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CountryBoy

Thank you Mel; most grateful for your quick response.

countryboy

CountryBoy

Mel, If I might ask a followup question; I did get a date stamped receipt However just because they stamped it does not mean thay have done the followup paper work with the govt. What is to stop BoA from saying 'well, it got caught it our back office and was not processed in time for the April purch...

CountryBoy

Many thanks for that clarification!

CountryBoy

Thanks Mel If your bank is an agent for the Federal Reserve (most are), then the date of issue is the date you purchase them at the bank Many thanks; I was not sure if there was another date of execution between the govt and the bank and if that might be the important date. Thank you. Countryboy

CountryBoy

As has been said I bought some I bonds at a BOA branch today, so they definitely sell them. So say I. Of course now The Big Problem is in the Execution. I emphasized to my bank that it had to be processed immediately and they said that they-Bank of America- would send in the paperwork to HQ immediat...

CountryBoy

Yes, I saw him and did not believe my own eyes. It looked on screen as if he were almost hiding....

I pointed it out to my wife who did not catch it and I just told myself that I was imagining it...........

Countryboy

CountryBoy

When it is said that I Bonds purchased in April 2008 will pay 4.28% for first six months and then 6.06% for the second six months. Is that absolutely 100% certain? Can the US govt back out and change the settings and not abide by the rules? Since they do so much gaming of the system elsewhere, I am ...

CountryBoy

At this time

1-8am: OJ
2-1pm: Tea
3-4pm: An apple or banana.

CountryBoy

Victoria said
A great number of highly qualified people with advanced degrees (MS, PhD) are unemployed or underemployed in New Jersey, Illinois and Ohio.

Please add the state of New York to the list.

CountryBoy

nochaos said Bogleheads, When you go out, do you buy over-priced item or buy the cheapest one? Would you choose a low cost provider for your personal services & look for bargain OR choose the best? In saying that he implied one always has a choice. My purchase of a computer was the result of ove...

CountryBoy

I worked as a Customer Service Rep / Contractor for many years at several Major Well Known Internet companies. I am college educated with a degree in computer sciences. You may wish to note: -the H1b visas workers that I worked along side from Russia and Taiwan were very badly abused. Seriously. The...

CountryBoy

grumel I am sure in Germany people are able to fine tune with considerable calibration, however, in the US it is a bit more like trying to synchonize the turning around of multiple aircraft carriers simultaneously .......

CountryBoy

From the votes so far, people suggest that the SEC should be the ones to do the work. And by all the comments that I have read in the press, it seems pretty well agreed that the SEC is not really doing anything at this time. We read of Bernanke in the Fed and Barney Frank in the Congress. But we are...

CountryBoy

Actually it would appear as if the Federal Reserve is doing it. So in effect none of the above.

CountryBoy

Just a bump....

CountryBoy

Paul Volcker in a recent interview with Charlie Rose pointed to the need for more regulation and controls to deal with the current mortgage, credit, and excessive CEO pay crisis in this country.

Do you agree?

CountryBoy

Yes it was an excellent interview. What was really interesting is that he emphasized the need for REGULATION on the investment banks that everyone else is so reluctant to emphasize. He also pointed out that SEC was not really do what they should be doing and that this practice of CEOs taking their g...

CountryBoy

People may wish to refer to today's FT: http://www.ft.com/cms/s/0/899ed662-f502-11dc-a21b-000077b07658.html?nclick_check=1 wherein is found: Mr Buffett’s success demonstrates the weakness of one economic theory, the efficient market hypothesis, and the strength of another – the central role that the...

CountryBoy

Have you noticed a common thread running through the scams? I am currently reading Anthony Trollope's (1815 – 1882) The Way We Live Now, wherein an American scam artist is selling shares in a railway. I haven't finished the book yet but so far everyone is being hoodwinked by this pyramid scheme by v...

CountryBoy

Well, ValueThinker across the pond as usual is providing excellent observations. I live in a town in NYS about 20 mins. from Ridgefield, CT. and certainly agree with his prognosis. Citi has let go 10,000 and Merrill is laying off big time. My wife and I were driving around our area yesterday and not...

CountryBoy

Many thanks folks for filling me in on the DETAILS with Fios and other alternatives.

CountryBoy

Thanks Doc7, your comment was a good one. It could be taken in different ways, but I chose to take it humorously.

And also to mention that I believe in fact it is porno and gaming that are the actual drivers behind driving the computer industry to develop faster chips.

CountryBoy

Gekko said: having pets is not diehard. the expense ratio is too high And is having children "diehard?" I know there was a LONG thread on this topic about a month ago. My own view is that if more people had pets as stress relievers there would be fewer road rage drivers, wife beaters, and ...

CountryBoy

My thanks for the ongoing comments..... 1-jsl11 ........yes my pc is new and fully loaded but I am too far from the box or main office. for DSL. 2-samwc said: " For free internet connection at speed of 15 MBP (100x faster than dial-up), I purchased a USB wireless adapter and built a simple ante...

CountryBoy

When asked for the two best minds that he respects in finance he listed Charlie Munger and Bill Gross of Pimco.

CountryBoy

Well I am too far away from "the box" for DSL and use of a dish does not work for many people.

Do people know how much they pay for FIOS+tax+surcharge=final cost?

Also after the first year did they up the price on it?

Many thanks for your responses.

CountryBoy

Your Internet Service Provider Evaluation is appreciated. I am currently on dial-up for $17.95 a month. Since I don't use the internet for gambling, music downloads, porno, or gaming, it seems slow but adequate. From what I can gather, I am the only person on the internet with this kind of a user pr...

CountryBoy

By the way, the name of Malkiel's book is

From Wall Street to the Great Wall.

Not recommended for those who are opposed to Emerging Market allocations for their AA.

CountryBoy

Burton Malkiel Author A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing Tom Petrie Vice Chairman Merrill Lynch David Laibson Professor of Economics Harvard University How to keep a cool head when the financial news turns scary? Two professors who study the markets and...

CountryBoy

Ok, for those that did not know, it was from T.E. Lawrence's Seven Pillars of Wisdom.

Wonder if anyone knew it without Google....

CountryBoy

I knew you guys were fast but I didn't think you were that fast!

The reason I thought this a good one was it has literature, history, guerrilla warfare, movies, politics- all wrapped in one.

I just wasn't ready for you folks to be so quick.

CountryBoy

It is obvious that people on this forum are extremely well read in the fields of literature, economics, philosophy, history, etc. So here with is a quote from an author with which you are all familiar. Can you tell me the name of the author and his book? It was written in the 20th C. .... was a coun...

CountryBoy

It is because of people like Opponent Process, Bob, Valuethinker and so many others that I remain really staggered and dumbfounded by the depth and breadth of scholarly wherewithall here.

How do you guys do it? :lol:

And thanks.

CountryBoy

For those of us who find history relevant and El-Erian one of the few people speaking with clarity on the current problems: Mohamed El-Erian Managing Director, co-CEO, co-CIO PIMCO Niall Ferguson William Ziegler Professor of Business Administration Harvard Business School Jason Trennert Managing Par...

CountryBoy

In today's FT: But like General Motors a half century back, the sense of stability imparted to an oligopolistic industry with visible flaws is not likely to last, nor may the hope for a return to economic growth of recent years. The modern US financed-based economy has a striking resemblance to Barn...

CountryBoy

Since VTSMX is part of many people's portfollio, people may be interested in the following: Finanical Times: GE Money moving to London By Francesco Guerrera in New York Published: February 7 2008 22:00 | Last updated: February 7 2008 22:00 General Electric is moving the headquarters of its core cons...

CountryBoy

Many people probably saw this but for those that did not read the WSJ today: “I don’t feel like a wealthy person,” he says. “Other people think of me as a wealthy person, but I don’t. I feel the same as when I was a fifth-year associate trying to make partner at Lehman. I haven’t changed. . .I’m alw...

CountryBoy

Valuethinker Quote: What is true is that since WWII, I can think of very few cases where the colonial power has succeeded in crushing a popular resistance movement: What about India or Algeria? Well as always Valuethinker is totally Correct. I was clearly not thinking when writing what I did. It is...

CountryBoy

Valuethinker

What is true is that since WWII, I can think of very few cases where the colonial power has succeeded in crushing a popular resistance movement:

What about India or Algeria?

CountryBoy

Mohamed El-Erian
Managing Director, co-CEO, co-CIO
PIMCO

Niall Ferguson
William Ziegler Professor of Business Administration
Harvard Business School

Jason Trennert
Managing Partner, Chief Investment Strategist
Strategas Research Partners, LLC

CountryBoy

I read some time ago two of Wm Bernstein's books and running through out them is the importance of learning from history over the very long term (20-30 years plus) and not just acting on information gleaned from the short term-recency. Since I am at this time finishing reading the last few pages of ...

CountryBoy

I won't be going to the DH get together; I am from NY.

However I would consider it a privilege to discuss the topic of Tolstoy and W&P with a Russian via PM.

CountryBoy

I agree with cherijoh

This leaves the retained employees doing what was previously 1.5 - 3 peoples jobs.

I live in the suburb 60mins outside NYC. Twenty years ago the parking lots around the train station was empty by 7pm. Now at 7am the lots are full and more full than you would believe at 7pm.

CountryBoy

Well market timer you make a very good point. I have studied Zen for about 25 years and very clearly grasp the meaning of the saying that you quote. (I am not sure that it can be classified as a koan.) Probably you are right. If at the age of 66, I give this DH stuff another 20 years, I will be able...

CountryBoy

What has been your experience as a Boglehead? I have been a member for about 5 years and am a very strong convert to the Diehard philosophy. However, the whole idea behind being a Jack Bogle DH is that you buy the indexes and forget about it. Right? Well wrong in my case. I have my AA and the indexe...

CountryBoy

Someone mentioned in a current thread about the need to deal with toxic people and I am curious what people's life experience is over the course of their career. I am 66 and retired. At my last job I was struck by the policy of abusiveness on the part of management as well as to have a policy to fla...

CountryBoy

If Victoria or anyone else is reading War and Peace please let me know how you are doing. I am about 200 pages from the end at this point. Victoria, given that you are Russian, I would love to hear what you have to say about his writing style. Please? Yes I realize War and Peace is a non starter for...

CountryBoy

This is a pgm with host Consuelo Mack on PBS tv that discusses finance every week.

CountryBoy

Reminder for Wealth Track on Friday:

Burton Malkiel
Author
A Random Walk Down Wall Street
David Laibson
Professor, Economics
Harvard University

Tom Petrie
Vice Chairman
Merrill Lynch

CountryBoy

jwf3

You are absolutely right on.

Would you care to suggest authors and blogs for further study?

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