Search found 5679 matches

by inbox788
Sun Nov 04, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: How much does a car need to be driven?
Replies: 43
Views: 3651

Re: How much does a car need to be driven?

The rep I worked with also recommended a jump starter like this one , even showing me one he had on hand. Glad you were able to resolve your issue. A trickle charger would be ideal if you had an outlet near the car. A trickle charger plugged into an outlet is the go to solution. The above charger g...
by inbox788
Sun Nov 04, 2018 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa Rewards - Do you move the cash out of Fido?
Replies: 47
Views: 3508

Re: Fidelity Visa Rewards - Do you move the cash out of Fido?

Usually that's my Bank of America Travel Rewards card, which pays 2.625% on all purchases (Platinum Honors tier). I've heard of these BoA 2.625% cards, but didn't realize it was their Travel Reward card. There may be others. FWIW, 3% seems to be the bottom of most travel cards ( https://www.forbes....
by inbox788
Sun Nov 04, 2018 5:23 pm
Forum: Investing - Theory, News & General
Topic: WSJ: Sometimes, It’s Bonds For the Long Run
Replies: 72
Views: 6128

Re: WSJ: Sometimes, It’s Bonds For the Long Run

It isn't about the past predicting the future. It is about fundamental assumptions (more risk leads to more reward). Long term bonds are still at low rates. Not clear what fundamental factors are baked into current rates, but I'm concerned that not enough of the deficit spending (and too much futur...
by inbox788
Sun Nov 04, 2018 1:48 pm
Forum: Investing - Help with Personal Investments
Topic: Who should I believe?
Replies: 48
Views: 7612

Re: Who should I believe?

My home currency is AUD. From 2000 to 2011 AUD/USD doubled. If you were retired in 2000 and invested nothing in AUD, you would have been withdrawing 8% by the end of that decade (depending on market returns), and actually a lot more since you would have depleted your money throughout as it went up....
by inbox788
Sun Nov 04, 2018 12:47 am
Forum: Investing - Theory, News & General
Topic: How low can BND go?
Replies: 65
Views: 7835

Re: How low can BND go?

With the US economy doing so well I’m assuming we can expect the interest rates to continue to rise. Just wondering how low this can push the total bond market? Total Bond index has a duration of around 6. A 1% increase in rates means a 6% drop. How high do you think rates will go? It is unanticipa...
by inbox788
Sun Nov 04, 2018 12:31 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Flagship Select
Replies: 12
Views: 3579

Re: Vanguard Flagship Select

Please let us know if you find any difference in service or helpfulness when you reach that level. Actually, I found my Flagship representative to be much more responsive to our needs. The Flagship Select rep, not so much. For our personal situation, not any material difference in VG offerings. Jus...
by inbox788
Sun Nov 04, 2018 12:20 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa Rewards - Do you move the cash out of Fido?
Replies: 47
Views: 3508

Re: Fidelity Visa Rewards - Do you move the cash out of Fido?

Transfer to my checking account. I suppose you cold use bill pay at Fidelity, to pay the Fidelity credit card, for example. That's exactly what I do (pay Fidelity credit card). Shortest distance between two points IMO. Why more money (or a few extra electrons) to another banks checking account, onl...
by inbox788
Sat Nov 03, 2018 11:47 pm
Forum: Personal Consumer Issues
Topic: Thoughts on the New Macbook Air?
Replies: 70
Views: 4089

Re: Thoughts on the New Macbook Air?

It hurts my eyes to stare at an obviously inferior screen (non-retina) and it's easily worth $0.02/minute not to. Used Pro or 12 is ok with me, just has to have retina display now. I'm surprised so many are so strong on the retina display. Although I ended up with a MBP with Retina, the Retina was ...
by inbox788
Sat Nov 03, 2018 11:23 pm
Forum: Investing - Help with Personal Investments
Topic: Who should I believe?
Replies: 48
Views: 7612

Re: Who should I believe?

What about splitting the difference (25% UK, 75% all-world), and then splitting the rest with currency hedging? 25% home country 25% world currency hedged (IWDG) 50% world unhedged (VWRD) This seems to be an ok trade-off between - diversification vs concentration risk - currency risk - cost and iss...
by inbox788
Fri Nov 02, 2018 5:23 pm
Forum: Personal Consumer Issues
Topic: Thoughts on the New Macbook Air?
Replies: 70
Views: 4089

Re: Thoughts on the New Macbook Air?

Contrarian opinion: the best apple notebook for most people right now is the old macbook air. $999. And more than powerful enough for most people. Apple likes to hype the superiority of the new screens and touts the new specs as being meaninful for everyone but in reality it's only power users that...
by inbox788
Fri Nov 02, 2018 5:18 pm
Forum: Investing - Help with Personal Investments
Topic: Who should I believe?
Replies: 48
Views: 7612

Re: Who should I believe?

For me a world fund would be VWRL with its nice chunk of US stocks mixed in with some Asia, EM, etc. I could then top this up with a bit of VUKE and VGOV. Arguably, if you followed Kroijer, all you'd need is VWRL and VGOV. VWRL already includes the world's share of UK, so any additional UK from VUK...
by inbox788
Fri Nov 02, 2018 4:37 pm
Forum: Personal Consumer Issues
Topic: Thoughts on the New Macbook Air?
Replies: 70
Views: 4089

Re: Thoughts on the New Macbook Air?

https://www.notebookcheck.net/Intel-Core-i5-8210Y-Processor.354466.0.html Wanted to add, the 5350U in 2015 Air is ranked higher at 278 vs 291 for Macbook 12 with upgraded processor (approximate ranking for the standard Macbook 12 processor is 310). The 8210Y isn't listed, but the 8200Y comes in app...
by inbox788
Fri Nov 02, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Thoughts on the New Macbook Air?
Replies: 70
Views: 4089

Re: Thoughts on the New Macbook Air?

Good news is the new Retina display. It's about time or they should have just killed the Air; it fits in oddly between the Macbook 12 and the Pro and noticeably pixelated display. The processor in the 2015 Air was higher power than the Y processor in the new 2018 Air, which makes me think it's more ...
by inbox788
Thu Nov 01, 2018 5:31 pm
Forum: Personal Consumer Issues
Topic: Used 2016 Lexus GS 350: 40k miles too much?
Replies: 38
Views: 3366

Re: Used 2016 Lexus GS 350: 40k miles too much?

Yes, there is a design change and I actually like the 2016 better. OK. I couldn't make out much difference. Anyway, time is on your side, so don't worry about missing this deal. The cars are only getting older and cheaper by the day and the lease returns are slowly coming back, so they get more and...
by inbox788
Thu Nov 01, 2018 5:23 pm
Forum: Investing - Help with Personal Investments
Topic: CD vs. Deferred Fixed Annuity
Replies: 13
Views: 1361

Re: CD vs. Deferred Fixed Annuity

OP here: The 3 year Mass Mutual Annuity has a 2.9% tax deferred yield. At my tax bracket (24%), that should total $108,955 at maturity, after taxes. A 3 year taxable CD yielding 3.25% totals $107,595 at maturity, after taxes. FYI: I anticipate our income will be lower in 3 years. But these calculat...
by inbox788
Thu Nov 01, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: Used 2016 Lexus GS 350: 40k miles too much?
Replies: 38
Views: 3366

Re: Used 2016 Lexus GS 350: 40k miles too much?

Not Certified. Yes, the normal Lexus warranty which is 4 yrs/50k bumper to bumper. According to the carfax they provided, it has one owner and was sold on 05/31/2016. Warranty ends in 10k miles though, but by time it would be 05/31/2020. Other than no warranty left, is there much difference with th...
by inbox788
Thu Nov 01, 2018 5:00 pm
Forum: Personal Consumer Issues
Topic: Used 2016 Lexus GS 350: 40k miles too much?
Replies: 38
Views: 3366

Re: Used 2016 Lexus GS 350: 40k miles too much?

Sorry to revive the thread. Been negotiating over txt about the used 2016 Lexus GS 350 40k miles (RWD, not F-sport). We are $2,000 apart, I am offering $29,200 and dealer is saying $31,200. They are not budging yet, but the car has been on the lot 3 months (well, 79 days). Unsure what a good deal h...
by inbox788
Thu Nov 01, 2018 12:49 pm
Forum: Investing - Help with Personal Investments
Topic: CD vs. Deferred Fixed Annuity
Replies: 13
Views: 1361

Re: CD vs. Deferred Fixed Annuity

Deferred Fixed Annuities seem complicated. To me, bonds appear simpler, but I'm having trouble figuring out how to compare risk/return. The numbers seem to imply I can get higher returns on lower risk with the annuities, but I'm skeptical. Would the 3% 3-year annuities vs. 3% treasury bonds vs 3% co...
by inbox788
Thu Nov 01, 2018 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: Need help / Info with TLH Short Term vs Long Term, realized vs unrealized ....
Replies: 21
Views: 1228

Re: Need help / Info with TLH Short Term vs Long Term, realized vs unrealized ....

The plan wasnt to sell and take the tax hit but with the 2018 STCL Im still trying to figure whats best, sell to offset the $22K in STCL or just take the $3K a yr against income, and the potential $10K in Cap Dist from the TRowe funds. Thats where I came up with ($22K Loss - $10K Gains) - $3K on In...
by inbox788
Wed Oct 31, 2018 4:58 pm
Forum: Investing - Help with Personal Investments
Topic: Who should I believe?
Replies: 48
Views: 7612

Re: Who should I believe?

...UK expat (mid 40s) based in the Middle East... Andrew Hallam recommends a simple three fund portfolio with a home bias, so roughly speaking something like 1/3 UK, 1/3 World,1/3 Gilts, but Lars Kroijer opts to avoid the home bias and just go for a world tracker with some bonds to lower volatility...
by inbox788
Wed Oct 31, 2018 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Need help / Info with TLH Short Term vs Long Term, realized vs unrealized ....
Replies: 21
Views: 1228

Re: Need help / Info with TLH Short Term vs Long Term, realized vs unrealized ....

I plan on taking the loss on the remaining VTI and VOO and purchase the pair like the suggested VV (is it similar/better than SCHB? ). Still undecided on what amounts to harvest, income/$3K a yr (@higher tax rate) VS selling LT winners and TLH full amount (@15% LTCG).......leaning toward the $3K/yr...
by inbox788
Tue Oct 30, 2018 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating ROI for PhD
Replies: 86
Views: 4854

Re: Calculating ROI for PhD

from: http://phdcomics.com/comics/archive.php?comicid=1086 A bit outdated, but I'd bet the gaps have increased. https://i.imgur.com/l1m7ZD8.gif Ever considered coaching? :P I suspect so as well.. Yikes! 35 of 39 coaches listed here beat that! With the top 9 > $4.94 million! https://nordic.businessi...
by inbox788
Tue Oct 30, 2018 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Tax refunds expected to be 26% more in 2019
Replies: 52
Views: 5756

Re: Tax refunds expected to be 26% more in 2019

It depends on circumstances, but I’d suggest with just a little work you can return a lot more than that. I plan to underpay by the maximum amount before a penalty. I short pay my fed taxes through payroll deduction early in the calendar year. In fact, I way underpay early in the year and then adju...
by inbox788
Tue Oct 30, 2018 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Struggling with Medicare Plan G vs Plan N
Replies: 63
Views: 3514

Re: Struggling with Medicare Plan G vs Plan N

Soon I will be 65. The price difference in my state between Plan G and Plan N is around $20-$25.00 a month. Like the market, no one knows which plan will have greater increase. I assume Plan G as it will replace Plan F in 2020 as the most popular given the maximum coverage. Would you go with Plan G...
by inbox788
Tue Oct 30, 2018 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Tax refunds expected to be 26% more in 2019
Replies: 52
Views: 5756

Re: Tax refunds expected to be 26% more in 2019

About 4 out of 5 years, I get a refund, but I never see it because it goes towards next years taxes. I don't see the point of having the IRS write me a check I have to deposit (though taking a pictures these days isn't that hard anymore), just so I can earn $10 interest (taxable) and in a few months...
by inbox788
Tue Oct 30, 2018 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: Need help / Info with TLH Short Term vs Long Term, realized vs unrealized ....
Replies: 21
Views: 1228

Re: Need help / Info with TLH Short Term vs Long Term, realized vs unrealized ....

The Realized loss of $12.7K was in: VXUS -$4570 QQQ - $6482 NFLX - $1675 I have another $9K in Unrealized losses in: VTI - $8K VOO - $1K Is it a good time to sell those 2 and get another $9K in loss for a total = $22K ? What would be a good Pair for TLH and reinvest into now? (and eventually put ba...
by inbox788
Tue Oct 30, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: How much does a car need to be driven?
Replies: 43
Views: 3651

Re: How much does a car need to be driven?

Just to keep the battery going, a battery tender is the best option. I never used one, Is there one you would recommend (2017 Hyundai Elantra)? Add: Just noticed Costco has this on sale for $30: https://www.costco.com/Battery-Tender-Power-Plus-3-Amp-Charger.product.100241973.html If all you're doin...
by inbox788
Tue Oct 30, 2018 12:11 pm
Forum: Investing - Theory, News & General
Topic: Anyone else feel giddy every time VXUS gets creamed? [Vanguard Total International]
Replies: 69
Views: 6288

Re: Anyone else feel giddy every time VXUS gets creamed?

More annoyed that I have to wait for 30-days to avoid the wash rule. I'm counting the days before I can get back in. I got out to TLH and expect will be TLH a little more in a couple of weeks. I checked my other accounts to make sure I wouldn't run afoul the wash sale rule and it got me looking at ...
by inbox788
Tue Oct 30, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: How much does a car need to be driven?
Replies: 43
Views: 3651

Re: How much does a car need to be driven?

Alternately, if the car is gong to go 3-6 months or more you need to think about the things that people who put classic cars into storage do: drain the gas, fog the cylinders with oil, put the suspension up on blocks to protect the tires, put the battery on a battery tender , etc. All of that is a ...
by inbox788
Tue Oct 30, 2018 11:20 am
Forum: Personal Finance (Not Investing)
Topic: Lump Sum Vs Annuity for Severance Pension
Replies: 15
Views: 1420

Re: Lump Sum Vs Annuity for Severance Pension

Just a shot in the dark, but the statement balance may not include current year additions. Are lump sums guaranteed amounts? I'm estimating about 3.35% annual return, which if you're willing to take some risk, should be able to beat. I like to compare what you could get on your own with the cash and...
by inbox788
Tue Oct 30, 2018 10:24 am
Forum: Investing - Help with Personal Investments
Topic: nobody can time the market ... but is it a bad idea to be tech ETF ?
Replies: 12
Views: 1227

Re: nobody can time the market ... but is it a bad idea to be tech ETF ?

' tech is the future ' Pssst, everyone already knows that. Paul Even Berkshire is getting in the game, maybe a bit late to the party? How Berkshire’s Investments in FinTech May Point to New Direction After Buffett https://www.barrons.com/articles/warren-buffetts-berkshire-hathaway-invests-in-fintec...
by inbox788
Tue Oct 30, 2018 10:14 am
Forum: Investing - Theory, News & General
Topic: Company being acquired what to do with stock?
Replies: 15
Views: 1482

Re: Company being acquired what to do with stock?

And if it’s RHAT, I wouldn’t expect a higher bidder to show up, so I’d either hold til the deal ends and you get cashed out at $190 or sell sooner depending on if you had other uses for the funds. By waiting, since mergers can take a number of months, you can sometimes make it to a long term holdin...
by inbox788
Tue Oct 30, 2018 12:19 am
Forum: Personal Consumer Issues
Topic: Need a Pocket Watch
Replies: 40
Views: 2749

Re: Need a Pocket Watch

https://www.amazon.com/s?k=pocket+watches+for+men&crid=2G9F847MW0RVC&sprefix=pocket+watch%2Caps%2C583&ref=nb_sb_ss_i_4_12 I am surprised to see how many pocket watches are carried by Amazon. The majority of them seem to have the hinged cover over the watch face. Seems like a good idea if one is thi...
by inbox788
Mon Oct 29, 2018 8:57 pm
Forum: Investing - Theory, News & General
Topic: Giving up on GoogleSpreadsheets. Need alternative.
Replies: 29
Views: 3932

Re: Giving up on GoogleSpreadsheets. Need alternative.

My portfolio has gotten way too complex ... letsgobobby: A big advantage of owning a few broad market index funds in one good company is that there is no need for spreadsheets or complicated analysis based on past-performance (which seldom repeats). My year-end Vanguard statement contain more infor...
by inbox788
Mon Oct 29, 2018 8:23 pm
Forum: Personal Consumer Issues
Topic: Highlander or Murano 2018 ..
Replies: 36
Views: 2386

Re: Highlander or Murano 2018 ..

We just went shopping for similar cars. Did extensive analysis, test drives, etc. ultimately we decided to get a 2019 Subaru Ascent. The Highlander is a bit dated and the Subaru drives a lot better You might as well throw the Mazda CX-9 and Honda Pilot into the mix. Are either of your choices 4WD? ...
by inbox788
Mon Oct 29, 2018 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Capital Gains Tax Long Term Gains and Short Term Losses
Replies: 4
Views: 443

Re: Capital Gains Tax Long Term Gains and Short Term Losses

Just based on general principle, why would one not always want to: 1) TLH any capital losses as soon as it's viable, short or long 2) Delay realizing any capital gains as long as possible, short or long Short term capital losses are only more valuable than long term if you have short term gains you...
by inbox788
Mon Oct 29, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: How much does a car need to be driven?
Replies: 43
Views: 3651

Re: How much does a car need to be driven?

Just to keep the battery going, a battery tender is the best option. If you can't do that, I've had good success topping off the battery once a month (sometimes 2 months). You can disconnect the battery to reduce leakage, but you may lose settings (works best with older cars and not recommended with...
by inbox788
Mon Oct 29, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Capital Gains Tax Long Term Gains and Short Term Losses
Replies: 4
Views: 443

Capital Gains Tax Long Term Gains and Short Term Losses

Between my investing and trading, I've gotten myself into this tax quandary. Assume high tax rates for everything. I've realized $10k in Long Term Capital Gains; I do not have any Long Term Capital Losses realized or unrealized I've realized $10k in Short Term Capital Losses; I have some more unreal...
by inbox788
Mon Oct 29, 2018 2:55 am
Forum: Investing - Help with Personal Investments
Topic: Help! Pick which stocks to sell off
Replies: 11
Views: 995

Re: Help! Pick which stocks to sell off

Below is the list resorted by Cost basis percentage. You've nearly doubled or more all the stocks on the list, but starting from smallest to largest, you unlock the most cash you put in with minimum tax on gains. Also, the last 3 with biggest percent gains, JPM/HD/V, are stocks I'd have more confide...
by inbox788
Mon Oct 29, 2018 2:20 am
Forum: Investing - Help with Personal Investments
Topic: Help! For a larger size taxable account do I pay an advisor?
Replies: 51
Views: 4115

Re: Help! For a larger size taxable account do I pay an advisor?

For a taxable account is it worth it to hire an advisor quoting at just under 1% to manage the account and do tax loss harvesting, so yearly about 7K would be taken in advisor fees. ...I plan to drip in 5k to 10K per month as well, again not sure what to keep buying. NO, don't pay those exorbitant ...
by inbox788
Mon Oct 29, 2018 1:01 am
Forum: Investing - Help with Personal Investments
Topic: Wish I would have found this website 10 years ago.....
Replies: 6
Views: 1972

Re: Wish I would have found this website 10 years ago.....

Emergency Fund could be more than 2 months, say 3-6 months. Mortgage and car loans are at good rates, so can be ignored for now. Just keep paying minimum. Desired AA is adequate/conservative for age. You're basically at 70/30 intending to move 60/40. Either is fine, and some folks like to make the m...
by inbox788
Sun Oct 28, 2018 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: why split property tax payment with SALT limit; why itemize?
Replies: 19
Views: 2335

Re: why split property tax payment with SALT limit; why itemize?

Above Line Deductions: $56k (11k toward pension, 2k for dental premiums taken from paycheck, 19k to 457b, 15k to 403b, 4k to tIRA, 4k for dependent care FSA, $1k for health FSA) Itemized Deductions for CA State Taxes: $22k (roughly 12k in mortgage interest and 10k in property taxes) Taxable Income:...
by inbox788
Sun Oct 28, 2018 7:22 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 111
Views: 8491

Re: What did you buy today

panhead wrote:
Sun Oct 28, 2018 1:36 pm
inbox788 wrote:
Fri Oct 12, 2018 12:06 pm
panhead wrote:
Fri Oct 12, 2018 8:39 am
3funder wrote:
Fri Oct 12, 2018 8:31 am
VTIAX.
+1
You guys bought the VTIAX I just sold! I bought VFWAX!
And all of us think we got a good deal!
Naw, I think you got the better deal! I'm counting the days when I can switch back to VTIAX!
by inbox788
Sun Oct 28, 2018 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: why split property tax payment with SALT limit; why itemize?
Replies: 19
Views: 2335

Re: why split property tax payment with SALT limit; why itemize?

...We'll be in the 6% bracket this year. Next year, our gross income should go down somewhat (maybe around $120k) but our plan is to increase retirement contributions. Our income tax liability should be around $100 for the year after deductions and exemptions (family of three people). Most of our t...
by inbox788
Sun Oct 28, 2018 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: why split property tax payment with SALT limit; why itemize?
Replies: 19
Views: 2335

Re: why split property tax payment with SALT limit; why itemize?

1) Is there any reason to split the payments across tax years? It depends. If (neglecting the smaller deduction items) a) the full assessment is presented in the fall and b) the annual property tax assessment is more than 2/3 and less then twice the state's standard deduction for your filing status...
by inbox788
Sat Oct 27, 2018 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: why split property tax payment with SALT limit; why itemize?
Replies: 19
Views: 2335

Re: why split property tax payment with SALT limit; why itemize?

Can anyone confirm if this is true for 2018 California Tax Return if I don't itemize Federal Tax Return? I might have to collect and report all the small itemization deduction items after all to optimize state tax return. Itemize Deductions on the State Level If the itemized deductions for your stat...
by inbox788
Sat Oct 27, 2018 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: why split property tax payment with SALT limit; why itemize?
Replies: 19
Views: 2335

why split property tax payment with SALT limit; why itemize?

I just got my annual property tax bill with half a payment due in December and the other half in February. I've been paying both and deducting them in current year taxes. I'm in a high income tax state (CA) and with the SALT limit of $10k, I'm not seeing any reason to itemize when the standard deduc...
by inbox788
Sat Oct 27, 2018 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: Help! For a larger size taxable account do I pay an advisor?
Replies: 51
Views: 4115

Re: Help! For a larger size taxable account do I pay an advisor?

If you've lost money this year then you definitely need to change what you're doing. Handing the reigns over to an advisor may be a smart choice for you. You can try to reset and follow a good strategy by yourself, and believe me if you actually follow a good strategy you won't be having the same i...
by inbox788
Fri Oct 26, 2018 12:50 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Full View transition to eMoney
Replies: 151
Views: 18122

Re: Fidelity Full View transition to eMoney

I gave eMoney based Full View a test drive today, and it's been terrible. To begin with, I couldn't log in, and had to contact tech support for help (which they were, but should not be necessary in the first place). They use 3rd party cookies to get over to eMoney, which my browser was blocking. Onc...
by inbox788
Fri Oct 26, 2018 2:08 am
Forum: Personal Finance (Not Investing)
Topic: Car lease is up: buy it or get a new lease?
Replies: 46
Views: 3938

Re: Car lease is up: buy it or get a new lease?

Virtually everyone 'minds' losing $13k. But you have to pay more than the expected value, $13k*probability, or else the ins co couldn't cover costs and make a profit*, to avoid it. The question ought be 'can you pretty easily *stand* to lose $13k'? Which realistically has two components. Do you hav...