Search found 884 matches

by Bounca
Tue Oct 11, 2011 6:45 am
Forum: Personal Finance (Not Investing)
Topic: How much is short-commute worth?
Replies: 57
Views: 7948

Assume everything else is equal, can 15 K/year justify 2 hours time and commuter cost on the road every day? Hell no. How much is short-commute worth? I would need that 15K to be 50K to even consider it. I went form a 10 minute to a 1 hour 10 minute commute. Pure hell. I'm now at another job with a...
by Bounca
Thu Oct 06, 2011 7:16 am
Forum: Personal Finance (Not Investing)
Topic: The Amish largely untouched by U.S. financial crisis
Replies: 60
Views: 8043

You know it’s interesting reading all this, as I live/work smack dab in the heart of Amish country. East side of Lancaster, PA. I’ll pass at least one buggy almost every night going home from work. All this being said, I really know very little about their lifestyle. I don’t think any of us really d...
by Bounca
Wed Sep 28, 2011 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: Pros and Cons to living on a lake?
Replies: 39
Views: 13878

There have been one too many movies with creapy and/or murderous things crawling out of lakes. I couldn’t sleep at night living by one.
by Bounca
Fri Sep 16, 2011 7:31 am
Forum: Personal Consumer Issues
Topic: Chemical or Mechanical Engineering for Future Job Prospects
Replies: 53
Views: 15934

Chem-E more likely to be outsourced IMO. Generally more pay, less stable, travel, etc.
by Bounca
Wed Sep 14, 2011 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Pre-nup?
Replies: 205
Views: 23703

With a 60% chance of failure, you should get a prenup. God I hate the use of that statistic. We are all predisposed to failure. :roll: By that logic it should be law to get a prenup while applying for a marriage license. Spare the court system. We are not machines. My wife and I are going through s...
by Bounca
Tue Sep 06, 2011 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Wall Street Journal -- $463.55 A Year!!!
Replies: 43
Views: 9292

Magazines are dead.

Everything from Wallstreet Journal to Penthouse can be found free online.
by Bounca
Thu Sep 01, 2011 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: Evaluating ETF portfolios
Replies: 8
Views: 1183

I will make a prediction: Someone will come along and mention roads and Dublin. Someone else or maybe the same person will also mention something about the perfect plan being the enemy of a good plan or something like that. Jeez, what a thread kill that was. :P Livesoft is getting cranky in his old...
by Bounca
Tue Aug 30, 2011 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Best career advice anyone ever gave you
Replies: 63
Views: 8570

career advancement/networking etc. That implies to me a job elsewhere. If that is the case the best advice is to seek a professional resume service. A well tooled resrume CV is crucial. Most think their's is ok, but it likely isn't. Honestly, I had mine 're-done' and I am convinced it was the best ...
by Bounca
Tue Aug 30, 2011 2:19 pm
Forum: Investing - Theory, News & General
Topic: Does anybody think that gold may be the next bubble?
Replies: 29
Views: 3401

DZZ - Long.
Filled at @4.38 on 8/18
Play money
by Bounca
Sat Aug 27, 2011 9:19 am
Forum: Investing - Theory, News & General
Topic: Common Boglehead arguments that are not very convincing
Replies: 124
Views: 13774

Lumpr wrote:Fredflintstone - I like where you are going with this thread.
Where are we going? :?
by Bounca
Fri Aug 26, 2011 10:36 am
Forum: Investing - Help with Personal Investments
Topic: Upromise-linked 529
Replies: 13
Views: 2099

The rewards are tiny if you're only using Upromise for things you can't get otherwise (1c off Exxon/Mobil gas, groceries, etc). Click-through cashback is often better elsewhere, and there are better credit card cashback offers elsewhere. I don't think Upromise transfers over till you have $25. Our ...
by Bounca
Fri Aug 26, 2011 6:59 am
Forum: Personal Consumer Issues
Topic: Blockbuster gift card #^@*!
Replies: 39
Views: 7641

I'm surprised there is a BB left standing.

I thought they were all rubble by now.
by Bounca
Fri Aug 26, 2011 6:52 am
Forum: Personal Consumer Issues
Topic: Manly Men Question [which concealed carry firearm]
Replies: 98
Views: 13454

I'm going to de-rail this thread.

Amaryllis, Anthurium or Gladiolus with clear or colored, Baby's Breath or no?
by Bounca
Mon Aug 22, 2011 8:32 am
Forum: Personal Consumer Issues
Topic: tryin to get the most alcohol for the buck for college party
Replies: 99
Views: 10410

This is easy. Everclear and Koolaid. Get five 10 gallon Ingloo drink coolers set up. Have some on backup. Put one flavor of each clear Koolaid mixes in with a generous amount of the turpentine. Now, the Koolaid is the invisible kind that is clear, but in traditional flavors of grape, orange, punch, ...
by Bounca
Mon Aug 15, 2011 6:28 pm
Forum: Investing - Theory, News & General
Topic: Which Vanguard bond funds are you currently using, and why?
Replies: 96
Views: 18420

splitting hairs for the most part so I keep it simple.

50% BND and 50% TIP

I mean really...do we need more than two bond funds in an AA?? Not picking a fight, just askin.
by Bounca
Mon Aug 15, 2011 2:42 pm
Forum: Investing - Theory, News & General
Topic: Permanent Portfolio - A Sympathetic Boglehead's Perspective
Replies: 203
Views: 31193

In all seriousness, maybe Cuggino is just kicking arse with his 25% portion of stock picking? Yeah, sure it’s the gold element (pun intended) of his mix, but have we given thought to the active management side of things. :oops: (I’m going to run for cover because I see the gold nuggets being thrown ...
by Bounca
Mon Aug 15, 2011 2:38 pm
Forum: Investing - Theory, News & General
Topic: Permanent Portfolio - A Sympathetic Boglehead's Perspective
Replies: 203
Views: 31193

I wonder if Cuggino stumbles across these threads and just starts beaming, ear-to-ear and takes another toke off his cigar.
by Bounca
Fri Aug 12, 2011 1:55 pm
Forum: Personal Consumer Issues
Topic: What car would you own if you didn't have children?
Replies: 50
Views: 4428

I would still want my Toyota Sienna minivan.

It has 12 cup holders! :D That's a lot of beer potential for those kidless, out with the men nights.
by Bounca
Wed Aug 10, 2011 12:31 pm
Forum: Investing - Help with Personal Investments
Topic: Best way to replicate Total Stock Market at Fidelity?
Replies: 11
Views: 2011

100% FSTMX. I think its that simple.
by Bounca
Sun Aug 07, 2011 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Would you buy a home now?
Replies: 25
Views: 2932

4.5% with mediocre credit. YES. Rates are amazing now.
by Bounca
Fri Aug 05, 2011 1:14 pm
Forum: Investing - Theory, News & General
Topic: CNBC special 8pm ET; Cramer repeats 11pm
Replies: 19
Views: 3494

I havn’t heard this clowns name for months….up until this thread. :(
by Bounca
Fri Aug 05, 2011 7:46 am
Forum: Investing - Help with Personal Investments
Topic: i am 100% equities
Replies: 49
Views: 5721

100% of anything is psychologically 100% 'bad' 100% of the time, IMO.

Agree with others....I recommend 10% short term bond fund/ETF just for your 'sanity'.
by Bounca
Thu Jul 28, 2011 1:56 pm
Forum: Personal Consumer Issues
Topic: Can I build my own PC?
Replies: 47
Views: 4642

Research. There are no beginner’s kits out there that I know of. No brew your own beer in a bucket over night type kits. I’ve done about 5 builds. Everything to a high end gaming machine to an el cheapo one for my Mom. It is very rewarding in my opinion and would be a wonderful learning experience f...
by Bounca
Thu Jul 21, 2011 3:02 pm
Forum: Investing - Theory, News & General
Topic: Selling Gold Jewelery
Replies: 37
Views: 4967

Well, I called up a few jewelery stores in my area and they all buy gold jewelery. I guess that I will go to all of them and see which one offers the most. That is just what I was going to recommend. My wife took some spare gold rings, ear rings into a local jewelry shop. It was about a neckless si...
by Bounca
Thu Jul 21, 2011 9:13 am
Forum: Investing - Theory, News & General
Topic: This ETF is Sure to Be Underwater!
Replies: 27
Views: 4276

This article first appeared on www.RickFerri.com
In case anyone missed it.
by Bounca
Tue Jul 19, 2011 7:24 am
Forum: Investing - Theory, News & General
Topic: How do you pronounce Bogle? Is it Bohgle or Bahgle?
Replies: 15
Views: 6286

bagel
by Bounca
Fri Jul 15, 2011 6:22 am
Forum: Personal Consumer Issues
Topic: How do you deal with success?
Replies: 100
Views: 12235

Gotta roll my eyes on this thread :roll:

"Blessed are the meek, for they shall inherit the earth"
by Bounca
Wed Jul 13, 2011 11:25 am
Forum: Personal Consumer Issues
Topic: Netflix Poll
Replies: 106
Views: 13084

Very annoying. :x

There is just something wrong with the fact that I pay more to watch TV than I do to power my house.

Partly my fault, I know but grrr to Netflix, Comcast, etc.
by Bounca
Tue Jul 12, 2011 11:55 am
Forum: Forum Issues and Administration
Topic: Who is your favorite Boglehead?
Replies: 103
Views: 13828

TrevH

May he RIP.
by Bounca
Fri Jul 08, 2011 1:28 pm
Forum: Investing - Help with Personal Investments
Topic: Rollover IRA to 401K ??
Replies: 6
Views: 3194

OP most likely meant that the rollover IRA was not funded by regular IRA contributions that were deducted.
Yes, thank you that is what I meant.
by Bounca
Fri Jul 08, 2011 7:09 am
Forum: Investing - Help with Personal Investments
Topic: Rollover IRA to 401K ??
Replies: 6
Views: 3194

Rollover IRA to 401K ??

This is an unorthodox question. What pitfalls should I be aware if I am able to transfer my current IRA from Fidelity to my current employers 401K plan. The IRA was a non-deductable, rollover from a previous employer. Around 150K, about half of our retirement funds to date. What sparks this idea is ...
by Bounca
Fri Jul 08, 2011 6:44 am
Forum: Investing - Help with Personal Investments
Topic: Can I/ Should I do backdoor Roth?
Replies: 15
Views: 1797

tIRA = traditional IRA. I rarely see the 't' infront of the IRA as an acronym. Don't like it. Needless confusion.
by Bounca
Mon Jul 04, 2011 7:49 am
Forum: Investing - Help with Personal Investments
Topic: advertising by Rick Ferri
Replies: 91
Views: 9843

I may just be a drunk 25 year old at the moment, but here are my thoughts: - Those posts more or less are advertisements. (Is anyone going to argue that? They link directly to their websites where they sell their services.) - I don't think anyone minds that they are subtle advertisements because of...
by Bounca
Tue Jun 28, 2011 11:16 am
Forum: Personal Finance (Not Investing)
Topic: What would you do? [give/loan $ to family]
Replies: 21
Views: 3362

Crash and burn, but with a caveat. If you can swing it easily, and only if, get a high deductible health insurance policy for them. It would buffer you against having to watch one of them being unable to receive treatment for something life threatening (e.g. leukemia), while buffering you from the ...
by Bounca
Fri Jun 24, 2011 11:11 am
Forum: Personal Consumer Issues
Topic: Drink water
Replies: 50
Views: 5069

finally, only some folks produce asparagus urine odor, and, only some folks can smell it. those who produce it, can't always smell it, and those who can smell it don't necessarily produce it. I can produce it and smell it. my wife can produce it but not smell it. Well I found an activity for this S...
by Bounca
Sat Jun 18, 2011 7:45 am
Forum: Personal Consumer Issues
Topic: Give up beer or coffee?
Replies: 53
Views: 5693

I see myself inevitably needing to quit both. :(
by Bounca
Thu Jun 09, 2011 6:48 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house - Things to look (or look out) for
Replies: 27
Views: 4183

I am in the middle of house searching and selling our current home which was listed last week. --Home inspection. These can be hit and miss. The guy who did ours was amazing and cut our home a new one, even going so far as noting and extension cord that was in line with my coal stove. Big woop! But ...
by Bounca
Wed Jun 01, 2011 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Confused by the home buying process
Replies: 16
Views: 2575

I was also told that I should get "pre-approved" for a loan before I start looking at properties. Yes. A GFE is required by law when you initiate the loan process. Maybe I am wrong on that based on the article the OP noted. It is for your benefit from a numbers standpoint that the bank that is offe...
by Bounca
Fri Apr 29, 2011 2:48 pm
Forum: Investing - Theory, News & General
Topic: What's your benchmark?
Replies: 39
Views: 3497

Been tracking myself for a few years now via:

<a href="http://www.bogleheads.org/forum/viewtop ... =madsinger" target="_blank" class="postlink">Madsingers Monthly Report</a>
by Bounca
Thu Mar 24, 2011 7:16 am
Forum: Investing - Help with Personal Investments
Topic: Micro ETFs
Replies: 28
Views: 3751

Other than its insanly high expense ratio, I was curoius if anyone had opionions on WTMIX. Since we are talking micros.
by Bounca
Thu Mar 03, 2011 4:13 pm
Forum: Investing - Help with Personal Investments
Topic: Which portfolio tracker do you guys use?
Replies: 18
Views: 3563

Smartmoneys portoflio tool is the only online one that I know of that pulls dividends/cap gains and gives the choice of reinvesting. Not sure of its accuracy however, but something is better than nothing.
by Bounca
Wed Jan 19, 2011 8:15 am
Forum: Personal Consumer Issues
Topic: Does anybody use [search engines] anymore?
Replies: 76
Views: 8946

Bogleheads.org is my internet home page.

Ever since I learned that I can sharpen my razor with my Levi's i new that that the internet future lies with this site.

We shall conquer google.
by Bounca
Fri Jan 14, 2011 8:21 am
Forum: Personal Consumer Issues
Topic: Seeking advice on personal matter
Replies: 59
Views: 5993

The only relevant person is the daughter whom witnessed the vitriol. but hey, its all good.
by Bounca
Wed Jan 12, 2011 3:48 pm
Forum: Investing - Help with Personal Investments
Topic: BIG problem:
Replies: 50
Views: 9426

[comment removed by admin alex] Heck, I’ve been a DH member for years and never got this amount of attention.

gl Jam!! (gl = good luck BTW, which means by the way)

:P
by Bounca
Fri Dec 31, 2010 7:33 am
Forum: Personal Consumer Issues
Topic: Razor Update
Replies: 62
Views: 11068

http://www.theartofshaving.com/

:thumbsup

Got a gift set of this stuff from Santa.
by Bounca
Tue Dec 21, 2010 11:48 am
Forum: Investing - Theory, News & General
Topic: Market Cap Weighted Indexes vs Sector-Equal Weight Indexes
Replies: 15
Views: 2129

Another read on the topic.

http://www.marketwatch.com/story/equal- ... link=kiosk

I’d love to hear others input to the idea. Rydex has several ETFs
by Bounca
Wed Dec 15, 2010 4:00 pm
Forum: Personal Consumer Issues
Topic: Propane fireplace - safe to leave it running?
Replies: 46
Views: 24888

Been running my Harmon stoker coal stove unattended for over ten years.

You're perfectly fine likewise with the propane stove.
by Bounca
Mon Dec 06, 2010 11:54 am
Forum: Investing - Theory, News & General
Topic: Are you a Swedroehead? A Ferrihead? Boglehead?
Replies: 60
Views: 8062

Been following Ferri for years now. Here is my portfolio.

50% GLD Gold ETF
50% VWEHX Vanguard High Yield Corporate

:)
by Bounca
Tue Nov 09, 2010 8:12 am
Forum: Investing - Theory, News & General
Topic: "Rick Ferri's Take on Gold"
Replies: 209
Views: 27173

Got some funny money laying around waiting for that next trip to Vegas?

Short gold. Short it now.

just my 2 cents.