: 75
- Views: 9484
Re: Emergency Preparedness
B.O.B/BugOutBag. The I95 Atlantic corridor would yield a premium amount of casualties, as wound the CA coast. Be prepared. A
'well' articulated answer above mine also!

- Thu May 19, 2016 10:16 pm
- Forum: Personal Investments
- Topic: Health Care fund - is it time to move out?
- Replies: 9
- Views: 1498
Re: Health Care fund - is it time to move out?
timboktooX2 

- Thu May 12, 2016 9:13 pm
- Forum: Investing - Theory, News & General
- Topic: Marketwatch article: I dissected the S&P 500
- Replies: 22
- Views: 2838
Re: Investing in the 50 largest U.S. companies
Interesting. I never realized that 50 companies make up half the index. So someone following Buffett's advice that is frequently posted here to just use a S&P 500 fund would have half of their money in 50 stocks. In_reality: Investors can easily do much worse than have half their money invested...
- Sun May 08, 2016 10:34 pm
- Forum: Personal Consumer Issues
- Topic: Buying a house for an adult child (child adult?)
- Replies: 94
- Views: 12246
Re: Buying a house for an adult child (child adult?)
Not advised, your right, common sense. Good luck!
- Sun May 08, 2016 10:13 pm
- Forum: Investing - Theory, News & General
- Topic: Why invest in consumer defensive
- Replies: 15
- Views: 2029
Re: Why invest in consumer defensive
Its a tilt
...good luck!

- Sun May 08, 2016 8:31 pm
- Forum: Personal Consumer Issues
- Topic: Tips for Selling Bedroom Set
- Replies: 27
- Views: 6216
Re: Tips for Selling Bedroom Set
Like with financial products its a "sunk cost-tuition". I once paid 5k for the latest and greatest furniture set from Levitz furniture. It ended up being refused by the rubbish collection operation, and it was 9/10ths fine.
- Sun May 08, 2016 9:55 am
- Forum: US Chapters
- Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
- Replies: 52
- Views: 7532
Re: Happy Birthday Mr. Bogle! May 8, 2016
Its not often anyone in the financial industry does whats right, its usually both a conflict of interest and human nature overcomes fiduciary responsibility. I'd venture to claim you were that beacon of light doing whats right in a turbulent sea of all the rest of the financial services industry. Yo...
- Sat May 07, 2016 10:12 pm
- Forum: Personal Consumer Issues
- Topic: Financial Movies and Shows
- Replies: 80
- Views: 8289
Re: Financial Movies and Shows
House of Lies: Gods of Dangerous Financial Instruments: an AMZN series.
- Wed May 04, 2016 4:40 am
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 4882
- Views: 1306314
Re: What Book Are You Currently Reading? Part VI
Supermoney : by Adam Smith, A advocate of free markets and the invisible hand, he quotes "Do what you do best and trade for the rest". Smith advocates that the UKs "Bailout" of the East India Trade co., being to big to fail in 1773 with its governmental Tea TAX allowances on the...
- Mon May 02, 2016 8:17 pm
- Forum: Investing - Theory, News & General
- Topic: Jessie Livermore on indexing
- Replies: 3
- Views: 1100
Re: Jessie Livermore on indexing
Thank you for those links & information susze 

- Thu Apr 28, 2016 3:28 am
- Forum: Personal Investments
- Topic: Is changing career paths to make less money ever a smart move?
- Replies: 26
- Views: 3279
Re: Is changing career paths to make less money ever a smart move?
I wouldn't gamble my future on $500k savings at your age. You need to maximize your earnings/savings now. Unless you were born financially Independent of course. 180kx5 might be your life's peak earnings. Many become incarcerated longer for schemes making less. The tenor on this board is confusing ...
- Tue Apr 26, 2016 8:21 pm
- Forum: Investing - Theory, News & General
- Topic: The Economy and the Stock Market
- Replies: 4
- Views: 958
Re: The Economy and the Stock Market
This link might be helpful http://www.bloombergview.com/articles/2016-01-22/stock-exchanges-data-fees-harm-investors . My view is the SEC simply oversees these the many markets mechanics & operations. Writing the reports when something goes wrong. Josh Brown, Barry Ritholtz, and a few others hav...
- Mon Apr 25, 2016 11:27 pm
- Forum: Personal Consumer Issues
- Topic: Help Buying First Car
- Replies: 31
- Views: 3024
Re: Help Buying First Car
Don't automatically get it in your head that "buying with cash is the cheapest". At one time that was likely true, but as our economy has become more and more debt-based and debt-driven more and more people have figured out how to make "debt" work for them. I have not, I'd rather...
- Mon Apr 25, 2016 8:13 pm
- Forum: Investing - Theory, News & General
- Topic: Social Security loopholes closed
- Replies: 19
- Views: 3416
Re: Social Security slashed again!
[OT comment removed by moderator triceratop]
I must agree, I purchased many of Mikes first publication to distribute.The Wizard wrote:The change in SS filing rules has been well documented here by Mike Piper and others...
- Sat Apr 23, 2016 9:09 pm
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 6240
- Views: 1422115
Re: What Movie Have You Recently Watched?
Silenced: on Amazon. The movie "Enemy of the State" comes to mind.
- Thu Apr 21, 2016 9:51 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 4882
- Views: 1306314
Re: What Book Are You Currently Reading? Part VI
The Third Wave : by Steve Case/AOLs founder....
- Thu Apr 21, 2016 12:25 pm
- Forum: Personal Investments
- Topic: What do you wish you had known in your early 20's?
- Replies: 46
- Views: 11047
Re: What do you wish you had known in your early 20's?
Even in the U.S., where the wish for a stable currency is strong, the dollar has fallen a staggering 86% in value since 1965, when I took over management of Berkshire. It takes no less than $7 today to buy what $1 did at that time. Consequently, a tax-free institution would have needed 4.3% interest...
- Wed Apr 20, 2016 7:37 pm
- Forum: Investing - Theory, News & General
- Topic: Did Rick Ferri sell his firm?
- Replies: 21
- Views: 8834
Re: Did Rick Ferri sell his firm?
Thanks for The ETF Book: All You Need to Know About Exchange-Traded Funds, Rick.
- Wed Apr 20, 2016 7:17 pm
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 6240
- Views: 1422115
Re: What Movie Have You Recently Watched?
Brain Games: by Cris Young on AMZN prime. Context is everything. The Central Banking Conspiracy: by Richard Syrett, also on AMNZ prime. Good luck!
- Sat Apr 16, 2016 8:28 pm
- Forum: Investing - Theory, News & General
- Topic: "Bogle's Folly"
- Replies: 30
- Views: 7885
Re: "Bogle's Folly"
Great link Taylor! I still suspect the .gov's new fiduciary policies and guidelines will be toothless to say the least and was just for appearances.
- Tue Apr 12, 2016 6:30 pm
- Forum: Personal Investments
- Topic: Selling stock
- Replies: 15
- Views: 1740
Re: Selling stock
I'll suggest expecting one thing if your using the VG brokerage platform. IME, you'll get near the highest days price buying, or the lowest days price selling lots under 500 if you use market orders anytime of day with the VG brokerage platform. :) The way that is written, it reads like you have tr...
- Tue Apr 12, 2016 5:59 pm
- Forum: Personal Finance (Not Investing)
- Topic: CPA pricing and physical location
- Replies: 41
- Views: 3545
Re: CPA pricing and physical location
Do you want the firm with the ornate spiral knurled walnut staircases leading to the the tax library you help pay for, or the one working from a home office. Both sign your return with what guarantees?