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Dave76

vpotus wrote:Hi all,
I wouldn't set it out on display. It isn't my style. I'd like to sell it to someone who might appreciate it.
VP

Use it when you have company over. I would use it daily.

Dave76

I would keep the Civic and wait until used car prices drop. Used car prices are too high right now.

Dave76

I'm favorable to them as well. But everybody's got a viewpoint.

[OT link removed by admin LadyGeek]

Dave76

It's a down-market at the moment. I would wait until it rebounds. Why sell now and take a loss?

Dave76

I agree. I get so angry when people question a liberal arts type of degree. As a scientist, I do too. The devaluation of the liberal arts is I think a factor in why we are graduating so many science majors who cannot think. Blame Sputnik and the myth that we were falling behind the Soviets. Higher ...

Dave76

Living on campus is overrated. The only reason young people desire it is so they can escape the watchful eye of their parents.

Dave76

I've tried to instill in my middle and high schoolers that their goal should be to do the best they can and to strive for college. Going to college is no guarantee for happiness and success but more than likely will give them a better chance of making their own career choices rather than having to ...

Dave76

Geeez... They're not even out of the womb yet. I wouldn't explain any of that to them until they get to high school. One or both may be mechanically minded, not academically minded. I would let them decide for themselves. Tertiary education is not for everybody. I couldn't stand the ersatz food I wa...

Dave76

If your children don't go to college, you will have to pay income tax on it.

Dave76

I think it's a mistake to use a 529 plan. The consequences (tax) of children not attending college are too high to be investing in that type of scheme. And those 529s are too limited. Almost everyone needs some kind of post-high school job training these days, even if it's not a university or four-...

Dave76

There's been a relatively recent shift in US history where we are finding more female partners out earning their male partners, so as a culture, we're still figuring out how it changes traditional relationship roles and whether it creates more or less opportunity and/or conflict. Thanks, BFG Great....

Dave76

I think it's a mistake to use a 529 plan. The consequences (tax) of children not attending college are too high to be investing in that type of scheme. And those 529s are too limited.

Dave76

I think it's a good idea. E.D. Hirsch makes the case for it in his book 'Cultural Literacy'. "There is a tide" {in the affairs of men."} -- Julius Caesar. This was once business-speak for selling or buying now or........ Businessmen understood this 80 years ago. Today, they don't. Tod...

Dave76

Swampy wrote:
Don't even think of driving!

I lived and drove there for years. British drivers are more careful than American drivers, and the road signage is excellent. I'd much rather drive in the UK than in Italy or Greece.

Dave76

Forester is a good choice but only get new. Just from this year's model do they have CVT. Otherwise, older models are all 4 speed which is horrible on gas. The CVT feels like you're driving a motorboat. A 4 speed isn't bad. Heck, my car has 3 speeds. The problem with multispeed automatics (5+ speed...

Dave76

I like the previous generation Kia Sportage. I believe 2010 was the last year of that model.

Dave76

Bogleheads think that old cars are people killers. Well, new cars are wealth killers. I would continue to run the '92 Honda to the ground. If it works, why buy new? Your car probably has ABS, and you can probably replace the airbag for a few hundred dollars. If you have deep pockets, then buy a new ...

Dave76

livesoft wrote:
And I think we know that 47% of folks do not pay federal income taxes.

No, but it sure feels like we do.

Dave76

Do you really want to bring your family there? I wouldn't spend a night in San Francisco.

A guidebook might be a good idea.

Dave76

I would make sure the vehicle has electronic stability control. http://www.iihs.org/ratings/esc/esc.aspx I have a car with electronic stability control and I don't think it works very well. I think it's an expensive and overrated feature. Field data (on the actual fleet of cars on the road) indicat...

Dave76

FatherOf2 wrote:
We're really on the fence. Anything else we should be thinking about?

Yes. Why don't you quit your job and become a stay-at-home dad? Let her be the breadwinner. That's what I would do.

Dave76

I thought about the RV idea as well. I'm not sure if it would conflict with employment and state residency/domicile status.

Dave76

An old, cheap car should be good enough for a teenager who's just driving around locally. A friend of mine had a '77 Plymouth Volare, which proved to be a safe and dependable car. I don't see any reason to go overboard. What happened to the paperboy and babysitter who saved up some cash and bought a...

Dave76

b4nash wrote:I would make sure the vehicle has electronic stability control.

http://www.iihs.org/ratings/esc/esc.aspx

I have a car with electronic stability control and I don't think it works very well. I think it's an expensive and overrated feature.

Dave76

Newer cars have all the latest gadgets and other features that distract the driver. Electrical outlets for phone and laptop and iPod, satellite navigation displays, numerous cup holders, etc.

I would go with an old car.

Dave76

It shouldn't. The vast majority of people are not Ivy material.

Dave76

I read an article about this recently and I think for Gen Y and beyond the average person now actually has a lower standard of living than their parents for the first time ever. Can't remember where I read that, though. I thought that started with Gen X. I think that, in a way, it's a good thing. A...

Dave76

$550k. So, that's why I can't get an affordable health insurance plan.

PM Larry Swedroe. He is well-liked and respected on this forum.

Dave76

Neither. Too many recalls on Hondas and Toyotas. The quality has gone downhill.

Dave76

Take the kids to Disneyland Paris--win/win You mean lose/lose. They can see that here. International travel is a good experience for the kids. I began traveling around Europe at age 4. My parents wanted to take us to Israel in 1987, but the Intifada broke out. So we went to Disney World instead. I ...

Dave76

I have found that sooner or later every adviser who is in business to serve clients rather than themselves adopt the same investment strategy - a broadly diversified portfolio of low-cost index funds tailored to each client's needs. Rick Ferri Just buying stock index funds is not a strategy. Beside...

Dave76

With colleges and universities pricing themselves ever farther out of the market, I think the 529 will be useless as an investment vehicle for middle class people.

Dave76

I was given an HO gauge train set as a Christmas present in 1984 (I'm 36). I loved it and the kids in my neighborhood loved it. I agree with the other posters; it's a generational thing. Howdy Doody toys attracted a lot of collector interest, but are no longer in demand. I thought trains were timele...

Dave76

Volvo's legendary reputation for safety no longer stands out in the crowd. My parents bought a Volvo in 1984, and that was the very first car in our family that was equipped with shoulder belts for the rear seat passengers. That was rare in those days. My top-of-the-line 1987 Chrysler doesn't have t...

Dave76

Your all metal Buick/Ford from the 80s is NOT safer than a modern sedan with. Just because your car is made of metal and gets 10mpg, that doesnt mean it protects you-- all it means is that all the force of the collision is conducted directly to you through the engine block. Cars are designed to cru...

Dave76

Thank you Dave76 -- that is the question. This whole thread is sad. Do we really need to be reminded that marriage is not an economic transaction? Sure, it has purely economic advantages and disadvantages, but that is not the same thing....But if you need real downsides, maybe one is that once she ...

Dave76

Can any physicians chime in? Especially regarding malpractice protection. Thanks for the link regarding social security benefits, that was helpful. Although I think most of those benefits "lost" would only really be helpful to couples where one is a high earner, and the other is not worki...

Dave76

What do you do when shopping for a vehicle? I'm cheap and prefer old cars. So, to make up for the lack of modern safety features, I buy large (eg. 1985-1989 Lincoln Town Car). It works for me. This is a myth. The older cars big or small don't have the modern crumble zones. In the older cars you tak...

Dave76

squirm wrote:
What do you do when shopping for a vehicle?

I'm cheap and prefer old cars. So, to make up for the lack of modern safety features, I buy large (eg. 1985-1989 Lincoln Town Car). It works for me.

Dave76

I wouldn't do it. Maybe I'm old fashioned, but marriage means more to me than that. Some things in life are just more important than dollar signs on an account statement. Well, if he's seriously considering this, then his marriage may be on shaky ground. Side note -- How much money does one childle...

Dave76

Perhaps it would be best to define the term. Is a Minimalist someone who only consumes 'essential' goods and services?

Dave76

I suspect the word "minimalist" is a synonym for "frugal" on this post. Well i have proof that i am a minimalist as my wife uses another synonym...... "cheap" . Reminds me of a lunch I had a few years ago with a group of Bogleheads. I was relatively new to the group an...

Dave76

I suppose I'm a Minimalist. I prefer the word 'thrifty'.

Dave76

Adding to what Jeffyscott posted -- It probably feels low because the window sills on late model cars are high. I've noticed that with a number of late model cars I've driven. I wonder if this was done to improve safety. I also notice it when I'm sitting along side them in my '87 Chrysler. Their win...

Dave76

$950k for a two-family house sounds reasonable. However, as a Westchester County native, I could never imagine anybody wanting to live in NYC. There are better places to raise children.

Dave76

You can't take any defensive measure with index funds. Help me understand the difference between defensive measures and market timing. A lot of people took defensive measures in 2008 and are just getting back into the market now. When you've got a fund that comprises 50% stocks in one sector, you'r...

Dave76

They both have their pros and cons. You can't take any defensive measure with index funds. The Russell 1000 index comprised 50% tech stocks in 2000. And many Bogleheads hold active funds. That tells you something. I'm sure many more Bogleheads hold active funds; they just don't admit to it for fear ...

Dave76

I'm concerned about unemployment and underemployment and the effect they have on the stock market. We live in a consumer-driven economy. Stocks can't perform well when people can't/won't consume. When people don't have much money, they buy less. There... That's as apolitical as I can get on this thr...

Dave76

Switzerland -- Mt. Engelberg, Stanserhorn, Pilatus, Titlis, Rigi. http://en.wikipedia.org/wiki/Engelberg I hiked all of them as a child. The nice thing about Swiss mountains are the restaurants on top. Each mountain has a restaurant. If you're looking to start small, the Stanserhorn is the best choi...

Dave76

postby wjwhitney » Thu Feb 21, 2013 11:54 pm "Reliability" is no longer a concern. The least "reliable" 2013 cars are light years ahead of the most reliable cars of 20 years ago. I never heard that said before, but would love to know your basis for saying so. I don't have a lot ...

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