Search found 549 matches

by Dave76
Fri Feb 22, 2013 12:28 pm
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 368
Views: 38687

Re: What kind of car are you driving?

stilts1007 wrote:Just read somewhere that more millionaires drive Camrys than any other car. So to all you fellow boglehead Camry owners out there, things are looking up..
Does that mean the rest of us should be driving Yugos? :mrgreen:
by Dave76
Wed Feb 20, 2013 11:07 am
Forum: Personal Consumer Issues
Topic: Military Prep School
Replies: 45
Views: 5153

Re: Military Prep School

MP173 wrote: I believe it is hard for an 18 year old to have a concrete plan for more than a few hours, let alone for 10 years...

Ed
True. It's common for these young people to change majors four times in two years.
by Dave76
Wed Feb 20, 2013 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Teacher looking for summer work
Replies: 13
Views: 1082

Re: Teacher looking for summer work

You could get a CDL and drive a school bus. You could do the following: camp runs, summer school runs, charter work.
by Dave76
Wed Feb 20, 2013 12:09 am
Forum: Personal Consumer Issues
Topic: The most reliable 4-door sedan in 2013 is Camry?
Replies: 57
Views: 7789

Re: The most reliable 4-door sedan in 2013 is Camry?

Taylor re your quote: The 2010 Toyota Corolla is the most reliable car sold in the United States, according to a report released today. Read more: America’s Most Reliable Cars - 24/7 Wall St. http://247wallst.com/2012/11/13/americas-most-trusted-cars/#ixzz2LP84cqg9 I am trying to identify from amon...
by Dave76
Mon Feb 18, 2013 4:31 pm
Forum: Personal Consumer Issues
Topic: Comfortable soft riding car
Replies: 28
Views: 10263

Re: Comfortable soft riding car

1976 Cadillac Fleetwood Talisman

Foreign cars are a bit too firm. I drove a new S-Class Mercedes in 2006. I felt like I was sitting on a park bench.
by Dave76
Thu Feb 14, 2013 1:17 pm
Forum: Personal Consumer Issues
Topic: Researching Large Sedans
Replies: 17
Views: 2044

Re: Researching Large Sedans

My only concern with the Sonata is it was totally redesigned in 2011...should I be concerned with that? I've always heard the best "time" to buy a car is the year after a redesign...after they work out the bugs. It's been two years now, so it may be okay. My Elantra Touring has been in production f...
by Dave76
Wed Feb 13, 2013 7:12 pm
Forum: Personal Consumer Issues
Topic: New car: I'm about to replace my 2003 Accord V6.
Replies: 66
Views: 10547

Re: New car: I'm about to replace my 2003 Accord V6.

I came from a V8 and bought a VW Golf TDI. Great acceleration, you can turn on a dime, the automatic shifts perfectly and I am getting 40mpg in about a 50/50 mix of city/hiway driving (when I drove from LA to SF on freeway I was getting almost 50). VW diesels have an above average reliability. All ...
by Dave76
Wed Feb 13, 2013 6:22 pm
Forum: Personal Consumer Issues
Topic: New car: I'm about to replace my 2003 Accord V6.
Replies: 66
Views: 10547

Re: New car: I'm about to replace my 2003 Accord V6.

Every manufacturer is moving to turbos and away from displacement because of upcoming CAFE standards. Pretty soon the only place you'll find a 6-cylinder will be under the bonnet of sports car...with a pair of turbos strapped to it. If so, history will be repeating itself. Chrysler didn't have a 6 ...
by Dave76
Wed Feb 13, 2013 5:05 pm
Forum: Personal Consumer Issues
Topic: New car: I'm about to replace my 2003 Accord V6.
Replies: 66
Views: 10547

Re: New car: I'm about to replace my 2003 Accord V6.

3,482 pounds? Wow! That's about the weight of a 1980s Chevrolet Caprice V8.

I would be concerned about the longevity of the battery and its long-term performance. The battery is very expensive to replace. I also wonder about the environmental effects for battery disposal.
by Dave76
Mon Feb 11, 2013 12:52 pm
Forum: Personal Consumer Issues
Topic: Military Prep School
Replies: 45
Views: 5153

Re: Military Prep School

The Ivy League is where you go to live the 'life of the mind.' The service academy is where you go to live the military life.

I'm not going to post in this thread anymore. Alex Frakt is on my case and I don't want to get kicked off another web forum.
by Dave76
Mon Feb 11, 2013 11:42 am
Forum: Personal Consumer Issues
Topic: Military Prep School
Replies: 45
Views: 5153

Re: Military Prep School

I know full well about the PT/drilling/military components of the service academies, but I do not think that they take time away from the classroom or studying. Instead, they take time away from the beer drinking, video games, sunbathing on the quad, and other aimless meandering that takes place on...
by Dave76
Mon Feb 11, 2013 11:07 am
Forum: Personal Consumer Issues
Topic: Military Prep School
Replies: 45
Views: 5153

Re: Military Prep School

The problem with these military academies is their highly structured (regimental) system. The cadets are doing so many other things that the time spent on academics is inadequate. Strongly disagree. These prep schools provide opportunities to get into highly selective service academies which are ex...
by Dave76
Mon Feb 11, 2013 8:31 am
Forum: Personal Consumer Issues
Topic: Military Prep School
Replies: 45
Views: 5153

Re: Military Prep School

The problem with these military academies is their highly structured (regimental) system. The cadets are doing so many other things that the time spent on academics is inadequate. Strongly disagree. These prep schools provide opportunities to get into highly selective service academies which are ex...
by Dave76
Mon Feb 11, 2013 7:00 am
Forum: Personal Consumer Issues
Topic: Military Prep School
Replies: 45
Views: 5153

Re: Military Prep School

The problem with these military academies is their highly structured (regimental) system. The cadets are doing so many other things that the time spent on academics is inadequate.
by Dave76
Tue Feb 05, 2013 9:23 pm
Forum: Personal Consumer Issues
Topic: The perfect Boglehead car
Replies: 92
Views: 15188

Re: The perfect Boglehead car

Maybe the market is becoming efficient enough to recognize that the steep depreciation curve in the first few years is not justified, given the reliability of today's cars. Tires for new cars are also a ripoff. I got two brand new all-season tires for $126 installed ('87 Chrysler). So, old cars and...
by Dave76
Tue Feb 05, 2013 7:51 pm
Forum: Personal Consumer Issues
Topic: The perfect Boglehead car
Replies: 92
Views: 15188

Re: The perfect Boglehead car

Maybe the market is becoming efficient enough to recognize that the steep depreciation curve in the first few years is not justified, given the reliability of today's cars. Today's cars are not reliable. Even Toyota has numerous recalls. Fit and finish of many cars of 20-30 years ago may have been ...
by Dave76
Mon Feb 04, 2013 6:20 pm
Forum: Personal Consumer Issues
Topic: The perfect Boglehead car
Replies: 92
Views: 15188

Re: The perfect Boglehead car

Perfect Boglehead car? My 1987 Chrysler New Yorker. $900 bought the following: 1. Leather interior. 2. Electronic Voice Activation. 3. Economical fuel injected 4 cylinder engine. 4. 6 passenger seating. 5. 3 ashtrays. 6. Front-wheel drive. 7. Electronic climate control. 8. All power options includin...
by Dave76
Thu Jan 31, 2013 8:17 pm
Forum: Personal Consumer Issues
Topic: Best Automobile Forums
Replies: 19
Views: 3439

Re: Best Automobile Forums

The Yugo Fan Club is one of the better and more interesting ones I've seen.
by Dave76
Wed Jan 30, 2013 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

Rodc wrote:
But goes both ways, parents who have to justify why they spent so much money. Or parents who have to justify living through their kids (which I see often where I live).
Trophy kids, helicopter parenting.
by Dave76
Wed Jan 30, 2013 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

Most of this "best schools" discussion completely misses reality for most students and most careers and is very California/east coast centric. For certain careers, especially Wall Street and banking careers in east coast cities like NYC, Boston, Philadelphia, etc. Yes, and Ivy education is one tick...
by Dave76
Tue Jan 29, 2013 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

More about odds. We buy index funds even though we know that some individual stocks will do better than index funds, but we play the odds. An anecdote of one person who went to Podunk U. and became a Supreme Court Justice and another about someone else who went to Harvard and is now homeless and sl...
by Dave76
Tue Jan 29, 2013 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

That probably applies to the top 0.1% of students, the ones who truly have what it takes to be an academic rock star. I thought that was what we were discussing. Bogleheads are in the top 0.1% of everything, including their kids. :) And unfortunately, near as I can tell the majority of parents in m...
by Dave76
Tue Jan 29, 2013 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

sscritic wrote: Go to the top university in the country; you will get admitted to a top 10 grad school.
Not if you don't stand out. One can make a very strong case having graduated at the top of his/her class in a flagship state school. I know an Ivy graduate who couldn't get into medical school.
by Dave76
Sat Jan 26, 2013 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

Anytime someone pays for something (whetherit be some or all), they have a stronger appreciation for what they have. :eek: Speak for yourself. I didn't like paying tuition fees to support professors who went on endless sabbaticals. Even when my professors were on the campus, tracking them down duri...
by Dave76
Sat Jan 26, 2013 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

They will probably pay 30k/yr; total of 120k But I will not pay for them. I will do everything to set them up academically to succeed (i.e. good middle/HS helping them get scholarships). Then they will take out loans to cover the rest and learn financial responsibility of having debt. +1. If they d...
by Dave76
Sat Jan 26, 2013 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

Okay. Thank you for the warning.

If the cost of college is a concern, it may be best for the child to live at home and commute to a state school.
by Dave76
Sat Jan 26, 2013 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you expect your kids to pay for college?
Replies: 237
Views: 31850

Re: How much do you expect your kids to pay for college?

3) You're earning a degree in a subject where you can get a job and have a career. So, the purpose of college is to pursue a career, not an education. Is it any wonder why so many young minds are impoverished? Today's colleges and universities are nothing more than glorified technical schools. The ...
by Dave76
Fri Jan 25, 2013 10:54 pm
Forum: Personal Consumer Issues
Topic: [Living in] London vs. New York
Replies: 28
Views: 4150

Re: London vs. New York

There's more old world civility than New York but it's not really an English city any more-- people from all the world. I always enjoy VT's contributions and I would like to chime in with a few comments on the two cities. I live in NY and have visited London several times and always enjoyed it. New...
by Dave76
Fri Jan 25, 2013 11:56 am
Forum: Investing - Help with Personal Investments
Topic: Seeking to retire at 50
Replies: 52
Views: 4355

Re: Seeking to retire at 50

I doubt it. I think having a child ruined your chances of retiring at 50.
by Dave76
Fri Jan 25, 2013 8:59 am
Forum: Personal Consumer Issues
Topic: [Living in] London vs. New York
Replies: 28
Views: 4150

Re: London vs. New York

I lived in England for nine years. London is a nice place to visit, but, like New York, you'd be crazy to want to live there.
by Dave76
Wed Jan 23, 2013 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Years Out of College, MBA Plan
Replies: 23
Views: 4199

Re: 2 Years Out of College, MBA Plan

The job market is saturated with MBAs. It's not like it was back in the '60s, when there were just 5,000 MBA grads per year. I think the number now is around 500,000 newly minted MBAs per year.

So many schools have turned into diploma mills.
by Dave76
Fri Jan 18, 2013 11:32 am
Forum: Investing - Help with Personal Investments
Topic: IRA fund choice [VG Target Retirement vs. Wellesley funds]
Replies: 10
Views: 1517

Re: IRA fund choice [VG Target Retirement vs. Wellesley fund

Wellesley is a fund with a fine long term track record,but I would prefer vanguard retirement funds because they are index funds. There is no guarantee the manager could out guess the stock or bond market (if you shorten durations of bonds it could hurt performance) If you use search function there...
by Dave76
Fri Jan 18, 2013 11:05 am
Forum: Investing - Help with Personal Investments
Topic: IRA fund choice [VG Target Retirement vs. Wellesley funds]
Replies: 10
Views: 1517

Re: IRA fund choice [VG Target Retirement vs. Wellesley fund

Wellesley is a fund with a fine long term track record,but I would prefer vanguard retirement funds because they are index funds. There is no guarantee the manager could out guess the stock or bond market (if you shorten durations of bonds it could hurt performance) If you use search function there...
by Dave76
Thu Jan 17, 2013 7:01 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving to Switzerland
Replies: 60
Views: 4981

Re: Thinking of moving to Switzerland

It's very very very very very very very very very very very difficult for an American to get residency status there. Good luck! If you're a citizen of an EU/EAA country, it's a bit easier.
by Dave76
Sun Jan 13, 2013 7:26 pm
Forum: Personal Consumer Issues
Topic: What is "being frugal"?
Replies: 63
Views: 6925

Re: What is "being frugal"?

Frugal people buy everything used and keep things forever. They also compromise. Instead of buying a computer for myself, I use my parents' computer. I have a Panasonic KX-E603 typewriter which is sufficient for my needs.
by Dave76
Wed Jan 09, 2013 5:35 pm
Forum: Personal Consumer Issues
Topic: Sedan or Minivan?
Replies: 17
Views: 4316

Re: Sedan or Minivan?

bungalow10 wrote:I hate to admit it, but our next vehicle will be a minivan. We have three kids, 5, 3, and newborn, and our Highlander is getting cramped.
Just get an old Chevrolet Caprice Estate or Oldsmobile Custom Cruiser Estate. Why punish yourself by buying a $30k+ vehicle you don't even want?
by Dave76
Wed Jan 09, 2013 5:18 pm
Forum: Personal Consumer Issues
Topic: Sedan or Minivan?
Replies: 17
Views: 4316

Re: Sedan or Minivan?

Volvo V60
by Dave76
Sun Jan 06, 2013 8:22 pm
Forum: Personal Consumer Issues
Topic: minivan thing
Replies: 84
Views: 7301

Re: minivan thing

The only reason I think anyone chooses an SUV over a minivan nowadays is because they prefer the image it projects. Minivans are superior in virtually every respect: mileage, ride/handling, safety, cargo capacity, versatility and ease of ingress/egress. Unless you actually have use for the off road...
by Dave76
Sun Jan 06, 2013 12:34 am
Forum: Personal Consumer Issues
Topic: minivan thing
Replies: 84
Views: 7301

Re: minivan thing

The only reason I think anyone chooses an SUV over a minivan nowadays is because they prefer the image it projects. Minivans are superior in virtually every respect: mileage, ride/handling, safety, cargo capacity, versatility and ease of ingress/egress. Unless you actually have use for the off road...
by Dave76
Sat Jan 05, 2013 7:12 pm
Forum: Personal Consumer Issues
Topic: minivan thing
Replies: 84
Views: 7301

Re: minivan thing

Minivan. Nothing better for trips, long or short, with a family. And today's minivans are fantastic vehicles. (I've owned four (musician), and the mid-80s minivans were atrocious vehicles that couldn't get out of their own way and were even worse at stopping and turning.) If you have a social stigm...
by Dave76
Sat Jan 05, 2013 10:23 am
Forum: Personal Consumer Issues
Topic: minivan thing
Replies: 84
Views: 7301

Re: minivan thing

Minivans are no longer 'mini' vans. The auto industry ruined a good concept. Unlike the Chrysler minivans of 1984, today's vans are larger and thirstier.

I don't think they're worth the money.
by Dave76
Tue Jan 01, 2013 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Buy new car / repair service at different places?
Replies: 12
Views: 1132

Re: Buy new car / repair service at different places?

I am reading with interest the various threads about buying new cars. I would like to buy a new car at a dealer 25 miles away who has better prices, but then right after that go to my local dealer for warranty service and maintenance. I am reading here that many Bogleheads are doing that. I did tha...
by Dave76
Tue Jan 01, 2013 3:53 pm
Forum: Personal Consumer Issues
Topic: Which Midsize SUV should I buy?
Replies: 67
Views: 9822

Re: Which Midsize SUV should I buy?

Land Rover LR2?
by Dave76
Thu Dec 27, 2012 12:43 am
Forum: Investing - Theory, News & General
Topic: Do you include art in your portfolio?
Replies: 38
Views: 3074

Re: Do you include art in your portfolio?

I've heard stories of people finding something that is modest, inexpensive (think Currier and Ives print) in their attic and finding out that it's worth $10k. I think investing in a young artist who is just beginning to get noticed is much too risky. There must be timeless styles and genres that wou...
by Dave76
Wed Dec 26, 2012 12:57 am
Forum: Investing - Theory, News & General
Topic: Do you include art in your portfolio?
Replies: 38
Views: 3074

Do you include art in your portfolio?

I know that art can be a sound investment, and I was wondering how many Bogleheads invest in paintings, rare lithographs, prints, sculpture, etc.
by Dave76
Mon Dec 17, 2012 11:16 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Wellington like?
Replies: 24
Views: 2744

Re: Vanguard Wellington like?

All active funds can not beat index in up or down market,your guessing which active fund will outperform John Edit past post http://www.bogleheads.org/forum/viewtopic.php?t=14568 http://www.bogleheads.org/forum/viewtopic.php?t=2222 Why would you overlook investment strategy? And beating the index i...
by Dave76
Mon Dec 17, 2012 10:39 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Wellington like?
Replies: 24
Views: 2744

Re: Vanguard Wellington like?

What other fund follows similar strategy than Vanguard Wellington, with the same outstanding historical peformance but with no or less bonds? Historical performance of Wellington is meaningless. IMHO +1 historical performance for any active fund is meaningless John I see no clear advantage of index...
by Dave76
Tue Dec 11, 2012 5:35 pm
Forum: Personal Consumer Issues
Topic: Book Suggestion: Positive Thinking.
Replies: 23
Views: 2942

Re: Book Suggestion: Positive Thinking.

Dianetics
by Dave76
Mon Nov 05, 2012 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off-Health Insurance Needed
Replies: 83
Views: 5667

Re: Laid off-Health Insurance Needed

My spouse and I had Humana, and it was $69/month for the two of us ($59/month a year ago), but it jumped to $87/month. So we cancelled because that's outrageous and we can't afford it. So if you're looking for rock bottom price, try Humana or Regence. That sounds like a steal! What state do you liv...