Search found 3574 matches

by lthenderson
Fri Nov 30, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: Best way to get housing suggestions?
Replies: 8
Views: 528

Re: Best way to get housing suggestions?

I don't think a realtor would want to look for someone who is not motivated to buy for 5+ years unless the perfect house came along so I figure there has to be a way online to do it. I don't want to be emailed every single three bedroom house that otherwise does not match what we want for the next ...
by lthenderson
Fri Nov 30, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Cremation seminar – with complimentary lunch
Replies: 86
Views: 6453

Re: Cremation seminar – with complimentary lunch

Just looked it up, and MIL's funeral home cremation cost $2713. That included Pickup of the body from our home where she died Temporary storage Delivery to cremation facility Cremation Urn Newspaper obituaries Death certificates Just had my mother cremated at the beginning of this week. All in it c...
by lthenderson
Fri Nov 30, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: favorite reading chair
Replies: 4
Views: 674

Re: favorite reading chair

I'm in the process of building my own Morris Chair with matching ottoman for this very reason.
by lthenderson
Fri Nov 30, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 4621

Re: How do Bogleheads justify taking vacation?

So can Bogleheads and financially prudent people explain to me... WHY do you take vacation? Are you not upset over wasting so much time and money? Vacations aren't all about spending money or going to a destination. I know plenty of people who just unplug the phone, pick up a good book and spend a ...
by lthenderson
Fri Nov 30, 2018 10:43 am
Forum: Personal Consumer Issues
Topic: Vacation ideas for this January
Replies: 14
Views: 938

Re: Vacation ideas for this January

We used to spend this time down on the gulf coast around spring break locations. It isn't crowded at this time of the year and a lot of the attractions are still open so plenty to see and do. Rental rates for beach side houses via VRBO were always pretty reasonable too. Although not a runner, always...
by lthenderson
Thu Nov 29, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: Remodeling - tipping?
Replies: 56
Views: 2876

Re: Remodeling - tipping?

Count me in to the thinking tipping isn't appropriate in this situation. However, I am one who regularly gives drinks and food to any contractors doing work for me while they are doing the work.
by lthenderson
Thu Nov 29, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Travel with small child(ren)
Replies: 8
Views: 1048

Re: Travel with small child(ren)

We've been taking our kids to other countries as well. They aren't old enough to look back on it in retrospect yet, but I hope someday they find that it was beneficial.
by lthenderson
Thu Nov 29, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: Winter boot recommendation
Replies: 34
Views: 3308

Re: Winter boot recommendation

try a couple Sorels; though they were both the same size, one was way too big and the other way too small (had I not known the size, I would've guessed two sizes bigger and two or three sizes smaller than what I ordered). I've owned several pairs of Sorels over the years and never experienced this....
by lthenderson
Wed Nov 28, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: So that's why 2-day shipping isn't what I expected!
Replies: 41
Views: 5012

Re: So that's why 2-day shipping isn't what I expected!

My Amazon orders almost always arrive by the projected date, and occasionally before. My main issue is that the Amazon drivers never ever under any circumstances ring the doorbell (and we have two!). Last week they left a rather expensive Christmas present for my son sitting in the rain when I was ...
by lthenderson
Wed Nov 28, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: Changing coolant on 2012 CR-V
Replies: 20
Views: 1037

Re: Changing coolant on 2012 CR-V

I have 107k mileage on vehicle and I keep waiting for the coolant replacement code to pop up. Last year I had a local garage test the coolant and was advised the coolant is fine. I will be driving to Florida in a few weeks which is around a 1,500 mile drive. Engine coolant isn't a critical item tha...
by lthenderson
Wed Nov 28, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: My experience with iPhone6s battery replacement
Replies: 34
Views: 3105

Re: My experience with iPhone6s battery replacement

Just curious if you have noticed an improvement in battery life. I also have an iPhone 6 and have wrestled with having the battery replaced. I tend to feel that once they open the case it can never be the same tight fit and working order as the original. So far I have opted to re-charge my phone ev...
by lthenderson
Wed Nov 28, 2018 9:17 am
Forum: Personal Finance (Not Investing)
Topic: What's your safety number?
Replies: 24
Views: 2422

Re: What's your safety number?

HEDGEFUNDIE wrote:
Wed Nov 28, 2018 9:14 am
Once you’ve satisfied what is required to fund your retirement (I.e. 100% success rate in the Monte Carlo calculators) then the rest of your money should be used for short to medium term goals.
After funding my retirement, I used the rest of my money to move my retirement date closer.
by lthenderson
Wed Nov 28, 2018 9:14 am
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 8999

Re: How did YOU choose your career?

Between my sophomore and junior years in high school, I won a two week stay at a local university during the summer to encourage people to become engineers. I fell in love and went on to become a mechanical engineer. I ended my career by being part owner of a large company. My younger brother on the...
by lthenderson
Wed Nov 28, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: What's your safety number?
Replies: 24
Views: 2422

Re: What's your safety number?

Like others, we max out investments, pay bills, top off emergency/savings account if necessary and then use what is left for any discretionary spending or plunk it into a taxable account. We keep our emergency count/savings account pretty high compared to what I see others do on this board. This is ...
by lthenderson
Wed Nov 28, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: Leveling basement floor
Replies: 15
Views: 1123

Re: Leveling basement floor

Leveling floors is one of those jobs that is not material or labor intensive but is time intensive. To prep the floor, do the leveling and clean up afterwards is losing a lot of time when they could be doing other jobs that take less time but pay better. So $3k does not sound out of line to me in a ...
by lthenderson
Wed Nov 28, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: So that's why 2-day shipping isn't what I expected!
Replies: 41
Views: 5012

Re: So that's why 2-day shipping isn't what I expected!

I've recently seen that Prime now adds options to slow down shipping and instead give you additional perks. I've saved up about $40 worth of credit for future book and electronics purchases in the last month by choosing the slower shipping option. I can still choose 2-day though if I really need it ...
by lthenderson
Fri Nov 02, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Selling House Directly to Buyer
Replies: 28
Views: 2689

Re: Selling House Directly to Buyer

I'd appreciate any advice BHs might provide about organizing a sale such as this. I am not seeking advice vis-a-vis the effect of this transaction on my relationship with my associate, but how to work with transaction specialists on this. Many thanks. I've bought two houses through private transact...
by lthenderson
Fri Nov 02, 2018 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Spouse Diagnosed Non-curable Cancer -- what now?
Replies: 54
Views: 10476

Re: Spouse Diagnosed Non-curable Cancer -- what now?

Any advice appreciated. Nuvoletta I'm on the other side of the coin dealing with my mom in the final stages of her two and a half year battle with brain cancer. Like others, don't rush decisions. Concentrate on the making of memories. We told our kids about grandma when they started asking question...
by lthenderson
Fri Nov 02, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Do Car Sun Shades Work?
Replies: 24
Views: 75090

Re: Do Car Sun Shades Work?

They work but count me in the camp that think it is more hassle to unfold and install them and then later fold them up and store them than to just get the car rolling down the road with the windows down until the air conditioner kicks in.
by lthenderson
Fri Nov 02, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Damage caused by roofer, what are my options?
Replies: 13
Views: 2258

Re: Damage caused by roofer, what are my options?

BBB A+ rating. That's hilarious. (to eliminate complaints, all a company has to do is contact BBB and tell them that the problem is resolved and the case can be closed. No contact is made to the complainant. The BBB is only interested in the business side of the story.) This hasn't been my experien...
by lthenderson
Wed Oct 31, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Planning first international trip - London/Paris
Replies: 74
Views: 4298

Re: Planning first international trip - London/Paris

1. What part of the city do you recommend staying? Is this walking distance to any major tourist areas? 2. Should we rent a car for our stay, or use taxi's, ubers? 3. We would like to take the train to Paris for a day, is one day in Paris worth visiting for or should we stay a night then return to ...
by lthenderson
Wed Oct 31, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: Advise on getting a cheap new flooring
Replies: 21
Views: 1961

Re: Advise on getting a cheap new flooring

I'm thinking of replacing my carpet to vinyl or tile flooring. What's the best flooring that last a long time? Value/budget oriented. Need durability. You aren't going to get durability and long lasting times out of vinyl, tile, or engineered wood products. You aren't going to buy something durable...
by lthenderson
Tue Oct 30, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Ancestry DNA changed my background
Replies: 32
Views: 4464

Re: Ancestry DNA changed my background

the Scandinavian part dropped over 18% to a background that is much more consistent with the family history I know. I had a similar experience. My tree is traced back six generations on all lines and probably 9 generations on average. I have no Scandinavian ancestors but Ancestry showed that I did ...
by lthenderson
Tue Oct 30, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3522
Views: 1033916

Re: What Book Are You Currently Reading? Part VI

David McCullough is the best non-fiction writer I know. All his books are worth reading but the earlier biographies on John Adams and Harry Truman are particularly good. His storytelling drives each book narrative to really provide insights into the private as well as the public lives of his subjec...
by lthenderson
Tue Oct 30, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5363

Re: People with older car, share your unusual repairs

share your unusual repairs Had to install a new gas tank in a 2007 Honda Odyssey which suffered a 4 foot long metal rod that skewered the original tank in two places while driving down a freeway. My wife asked what that loud noise was and I replied that I didn't know but it couldn't be critical bec...
by lthenderson
Tue Oct 30, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: Advise on getting a cheap new flooring
Replies: 21
Views: 1961

Re: Advise on getting a cheap new flooring

I'm thinking of replacing my carpet to vinyl or tile flooring. What's the best flooring that last a long time? Value/budget oriented. Need durability. You aren't going to get durability and long lasting times out of vinyl, tile, or engineered wood products. You aren't going to buy something durable...
by lthenderson
Tue Oct 30, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Who has gotten the most value out of a car?
Replies: 48
Views: 3315

Re: Who has gotten the most value out of a car?

1) Please share your car details (bought new/used, total purchase price, and make/model; if used, how many miles were on it?) 2) What are your estimated annual expenses (maintenance, gas, insurance, etc)? 3) What is your total money spent divided by miles traveled? What is your total money spent di...
by lthenderson
Mon Oct 29, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: When to get a new toilet?
Replies: 52
Views: 3945

Re: When to get a new toilet?

Yes, no one should deny themselves a good Japanese toilet. Toto USA sells them, though you should get professional installation since electricity is involved. +1. Bidets are life-changing. Fortunately, one can buy bidet seat kits that bolt on to the existing toilet and plug into a nearby outlet whi...
by lthenderson
Mon Oct 29, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Painting fireplace; what to do with hearth?
Replies: 18
Views: 1209

Re: Painting fireplace; what to do with hearth?

I wouldn't paint the brick either. Painting brick is permanent and the only way to change it from then on will be with more paint because you will never get the previous paint out of the pores. Also many bricks are acidic so you have to apply a neutralizing base coat first. Do you know if it is a br...
by lthenderson
Fri Oct 26, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: New Sink Drain Leaking
Replies: 15
Views: 1003

Re: New Sink Drain Leaking

Had the same problem with a new faucet I bought for a bathroom remodel this past spring. After several attempts to tighten I threw the top washer away and used plumbers putty like I've always used before. It worked just fine. I'm not sure why manufacturers are trying to mess with something tried and...
by lthenderson
Thu Oct 25, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Exterior Stucco House Painting
Replies: 5
Views: 944

Re: Exterior Stucco House Painting

In my experience, quotes vary much more on how much prep work needs to be done, ie. scraping, masking, trimming, removing shutters, etc., than the amount of square footage has to be painted.
by lthenderson
Thu Oct 25, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Block fireplace draft
Replies: 19
Views: 1257

Re: Block fireplace draft

A chimney sweep company suggested installing a top sealing damper. Would appreciate comments on this pending decision. They work to some extent but do have their problems as well. You can't close the vent until the fire is out so you have to remember to do so and often it gets forgotten. Many of th...
by lthenderson
Thu Oct 25, 2018 7:54 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3522
Views: 1033916

Re: What Book Are You Currently Reading? Part VI

Command and Control: Nuclear Weapons, the Damascus Accident, and the Illusion of Safety by Eric Schlosser This has been an eye opening book for me. Not only has it introduced me to weapons I never knew existed such as the Davy Crockett, a grenade launcher type of nuclear bomb, but it literally has m...
by lthenderson
Thu Oct 25, 2018 7:48 am
Forum: Personal Consumer Issues
Topic: Indoor Play toys for toddler
Replies: 31
Views: 1845

Re: Indoor Play toys for toddler

Any suggestions for interesting toys which I can play with her for 2 hrs before she goes to bed. Nope. Two hours is about an hour and forty-five minutes more than the attention span of an 18 month old. At that age, toys held little interest to our kids. They just wanted to be with us doing what we ...
by lthenderson
Wed Oct 24, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: Block fireplace draft
Replies: 19
Views: 1257

Re: Block fireplace draft

There is no option to close the flue but I already stuffed it with insulation so the draft is coming from the bottom of the fireplace. We don't plan on ever hooking up the fireplace because it would require a propane tank in our yard. If you are not going to use it, I would color match some caulkin...
by lthenderson
Wed Oct 24, 2018 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Action on mortgage lender.
Replies: 16
Views: 1698

Re: Action on mortgage lender.

I wanted to know what are my options here. I ran into a very similar situation when I bought my last house. For three months I was assured that everything was on track and then the day before closing was notified that it still wasn't done and would be delayed for a week or more. My solution was to ...
by lthenderson
Wed Oct 24, 2018 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Car broker
Replies: 27
Views: 2514

Re: Car broker

This is the OP...... and I am embarrassed. We used a broker, we bought a new Honda SUV, and it was easy and simple. BUT...... I liked my wife's new car so well I decided to buy another one. Please keep in mind, at this point I had done all my homework, knew exactly what I wanted, plus I knew what m...
by lthenderson
Wed Oct 24, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: 911 calls from different area
Replies: 28
Views: 2522

Re: 911 calls from different area

I would find out who I should call in Hawaii directly. +1 Calling 911 would just get you transferred to the local police station anyway so you might as well cut out the middleman. I once witnessed a massive wreck on an interstate around a large urban city. I spent ten minutes on my cellphone gettin...
by lthenderson
Sat Oct 20, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6142

Re: Pull kids from school for vacations?

Did you pull your kids from school to go on amazing family vacations or was school too important and you planned all trips around the school schedule? We have tried to minimize pulling them from school over the years but sometimes it is just unavoidable, especially when your in-laws live overseas a...
by lthenderson
Fri Oct 19, 2018 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Kids & Money
Replies: 5
Views: 921

Re: Kids & Money

When did you start teaching your kids about money and what lessons did you think were most beneficial? I really didn't start teaching them about money until they showed interest in learning. Even then, I don't teach them everything all at once but gradually as situations arise. For example, my 12 y...
by lthenderson
Fri Oct 19, 2018 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 113
Views: 7022

Re: Depositing Cash if it was gifted?

Last week I had to open a brand new business checking account for an organization I am part of and was shocked to learn that the bank limited cash deposits to $3000 per month now. You can deposit more if you write a check, but for cash, I could only deposit $3000 per month. I was told it was due to ...
by lthenderson
Fri Oct 19, 2018 8:11 am
Forum: Personal Consumer Issues
Topic: Most economical high-quality car wash
Replies: 13
Views: 1504

Re: Most economical high-quality car wash

Can't help on the OP for the inside but on the outside of the car, one can buy a decent pressure washer for less than $200. It will then clean your cars for the rest of its working life and all you have to do is walk around the car pointing the spray wand.
by lthenderson
Fri Oct 19, 2018 8:03 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3522
Views: 1033916

Re: What Book Are You Currently Reading? Part VI

nisiprius wrote:
Thu Oct 18, 2018 5:25 pm
Just finished The Perfectionists:How Precision Engineers Created the Modern World by Simon Winchester. Fantastic. So I'm starting another of his, A Crack in the Edge of the World.
You won't be disappointed with that book either. I really enjoyed it. I'm adding The Perfectionists to my list.
by lthenderson
Fri Oct 19, 2018 7:56 am
Forum: Personal Consumer Issues
Topic: Replace roof or wait .... and
Replies: 14
Views: 968

Re: Replace roof or wait .... and

The only thing nearly guaranteed when selling a house is that you won't get all your money back from improvements you made right before selling. As long as the roof isn't leaking, I would discount the selling price by half the cost of the repair as a starting point.
by lthenderson
Thu Oct 18, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: When to change tires; and what brand
Replies: 131
Views: 8718

Re: When to change tires; and what brand

1. When do you guys change tires ? I normally change them in the fall after they all get below 5/32" of tread left. I do it in the fall because during the summer time, really the only danger is hydroplaning and I can slow down to prevent that from happening. However in the winter, they don't have e...
by lthenderson
Wed Oct 17, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Would you ever buy a lottery ticket?
Replies: 32
Views: 1408

Re: Would you ever buy a lottery ticket?

I just made a donation to my state's general fund this morning by purchasing a couple tickets. I average a couple tickets per year. I like to dream of investing all those millions of dollars in an index fund and just watching it grow.
by lthenderson
Wed Oct 17, 2018 9:22 am
Forum: Personal Consumer Issues
Topic: Why buy thicker hardwood?
Replies: 16
Views: 2297

Re: Why buy thicker hardwood?

To add to what others said, thinner wood will "telegraph" uneven spots much more so than thicker wood. Thus you might end up with a solid wood floor that looks like a cheap engineered floor when you are done.
by lthenderson
Wed Oct 17, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: Cross-country trip via Amtrak
Replies: 58
Views: 5723

Re: Cross-country trip via Amtrak

Have any of y'all ever travelled by train across the U.S? What was the experience like? Did you get a regular seat, or a sleeping compartment? If the latter, how comforable was it? Please share your experiences, I'd love to hear about them. Thanks! I have and it definitely isn't for everyone but I ...
by lthenderson
Mon Oct 15, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Kids not interested in money / allowance
Replies: 50
Views: 5099

Re: Kids not interested in money / allowance

Hi BHs, I have two sons (11 & 8 years). None of them has any interest in money. Each of them has a weekly allowance of $5. 99% of the time they do not ask for it, and even if my wife/I encourage them to take it they don’t. We provide shelter, food, cloths and - within reason - toys/fun stuff to our...
by lthenderson
Mon Oct 15, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 78
Views: 4203

Re: How Much Is Your Sewer Bill?

$0 per quarter for the last six years. The house came with the septic system already installed.