Search found 2229 matches

by linenfort
Sun Oct 14, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 6059

Re: Need new email address. Gmail or ???

One more thing: gmail now lets you send restricted emails.
I don’t think they’re encrypted, but you can send set an expiration date and prevent them from being forwarded.

Handy. Now if my mail would just make it to the recipient. :)
by linenfort
Sun Oct 14, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 6059

Re: Need new email address. Gmail or ???

Planning to move to a location where my current ISP (Charter) is not available. Thinking of getting a gmail account. But just saw a post by linenfort on another thread about their gmail not always getting received. ... Rudy, for what it’s worth, if you had asked a couple of weeks ago I’d also be re...
by linenfort
Sat Oct 13, 2018 4:48 pm
Forum: Personal Consumer Issues
Topic: Help gmail security question
Replies: 28
Views: 2304

Re: Help gmail security question

Someone put a backup phone number in on my gmail account. The number does not belong to me. Did someone break into my account? I had two factor on when it happened. ( Thread is several months old up to this post ) rec7, I hope everything worked out for you. Did it? I missed this thread when it was ...
by linenfort
Sat Oct 13, 2018 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor discussing finances with me
Replies: 64
Views: 6636

Re: Neighbor discussing finances with me

Friendship is priceless.
by linenfort
Fri Oct 12, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Allan Roth doesn't like single premium annuities
Replies: 198
Views: 13173

Re: Allan Roth doesn't like single premium annuities

I appreciate the article, Allan Roth. Tell your clients that total return and principal protection are more important than income. In addition to the title of this thread, the article mentions the pitfalls of individual muni bonds . Sadly, these have become my father's favorite investment, even thou...
by linenfort
Thu Oct 11, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2963

Re: Google's Titan Key for 2fa

@mpsz - it worked! Three simple steps, and firefox quantum can handle the titan key for gmail!

Thank you for saving me from boxing this up and returning it!
by linenfort
Wed Oct 10, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2963

Re: Google's Titan Key for 2fa

Firefox has experimental, opt-in support for u2f. I actually just found this at work today as I am trying to abandon Google Chrome after some of the recent changes they made. I got the same error message as you until I enabled it, and it works perfectly. https://www.yubico.com/2017/11/how-to-naviga...
by linenfort
Wed Oct 10, 2018 4:52 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2963

Re: Google's Titan Key for 2fa

Editing again to add: some sites make it a lot more apparent that you can save the browser or the computer for subsequent log-ins without the key Interesting that you mentioned browsers. I thought I would test another "computer" by signing in via another browser, but it would not work. It...
by linenfort
Wed Oct 10, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2963

Re: Google's Titan Key for 2fa

Thank you for the reply. I found the answer to my question. (phew). Ask Google to remember your computer After you’ve signed in with your key, you can sign in with just your password. Follow these steps only for a computer that you use regularly and don't share with anyone else. Sign in to your Goog...
by linenfort
Wed Oct 10, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2963

Google's Titan Key for 2fa

I just received Google's version of the Yubikey, the Titan Key. This is a USB key for two-factor authentication (2fa) for those of us who desire 2fa without a phone number. [ Edited to add: there is also a bluetooth key and two adapters for tinier devices in the package. I'd take a photo, but I'm bo...
by linenfort
Mon Oct 01, 2018 2:54 pm
Forum: Investing - Theory, News & General
Topic: 2-Year Treasury Note Auction
Replies: 102
Views: 11062

Re: 2-Year Treasury Note Auction

Hmm, I'll try it that way. Thanks.
by linenfort
Mon Oct 01, 2018 8:52 am
Forum: Investing - Theory, News & General
Topic: 2-Year Treasury Note Auction
Replies: 102
Views: 11062

Re: 2-Year Treasury Note Auction

Kevin, I used to be able to google the cusip to find a PDF with basic info on a specific note. For example, the one that ends in "5B2" mentioned upthread. When the note settles, I google the cusip along with "auction results." Lately, though, the latter search does not yield any ...
by linenfort
Thu Sep 27, 2018 6:43 pm
Forum: Investing - Theory, News & General
Topic: I'm switching to Vanguard (yay!). Is it an easy transfer?
Replies: 16
Views: 1580

Re: I'm switching to Vanguard (yay!). Is it an easy transfer?

I remember transferring holdings from a brokerage account at a small firm to an existing Vanguard account. Both taxable accounts, and the holdings were mostly indie stocks. It was fast and easy.

Let me know how it goes, OP, because I want to help my wife switch from Fidelity to Vanguard.
by linenfort
Mon Sep 24, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: Fidelity cobrowser??
Replies: 34
Views: 5630

Re: Fidelity cobrowser??

Interesting thread. I learned a lot. Tried and failed to replicate with Shift+Backspace on Chrome for Mac and nothing happened, but I'm not surprised. @OldComputerGuy: just don't move to Schwab, since they apparently use the same software. All in all, this is a bit scary, but at least they have to a...
by linenfort
Sun Sep 23, 2018 7:37 pm
Forum: Personal Investments
Topic: Introduction and some questions!
Replies: 13
Views: 1523

Re: Introduction and some questions!

Consider moving your savings to Vanguard and congrats on leaving upstate NY (I grew up there so I can say that, right?)
by linenfort
Sat Sep 22, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Fidelity cobrowser??
Replies: 34
Views: 5630

Re: Fidelity cobrowser??

Someone on reddit, one year ago: Is Charles Schwab safe ... EDIT: A popup just popped up saying "Show your browser", then asking me to accept of decline the Terms of Service. I viewed the Terms of Service and it said.. https://www.reddit.com/r/personalfinance/comments/54urg1/is_charles_sch...
by linenfort
Mon Sep 17, 2018 7:27 pm
Forum: Investing - Theory, News & General
Topic: Is there such thing as saving TOO much?
Replies: 78
Views: 7995

Re: Is there such thing as saving TOO much?

Beat me to it. :beer
Grt2bOutdoors wrote: Mon Sep 17, 2018 3:25 pm Do not become Duck McScrooge!
Scrooge McDuck
by linenfort
Mon Sep 17, 2018 1:05 pm
Forum: Investing - Theory, News & General
Topic: A Question [about Vanguard's asset allocation recommendations]
Replies: 11
Views: 1511

Re: A Question for the Bogleheads

I didn't understand the OP until I read Nedsaid's post. So
Vanguard had recommended a 20% of equity allocation
means they recommended that 20% of equities be international equities? Maybe you had that before and it got lost in subsequent edits.
by linenfort
Mon Sep 17, 2018 8:54 am
Forum: Investing - Theory, News & General
Topic: [Deleted]
Replies: 176
Views: 27369

Re: Ray Dalio’s latest fearmongering round

My only complaint with his latest book, Big Debt Crisis, and discussion on the topic, is that I haven't heard him give us any sort of actionable advice. ... Should we buy one of those shelters and get a lot of canned food? I guess that's the point of his All Weather portfolio, and Harry Browne's wh...
by linenfort
Sun Sep 16, 2018 10:35 am
Forum: Investing - Theory, News & General
Topic: Synchrony Bank Issues
Replies: 15
Views: 2304

Re: Synchrony Bank Issues

Wm_o_o_o wrote: Sun Sep 16, 2018 10:19 am I'm not sure this belongs in "Investing - Theory, News & General"

looks more personal to me
You can always use the report button (exclamation point icon) and let the mods decide.

Select “Wrong forum.”
by linenfort
Sat Sep 15, 2018 2:41 pm
Forum: Investing - Theory, News & General
Topic: [Deleted]
Replies: 176
Views: 27369

Re: Ray Dalio’s latest fearmongering round

AlphaLess wrote: Sat Sep 15, 2018 2:13 pm Another alpha-less,
Hmm. :wink:
by linenfort
Sat Sep 15, 2018 11:53 am
Forum: Investing - Theory, News & General
Topic: New Google Dataset Search
Replies: 2
Views: 614

Re: New Google Dataset Search

Neat! Thank you for that.
by linenfort
Sat Sep 15, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: Synchrony Bank Issues
Replies: 15
Views: 2304

Re: Synchrony Bank Issues

To summarize the OP,

NFCU VS HYS/CD: APY OK; ACH, PITA!
by linenfort
Sat Sep 15, 2018 10:10 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 69
Views: 11585

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I thoroughly enjoyed this. Thank you for doing it, Mr Ferri. Audio was pretty good, and the content was excellent, of course. * Mobile readers cannot view the left-side menu. The menu is only visible when viewing from a desktop. Although it looks like it’s not necessary in this particular case, this...
by linenfort
Fri Sep 14, 2018 7:01 am
Forum: Investing - Theory, News & General
Topic: Likelihood of Success
Replies: 8
Views: 1263

Re: Likelihood of Success

delamer wrote: Thu Sep 13, 2018 9:08 pm Do you actually mean that you are more willing to take more risk when you are younger than when you are older and closer to retirement? If so, that’s pretty normal.
That’s how I interpreted it.
If that’s the case, OP, read up on asset allocation.

https://www.bogleheads.org/wiki/Asset_allocation
by linenfort
Thu Sep 13, 2018 8:56 am
Forum: Investing - Theory, News & General
Topic: Does it make sense to invest in individual stocks (like Kanye West) if you stick to what you know?
Replies: 110
Views: 6887

Re: Does it make sense to invest in individual stocks (like Kanye West) if you stick to what you know?

Jack FFR1846 wrote: Thu Sep 13, 2018 8:10 amThis is an example of you picking a stock of an employer who you are intimately familiar with, and handily beating the market.
Is it?

Earl Lemongrab wrote: Wed Sep 05, 2018 12:23 pm I don't own any Megacorp other than what's in my index funds. I don't feel bad. I didn't see it coming.
by linenfort
Wed Sep 12, 2018 7:21 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 806
Views: 183660

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

nisiprius wrote: Wed Sep 12, 2018 4:34 pm I just noticed the Global X Permanent ETF, PERM, ceased trading on 10/06/17. I guess it was only a temporary ETF, after all.
😂 Well, the strategy is supposed to be unchanging. Some ETFs will come and go.
by linenfort
Mon Sep 10, 2018 10:57 am
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 3067

Re: Just invested 10k into Space X (Well sorta..)

Starfish wrote: Sat Sep 08, 2018 3:56 am What is this topic about?
You could call it a moonshot.
by linenfort
Sun Sep 09, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 67
Views: 8019

Re: Men’s Underwear recommendation

Struggling to find a good replacement for American Apparel. Uniqlo — good and not expensive. Mack Weldon — pretty good, but they run a little small despite having an online size chart. David Archy —- a bit weird, but comfortable. Try their modal undershirts. Duluth — I found the synthetic to be almo...
by linenfort
Sun Sep 09, 2018 2:51 pm
Forum: Personal Consumer Issues
Topic: time for new pair of glasses
Replies: 36
Views: 2961

Re: time for new pair of glasses

+1 for Warby. I’ve only been with them for a year, which is to say, 1 visit only, but I am very pleased with the service, including that of the in-store doctor. Warby Parker (you have to get your prescription somewhere else). You get stylish frames for $95 that's about as good as $300-500 designer f...
by linenfort
Wed Sep 05, 2018 12:44 pm
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 16
Views: 4256

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

The other books you mention also struck me as more about "investing."; this book, despite the title, is more about how to think about managing your financial life. That's so true. The publisher definitely did Tobias a disservice with that title. It's a bit of investing, a lot about saving...
by linenfort
Wed Sep 05, 2018 9:05 am
Forum: Investing - Theory, News & General
Topic: Hold cash in Treasury Bills or in Money Market Fund?
Replies: 36
Views: 8050

Re: Hold cash in Treasury Bills or in Money Market Fund?

OP's question made me wonder if Fidelity has an all-treasury money market fund comparable to Vanguard's VUSXX, so I searched and found FDLXX. Wow, it has a 0.42% expense ratio.
by linenfort
Wed Sep 05, 2018 8:56 am
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 16
Views: 4256

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

Yes. I’ll try to mention something specific this weekend. I'm really late on this, but I wanted to do some rereading of the text and I'm glad I did. I'm still not crazy about the book, but maybe I was in a bad mood the first time around. First, a general comment, and then something more specific: I...
by linenfort
Sat Aug 25, 2018 7:03 am
Forum: Investing - Theory, News & General
Topic: 2-Year Treasury Note Auction
Replies: 102
Views: 11062

Re: 2-Year Treasury Note Auction

Yup - At the close of an auction, Treasury awards all noncompetitive bids that comply with the auction rules and then accepts competitive bids in ascending order of their rate, yield, or discount margin (lowest to highest) until the quantity of awarded bids reaches the offering amount. All bidders w...
by linenfort
Fri Aug 24, 2018 6:36 pm
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 16
Views: 4256

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

Yes. I’ll try to mention something specific this weekend.
by linenfort
Thu Aug 23, 2018 8:10 am
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 16
Views: 4256

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

Turned out to not even be worth $2. :(
Maybe it was better when it first came out.

update— I’ve changed my mind. It’s just a horrible title, as the book is about money and not investing. It’s actually got a lot of great insights.
by linenfort
Sat Aug 18, 2018 5:17 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 31158

Re: Invest in Tesla?

Apple...Tesla...Jobs...Musk Alas Apple's board tried that with John Scully, formerly of Pepsico, with Jobs along as the guru founder. Eventually they had to fire Jobs who went on to found Lisa (unsuccessful) and Pixar (very successful). We've seen how that all worked out. Visionaries often don't wo...
by linenfort
Thu Aug 16, 2018 2:31 pm
Forum: Investing - Theory, News & General
Topic: OK, maybe Vanguard's website IS a little old... "56K dial-up..."
Replies: 19
Views: 2806

Re: OK, maybe Vanguard's website IS a little old... "56K dial-up..."

1 minute to download? Not too bad. Gives me time to switch out the giant cube in the icebox. Oh, I personally remember 300 bps modems. Indeed, if they had acoustic couplers, you could, with a little bit of practice, whistle at them and convince them you were another modem; they would connect, and if...
by linenfort
Thu Aug 16, 2018 1:10 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 134
Views: 12534

Re: [New Vanguard website layout starting Saturday, August 11]

BoglePaul wrote: Tue Aug 14, 2018 6:22 pm I feel like my post will get lost in this tread.
Fear not. :wink:
by linenfort
Thu Aug 16, 2018 8:00 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 31158

Re: Invest in Tesla?

Perhaps it's time for Elon to step down as CEO and put someone in charge who knows how to properly run a public company. I get that he's a "big ideas" guy who wants to change the world. That's fine. As CTO, he can do that, setting the direction of what Tesla is going to do. <snip> ha! Wel...
by linenfort
Wed Aug 15, 2018 11:37 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 31158

Re: Invest in Tesla?

Perhaps it's time for Elon to step down as CEO and put someone in charge who knows how to properly run a public company. I get that he's a "big ideas" guy who wants to change the world. That's fine. As CTO, he can do that, setting the direction of what Tesla is going to do. He needs someo...
by linenfort
Tue Aug 14, 2018 8:21 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 31158

Re: Invest in Tesla?

China’s version, Nio, will have an IPO soon.
https://money.cnn.com/2018/08/14/invest ... index.html
by linenfort
Mon Aug 13, 2018 10:15 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 134
Views: 12534

Re: [New Vanguard website layout starting Saturday, August 11]

What value is there in having the ER on the holdings screen? It's just clutter and it isn't actionable unless you plan to make a transaction.
That’s like saying the numbers on a thermometer are clutter. I like to look at the ERs.
by linenfort
Sun Aug 12, 2018 6:24 am
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 134
Views: 12534

Re: [New Vanguard website layout starting Saturday, August 11]

:arrow: Vanguard: New display this morning? Apr 25, 2018 I suspect Vanguard is trying to make things look better on phones. For example, when you look at a fund’s holdings, you can now view only 30 at a time. Capital One did the same thing (large font) a long time ago, as did Chase. Thankfully, as h...
by linenfort
Sun Aug 12, 2018 6:07 am
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 204
Views: 24824

Re: New Vanguard Security Code Requirement [2FA: Two-factor authentication]

Elbukari wrote: That is THE reason I have a flip phone.

May I know which model?
Is texting limited to the primitive means of input we had in the 90s like T9?
by linenfort
Sun Aug 12, 2018 5:42 am
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 204
Views: 24824

Re: New Vanguard Security Code Requirement [2FA: Two-factor authentication]

And what do you suggest the average person does? A better DNS. Nothing to install. Type in a few numbers for the access point. ... For more: https://www.dni.gov/files/NCSC/documents/campaign/NSA-guide-Keeping-Home-Network-Secure.pdf I looked at the pdf and it has good advice, but could not find a s...
by linenfort
Thu Jul 26, 2018 3:12 pm
Forum: Investing - Theory, News & General
Topic: Hold one stock 25 years
Replies: 68
Views: 7335

Re: Hold one stock 25 years

What year was the video?
I hold GOOG but I would not want to hold it as my sole stock.

I guess Berkshire would be the most diversified of the best choices.

edited for typos
by linenfort
Thu Jul 26, 2018 2:50 pm
Forum: Investing - Theory, News & General
Topic: If financial markets shut down, temporarily...
Replies: 42
Views: 3446

Re: If financial markets shut down, temporarily...

Tangentially, my wife and I happened to be in Curaçao for a year... in 1971. ... One day, without warning, Nixon suspended gold convertibility of the dollar. I remember it well enough to remember that it was on a Friday. As it happened, I had less than $10 worth of Netherlands Antilles guilders. .....