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I decided to try to model this in a slightly different way. I entered just the delta between the income and expense as one time events ... two of them as "negative income" and 2 of them as "expenses". That seems to be making reasonable changes in the results. Is there anything I ...

I have another question about the right way to model future events... I have a scenario where I will retire next year, and then 3 years later I expect to have to bump up expenses to cover my kids' college expenses. I also would like to bump the income, since I will be withdrawing money from a 529 pl...

Thanks for the clarifications.... The biggest issue is the taxes .... I included the estimated taxes in my expenses, so that is being double - booked.

I just found the RPM spreadsheet and it looks great. I downloaded it and started playing around with it. Maybe this is just a dumb newbie question, but I don't quite understand what it is telling me or how it is working. First, a bit of background... I was trying to a model where I put my current ag...