Search found 155 matches

by Kevin8696
Mon Aug 13, 2018 1:10 am
Forum: Personal Investments
Topic: Newly retired - need to make a big change
Replies: 51
Views: 11606

Re: Newly retired - need to make a big change

Thank you Kevin - I should've clarified that I was talking about the Total US Stock Index Fund (VTSAX) and Total International Stock Index Fund (VTIAX). So even though VTSAX only has .1% foreign holdings, you (and Jack Bogle) understand that 40% of the revenue already reflects international exposur...
by Kevin8696
Sun Aug 12, 2018 9:22 pm
Forum: Personal Investments
Topic: Newly retired - need to make a big change
Replies: 51
Views: 11606

Re: Newly retired - need to make a big change

Welcome to the Forum !! Regarding your proposed allocation to International Stocks, consider the following facts: 1. Diversification: Over 40% of the revenues of the S&P 500 come from international ops. So, the S&P 500 already has international covered. 2. Performance: International stocks a...
by Kevin8696
Sat Jun 02, 2018 1:23 pm
Forum: Personal Investments
Topic: Ally Bank vs. Purepoint Financial
Replies: 4
Views: 1895

Re: Ally Bank vs. Purepoint Financial

In my search for better savings and cd rates than my credit union pays, I researched virtually all of the online banks.... Ally, Capital One, Discover, CIT, Barclays, Goldman Sachs (Marcus), Synchrony, EverBank, American Express, and PurePoint. I found that many were merely funding sources for consu...
by Kevin8696
Thu Oct 18, 2012 5:44 am
Forum: Personal Investments
Topic: Can I Retire at 62 ?
Replies: 25
Views: 4669

Re: Can I Retire at 62 ?

Thanks to all for your responses !! FYI.... I stumbled upon an interesting calculator on the Vanguard site. Click on: Insights - Retirement - Nearing Retirement - When Can I Retire? It pulls up a tool that does a Monte Carlo simulation of 5,000 possible scenarios using data from 1926 to present and ...
by Kevin8696
Mon Oct 08, 2012 8:15 pm
Forum: Personal Investments
Topic: Can I Retire at 62 ?
Replies: 25
Views: 4669

Can I Retire at 62 ?

Can I retire at 62 ? I’m a 61 year old male, single, in excellent health, and holding down a good professional job. Liquid assets of $525k as follows: Roth $35k, 401k $270k, and cash of $220k. Of the cash, $125k is earmarked for a house purchase. (currently rent an apartment.) So, cash and investmen...