Search found 575 matches

by Kennedy
Wed May 13, 2020 12:01 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 240
Views: 12273

Dentist charges $10 for PPE

I just had a cleaning/exam visit with my dentist. I have insurance and the bill for my cleanings generally does not have a co-pay. However, this time she charged me $10 to pay for their PPE. I really like this dentist and have never had a problem with her before, so I just paid it and left. Shouldn'...
by Kennedy
Sun May 03, 2020 9:22 pm
Forum: Personal Consumer Issues
Topic: Window AC for bedrooms and living room, any recommendations?
Replies: 28
Views: 1460

Re: Window AC for bedrooms and living room, any recommendations?

I know you said window unit, but also consider the free-standing unit that sits in the room and just vents to the outside. We use those, and they work great. They are on sale now at Costco for $400. https://www.costco.com/de'longhi-pinguino-500-sq-ft-4-in-1-all-season-use%3a-air-conditioner%2c-heate...
by Kennedy
Sun May 03, 2020 9:12 pm
Forum: Personal Consumer Issues
Topic: Do Cell Phone Boosters Work?
Replies: 24
Views: 1521

Re: Do Cell Phone Boosters Work?

This house does not have wi-fi, and there is no desire to add wi-fi. Are there boosters that really do work without relying on wi-fi? The Samsung network extender that Verizon sells will connect to a wired Internet router, so it doesn't need WiFi. OP here. I wanted to tell you all how this turned o...
by Kennedy
Sun May 03, 2020 9:10 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to hang upper cabinets?
Replies: 16
Views: 1166

Re: Is it difficult to hang upper cabinets?

One tip would be to screw a piece of trim or something like that at the right height on the wall to make a little ledge to rest the cabinet on. Lift it up, set on the ledge, and screw away. That will keep the cabinets aligned too. Remove when done. Yes, I saw the "ledge" tip on a video. I was wonde...
by Kennedy
Sun May 03, 2020 8:02 pm
Forum: Personal Consumer Issues
Topic: Do Cell Phone Boosters Work?
Replies: 24
Views: 1521

Re: Do Cell Phone Boosters Work?

This house does not have wi-fi, and there is no desire to add wi-fi. Are there boosters that really do work without relying on wi-fi? The Samsung network extender that Verizon sells will connect to a wired Internet router, so it doesn't need WiFi. OP here. I wanted to tell you all how this turned o...
by Kennedy
Sun May 03, 2020 7:30 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to hang upper cabinets?
Replies: 16
Views: 1166

Re: Is it difficult to hang upper cabinets?

One tip would be to screw a piece of trim or something like that at the right height on the wall to make a little ledge to rest the cabinet on. Lift it up, set on the ledge, and screw away. That will keep the cabinets aligned too. Remove when done. Yes, I saw the "ledge" tip on a video. I was wonde...
by Kennedy
Sun May 03, 2020 7:05 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to hang upper cabinets?
Replies: 16
Views: 1166

Is it difficult to hang upper cabinets?

I have little skills in the home improvement area. However, I watched an online tutorial regarding hanging upper cabinets, and it appears to be a project that I could do, with some help. I will need two upper cabinets (one 30 inches wide and the other is 12 inches), both to be hung side-by-side. Any...
by Kennedy
Thu Apr 23, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: PPP for high income 1099 worker with no employees?
Replies: 5
Views: 460

Re: PPP for high income 1099 worker with no employees?

So... further information from my family member who originally posed the question... he said that the business for whom he is an independent contractor is still open- for now.... He is guessing the business will consolidate locations and his services will be cut in half if this happens, but the busi...
by Kennedy
Thu Apr 23, 2020 12:16 pm
Forum: Personal Consumer Issues
Topic: PPP for high income 1099 worker with no employees?
Replies: 5
Views: 460

Re: PPP for high income 1099 worker with no employees?

Yes you're eligible if your business has been negatively affected by COVID. You'll need to provide 2019 Schedule C. The amount you'll get is Net Profit/12*2.5. The amount that will be forgiven is Net Profit/52*8. Read the application as there are a number of things you'll need to certify, like this...
by Kennedy
Thu Apr 23, 2020 12:04 pm
Forum: Personal Consumer Issues
Topic: PPP for high income 1099 worker with no employees?
Replies: 5
Views: 460

PPP for high income 1099 worker with no employees?

If one is a high income (>$300K) 1099 independent contractor without employees who files taxes with a schedule C, is he/she eligible for PPP? In this scenario, the individual does not have a rent/mortgage associated with the business but does use a home office that is taken as a deduction on taxes e...
by Kennedy
Thu Apr 23, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: Recomendation for indoor tree/plant to fill a large space?
Replies: 12
Views: 757

Re: Recomendation for indoor tree/plant to fill a large space?

OP here. Thanks for the suggestions. The fiddle leaf fig looks nice. I'll put that on the maybe list. I just read about ficus trees. It sounded like a possibility until I read about it being a possible allergen. I never considered that. I do have a tree allergy, but it never occurred to me that an i...
by Kennedy
Wed Apr 22, 2020 10:53 pm
Forum: Personal Consumer Issues
Topic: Recomendation for indoor tree/plant to fill a large space?
Replies: 12
Views: 757

Recomendation for indoor tree/plant to fill a large space?

I have a large, empty space inside next to a northeastern-facing window. It gets some direct morning sun for a couple hours. I would love to plant an indoor tree or large plant in a pot in that spot.

Any suggestions as to a specific type of tree or large plant?
by Kennedy
Thu Apr 16, 2020 9:13 pm
Forum: Personal Consumer Issues
Topic: How to get Disinfectant Spray? seriously.
Replies: 50
Views: 3393

Re: How to get Disinfectant Spray? seriously.

I bought a gallon of something called OdoBan (lavender scented) concentrate at Costco. The active ingredient is Alkyl (C12-16) dimethyl benzyl ammonium chloride. Does anyone here have any thoughts as to this chemical's effectiveness and safety? This is what it looks like: https://www.cleancontrol.co...
by Kennedy
Thu Apr 16, 2020 6:47 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 3937

Re: Portable AC keeps tripping breaker

It sounds like the unit is too large for the 15 amp circuit. At startup it could be drawing as much as twice its running draw. It needs to be plugged into a 20 amp circuit, if there is one in the house. Someone upthread recommended using an extension cord. I would not recommend that, even if your t...
by Kennedy
Thu Apr 16, 2020 6:47 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 3937

Re: Portable AC keeps tripping breaker

Other than the TV (what kind and how old?), what else is on the same breaker? I'd guess it's more likely that there's unknown loads than a failing AC. You could try a heater or hair dryer to see if that trips the circuit as well. I am told the tv is brand new. It's a regular 4K with an xbox attache...
by Kennedy
Thu Apr 16, 2020 3:36 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 3937

Re: Portable AC keeps tripping breaker

The tenant reports that the portable AC is 5-6 years old. Is it possible that the unit can draw more energy that what it's supposed to if it is close to its end of life?
by Kennedy
Thu Apr 16, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 3937

Re: Portable AC keeps tripping breaker

"10 KA" is probably the interrupting rating of the breaker, not the tripping current. There's probably another number on it labeled either with just an A or with no letters at all, which is the tripping current. The breaker will interrupt the circuit if the current exceeds the tripping current. The...
by Kennedy
Thu Apr 16, 2020 1:50 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 3937

Portable AC keeps tripping breaker

There is a portable AC unit that was recently plugged into an outlet in a new house. The family is reporting that the breaker trips when the AC is on. They further report that there is always a tv running on the same circuit, and they haven't tried the AC without the tv to see if the breaker trips. ...
by Kennedy
Mon Apr 13, 2020 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Help for Landlords in the Stimulus Bills?
Replies: 198
Views: 13683

Re: Help for Landlords in the Stimulus Bills?

Everyone is being effected by this situation. Everyone (including landlords) are getting some help. Everyone seems to want to be made whole and wants govt or someone else to bear the costs. Landlords are all getting help. How? There is not a mortgage servicer out there who won’t give you forbearanc...
by Kennedy
Mon Apr 13, 2020 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Help for Landlords in the Stimulus Bills?
Replies: 198
Views: 13683

Re: Help for Landlords in the Stimulus Bills?

Everyone is being effected by this situation. Everyone (including landlords) are getting some help. Everyone seems to want to be made whole and wants govt or someone else to bear the costs. Landlords are all getting help. How? There is not a mortgage servicer out there who won’t give you forbearanc...
by Kennedy
Thu Apr 09, 2020 3:09 pm
Forum: Personal Consumer Issues
Topic: Appliance doesn't work in newly-built home
Replies: 6
Views: 545

Re: Appliance doesn't work in newly-built home

It's not for me. It's my brother's new house. The microwave will work for a few seconds, and then it shuts off displaying an error message.
by Kennedy
Thu Apr 09, 2020 2:47 pm
Forum: Personal Consumer Issues
Topic: Appliance doesn't work in newly-built home
Replies: 6
Views: 545

Appliance doesn't work in newly-built home

If someone buys a home from a builder and one of the appliances (microwave in this case) that came with the home doesn't work right off the bat, what is a reasonable solution? I have no idea what the home purchase contract/warranty says about the issue, although I suspect it will be dispositive. Wit...
by Kennedy
Mon Mar 30, 2020 11:21 pm
Forum: Personal Consumer Issues
Topic: How to "Reverse" an Exterior Door Pet Door Piece?
Replies: 14
Views: 921

Re: How to "Reverse" an Exterior Door Pet Door Piece?

There's a reason most people use "pre-hung" doors when replacing; taking the door trim off and fitting the door complete with jambs into the rough opening. Hanging doors, and getting them to swing and fit right, is surprisingly difficult. So do you think even if I can figure out how to reverse the ...
by Kennedy
Mon Mar 30, 2020 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Help for Landlords in the Stimulus Bills?
Replies: 198
Views: 13683

Re: Help for Landlords in the Stimulus Bills?

I agree that the landlord should not be the one to get stiffed. I don't have any mortgages on my rental, but I use the rent to pay taxes and for repairs, etc. I'm anticipating that my tenants won't pay (hoping I'll be pleasantly surprised) but yet I'm still expected to cough up money to repair the a...
by Kennedy
Mon Mar 30, 2020 10:49 pm
Forum: Personal Consumer Issues
Topic: How to "Reverse" an Exterior Door Pet Door Piece?
Replies: 14
Views: 921

How to "Reverse" an Exterior Door Pet Door Piece?

I found the perfect, used exterior door that has a built-in doggy/pet door. It's exactly what I want except that my existing door handle on the interior is on the right, and the new door's interior door handle is on the left. Because of the room orientation, I really need to keep the interior door h...
by Kennedy
Tue Mar 17, 2020 11:03 pm
Forum: Personal Consumer Issues
Topic: Do Cell Phone Boosters Work?
Replies: 24
Views: 1521

Re: Do Cell Phone Boosters Work?

This house does not have wi-fi, and there is no desire to add wi-fi. Are there boosters that really do work without relying on wi-fi?
by Kennedy
Tue Mar 17, 2020 10:31 pm
Forum: Personal Consumer Issues
Topic: Do Cell Phone Boosters Work?
Replies: 24
Views: 1521

Do Cell Phone Boosters Work?

If one has terrible Verizon cell phone service in a house in a large, urban community, will a cell phone booster work? I'm talking 1 bar with taking 4 minutes to load a page. Someone told me this new house has a radiant heat barrier in the attic that blocks the signal? Reception is perfect on the st...
by Kennedy
Tue Mar 17, 2020 1:01 am
Forum: Personal Investments
Topic: The Black Swan is Here
Replies: 164
Views: 19494

Re: The Black Swan is Here

Keep in mind how China categorizes "mild" cases, which are about 80% of all those diagnosed. These mild cases included anybody who didn't need supplemental oxygen or assisted ventilation, including people with pneumonia. So that's the thing, would you want to have a "mild" case of coronavirus if tha...
by Kennedy
Mon Mar 16, 2020 10:14 pm
Forum: Personal Consumer Issues
Topic: Take out food vs COVID 19
Replies: 95
Views: 6666

Re: Take out food vs COVID 19

1) I walked into a franchised bagel shop the other day, and the employee was sucking something (?food) off three of her fingers. 2) I went to a local sandwich shop today, and the employee handed me a water cup by gripping the top of the cup (where one's lips would go on the rim) flat against her pal...
by Kennedy
Sat Mar 14, 2020 7:55 pm
Forum: Investing - Theory, News & General
Topic: An investing physician's view of the pandemic
Replies: 20
Views: 2370

Re: An investing physician's view of the pandemic

As the OP alluded, one of the primary goals of the global shutdown is to prevent healthcare systems from becoming over-burdened. Look what's happening in Italy. Providers there in some cases are having to ration resources and decide which patient is more likely to survive with treatment and, hence, ...
by Kennedy
Fri Mar 13, 2020 12:16 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 139127

Re: Coronavirus (Consumer Issues) How you are preparing?

Other than what is commonly recommended, I have purchased an extra box of cold-eeze zinc lozenges. I've used them for years at the first sign of a cold. Most of the time, they stopped my colds from progressing within a day or two. There's recent reports of a 70's era virologist/pathologist who stud...
by Kennedy
Wed Mar 11, 2020 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: HSA investment for person close to retirement?
Replies: 1
Views: 177

HSA investment for person close to retirement?

If someone is within 5 years of retirement, is the general advice to invest the money for down the road or to use the money to reimburse oneself in real time? This money won't really make a difference either way, but it would be a shame to invest the money and then watch it decline.
by Kennedy
Wed Mar 04, 2020 10:49 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 139127

Re: Coronavirus (Consumer Issues) How you are preparing?

My (not very good) local nightly TV news reported several nights ago a partial list of subsidiaries of one megacorp whose supply from China might be disrupted. One on the list that surprised me was Charmin. I can't imagine that we would not be able to get toilet paper at all, but it is far easier f...
by Kennedy
Wed Mar 04, 2020 9:39 pm
Forum: Personal Investments
Topic: How long does it take to receive money after cashing out an Ibond?
Replies: 7
Views: 730

How long does it take to receive money after cashing out an Ibond?

I purchased an ibond via Treasure Direct almost a year ago, and the money was taken out of my linked checking account. If I want to cash out the bond, is the process as simple as clicking a few buttons on tresurydirect.com and the money showing up the next day in my linked account? (I understand I m...
by Kennedy
Wed Mar 04, 2020 9:17 pm
Forum: Personal Investments
Topic: Mortgage refinance
Replies: 43
Views: 5500

Re: Mortgage refinance

Wow..2.75% for 15 year fixed is nice. I got my rates and closing cost from Strong home, one of the preferred Costco lenders. Any suggestion on other lenders should I reach out to? Thank you. I generally use the Costco-affiliated lenders. I do know that they are swamped right now, as are many other ...
by Kennedy
Wed Mar 04, 2020 10:16 am
Forum: Personal Consumer Issues
Topic: Help/Advice with Decluttering
Replies: 37
Views: 2812

Re: Help/Advice with Decluttering

Let it go. When I'm deciding whether to keep or get rid of something, I always consider what my kids will do with my stuff when I'm gone. I don't want to burden them by feeling an obligation to keep my junk just because it belonged to me.

It's very freeing.
by Kennedy
Sat Feb 29, 2020 11:29 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 139127

Re: Coronavirus (Consumer Issues) How you are preparing?

Our Costco today was out of toilet paper, bottled water, canned chicken and all pasta except for "lentil pasta."
by Kennedy
Sat Feb 29, 2020 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: In-law suite plan
Replies: 26
Views: 2348

Re: In-law suite plan

If so, there are lots of things to consider in terms of making it livable for them as they age in place. Wide doors for power scooters, curb less showers, etc etc. I would consult a skilled architect when planning this out, just to be sure you don’t build something that becomes just unworkable for ...
by Kennedy
Sat Feb 29, 2020 12:31 am
Forum: Personal Consumer Issues
Topic: Selling house- how to make it look appealing
Replies: 36
Views: 2698

Re: Selling house- how to make it look appealing

They also have a dog, a big one. I'm wondering how that will work with regard to showing the house. It wouldn't be practical for the dog to live with someone else (friend) for the time being, so they will need suggestions for how to deal with the dog while the house is for sale. I'm guessing they wi...
by Kennedy
Fri Feb 28, 2020 10:45 pm
Forum: Personal Consumer Issues
Topic: Selling house- how to make it look appealing
Replies: 36
Views: 2698

Selling house- how to make it look appealing

My parents are getting their house ready to sell. I want to help them make it look more appealing to prospective buyers. They will be hiring a real estate agent, but they want to prepare the home as much as possible before bringing her in for final suggestions. I'm not referencing remodeling, just s...
by Kennedy
Tue Feb 25, 2020 9:30 am
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24327

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

I don't think the U.K./Ireland is necessarily any more likely to be a location where the virus spreads than where you currently live. Perhaps, but if I had an infection that has a death rate of some undetermined rate between 2%-20%, I would rather be treated in the United States than in a country w...
by Kennedy
Tue Feb 25, 2020 9:22 am
Forum: Personal Consumer Issues
Topic: Selling a house with a safe
Replies: 26
Views: 2474

Selling a house with a safe

My parents will be putting their home up for sale soon. They have a safe in a closet that has been bolted to the concrete foundation through the carpet. My mother is concerned that someone will see the safe when viewing the home (with a real estate agent or perhaps during an open house) and will try...
by Kennedy
Thu Feb 20, 2020 11:05 pm
Forum: Personal Consumer Issues
Topic: ACT Test & Credit Card
Replies: 3
Views: 540

Re: ACT Test & Credit Card

Yes, I had a similar issue. I tried to use a certain credit card a couple times, and it just wouldn't process, even though the card was valid. I switched to another card, and it went through just fine.
by Kennedy
Sat Feb 15, 2020 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Medical Evacuation Insurance
Replies: 41
Views: 2638

Re: Medical Evacuation Insurance

I learned some interesting information regarding how at least one of the more popular med-evac companies works. I had previously assumed that an insured would be stabilized at a local hospital and then immediately whisked away on a private jet back to their home town or to a different hospital of t...
by Kennedy
Fri Feb 14, 2020 11:36 pm
Forum: Personal Consumer Issues
Topic: Accidentally deleted Realtek driver (and something else?) for sound on laptop
Replies: 15
Views: 923

Re: Accidentally deleted Realtek driver (and something else?) for sound on laptop

Thank you for the suggestions. I believe I also deleted Adobe Flash Player. In googling that, it appears that could have affected the sound?
by Kennedy
Fri Feb 14, 2020 10:50 pm
Forum: Personal Consumer Issues
Topic: Accidentally deleted Realtek driver (and something else?) for sound on laptop
Replies: 15
Views: 923

Accidentally deleted Realtek driver (and something else?) for sound on laptop

I have a laptop running on Windows 10. I was going through my computer and uninstalling programs that I thought were unnecessary and slowing it down. I know I deleted at least one program related to Realtek, not knowing at the time what it was. After "cleaning house," the sound no longer functioned....
by Kennedy
Fri Feb 14, 2020 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Medical Evacuation Insurance
Replies: 41
Views: 2638

Re: Medical Evacuation Insurance

I learned some interesting information regarding how at least one of the more popular med-evac companies works. I had previously assumed that an insured would be stabilized at a local hospital and then immediately whisked away on a private jet back to their home town or to a different hospital of th...
by Kennedy
Sun Jan 26, 2020 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Medical Evacuation Insurance
Replies: 41
Views: 2638

Re: Medical Evacuation Insurance

slick_dealer_05 wrote: Sun Jan 26, 2020 10:15 am Health care is so much cheaper outside the USA and can easily be paid out of pocket. The last thing u want is to be transported back to USA...
Would your answer be different if you had a heart attack while on vacation in say Jamaica?
by Kennedy
Sat Jan 25, 2020 11:55 pm
Forum: Personal Consumer Issues
Topic: Google Voice number- no privacy with personal info??
Replies: 26
Views: 2140

Re: Google Voice number- no privacy with personal info??

OP here. The site that comes up with all my personal information when googling my GV number is "Nuwber dot com." I went through the steps to opt-out of my information being displayed. Unfortunately, it doesn't seem to have been completely effective. This Nuwber site is still the first result of my g...
by Kennedy
Sat Jan 25, 2020 11:01 am
Forum: Personal Consumer Issues
Topic: Google Voice number- no privacy with personal info??
Replies: 26
Views: 2140

Re: Google Voice number- no privacy with personal info??

I only use my google voice when I want the phone number associated with me. I use my prepaid mobile number (that changes periodically) when I don't care / don't want the phone number associated to me. I can forward the google voice to whatever phones I want or am currently using. How do I do this? ...