Search found 515 matches

by traveltoomuch
Thu Jun 11, 2015 3:10 am
Forum: Personal Finance (Not Investing)
Topic: Offered Cancer Insurance at work, worth it?
Replies: 34
Views: 4351

Re: Offered Cancer Insurance at work, worth it?

Ugh so this insurance would do nothing for me 94% of the time. Not including skin cancer and I'm a white male so it seams like a bad joke. Cancer doesn't have to kill you. But unless you know something the insurers don't know, these policies are a sucker bet. On the other hand, I have seen someone ...
by traveltoomuch
Thu Jun 11, 2015 3:02 am
Forum: Investing - Help with Personal Investments
Topic: Back Door Roth IRA - Possible in my situation?
Replies: 19
Views: 2530

Re: Back Door Roth IRA - Possible in my situation?

It sounds like you're on the right path. Make sure the 401k's will accept IRA rollovers; most should, but there's a chance you have a bad plan.

The only gotcha might be if the 401k's are overpriced. Do they have decent investment options?
by traveltoomuch
Tue Apr 28, 2015 11:41 pm
Forum: Personal Consumer Issues
Topic: Traveling light up to 2 weeks - ditch the laptop, use phone?
Replies: 54
Views: 6497

Re: Traveling light up to 2 weeks - ditch the laptop, use ph

One or two trips without the laptop and you'll know right? Leave the laptop at home and see how it goes. This sounds like the best advice, but start the experiment with a shorter trip. I still carry a laptop (MacBook Air). As the weight & size of capable laptops has come down, any desire to skip th...
by traveltoomuch
Tue Apr 21, 2015 6:21 am
Forum: Personal Consumer Issues
Topic: Marginal benefit of spending more on car
Replies: 83
Views: 9919

Re: Marginal benefit of spending more on car

$10k is the sweet spot. There is a BIG jump from $5k to $10k. From $10k and on-wards the marginal benefit gets quite a bit smaller imo. I concur. I've been extremely pleased with the value proposition at the 10k price point (generally 3-8 years old). I've bought cars for closer to $5k and found mys...
by traveltoomuch
Sat Mar 21, 2015 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Doctor's office requires credit card on file
Replies: 55
Views: 7951

Re: Doctor's office requires credit card on file

My reluctance is not about refusing to pay the MD his cancel fee, it's about not trusting the office staff to bill correctly. My wife once saw a charge from an office that explained "your husband must have picked something up from our dispensary". No, it's that they had billed the wrong patient. I w...
by traveltoomuch
Sat Mar 21, 2015 7:34 am
Forum: Personal Finance (Not Investing)
Topic: Which credit union are you a member of?
Replies: 60
Views: 10390

Re: Which credit union are you a member of?

Looking back to the original question: I have banked with credit unions most of my adult life, usually non-local ones. I am far from passionate about any of them. They usually disappoint in some way or another, usually when they have a technology failure and can't provide competent resolution, gener...
by traveltoomuch
Sat Mar 21, 2015 7:10 am
Forum: Personal Consumer Issues
Topic: New washing machine won't fit down basement steps.
Replies: 32
Views: 14772

Re: New washing machine won't fit down basement steps.

Consider your options for moving the laundry upstairs. I find that having the washer and dryer closer to my day-to-day living space is a delight. In one rental they were even in the bedroom. It seemed odd, but it turned out to be very practical. Assuming it's done gracefully, this will also make the...
by traveltoomuch
Sat Mar 14, 2015 2:19 am
Forum: Personal Finance (Not Investing)
Topic: Buying Euro for Vacations?
Replies: 33
Views: 3772

Re: Buying Euro for Vacations?

I'm tempted to do this very thing. As for how, you might consider a casino. Casinos in Vegas offer quite fair rates for selling Euros and other common currencies at the main cages. They might also have decent buy rates. I've never tried this at a casino outside Vegas, but it would not surprise me to...
by traveltoomuch
Sat Mar 14, 2015 2:15 am
Forum: Personal Finance (Not Investing)
Topic: Best 4-6 person tent
Replies: 20
Views: 5019

Re: Best 4-6 person tent

Take a look at Alps Mountaineering's outfitter tents. Alps generally aims to be a high-value line, offering the features and durability of top-of-the-line tents at a lower price point. The outfitter series have heavier fabrics, zippers, and poles than most tents, so they win on durability. The downs...
by traveltoomuch
Wed Jun 18, 2014 3:10 pm
Forum: Personal Consumer Issues
Topic: Reliable car for a long commute
Replies: 19
Views: 2323

Re: Reliable car for a long commute

Does buying a 1-2 year one (according to the Bogglehead philosophy) make sense in this case or should I just get a new one? Any take on a sedan vs. SUVs for a long drive? I've had an Accord EX Coupe 2000 for 7 years now and have driven very long drives without any problem but that's just me. I don'...
by traveltoomuch
Wed Jun 18, 2014 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: ESPP - What to think?
Replies: 5
Views: 875

Re: ESPP - What to think?

I'm dealing with an ESPP with a 5 year mandatory holding period (unless I leave!), so 45 days sounds very appealing. I would max it out. If the risk during those 45 days is causing you great pain, consider using options to offset the risk (e.g. on Dec 30th buy a short-duration put option). I would a...
by traveltoomuch
Wed Jun 18, 2014 2:18 pm
Forum: Personal Consumer Issues
Topic: Amsterdam
Replies: 14
Views: 1828

Re: Amsterdam

There are some interesting hotel choices in Amsterdam. My favorite hotel there is the Grand Hotel Amrath - delightfully plushy beds, posh rooms, and free minibar. I've heard good things about the Hotel Estherea as well as the Toren, mentioned above. If you want a chain, Hyatt recently opened an Anda...
by traveltoomuch
Wed Jun 18, 2014 2:11 pm
Forum: Personal Consumer Issues
Topic: Reliable car for a long commute
Replies: 19
Views: 2323

Re: Reliable car for a long commute

I have a Hyundai Elantra that I'm delighted with.

Things with better mileage: Honda Fit. Or anything with a VW TDI engine, though some of these are noisy.
by traveltoomuch
Fri Mar 15, 2013 8:35 am
Forum: Personal Consumer Issues
Topic: europe trip
Replies: 62
Views: 8648

Re: europe trip

I normally recommend priceline for hotels, but they only guarantee a double-occupancy room. In Europe, that's likely all you'll get. Renting apartments is likely the better path. I concur with the last post: decide if you're going to do cities or not-cities. You don't want a car in Paris, Amsterdam,...