Search found 1898 matches

by MP173
Wed Mar 14, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Reasonable cubic feet estimate for a move?
Replies: 8
Views: 623

Re: Reasonable cubic feet estimate for a move?

Boxes which hold books are 1.5 cf. Boxes for misc stuff are 3.0 cf. Linens and lightweight stuff go into 4.5 cf. My first job was sales for a moving company. The typical ratio was the total cubic ft x 7 lb per cf = estimated weight. Thus 1000 cf would be estimated at 7000 pounds. A typical house wit...
by MP173
Wed Mar 14, 2018 2:20 pm
Forum: Personal Consumer Issues
Topic: Reasonable cubic feet estimate for a move?
Replies: 8
Views: 623

Re: Reasonable cubic feet estimate for a move?

Boxes which hold books are 1.5 cf. Boxes for misc stuff are 3.0 cf. Linens and lightweight stuff go into 4.5 cf. My first job was sales for a moving company. The typical ratio was the total cubic ft x 7 lb per cf = estimated weight. Thus 1000 cf would be estimated at 7000 pounds. A typical house wit...
by MP173
Sun Mar 11, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

Hendricks/Pekkanen's "The Wife Between Us"... I wasnt too impressed the first 100 pages or so and considered returning it to the library, then the first of many twists came into play. It held my interest until I realized the "hunted" was really the "hunter". Really enjoyed the book. It follows the "...
by MP173
Wed Mar 07, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Colorado Summer Vacation - what to see and where to stay
Replies: 65
Views: 5331

Re: Colorado Summer Vacation - what to see and where to stay

Check out the YMCA of the Rockies. There are two locations and we (wife and I) stayed there a couple of summers ago for 2 nights. We had a small cabin with stove and refrigerator and a porch with stunning views! Cost was very reasonable and lots of things for children (of all ages) to do. It is adja...
by MP173
Sun Mar 04, 2018 10:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

"The Chalk Man" by CJ Tudor. Big hype, but this book didnt quite deliver for me. The story is told in alternating chapters between 1986, which the narrator and friends are 12 years old and discover a dead girl and 2016 when a death to one of the friends occurs. This was ok but not as big as I expect...
by MP173
Sat Feb 24, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Deer Garden Damage Prevention
Replies: 36
Views: 2532

Re: Deer Garden Damage Prevention

My wife gave me a great Christmas, Valentines Day, birthday present a few years ago....a 7' fence surrounding our 16 x 30 ft garden.

I named it Fort Potato. No deer or other critters. However, the moths attack the brocholi/brussel sprouts, etc. Gotta figure out a netting or something.

Ed
by MP173
Sat Feb 24, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

"Tin City" by David Housewright. Housewright's McKenzie series is quickly becoming one of my favorite "charactor novels". McKenzie is an ex cop in Twin Cities who years earlier had resigned and then nabbed an embezzler and claimed a large reward, thus setting himself up financially. He now "helps" f...
by MP173
Sat Feb 24, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

Thanks for all replies regarding modes. It has opened another view of scales. Being an advanced beginner, I primarily hung around the pentonic minor blues scale...easy to use and pretty good sounding. This is pushing me to explore other scales, particularly the major scale shapes. Again, thanks for ...
by MP173
Thu Feb 22, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

"Steely Dan FAQ" by Anthony Robustelli. When I saw this book at the library (new book section) I was elated. There just isnt much about Walter Becker and Donald Fagan out there. They kept a purposefully low profile. Becker's death came as a blow to many ( including me) last fall. Wow....this book, w...
by MP173
Thu Feb 22, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

I understand (sorta). My big hangup was the use of either major or minor scales. My closed mindedness, no doubt due to lack of formal or informal training didnt allow me to understand that there are many other "sounds". In the case of Scarborough Fair, the music would show no sharps or flats, which ...
by MP173
Thu Feb 22, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

Thanks for replies. I understand the building of chords based on triads and how those are either maj or min. I also understand the concept of 4th and 5th being majors and 2nd, 3rd, 6th being minors and the 7th being a dominant (i thing). I just do not understand Modes. To me it is a version of the m...
by MP173
Thu Feb 22, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

Cheyene: Thanks for the explanation. I understand the mechanics of modes and how they relate to different notes in the scale. I can also construct the modes by starting on the note and following the pattern of Whole and Half steps based on the major scale. What I do not understand is the practical a...
by MP173
Thu Feb 22, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

telemark: Thanks for the link to stack exchange. I spent some time on that site reading questions and replies. Here is a question regarding modes. I somewhat understand what a mode is. It is the scale of a note (lets say C because it is easier to notate) in which the scale "shifts" to another tone w...
by MP173
Sat Feb 17, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 6097

Re: Best plants to grow to save money for food costs

The growing of vegetables is more of a hobby and enjoyment of fresh vegetables rather than cost savings. That being said: About $2 in seed potatoes will yield enough potatoes to last from August to Thanksgiving. Onion transplants (not sets) cost about $1 for 30. Invested $4 and we had massive quanti...
by MP173
Fri Feb 16, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

Cheyene really addressed the questions regarding bass vs guitar and electric vs acoustic, but I will throw in my 2 cents. Knowing the guitar makes the bass a lot easier. I would also recommend learning an acoustic guitar first and then move on to electric and then to a bass. Or perhaps not even go e...
by MP173
Fri Feb 16, 2018 8:13 am
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

Regarding session musicians.... Last year I read the book - Good Vibrations by Mike Love. I was never a big fan of the Beach Boys but that book turned me on in a big way. There are a number of videos on You Tube showing the recording of various Beach Boy songs in the studio, using the Wrecking Crew....
by MP173
Thu Feb 15, 2018 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Rant about relocation mortgage assistance, and a question
Replies: 54
Views: 3608

Re: Rant about relocation mortgage assistance, and a question

chickens and vegetables in a $2m house.

Sold!

Go for it.

Ed
by MP173
Thu Feb 15, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

Great discussion. I took a short class in music theory years ago...just enough to know a little bit. Let say a song has a key signature of 1 sharp.... G major. But, if it is started in Em, is it still technically in the key of E minor or is it G major key? Same with C and Aminor. Which key is it and...
by MP173
Thu Feb 15, 2018 5:12 pm
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 7268

Re: Work-out schedule for those in 60s

62 years old here. Last fall I changed my routine when I headed to the gym. During the summer months I ride my bike about 4-5x week - typically 70 - 80 minutes at 130 and above heartrate. Then to the gym when the weather changes. This time, I wanted to include weights and other things. This is my ty...
by MP173
Tue Feb 13, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 102
Views: 7267

Re: Question for music experts about musical keys

I took up guitar 17 years ago at ago 45 with no formal training previously. The concept of keys, chord changes, etc has always intrigued me. Why do certain notes or chords sound good with others? After all these years I still do not have the answer, nor do I have perfect pitch, but I can generally r...
by MP173
Tue Feb 13, 2018 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Job is starting to suck the life out of me.
Replies: 80
Views: 10581

Re: Job is starting to suck the life out of me.

It is full employment out there. Now is the time to look if you are unhappy.

But...figure out what you want to do. You shouldnt be miserable 1/3 of your life.

Ed
by MP173
Tue Feb 13, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Help me help my niece (College costs, financial aid, etc)
Replies: 41
Views: 3030

Re: Help me help my niece (College costs, financial aid, etc)

Advise above is to double major and I would suggest a Marketing degree along with the art degree. I have mentored young men and women fresh out of school in the past and have been amazed at the amount of student debt some have had. Not a good situation. This is a tough situation....she no doubt wish...
by MP173
Wed Feb 07, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Old mechanical pencils
Replies: 11
Views: 2170

Re: Old mechanical pencils

My bad....it is 1.1mm.

Thanks for replies.

Love those old pencils...along with my old slide rules.

Ed
by MP173
Tue Feb 06, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: Old mechanical pencils
Replies: 11
Views: 2170

Old mechanical pencils

Anyone here collect old mechanical pencils? I have picked up a few (15-20) over the past few years, usually those with advertising on them...especially railroads. Here is the issue...the lead in these is fairly thick and once it has been used, cannot seem to be replaced. Does anyone know the thickne...
by MP173
Thu Feb 01, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 84
Views: 12728

Re: New mattress

OP here...

We purchased a Restonic brand California King firm spring mattress. Working like a dream (pun intended) so far (3 nights in).

Not an experience that we wish to revisit. Hopefully this will last 10 years or more.

Ed
by MP173
Wed Jan 24, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Article: 8 Frugal and Forgotten Ways Your Great-Grandparents Made It through Hard Times
Replies: 29
Views: 5456

Re: Article: 8 Frugal and Forgotten Ways Your Great-Grandparents Made It through Hard Times

My father graduated from high school in 1929, my mother was 10 years younger than him and only had 10th grade education. My father "worked" and lived on a farm as a hired hand and saw his income drop to the point where they could not afford to pay him. He lived with them and gave him $$$ when it was...
by MP173
Wed Jan 24, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 151
Views: 16060

Re: What is the best home exercise equipment?

My home workout equipment consists of: 1. Trek bike 2. 20# and 25 # kettlebells. 3. Resistance bands Due to climate, I seldom ride outside from November thru April and go to YMCA for workout. I really like the Expresso stationary bike which features a computer screen with courses to ride. This is as...
by MP173
Sun Jan 21, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: Rent (free at library) or buy books?
Replies: 50
Views: 3460

Re: Rent (free at library) or buy books?

I enjoy going to the library and typically read 40-50 books per year.

Books that I wish to keep for reference will be purchased. I will also buy books at garage / estate sales and then give to co-workers after reading.

No e-books yet.

Ed
by MP173
Tue Jan 16, 2018 10:35 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

Just finished Lawrence Block's "Tanner on Ice". Block is one of my favorite authors and he has been quite prolific in his career. I have never read a "Tanner" series book and this was quite slow for awhile but picked up steam. It sort of reminded me of William F. Buckley's "Blackford Oakes" series. ...
by MP173
Sun Jan 14, 2018 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to "call in rich"?
Replies: 75
Views: 13103

Re: Is it time for me to "call in rich"?

I agree with the others...you are in a good place financially with healthcare being the only expense issue and even that should be manageable. Only other concern I see is that you have $900k in individual stocks with $600k in cap gains. How diversified is that $900k? How many stocks? What is that am...
by MP173
Fri Jan 12, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Almost a pathological fear of debt, to my detriment?
Replies: 79
Views: 5527

Re: Almost a pathological fear of debt, to my detriment?

I do not think there is anything wrong with not wanting debt. Now, if it causes issues in your life, then that is a problem. My father graduated from HS in 1929, my mom was 10 years younger. They were both influenced deeply by the recession. Their behavior affected me as I observed how they lived. W...
by MP173
Thu Jan 11, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 824
Views: 89329

Re: Netflix, Your Current Favorite Show

finished Season 2 of Lilyhammer....slow start but enjoyed the last couple of episodes.

Looking for more suggestions.

ed
by MP173
Mon Jan 08, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 151
Views: 12259

Re: What non fiction book will you be reading in 2018?

As mentioned above, I was going to read John Feinstein's "The First Major" about the 2016 Ryder Cup. Finished it and highly recommend it. I am not a golfer, nor do I follow it. However, Feinstein is excellent. After finishing I am ready to: 1. Find other books of his to read. 2. Watch big golf (majo...
by MP173
Thu Jan 04, 2018 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Is paying down the mortgage the right choice?
Replies: 16
Views: 2012

Re: Is paying down the mortgage the right choice?

I personally enjoy being debt free. That is my personal view. Everyone is different.

Smart of you to be planning 20 years in advance.

I can only imagine the higher quality of life in NC vs NYC.

Good luck.
Ed
by MP173
Thu Jan 04, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Re: Social Security at age 62 perhaps?

Diogenes says it best "There is no one right answer." Again, thanks to all who have responded and PM'ed me. I dropped in to see my accountant today...his door is always open and discussed the situation as he is somewhat familiar with our situation. He confirmed that we will be taxed at 85% of the be...
by MP173
Thu Jan 04, 2018 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Re: Social Security at age 62 perhaps?

Great information....thanks to all.

Lots to chew on, but it seems as if we are leaning on her taking the benefit at 62 and me at a later date...probably 70.

ed
by MP173
Wed Jan 03, 2018 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Re: Social Security at age 62 perhaps?

So, to steer this back on topic and hopefully address a question of mine... It appears that there are definite benefits, based on our situation it will be considered. Next question...assume she take the benefit and I continue working...how will her benefits be taxed? I read enough to realize there w...
by MP173
Wed Jan 03, 2018 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Embarrassment Preventing Retirement Work: A factor for you?
Replies: 133
Views: 14182

Re: Embarrassment Preventing Retirement Work: A factor for you?

One more comment. I ran into a "Basketball legend" here in NW Indiana last spring. He played for a State Championship and also an NCAA championship at UCLA in the 70s. He also coached a HS championship before retiring. Our paths had crossed several times during our playing days and we have sons that...
by MP173
Wed Jan 03, 2018 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Embarrassment Preventing Retirement Work: A factor for you?
Replies: 133
Views: 14182

Re: Embarrassment Preventing Retirement Work: A factor for you?

As I grow older I find myself following footsteps of my father. He and mom owned a small grocery store and worked 6 days a week from 7am til 6pm. Lots of hours. I do not quite work that much but am highly motivated. When he retired, he simply moved from doing what he had to do to what he wanted to d...
by MP173
Wed Jan 03, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Re: Social Security at age 62 perhaps?

Thanks for the replies so far. I have discussed this with DW and we have some serious discussions and planning to do before making a decision. Several points: 1. We are not trying to maximize the overall payout. As pointed out, there is no way to plan the dates of our deaths. 2. Probably my biggest ...
by MP173
Tue Jan 02, 2018 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Re: Social Security at age 62 perhaps?

Her PIA at full retirement (per last statement) was $1610.
Mine is estimated at $2650 (last statement was several years ago.

Ok...can anyone recommend a good reference book or website or other source? Probably should do some work myself on this.

ed
by MP173
Tue Jan 02, 2018 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Re: Social Security at age 62 perhaps?

I am the higher wage earner and that was one benefits of her taking the SS early.

Ed
by MP173
Tue Jan 02, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6082

Social Security at age 62 perhaps?

DW took an early retirement June, 2017 when offered. She will be 62 this March. Our initial plans were to each take SS at age 70 in order to maximize payout. We are re-thinking that at this time. I am 62 and plan on working for several years...enjoy my career and at this point in time there is no re...
by MP173
Tue Jan 02, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 824
Views: 89329

Re: Netflix, Your Current Favorite Show

Thanks for all suggestions.

We watched Lilyhammer last night and loved it.

We were going to watch Fargo, but were prompted to pay...is that normal?

Ed
by MP173
Mon Jan 01, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

"How We Work and Why" by E.Hunter Harrison.

This was privately published by Canadian National Railroad and was penned by their then CEO. He recently died while CEO of CSX Railroad. He was very controversial in his "Precision Railroading."

Ed
by MP173
Mon Jan 01, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3685
Views: 1055923

Re: What Movie Have You Recently Watched?

Miss Sloane last night on either Amazon Prime or Netflix.

Enjoyed it. Jessica Chastain was very much a cold, calculating political operative that you seemed to root for.

Perhaps I enjoyed it so much was that it seemed to be very reflective of the current scene.

Ed
by MP173
Sun Dec 31, 2017 9:46 pm
Forum: Personal Consumer Issues
Topic: [My] Books of the year
Replies: 4
Views: 817

Re: Book of the year

I never read "Hillbilly Elegy" by Vance. Heard lots of good things about it.

Will pick it up soon.

Ed
by MP173
Sun Dec 31, 2017 6:38 pm
Forum: Personal Consumer Issues
Topic: [My] Books of the year
Replies: 4
Views: 817

[My] Books of the year

I just finished my 48th book of the year and added them to my database (recorded 445 books read since 2005). Here are books/authors with my favorites of the year. These were not necessarily written this year, but read this year. Fiction favorites: Extreme Ownership - Willink/Babin - Navy Seals view ...
by MP173
Sun Dec 31, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

Just finished reading Kate White's "Even if it Kills Her". This is a recent Bailey Weggins series book, but the first I have read from White. Will read other works as I am always looking for mystery books.

Ed
by MP173
Wed Dec 27, 2017 5:42 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 993452

Re: What Book Are You Currently Reading? Part VI

"Pretty Girl Gone" by David Housewright. I am running out of books by my favorite mystery authors and have branched out. Housewright is pretty good, a notch or two below Michael Connelly, but that is not too bad! His series revolves around a Minneapolis PI Mac McKenzie who does "favors" for friends....