Search found 59 matches

by Boats day
Thu Oct 02, 2014 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Is my husband a spendthrift? Or I a tightwad?
Replies: 198
Views: 24148

Re: Is my husband a spendthrift? Or I a tightwad?

I just read all the posts on thIs topic. YIKES I HAVE A HEAD ACHE !! A lot of good advice has been given. Here is my take. I think you are headed towards a divorce if you don't get immediate counseling. You need help with mutual goals, communication , problem solving etc etc. I sincerely hope you ca...
by Boats day
Tue Sep 30, 2014 11:14 am
Forum: Personal Consumer Issues
Topic: Lakefront property with small children?
Replies: 44
Views: 5377

Re: Lakefront property with small children?

Very good advice posted here so far. I grew up in mn. And have owned 3 lake properties. Raised kids and now grand kids never had a problem but we are vigilant about parental supervision. I agree with previous posts.. adult supervision being Most important. We have a life jacket rule we enforce with ...
by Boats day
Tue Sep 23, 2014 8:36 pm
Forum: Personal Consumer Issues
Topic: What to do with an older car?
Replies: 22
Views: 2014

Re: What to do with an older car?

My opinion sell it on craigslist.You will be surprised how many calls you will get.
Lots of good advice from previous posts on taking only cash , removing plates etc
Good luck.
by Boats day
Tue Sep 16, 2014 10:42 pm
Forum: Personal Finance (Not Investing)
Topic: Vacation Home
Replies: 27
Views: 3977

Re: Vacation Home

Do you have disability and life insurance in place ? My recommendation would be to wait 15 more years and save and invest the cash you would be spending on the vacation home. You say your income/job is stable BUT life can change in a heartbeat . I did buy a vacation home when I was 10 years out from...
by Boats day
Mon Sep 08, 2014 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Plan D
Replies: 6
Views: 1036

Re: Medicare Plan D

I used the medicare.gov web site. You plug in your current perscriptions and it will give you some costs. Then variable that you should consider is "WHAT IF you get really sick and your Doc prescribes a tier 3 4 or tier 5 drug what will the plan cover. You can plug in some of these expensive drugs a...
by Boats day
Fri Sep 05, 2014 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Changing Residency from MN to Hawaii
Replies: 4
Views: 1119

Changing Residency from MN to Hawaii

We are a retired couple who are changing residency to Hawaii in 2014. We will split our time living 7 months in Hawaii and 5 months in MN. Most of our income is pensions and Social Security which the state of HI does not tax so it is very beneficial for us not to pay MN income tax. We meet all the c...
by Boats day
Thu Jul 10, 2014 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Are VRBO upgrades worth it for improving occupancy
Replies: 2
Views: 1290

Are VRBO upgrades worth it for improving occupancy

I am using VRBO (Vacation rentals by owner) to rent out a vacation condo I just recently bought in Kailua Kona Hawaii.
I signed up for the standard package
I wonder if fellow bogleheads have bought the upgraded package and was it worth the extra cost ??
by Boats day
Mon Mar 10, 2014 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Best way to shop for insurance? (spreadsheet included)
Replies: 4
Views: 805

Re: Best way to shop for insurance? (spreadsheet included)

Suggest you email insurance company's for a quote. I just did this for homeowners insurance and got 4 quotes back with in 48hours. Include full name of all drivers dob address make year and vin number of vehicle and details on all coverage u want. Good luck.
by Boats day
Mon Mar 10, 2014 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Do I need hurricane insurance in hawaii
Replies: 2
Views: 722

Do I need hurricane insurance in hawaii

Will close on a condo in Kailua kona hi. In 2weeks. I am a newbie to condo ownership in Hawaii. The condo is not in the tsunami zone. Condo manager says about 10 percent of owners opt for this coverage. Master condo insurance policy covers roofs exterior walls but owners are responsible for interior...