Search found 610 matches

by EyeYield
Fri Oct 05, 2012 8:47 pm
Forum: Investing - Help with Personal Investments
Topic: And I'm Outta There (almost) [Moving to Vanguard]
Replies: 25
Views: 1785

Re: And I'm Outta There (almost) [Moving to Vanguard]

Just before market close, I sold 4 of the 6 equities I owned. I'm not a big or frequent trader in the market, so you can imagine how I felt when I learned MSSB was charging $100 per trade. $400 total! I quickly found my way to this site and read for an hour or so. I became familiar with the general...
by EyeYield
Thu Oct 04, 2012 8:41 pm
Forum: Investing - Help with Personal Investments
Topic: Any regrets moving from a active manager to passive indexing
Replies: 52
Views: 5724

Re: Any regrets moving from a active manager to passive inde

This was all explained by a confidant, well dressed gentleman in a quiet, nicely carpeted conference room, at a well polished conference table. Correct, and I'll miss those things, but not as much as the butt to die for receptionist, who always manages to walk in front of her desk and bend over whi...
by EyeYield
Thu Oct 04, 2012 12:23 pm
Forum: Investing - Help with Personal Investments
Topic: Any regrets moving from a active manager to passive indexing
Replies: 52
Views: 5724

Re: Any regrets moving from a active manager to passive inde

Active management is about meeting your adviser's financial goal Exactly! I'm new here, but I'm really glad I found this place, because if nothing else I've been able to verify many of my long held beliefs. Being a long time buy and hold investor, very rarely trading, I needed to rebalance a very o...
by EyeYield
Tue Oct 02, 2012 12:54 am
Forum: Investing - Help with Personal Investments
Topic: How to educate kids about investments
Replies: 23
Views: 1714

Re: How to educate kids about investments

I cashed in most of my shares Fifo, so they got the most recently purchased shares and I made them aware of the tax consequences. I only gave them one share each, so the parents wouldn't have to purchase the minimum, so it won't be much.
by EyeYield
Mon Oct 01, 2012 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: How to educate kids about investments
Replies: 23
Views: 1714

Re: How to educate kids about investments

Why not start them with a DRIP or two? That's what my mother did for me when I was a preteen and I've only recently rolled most of them over into my brokerage account. I've recently begun to gift shares to my friends kids, in hopes that they may get interested in investing. It can be kind of cool fo...
by EyeYield
Fri Sep 21, 2012 8:22 pm
Forum: Investing - Help with Personal Investments
Topic: Can I Retire?
Replies: 8
Views: 2049

Re: Can I Retire?

Thanks for the responses. @dmcmahon - Thanks for taking the time for such a detailed response. I'm aware, even paranoid, about inflation, so it's very much in my focus. Most of my stocks have a strong and steady history of paying and increasing dividends and while that's no guarantee that they'll ke...
by EyeYield
Thu Sep 20, 2012 11:20 pm
Forum: Investing - Help with Personal Investments
Topic: Can I Retire?
Replies: 8
Views: 2049

Can I Retire?

I did an experiment this past year (ending 9/1/2012) to see if I could live off my dividends, sort of a trial retirement year, and it was close, but I made it. That was a year with no home improvements or insurance deductibles, ie, no emergencies = easy year :beer I'm 60, trial retired, with no pens...
by EyeYield
Wed Sep 19, 2012 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15455

Re: Fees for Morgan Stanely Smith Barny?

Well of course they might and I negotiate everything all the time, just wanted to see what you might have to offer. My ultimate negotiating question will be to ask them (him) if there's a fee for transferring my account to another brokerage. That's all I plan on saying, I'll let you know how it goes...
by EyeYield
Wed Sep 19, 2012 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15455

Re: Fees for Morgan Stanely Smith Barny?

@Default User BR - I'm fine with the $8 per trade I have with Fidelity, even though I know I could do better. @livesoft - How could I justify asking for that? I mean an argument that won't cause them to burst out laughing? If this helps, I'm currently at about 50% stocks, 25% mutual funds, 12% fixed...
by EyeYield
Tue Sep 18, 2012 9:44 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15455

Re: Fees for Morgan Stanely Smith Barny?

Hi, I found this page while looking to see if anyone has negotiated their fees with MSSB. I'm wondering if I should try to get a better deal. Here's where I'm coming from. I started investing with drips before I was 12 due to my mother's insistence that I learn how to save (thanks mom) -hated it the...