Search found 2345 matches

by Miriam2
Thu Jul 19, 2018 12:36 am
Forum: Personal Consumer Issues
Topic: suit shoe combo?
Replies: 49
Views: 3450

Re: suit shoe combo?

bottlecap wrote: I changed my mind. No one can pull off the suit and sneaker look. Not a fashion model; not even a Time Lord.
Our TimeLord wears suits and sneakers :?: :shock: He probably won't when he retires :D
by Miriam2
Thu Jul 19, 2018 12:13 am
Forum: Personal Consumer Issues
Topic: suit shoe combo?
Replies: 49
Views: 3450

Re: suit shoe combo?

I have an engagement party to go to for my cousin that will require suit and tie look. I always where black suit with black dress shoe and a different colored tie. I am thinking about going to a black suit with a red colored tie and my red Nike sneakers...what do you all think? I will be dancing in...
by Miriam2
Tue Jul 17, 2018 11:40 pm
Forum: Investing - Help with Personal Investments
Topic: What to put in a relatively insignificant Roth IRA
Replies: 5
Views: 674

Re: What to put in a relatively insignificant Roth IRA

Debt: 3.375% fixed rate 30-year mortgage (only 28 years to go!) LOL - Only 28 years! It will pass before you know it . . . First of all, hello everyone - this is my first post, but I have been reading the forums for a while. Welcome to the Bogleheads! I want to take my investing to the next level n...
by Miriam2
Tue Jul 17, 2018 10:56 pm
Forum: Investing - Help with Personal Investments
Topic: Heresy: Is It Worth Converting tIRAs to Roth?
Replies: 46
Views: 4776

Re: Heresy: Is It Worth Converting tIRAs to Roth?

So, DH is now in his mid-50's, and has ~ $85k in tIRA and a SEP-IRA. We're in the 24% Fed bracket, and ~ 9% state tax bracket. 80%+ of our savings are in tax-deferred accounts. We had planned to convert the IRAs to his Roth, now that the Fed tax brackets are lower. However, we only have ~ 7 years b...
by Miriam2
Tue Jul 17, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 35169

Re: Concierge medicine Worth It????

The risk of having no MediGap and no Medicare Advantage plan is there is NO cap for your out of pocket medical expenses with regular Medicare A&B. Having a MediGsp or Medicare Advantage plan would cap your out of pocket. 20% of a huge medical bill is still a huge $$$$$. . . . the 20% is only a part...
by Miriam2
Tue Jul 17, 2018 12:17 am
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 35169

Re: Concierge medicine Worth It????

My age group is Medicare :D and you - and other posters - have made a good point about this. Although I have only seen my GP once or twice a year, that will change - if I get older :wink: - and will need more medical care. Is this Original Medicare? if so, with Medigap or not? Or is it a Medicare A...
by Miriam2
Mon Jul 16, 2018 11:57 am
Forum: Personal Finance (Not Investing)
Topic: Question Regarding Life Insurance
Replies: 5
Views: 371

Re: Question Regarding Life Insurance

. . . I noticed in the policy documents that for each of the 3 policies, my premium are guaranteed for 10, 20, and 30 years. However, the premium for each policy will automatically increase after the term is up. In order to avoid that, it will be my responsibility to remember to call Company X thre...
by Miriam2
Mon Jul 16, 2018 12:55 am
Forum: Personal Finance (Not Investing)
Topic: 14 years with Bogleheads
Replies: 13
Views: 2155

Re: 14 years with Bogleheads

I have been 14 years with Bogleheads, which is also my investing history. Prior to that I only purchased CDs and I-bonds. I am so thankful for this selfless and helpful community. After first couple of years, I rarely asked any question on investments. That's because I got my basics correct, and si...
by Miriam2
Mon Jul 16, 2018 12:09 am
Forum: Investing - Help with Personal Investments
Topic: Realizing 85% of 401k contribution going to bonds
Replies: 21
Views: 2811

Re: Realizing 85% of 401k contribution going to bonds

Sometime in the distant future when you are subject to RMDs, you will be very glad that your equities were in taxable, Roth and HSA rather than in the 401k. The 401k is the right place to keep your bond allocation, so just grin and bear it. My IRA is 100% bonds, ditto for #1 son. Can you please exp...
by Miriam2
Sun Jul 15, 2018 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone Else Here Trying to Max Out 401k for the 1st Time in 2018?
Replies: 35
Views: 2880

Re: Anyone Else Here Trying to Max Out 401k for the 1st Time in 2018?

Title says it all. I've already maxed out my Roth IRA in January and am working on trying to max out my 401k as well by the end of 2018. I have never maxed out my 401k before. Just turned 28. My math works out on paper; however, I've come to appreciate the ever changing complexity of life situation...
by Miriam2
Sun Jul 15, 2018 5:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 551
Views: 64905

Re: I think I hit 100k on retirement milestone?

Checked my account on mint today and I see that it hit 100k. I actually hit it a few months ago but I was switching jobs and lost my match which put me under. I rolled over my old 401k to new 401k and I assume it doesn't just carry over the match that I lost... the numbers I think are reflecting ac...
by Miriam2
Sun Jul 15, 2018 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Help with No-Lapse Guarantee UL
Replies: 22
Views: 1029

Re: Help with No-Lapse Guarantee UL

Be very careful with this type of policy. If the policy holder is one day late making a premium payment (even though the payment is made within the 30 day lapse period), then all guarantees are voided by the insurance company . They will not tell you this in the policy and you will only find out if...
by Miriam2
Sun Jul 15, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 35169

Re: Concierge medicine Worth It????

My doctor recently retired and his office mate is now concierge at $2,000 per year. I use my general physician once or twice a year, other doctor visits are specialists (dermatologist, etc). This means I will be paying either $1,000 or $2,000 per visit to my general physician :shock: :shock: Seems ...
by Miriam2
Sun Jul 15, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Help with No-Lapse Guarantee UL
Replies: 22
Views: 1029

Re: Help with No-Lapse Guarantee UL

One of my good friend asked advice on a No-Lapse Guarantee UL policy (Age 120) he is considering. I tried to read up on how this policy works but still confused on the various parts of the policy. Can you please help me understand this policy better . . . 5. Anything to watch out on this policy? . ...
by Miriam2
Fri Jul 13, 2018 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Help with No-Lapse Guarantee UL
Replies: 22
Views: 1029

Re: Help with No-Lapse Guarantee UL

Hello, One of my good friend ... (Age 120) Your friend is 120 years old? Life insurance typically expires at age 100. See here: https://www.moneytips.com/outliving-your-life-insurance-policy Never heard of the "problem". With traditional WL (to age 100), what happens when the insured turns 100 (or ...
by Miriam2
Fri Jul 13, 2018 6:49 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

How about “Investing with the Bogleheads” After all, the show is mainly about investing, and the guests are either admitted Bogleheads, closet Bogleheads, or friends of the Bogleheads. Regarding - "invest Like a Boglehead" "Investing Like a Boglehead" "Investing With the Bogleheads" "Bogleheads Inv...
by Miriam2
Fri Jul 13, 2018 3:21 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

"Invest Like a Boglehead" - Immediately tells you it's about investing. How? Like a Boglehead. What's it about? Listen to the podcast. I think having "Invest" first is important, as it will probably rank higher in a search engine. "Meet the Bogleheads" - Doesn't say much and sounds like a one shot ...
by Miriam2
Fri Jul 13, 2018 3:16 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

Simply "Bogleheads Investing Podcast" Yes, simple and says it all. What do you think about calling the podcast “Bogle’s Folly” No! Although we know what this means and we chuckle along with Jack Bogle about this, investing is very important, it's no folly, and the Bogleheads are more than mere inde...
by Miriam2
Thu Jul 12, 2018 11:04 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

Can I get some comments on these simple ideas: - The Bogleheads Show - The Bogleheads Podcast - Boglehead Talk - "Podcast" as part of the title is redundant. You know it's a podcast, nothing is descriptive here. Where would it be redundant, do you mean when one is listening to the podcast or search...
by Miriam2
Thu Jul 12, 2018 10:44 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 35169

Re: Concierge medicine Worth It????

Do you mean your doctor, who recently went with concierge with MDVIP, has scheduled a meeting with all her patients together, presumably in a large room, to give them information on her new concierge system, and that the meeting place is a Yacht & Country Club with complimentary valet parking? Exac...
by Miriam2
Thu Jul 12, 2018 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life - We're doing it. What to look for?
Replies: 128
Views: 8566

Re: Whole Life - We're doing it. What to look for?

. . . due to my SO's medical condition, which limits a future term policy, and our desire to have a guaranteed (and stress-free/immediate) payout, we are going to purchase a WL policy. Thoughts? SwampDonkey - why don't you send a copy of your current term policy and this prospective whole life insu...
by Miriam2
Thu Jul 12, 2018 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life - We're doing it. What to look for?
Replies: 128
Views: 8566

Re: Whole Life - We're doing it. What to look for?

afan wrote: For some reason it appears everyone else can see the illustration. For me all I see is "image" which does not display anything.
Afan - log into Bogleheads.org from a different browser. That often solves the problem with a little "image" square without the actual image.
by Miriam2
Thu Jul 12, 2018 9:34 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

Several people like “Talking Bogleheads” with the byline “Investment Advice Inspired by John Bogle” Keep the ideas flowing. I'm not fond of "Talking Bogleheads" - it sort of lessens the Bogleheads, like a bobbing or talking bobblehead or parrot :shock: Then we have to explain it's a podcast. For me...
by Miriam2
Thu Jul 12, 2018 6:55 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 35169

Re: Concierge medicine Worth It????

So, just when I started feeling a whole lot better about this drastic change from my doc, here comes today's mail. . . . Letter was to invite me to this special informational patients meeting (90 minutes) that the doc has called for later this month. What pissed me off is the location, am cordially...
by Miriam2
Thu Jul 12, 2018 6:39 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

I don't think we should have "average" or "average investing" in the title or subtitle. Index funds are not "average." They follow the index. If the S&P 500 index is going up, up, up - the S&P 500 index fund goes up, up up. If the index goes down, the index fund goes down. Although the index funds w...
by Miriam2
Thu Jul 12, 2018 6:29 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20109

Re: COMING SOON: BOGLEHEADS PODCASTS

Herekittykitty wrote: Bogleheads Podcast
Yes, simple and says it all - The Bogleheads Podcast

Then there can be our subtitle - "Investing Advice Inspired by Jack Bogle"

Why complicate our podcast?
by Miriam2
Wed Jul 11, 2018 2:00 pm
Forum: Investing - Theory, News & General
Topic: In Pursuit of the Perfect Portfolio: John C. Bogle
Replies: 4
Views: 1214

Re: In Pursuit of the Perfect Portfolio: John C. Bogle

Here is a great interview with Jack Bogle: "In Pursuit of the Perfect Portfolio: John C. Bogle" https://www.youtube.com/watch?v=3uJbHREmUs4 This is quite an interesting interview with Jack Bogle. He describes how he prepared his Princeton thesis, the history and descriptions of the early mutual fun...
by Miriam2
Tue Jul 10, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 7561

Re: Walking Coast-to-Coast

I don't know if age has much to do with it. Once retired, we have much more control over how we spend our time; or at least we should. I don't think I missed much by not sitting at my desk for those 170 days. I also avoided the news. I assume your investments were on autopilot - I guess auto-ped :w...
by Miriam2
Sun Jul 08, 2018 9:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 136
Views: 17201

Re: Roll Call for the Retirement Class of 2019!

walterbird wrote: July 1st 2019 for me!
You're on The List, Walterbird :D Less than a year to go!
by Miriam2
Sun Jul 08, 2018 3:20 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 345
Views: 49153

Re: Roll Call for the Retirement Class of 2018!

Friday, June 29th was my last day, 33 years with the company. I go back in to tidy up a couple of things but that’s all folks! It was a great career. It’s time for my schedule. LOL - "that's all folks" - a great career, 33 years, and now it's time for YOUR schedule :D Welcome to this Fabulous Retir...
by Miriam2
Sun Jul 08, 2018 3:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 136
Views: 17201

Re: Roll Call for the Retirement Class of 2019!

The latest update for the Retirement Class of 2019 - unbelievable but 2019 is ONLY 6 months away! :D Lined up for Retirement : :happy 05 Jan - Canoesmith __ Jan - Tycoon __ Jan - 2pedals __ Jan - doneat53 <<== Welcome to the Class! 01 Feb - dskelcy (62) __ Feb - Spindrift (56 ?) <<== Welcome to the ...
by Miriam2
Sun Jul 08, 2018 12:01 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Simplification and retirement prep?
Replies: 8
Views: 865

Re: Portfolio Simplification and retirement prep?

Tickers wrote: Questions:
1. Does anybody know how to make the Vanguard site correctly display my TSP under “other holdings”?
Have you called Vanguard about this? And if it's a tech problem, speak to their techies. We had a tech-viewing issue and they resolved it.
by Miriam2
Sat Jul 07, 2018 11:16 pm
Forum: Investing - Theory, News & General
Topic: Fund Spy - The Vanguard Group Rules
Replies: 6
Views: 1285

Re: Fund Spy - The Vanguard Group Rules

Finally, Vanguard could do more to encourage its managers, active as well as passive, to invest alongside fundholders. According to Morningstar data, the percentage of Vanguard’s U.S. assets in which at least one manager has more than $1 million invested stands at 12%. Even considering Vanguard’s g...
by Miriam2
Sat Jul 07, 2018 2:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 136
Views: 17201

Re: Roll Call for the Retirement Class of 2019!

doneat53 wrote:
Fri Jul 06, 2018 8:45 pm
Jan 2019 for me!
Whoopie! You're in the count-down phase of launching into the rest of your life! :D

You're on the list and when you know your R-Date, we'll add it on re-boot.
by Miriam2
Sat Jul 07, 2018 2:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 345
Views: 49153

Re: Roll Call for the Retirement Class of 2018!

Somewhat late-comer to enroll in Class Of 2018. Hopefully not too late to be included! FI last year but needed to stay on and help complete the acquisition of company (Responsibility gene); and now deeply involved with the integration of the company with the acquirer. All is going very well, actual...
by Miriam2
Sat Jul 07, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 7080

Re: Older Women Lifting Weights

Halicar wrote:
Fri Jul 06, 2018 1:01 pm
Miriam2 wrote:
Thu Jul 05, 2018 1:22 am
randomguy wrote: Men and woman are both 99% human.
And what is the remaining 1% :shock:
https://en.wikipedia.org/wiki/Human_microbiota I think it's far more than 1%... :|
Yikes!
by Miriam2
Fri Jul 06, 2018 11:54 pm
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 73
Views: 8292

Re: Rodents ate my car!

When I lived in France (near Geneva, Switzerland) I had the coolant hoses on my Toyota Yaris chewed twice by an animal that is called a stone marten in English ( fouine in French). ^^^ "Fouine" = as in "our cars have been fouined three times in the last ten years" https://www.fourmilab.ch/images/an...
by Miriam2
Fri Jul 06, 2018 8:08 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 345
Views: 49153

Re: Roll Call for the Retirement Class of 2018!

Mr Pennywise is retiring December 31st. He turns 65 in September, has 40 years of tenure at his job and is blessed to have a set of non-work activities that will happily engage and challenge him as soon as he steps out of the office for the last time. Whooosh! Sounds like he's on the retirement rol...
by Miriam2
Fri Jul 06, 2018 5:16 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 345
Views: 49153

Re: Roll Call for the Retirement Class of 2018!

Please add me to the 2018 roster. Last day at a MegaCorp was February 28th! Age-57 but turned 58 recently. Congratulations Cash is King! We're going to add you to our Retirement Class of 2018 :happy Retiring at age 57 must be awesome (if you have the cash :mrgreen: Taylor posted this earlier this y...
by Miriam2
Fri Jul 06, 2018 4:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 136
Views: 17201

Re: Roll Call for the Retirement Class of 2019!

I would love to be a part of the class of 2018, and if our new management continues on their current path, that may happen. But in the meantime add me to 2019 class, date undecided but most likely early spring. We added you to our fabulous 2019 Retirement Roll Call :happy What keeps me working? We ...
by Miriam2
Fri Jul 06, 2018 1:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 136
Views: 17201

Re: Roll Call for the Retirement Class of 2019!

I'm a new poster but a long time lurker. I originally tentatively planned to pull the plug in April/May 2018 but I have some fun work trips planned in the back half of this year, plus bonus, plus additional vesting, etc... So OMY has my firm date around early Feb 2019. Hi Spindrift! Welcome to the ...
by Miriam2
Fri Jul 06, 2018 12:49 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 345
Views: 49153

Re: Roll Call for the Retirement Class of 2018!

I have officially joined the class of 2018 as of June 30th, at age 60! So far it feels great :D . I will be getting a 73K non-cola pension and now have $2.4M in cash/bonds/equities. Only debt is mortgage, but with a $62K balance at 2.875% and current monthly payment of $620, it is very manageable a...
by Miriam2
Fri Jul 06, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Cane Toad Hell: Any Remedies?
Replies: 21
Views: 1977

Re: Cane Toad Hell: Any Remedies?

One of the all-time classic science documentaries often shown in AP Environmental Science classes is about Cane Toads in Australia. The kids are usually shocked into stunned silence. Here it is https://www.youtube.com/watch?v=6SBLf1tsoaw Oh Texasdiver! What an incredible documentary - thanks so muc...
by Miriam2
Fri Jul 06, 2018 3:05 am
Forum: Personal Consumer Issues
Topic: Cane Toad Hell: Any Remedies?
Replies: 21
Views: 1977

Re: Cane Toad Hell: Any Remedies?

The Wizard wrote: Bring in some iguanas from South Florida and set them loose outside to eat the cane toads...
South Florida iguana expert here :annoyed Unfortunately Wizard, iguanas do not eat meat, they do not even eat insects - all they eat are beautiful flowers and plants adorning our gardens.
by Miriam2
Fri Jul 06, 2018 3:02 am
Forum: Personal Consumer Issues
Topic: Cane Toad Hell: Any Remedies?
Replies: 21
Views: 1977

Re: Cane Toad Hell: Any Remedies?

Actually, it is a residential hell because of the mating call of the Cane Toad. . . . Are their any toad experts out here who have suggestions on how to eliminate this nuisance? I'm not a toad expert :shock: but this is a conundrum. If you could find a Lady Cane Toad, your Romeo would stop calling ...
by Miriam2
Thu Jul 05, 2018 1:22 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 7080

Re: Older Women Lifting Weights

randomguy wrote: Men and woman are both 99% human.
And what is the remaining 1% :shock:
by Miriam2
Wed Jul 04, 2018 10:13 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle is not a "buy&hold at any price goose", he looks at valuations, he sold his stocks in year 2000
Replies: 48
Views: 7024

Re: Jack Bogle is not a "buy&hold at any price goose", he looks at valuations, he sold his stocks in year 2000

Please read The Twelve Pillars of Wisdom Lessons We Should Have Learned before the Bear Market Arrived, but are Only Learning Now remarks that Bogle made in 2001 at a time much closer to what he did. Thank you for this, "The Twelve Pillars of Wisdom." I simply enjoy reading Jack Bogle. He writes so...
by Miriam2
Wed Jul 04, 2018 3:40 pm
Forum: Local Chapters and Bogleheads Community
Topic: South Florida Local Chapter
Replies: 344
Views: 68949

Re: South Florida Local Chapter

Thanks for the detailed report. Sounds like it was a great event. Wish my schedule had allowed me to attend. One of these days! . . . See you in Philly in Oct. if you're attending this year's Bogleheads Conference. Mel - we have 7 South Florida Bogleheads coming to this year's Bogleheads Conference...
by Miriam2
Tue Jul 03, 2018 11:40 pm
Forum: Investing - Help with Personal Investments
Topic: What’s your plan for a market downturn?
Replies: 114
Views: 10509

Re: What’s your plan for a market downturn?

Maybe it's market timing ... I'm retired with a pension. After 3 months of 10%+ stock downturn, I'll start Social Security early & invest it in Total Stock Market instead of rebalancing. After 11 months max, I'll stop SocSec & let it go back to earning 8%/year. Are you sure you can do that, start t...
by Miriam2
Tue Jul 03, 2018 6:29 pm
Forum: Investing - Theory, News & General
Topic: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio
Replies: 227
Views: 39706

Re: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio

This past Sunday, our South Florida Bogleheads local chapter had a wonderful meeting honoring Taylor and the publication of his book on the Three-Fund Portfolio. We had a lively discussion about Taylor's portfolio. Always an incredible gentleman, decent and kind, Taylor met everyone with his friendl...