Search found 622 matches

by EyeYield
Sat Oct 27, 2012 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: What does it feel like to have $1M+ liquid?
Replies: 126
Views: 15648

Re: What does it feel like to have $1M+ liquid?

It feels like responsibility, just like any other amount of hard earned dollars that's invested.
by EyeYield
Wed Oct 24, 2012 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: How do I make sure proper amount was transferred?
Replies: 6
Views: 893

Re: How do I make sure proper amount was transferred?

If this was a close out of your MSSB account, I'd be interested if there was an exit fee and if so, how much?
Thanks,
by EyeYield
Mon Oct 22, 2012 1:32 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15576

Re: Fees for Morgan Stanely Smith Barny?

Update: I've talked to Fidelity and they will give me free trades for a long time - 200 the first year, then more the next. I don't think I'm paying any Wrap fees or year percentages at MSSB, just a 2.75 trade fee - highly unreasonable, if you ask me. Supposedly their lowest rate :oops: As to the FB...
by EyeYield
Wed Oct 17, 2012 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: Individual Stocks
Replies: 63
Views: 5853

Re: Individual Stocks

FYI - Use morningstar charts... They show reinvested dividends. Yahoo charts are terrible. Thanks for the tip. Agreed, yahoo's not too good, the yield percentages are usually way off. So Morningstar does this automatically? I don't see an option to add it, so I'll assume it does. It wouldn't save t...
by EyeYield
Wed Oct 17, 2012 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: Individual Stocks
Replies: 63
Views: 5853

Re: Individual Stocks

Very interesting information I'm gathering here. Out of curiosity, I charted my first holdings against VTSMX and here are the basic results: http://finance.yahoo.com/echarts?s=VTSMX+Interactive#symbol=vtsmx;range=19701015,20121015;compare=aep+ibm+hon+ba+ko+xom;indicator=volume;charttype=area;crossha...
by EyeYield
Thu Oct 11, 2012 7:55 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Re: Bogle Books

EyeYield wrote: My bride lived on 128 street in North Miami. She was 1959 Orange Bowl Theme Girl. We've been married 61 years and I think she's as lovely as ever. Best wishes. Taylor By chance is she a North Miami Sr High alumni? I was on 146 St NW. 13th Road I bet she remembers Latta's on NW 7th a...
by EyeYield
Thu Oct 11, 2012 5:14 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Re: Bogle Books

EyeYield: I would read Mike Piper's "Can I Retire" first and then try the "Boglehead Guide to Retirement Planning". Two solid reads. And I note that our esteemed colleague, Taylor Larimore, is fast approaching his 16,000th post :sharebeer . How does he do it??? Shawcroft I ordered "Can I Retire" wi...
by EyeYield
Thu Oct 11, 2012 1:22 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Re: Bogle Books

Taylor Larimore wrote: You are in for a treat!

Best wishes.
Taylor
That's what I wanted to hear.

(Miami huh? I grew up there.)
by EyeYield
Thu Oct 11, 2012 12:15 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Re: Bogle Books

Thanks so much everyone! So much reading, so little retirement time. :mrgreen: Those excerpts are priceless, a testament to just how valuable all the books are. I'll start with the first recommendation "Can I Retire" and work my way through. Can't wait to get Clash of the Cultures though. EyeYield:...
by EyeYield
Wed Oct 10, 2012 8:18 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Re: Bogle Books

Thanks so much everyone! So much reading, so little retirement time. :mrgreen:
Those excerpts are priceless, a testament to just how valuable all the books are.
I'll start with the first recommendation "Can I Retire" and work my way through.
Can't wait to get Clash of the Cultures though.
by EyeYield
Wed Oct 10, 2012 2:07 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Re: Bogle Books

Thanks everyone. Considering that I'm retired now (or at least pretending I am) and am just in the process of rebalancing, would someone like to break the current three way tie? Not a big deal really, I'm sure there's helpful info in all of them.

Thanks,
by EyeYield
Tue Oct 09, 2012 8:47 pm
Forum: Investing - Theory, News & General
Topic: Bogle Books
Replies: 23
Views: 2028

Bogle Books

After joining this forum a couple of weeks ago and seeing Mr. Bogle on CNBC, I'm going to buy his new book, The Clash of the Cultures, it looks interesting. I noticed there are many other boglehead books on amazon. For someone who's trying to retire now (@61), what other single book would you recomm...
by EyeYield
Fri Oct 05, 2012 8:47 pm
Forum: Investing - Help with Personal Investments
Topic: And I'm Outta There (almost) [Moving to Vanguard]
Replies: 25
Views: 1793

Re: And I'm Outta There (almost) [Moving to Vanguard]

Just before market close, I sold 4 of the 6 equities I owned. I'm not a big or frequent trader in the market, so you can imagine how I felt when I learned MSSB was charging $100 per trade. $400 total! I quickly found my way to this site and read for an hour or so. I became familiar with the general...
by EyeYield
Thu Oct 04, 2012 8:41 pm
Forum: Investing - Help with Personal Investments
Topic: Any regrets moving from a active manager to passive indexing
Replies: 52
Views: 5805

Re: Any regrets moving from a active manager to passive inde

This was all explained by a confidant, well dressed gentleman in a quiet, nicely carpeted conference room, at a well polished conference table. Correct, and I'll miss those things, but not as much as the butt to die for receptionist, who always manages to walk in front of her desk and bend over whi...
by EyeYield
Thu Oct 04, 2012 12:23 pm
Forum: Investing - Help with Personal Investments
Topic: Any regrets moving from a active manager to passive indexing
Replies: 52
Views: 5805

Re: Any regrets moving from a active manager to passive inde

Active management is about meeting your adviser's financial goal Exactly! I'm new here, but I'm really glad I found this place, because if nothing else I've been able to verify many of my long held beliefs. Being a long time buy and hold investor, very rarely trading, I needed to rebalance a very o...
by EyeYield
Tue Oct 02, 2012 12:54 am
Forum: Investing - Help with Personal Investments
Topic: How to educate kids about investments
Replies: 23
Views: 1752

Re: How to educate kids about investments

I cashed in most of my shares Fifo, so they got the most recently purchased shares and I made them aware of the tax consequences. I only gave them one share each, so the parents wouldn't have to purchase the minimum, so it won't be much.
by EyeYield
Mon Oct 01, 2012 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: How to educate kids about investments
Replies: 23
Views: 1752

Re: How to educate kids about investments

Why not start them with a DRIP or two? That's what my mother did for me when I was a preteen and I've only recently rolled most of them over into my brokerage account. I've recently begun to gift shares to my friends kids, in hopes that they may get interested in investing. It can be kind of cool fo...
by EyeYield
Fri Sep 21, 2012 8:22 pm
Forum: Investing - Help with Personal Investments
Topic: Can I Retire?
Replies: 8
Views: 2074

Re: Can I Retire?

Thanks for the responses. @dmcmahon - Thanks for taking the time for such a detailed response. I'm aware, even paranoid, about inflation, so it's very much in my focus. Most of my stocks have a strong and steady history of paying and increasing dividends and while that's no guarantee that they'll ke...
by EyeYield
Thu Sep 20, 2012 11:20 pm
Forum: Investing - Help with Personal Investments
Topic: Can I Retire?
Replies: 8
Views: 2074

Can I Retire?

I did an experiment this past year (ending 9/1/2012) to see if I could live off my dividends, sort of a trial retirement year, and it was close, but I made it. That was a year with no home improvements or insurance deductibles, ie, no emergencies = easy year :beer I'm 60, trial retired, with no pens...
by EyeYield
Wed Sep 19, 2012 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15576

Re: Fees for Morgan Stanely Smith Barny?

Well of course they might and I negotiate everything all the time, just wanted to see what you might have to offer. My ultimate negotiating question will be to ask them (him) if there's a fee for transferring my account to another brokerage. That's all I plan on saying, I'll let you know how it goes...
by EyeYield
Wed Sep 19, 2012 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15576

Re: Fees for Morgan Stanely Smith Barny?

@Default User BR - I'm fine with the $8 per trade I have with Fidelity, even though I know I could do better. @livesoft - How could I justify asking for that? I mean an argument that won't cause them to burst out laughing? If this helps, I'm currently at about 50% stocks, 25% mutual funds, 12% fixed...
by EyeYield
Tue Sep 18, 2012 9:44 pm
Forum: Investing - Help with Personal Investments
Topic: Fees for Morgan Stanely Smith Barny?
Replies: 30
Views: 15576

Re: Fees for Morgan Stanely Smith Barny?

Hi, I found this page while looking to see if anyone has negotiated their fees with MSSB. I'm wondering if I should try to get a better deal. Here's where I'm coming from. I started investing with drips before I was 12 due to my mother's insistence that I learn how to save (thanks mom) -hated it the...