Search found 1063 matches

by killjoy2012
Thu Aug 10, 2017 10:13 pm
Forum: Personal Consumer Issues
Topic: Gaming laptop vs gaming pc for AAA hi-end graphics games?
Replies: 49
Views: 3980

Re: Gaming laptop vs gaming pc for AAA hi-end graphics games?

Anyone can build a PC today. It's not like it used to be where you actually had to have some skills to get things going. That said, plan on 4-5 hours once you have everything in hand. The hardest and most critical process is properly joining and installing the CPU to its heatsink, ensuring proper th...
by killjoy2012
Wed Aug 09, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: Gaming laptop vs gaming pc for AAA hi-end graphics games?
Replies: 49
Views: 3980

Re: Gaming laptop vs gaming pc for AAA hi-end graphics games?

I think you've already identified a couple of the downsides of hi-end laptops. Desktops are usually cheaper to build at the same spec level, are magnitudes more upgrade-able/serviceable, are better able to expel the hot air generated by hi-end VCs and CPU at lower volumes & quicker rates, don't requ...
by killjoy2012
Mon Aug 07, 2017 9:09 pm
Forum: Personal Consumer Issues
Topic: Calling all Electricians
Replies: 13
Views: 2465

Re: Calling all Electricians

Odds are the hot or neutral on the dimmer touched the hot or neutral on the adjacent switch (or the box itself, which is grounded if metal). It's very common when installing dimmers, esp big ones like you linked to, for there to be very little room in the box between switches... and why many electri...
by killjoy2012
Mon Aug 07, 2017 8:58 pm
Forum: Personal Consumer Issues
Topic: Computer hacked - What to do?
Replies: 16
Views: 2499

Re: Computer hacked - What to do?

Not fun. I wouldn't trust a simple AV/Malwarebytes scan in this situation. Wipe the drive, then reload from either a known good C:\ drive backup or rebuild using the OS install disk, and then reload all apps, etc. Change all passwords - ALL of them - including Web-based applications. You're going to...
by killjoy2012
Tue Jul 25, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Use Guest wifi for thermostat, Roku, etc.
Replies: 28
Views: 4170

Re: Use Guest wifi for thermostat, Roku, etc.

Yes, I would, as long as your Roku doesn't need access to your internal home network for streaming local media off of your NAS/PC. I use Plex on the Roku to streaming video, pictures and audio I have stored locally, so putting it outside of my internal home network isn't an option. However, my VoIP ...
by killjoy2012
Mon Jul 24, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: car lease buyout at term end - how negotiable?
Replies: 25
Views: 5171

Re: car lease buyout at term end - how negotiable?

You already got a deal. The residual value is based on total miles agreed to in the lease. So say you picked 12,000 miles a year they figure they're getting a car with 36,000 miles back. You get to buy a car with 5,000 miles on it at the price of one with 36,000 miles. Forget that you already paid ...
by killjoy2012
Mon Jul 24, 2017 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: Company Vehicle - What would you do?
Replies: 23
Views: 1808

Re: Company Vehicle - What would you do?

I had a company vehicle for several years. Unless you need the personal vehicle to meet some personal need that the company car alone won't, sell it. If/when you leave or are terminated, even if it's not a foreseen circumstance, you can still rent a car from places like Enterprise at a reasonable mo...
by killjoy2012
Thu Jul 20, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: car lease buyout at term end - how negotiable?
Replies: 25
Views: 5171

Re: car lease buyout at term end - how negotiable?

The price is the price - no negotiation has ever worked that I've heard of. If you're in love with the car and/or it's way under on miles, I'd consider buying it outright. Otherwise, try your luck at buying it used post-turn in. If the local dealer passes on buying it for their floor, it'll likely g...
by killjoy2012
Sun Jul 16, 2017 4:10 pm
Forum: Personal Consumer Issues
Topic: Would you look for a general handyman for these home jobs?
Replies: 28
Views: 3616

Re: Would you look for a general handyman for these home jobs?

The problem with hiring a "general handyman" is, at best, they are generalists who try to do a bit of everything, but rarely excel at any one particular thing. There's also no certification or proof of capability short of word of mouth. I'd favor hiring a couple more specialized tradesmen to handle ...
by killjoy2012
Sun Jul 16, 2017 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Buying beach bungalow in San Diego for Winters
Replies: 55
Views: 6191

Re: Buying beach bungalow in San Diego for Winters

Lots of good advice here. I won't pile on, but maybe suggest you consider flipping the approach. If you're dead set on Chicago continuing to be your 'home', why not just AirBnB/VRBO that beachfront house in the SD area for a couple months during the winter. In the end, you get what you want w/o havi...
by killjoy2012
Sat Jul 15, 2017 6:42 pm
Forum: Personal Consumer Issues
Topic: Does mower brand matter much if they're all Briggs & Stratton engines?
Replies: 84
Views: 9326

Re: Does mower brand matter much if they're all Briggs & Stratton engines?

Sadly, almost all residential-class small engines are now manufactured in China, even your B&S. Buying B&S no longer equates to buying an American made engine, as it used to.

You'll need to do your homework if that aspect matters to you.
by killjoy2012
Sun Jul 09, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: how to destroy hard disk with personal info
Replies: 99
Views: 10931

Re: how to destroy hard disk with personal info

Start with hard drive wiping tool like DBAN.
Then put some very strong magnets on the drive for a week.
Then take a drill to it.
by killjoy2012
Thu Jul 06, 2017 12:12 am
Forum: Personal Finance (Not Investing)
Topic: Seeking advice on 1.2m (now 900K) house purchase
Replies: 192
Views: 17937

Re: Seeking advice on 1.2m house purchase

Count me as another NO vote, unless you're open to having a roommate and using that incoming rent to help offset how leveraged you'll be. Still somewhat risky, but less so than trying to do it solo. It's fairly common in CA to forgo retirement account contributions in order to cover the mortgage. I ...
by killjoy2012
Wed Jul 05, 2017 6:23 pm
Forum: Personal Consumer Issues
Topic: Electronics question [broken monitor]
Replies: 27
Views: 2311

Re: Electronics question

Agreed. Those 3 green caps in this pic look troublesome, but looks can be deceiving.
http://i66.tinypic.com/ouo8s1.jpg
by killjoy2012
Wed Jul 05, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: Delta Air - various classes of service
Replies: 59
Views: 5237

Re: Delta Air - various classes of service

So, here are my questions. 1. How is first-class on Delta? Are other classes of services worth considering (premium economy, etc.)? I know to stay away from Basic Economy (at least on United, and I assume the same applies to Delta). 2. Should we avoid Delta all together, if at all possible? I ask b...
by killjoy2012
Fri Jun 30, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: VPN for Fun
Replies: 13
Views: 3025

Re: VPN for Fun

So a few basic questions: 1. In your eye, does this pass the cost-benefit test? If so, roughly how much should I budget? 2. Is this the right way to do it -- at the router? I figure I would have to flash the router, which the interweb seems to describe as a hit or miss prospect. Trashing several ro...
by killjoy2012
Mon Jun 26, 2017 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: Won an ATV in a raffle...now what?
Replies: 39
Views: 5260

Re: Won an ATV in a raffle...now what?

I'll give you 50% of list price depending on the make/model & location! :D FYI - ATVs have titles just like cars. However, as the ATV gets older and residual value slips, it's increasingly common for people just to sell them w/o all of the formalities since the vast majority of owners never plate th...
by killjoy2012
Mon Jun 26, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Travel to Ireland and, hopefully, to Cambridge, England
Replies: 15
Views: 1670

Re: Travel to Ireland and, hopefully, to Cambridge, England

If you're looking for alternatives, you could also take a ferry from Dublin to Holyhead, Wales, and then it's a 5 hour train ride from there bypassing central London. Tons of beautiful medieval castles in the northern Wales / Snowdonia area too, if that's of interest. Certainly not the fastest trave...
by killjoy2012
Sun Jun 25, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Getting out of lease options
Replies: 8
Views: 1034

Re: Getting out of lease options

Another option would be swapalease.com, but given you're so far over on the term-to-mileage ratio, odds are anyone interested in taking over your lease would want it at a significant discount. Not sure if that discount would be more or less than your other stated alternatives. Or just park/turn in t...
by killjoy2012
Fri Jun 23, 2017 7:30 pm
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 36
Views: 5602

Re: Surge Protector for Refrigerator

The Eaton unit, like what Luke Duke linked to, IMO has the best warranty and is probably on the upper end of quality. Installation is easy if you know what you're doing around electricity, but moving all of the breakers down 2 spaces can be annoying (short hots, labeling, etc.). Easier on a new pane...
by killjoy2012
Wed Jun 21, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: Help with Guns in Estate [how to sell]
Replies: 56
Views: 7547

Re: Help with Guns in Estate [how to sell]

Yea guys, just a word of caution here for people that may be dealing with other family member's firearms that aren't well versed in their handling/custodianship. US gun laws are complex, and penalties can be severe for what many would consider to be a minor infraction. One dumb, innocent mistake and...
by killjoy2012
Tue Jun 20, 2017 6:59 pm
Forum: Personal Consumer Issues
Topic: Good camera - new baby coming
Replies: 64
Views: 6971

Re: Good camera - new baby coming

DSLRs shoot nice pics, no doubt, but very few of us, other than hard core photographers, are going to lug that thing all around town all day just to get some incremental increase in PQ. I think you should first decide on physical size, as in how pocketable or not you want the camera to be. Then mayb...
by killjoy2012
Tue Jun 20, 2017 6:46 pm
Forum: Personal Consumer Issues
Topic: What is your car's average cost ownership?
Replies: 70
Views: 8004

Re: What is your car's average cost ownership?

First, nice choice on the Camaro! The 2017 is even nicer. :sharebeer Second, as livesoft mentioned, your calc doesn't include some things that affect the conclusion. It's also hard to compare apples to apples, since you added in tires, and others are probably going to overlook other things, incident...
by killjoy2012
Tue Jun 20, 2017 1:53 pm
Forum: Personal Consumer Issues
Topic: Need WIFI repeater or second router Advice
Replies: 45
Views: 4396

Re: Need WIFI repeater or second router Advice

I haven't read all of the responses either, but I can tell you that running multiple APs with hardwired 1Gbps cat6 Ethernet home runs is going to be the fastest. Not the easiest, but 'best'. If you have any IT skills as all, it's not that hard to flash an old router with open source firmware that wi...
by killjoy2012
Wed Jun 14, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: Traveling to UK/France: Suggest a pre-paid SIM Card
Replies: 17
Views: 2577

Re: Traveling to UK/France: Suggest a pre-paid SIM Card

ZinCO - If you wouldn't mind, post the link to the PAYG SIM deal you purchased that allows tethering. I'm very interested as I travel to the UK fairly often, and all data I have points to the opposite: http://kenstechtips.com/index.php/tethering-on-uk-networks Three allows you to tether, but only if...
by killjoy2012
Mon Jun 12, 2017 10:47 pm
Forum: Personal Consumer Issues
Topic: Traveling to UK/France: Suggest a pre-paid SIM Card
Replies: 17
Views: 2577

Re: Traveling to UK/France: Suggest a pre-paid SIM Card

- Beware that some assertions above may be for those paying monthly, vs. PAYG as you'll be doing. You'll need to do your homework. - While many carriers allow roaming, you may find that it's cheaper/easier to just buy a small PAYG SIM in each country. Most carriers charge an extra fee on top of the ...
by killjoy2012
Mon Jun 12, 2017 11:39 am
Forum: Personal Consumer Issues
Topic: Vue/Sling tv users--what do you miss?
Replies: 43
Views: 4536

Re: Vue/Sling tv users--what do you miss?

I have a Roku with SlingTV + Netflix + Amazon Prime Video, an attic OTA antenna + Tivo, and a Plex server. For me, it's become less about "missing" something, and more about how you change your TV watching habits. I used to channel surf, and occasionally want to see the latest TV show live when firs...
by killjoy2012
Tue Jun 06, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: Trailer Towing Tidbits? [and epilogue]
Replies: 52
Views: 4708

Re: Trailer Towing Tidbits?

That trailer is pretty small. Before you leave, make sure you know the max tongue weight of your receiver, and understand the general concept of proper trailer weight distribution. Confirm the ball size of the trailer you want to rent matches what's on your hitch (2" is the norm). Make sure the trai...
by killjoy2012
Tue Jun 06, 2017 3:27 pm
Forum: Personal Investments
Topic: High Income Earner Humbly Seeks Advice
Replies: 83
Views: 21529

Re: High Income Earner Humbly Seeks Advice

60% Total Stock Market 20% Total international 20% Intermediate tax exempt OP - You've already received a lot of good advice. I'd pick an AA that'll allow you to sleep well & 'just do it'. Personally, given your income-to-expense ratio, you've already won the game. As such, if I were you, I'd be he...
by killjoy2012
Tue Jun 06, 2017 12:48 pm
Forum: Personal Finance (Not Investing)
Topic: laptop advice
Replies: 20
Views: 2253

Re: laptop advice

I really don't know much about technology. Does anyone see anything on groupon they can recommend? For someone like yourself, I'd just look for a hot deal on an Intel-based laptop with SSD. I'd have a slight preference for Dell over the other brands based on exp, but they're all pretty much commodi...
by killjoy2012
Tue Jun 06, 2017 12:34 pm
Forum: Personal Consumer Issues
Topic: What Do You Pay for an Oil Change?
Replies: 129
Views: 13459

Re: What Do You Pay for an Oil Change?

I live in Massachusetts, and I've had our cars serviced by a local gas station/repair shop. But, the cost of a recent oil change took me by surprise. The total was $96, as follows (numbers rounded): Filter - $10 Oil - 60 Coolant - 5 labor - 21 Tax - 4 (Discount) - 5 Is this a reasonable cost, or sh...
by killjoy2012
Mon Jun 05, 2017 11:57 pm
Forum: Personal Finance (Not Investing)
Topic: Trip to Ireland/Amex/Visa/Do I need a card with no foreign tx fee?
Replies: 22
Views: 1942

Re: Trip to Ireland/Amex/Visa/Do I need a card with no foreign tx fee?

Don't covert USD -> EUR before leaving, way too expensive and not needed. Just take your ATM card and withdraw Euros from a well known bank ATM's machine once you get there - at the DUB airport, or even days later when you get a chance. I've done a week in Europe with nothing but a CC. Amex is accep...
by killjoy2012
Mon May 29, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Losing money on vehicle, should I or shouldn't I?
Replies: 24
Views: 3681

Re: Losing money on vehicle, should I or shouldn't I?

You already said you hate it - that would be enough for me. I'd try selling it on Craigslist or otherwise locally, and then look at the market leaders in the SxS space - Polaris, Can-Am, etc. I didn't even know Honda made a SxS TBH.
by killjoy2012
Tue May 23, 2017 10:37 pm
Forum: Investing - Theory, News & General
Topic: Any decent Cyber Security Funds?
Replies: 3
Views: 640

Re: Any decent Cyber Security Funds?

The problem is that many of the newer/growing cyber companies are not public. The top couple held by that ETF are old school tech companies.... Trend, Cisco, etc.
by killjoy2012
Fri May 19, 2017 10:11 pm
Forum: Personal Consumer Issues
Topic: iPhone GPS apps
Replies: 15
Views: 1924

Re: iPhone GPS apps

Waze [/thread]
by killjoy2012
Wed May 17, 2017 10:23 pm
Forum: Personal Consumer Issues
Topic: Keep paying for AC refrigerant when tech cannot find a leak
Replies: 20
Views: 2593

Re: Keep paying for AC refrigerant when tech cannot find a leak

You can buy a brand new 30 lb canister of R-22 on Ebay for a relatively affordable price, keep in your basement for future use, and be ahead the first time you need Freon added in 1/2/5/10/20 years. Just saying... And no, your local HVAC guy isn't going to be happy, since he wants to sell you his at...
by killjoy2012
Wed May 17, 2017 11:03 am
Forum: Personal Consumer Issues
Topic: Regarding Chase Ultimate Rewards Accounts
Replies: 3
Views: 866

Re: Regarding Chase Ultimate Rewards Accounts

What do you mean by transferring? Check with Chase since these rules are constantly changing, but last I looked, you can move/transfer UR points between any of your Chase UR cards, but if you want to transfer points from UR to an external travel partner (e.g. Hyatt, United, etc.), then you can only ...
by killjoy2012
Wed May 17, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: What are the powers of HR in a company?
Replies: 40
Views: 4791

Re: What are the powers of HR in a company?

Ranges are always broad and extend fairly high since positions often need to accommodate someone only a couple years out of school, as well as a 20 year veteran, both of whom may be on different career paths.
by killjoy2012
Mon May 15, 2017 7:14 pm
Forum: Personal Consumer Issues
Topic: Anyone use "MyPillow" pillows?
Replies: 50
Views: 9287

Re: Anyone use "MyPillow" pillows?

OP - I'd suggest visiting a local store that carries them to give it the 'feel test' before purchasing. My local Bed Bath & Beyond had them in stock when I was last pillow shopping, and while I was intrigued, and beside the $50/pillow price turning me off, it's got a very unique feel. I would descri...
by killjoy2012
Sun May 14, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Cars: Expense or Asset?
Replies: 84
Views: 7072

Re: Cars: Expense or Asset?

I think you guys over analyzing the OP's post/point. This isn't a debate on GAAP and defining terms. This is the realization by the OP that car ownership generally has a monthly operating cost regardless if you purchase new with a 4-7 year financing + start incurring more maint cost as the warranty ...
by killjoy2012
Fri May 12, 2017 12:03 pm
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 11013

Re: Tesla Solar Roof

That includes R&D, design, and engineering expenses, as well as massive amounts of capital expenditures to build product tooling and manufacturing infrastructure. So GM & Ford don't spend any money on R&D, design, or engineering? :confused The only reason Tesla gets away with their financial operat...
by killjoy2012
Thu May 11, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: Travel tips for first time visitors to England and France?
Replies: 55
Views: 6687

Re: Travel tips for first time visitors to England and France?

I've visited London ~6 times, and Paris once, in the last 17 years. London is my favorite big city and I've been all over the US, and all but Eastern Europe. I think October is the BEST time to visit so long as you're OK with a cooler & damp experience - it actually helps put me in the mood. :) The ...
by killjoy2012
Thu May 11, 2017 9:29 am
Forum: Personal Finance (Not Investing)
Topic: Afraid I may have been hacked
Replies: 18
Views: 3536

Re: Afraid I may have been hacked

The vast majority of email phishing compromises are delivered either through an attachment or URL link. You'd need to open the file attachment, or click the link, to be compromised. In those circumstances, no, just opening the email without touching the link/attachment will not compromise you. Howev...
by killjoy2012
Thu May 11, 2017 9:22 am
Forum: Personal Consumer Issues
Topic: Samsung or LG tv?
Replies: 49
Views: 4821

Re: Samsung or LG tv?

I have a ten year old Panasonic plasma. I'm going to cry when it dies. Same here. Mine is 6 1/2 years old. Still going strong and very pleased. As you know nobody makes plasmas anymore and Panasonic left the TV business completely. When it dies we'll get a 4K OLED, but not until the price drops. We...
by killjoy2012
Tue May 09, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: 18" vs 20" Tires
Replies: 39
Views: 12498

Re: 18" vs 20" Tires

Agree with the above WRT to sizing, but I'd also consider the painted vs. non-painted aspect too. I'd rather have maintenance free polished aluminum wheel (esp being the Midwest w/ snow) vs. any painted metal.
by killjoy2012
Tue May 09, 2017 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Cell phone use in UK for one year
Replies: 13
Views: 2133

Re: Cell phone use in UK for one year

and then decide on a final provider once he tests out reception and figures out how much use he's going to have. Be careful here. PAYG SIM for voice/text/data is no problem at all. I've done this 5-6x times myself as an American visiting the UK. However, any 'normal' post-paid plan in the UK requir...
by killjoy2012
Tue May 09, 2017 6:23 pm
Forum: Personal Consumer Issues
Topic: Mcafee showing messages of Hacker
Replies: 7
Views: 2248

Re: Mcafee showing messages of Hacker

The SSL certificate, or its configuration, on their web server - not your phone - is not working correctly. It would be best to avoid going to that site for now. If you must, then click the Advance --> Proceed Anyway, and don't enter any information on that site, as it will be sent unencrypted. e.g....
by killjoy2012
Tue May 09, 2017 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Cell phone use in UK for one year
Replies: 13
Views: 2133

Re: Cell phone use in UK for one year

Take an unlocked phone over there, buy a local monthly prepaid SIM from 3, vodaphone, EE, and be happy.

ATT is unlikely to unlock his current phone if there were any upfront term commitments in subsidizing the device cost.