Search found 1321 matches

by momar
Thu Nov 24, 2011 9:06 pm
Forum: Personal Consumer Issues
Topic: Re: Ideal distance from TV
Replies: 15
Views: 1592

Re: Ideal distance from TV

Pictures are much higher resolution, so you can sit closer with an HDtv than you could with an old cathode ray tube before the picture is noticably degraded.
by momar
Tue Nov 22, 2011 7:23 pm
Forum: Personal Consumer Issues
Topic: Weightlifting - do you do isolation exercises?
Replies: 81
Views: 5780

Re: Weightlifting - do you do isolation exercises?

I'm not at that level yet. :| What usually happens when I fail a DL is the bar simply refuses to leave the floor, as if glued down. But then I hardly ever do singles. Mostly I play it safe and do sets of 5, sometimes triples, and my limiting factor is erector spinae endurance. I know what you are g...
by momar
Mon Nov 21, 2011 8:04 pm
Forum: Personal Consumer Issues
Topic: Best Way To Roast A Turkey
Replies: 30
Views: 3996

Re: Best Way To Roast A Turkey

Why are you cooking a 27 pound bird?

But two 15 pound turkeys. That way you get twice the legs, more dark meat, and don't risk drying it out as much.
by momar
Sun Nov 20, 2011 11:24 pm
Forum: Personal Investments
Topic: Keeping cash on person
Replies: 48
Views: 4572

Re: Keeping cash on person

Nah, I mean I would just eat the beans straight out of the can. I wasn't even aware you could eat a potato raw. Sounds awful. If you are unable to cook, the $@#! has REALLY hit the fan. A potato can be turned into more potatoes. A can of beans does not reproduce. I don't know. I've lived in blizzar...
by momar
Sun Nov 20, 2011 7:10 pm
Forum: Personal Consumer Issues
Topic: Buying a new TV
Replies: 66
Views: 6695

Re: Buying a new TV

Keep in mind that LEDs are much more efficient than plasmas and that there is quite a spread in efficiency between models. But you could save upwards of $50 or more per year in energy costs. This becomes a really big deal the bigger the screen gets. No broadcasts are in 1080p, only blue-ray and vide...
by momar
Sun Nov 20, 2011 5:49 pm
Forum: Personal Investments
Topic: Keeping cash on person
Replies: 48
Views: 4572

Re: Keeping cash on person

Right, a true dislocation event will likely make even "cash" less valuable. However I would argue that might also apply to gold. In a dislocation event, a potato (or the ability to grow a potato) and a gun. Good luck cooking that potato. I keep plenty of canned beans on hand. Both for mak...
by momar
Sun Nov 20, 2011 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off a mortgage / invest
Replies: 19
Views: 2711

Re: Pay off a mortgage / invest

The rental property will make a $400 profit each month - which will be a contribution to the capital portion of the mortgage - I will still need to contribute $500/month which is all capital into the mortgage. This is a 15yr mortgage @ 3.75% and 14.5 yrs remaining - balance outstanding is $220K I d...
by momar
Sun Nov 20, 2011 2:47 pm
Forum: Personal Investments
Topic: Keeping cash on person
Replies: 48
Views: 4572

Re: Keeping cash on person

Right, a true dislocation event will likely make even "cash" less valuable. However I would argue that might also apply to gold. In a dislocation event, a potato (or the ability to grow a potato) and a gun. Good luck cooking that potato. I keep plenty of canned beans on hand. Both for mak...
by momar
Sun Nov 20, 2011 1:36 pm
Forum: Personal Investments
Topic: The great bond debate
Replies: 66
Views: 6221

Re: The great bond debate

I think you're right, but my concern is that people get in a nasty habit of market timing and they can't stop, or can't rest on a suitable asset allocation, ever. this is why I rail against DCA so much. sure, any given DCA vs. lump sum decision won't make much of a difference. but I just think ther...
by momar
Sun Nov 20, 2011 12:43 pm
Forum: Personal Investments
Topic: My Vanguard account does not add up!
Replies: 8
Views: 1282

Re: My Vanguard account does not add up!

There have been maybe a half dozen times that I have logged on and saw a zero balance. It was always fine the next day.
by momar
Sat Nov 19, 2011 9:03 pm
Forum: Personal Investments
Topic: The great bond debate
Replies: 66
Views: 6221

Re: The great bond debate

What downturn?
by momar
Sat Nov 19, 2011 6:25 pm
Forum: Investing - Theory, News & General
Topic: slice and dice both cap and style?
Replies: 22
Views: 1474

Re: slice and dice both cap and style?

It appears you are asking whether you make more money by investing individually in the 9 different style boxes of total stock market rather than just investing in the total stock market. I doubt there is an answer, or if there is one I doubt that anyone knows the answer. I also doubt that it makes ...
by momar
Sat Nov 19, 2011 5:26 pm
Forum: Investing - Theory, News & General
Topic: slice and dice both cap and style?
Replies: 22
Views: 1474

Re: slice and dice both cap and style?

Since no one seems to have an answer, I downloaded all of the Russell Indices and made up a spreadsheet that would rebalance whenever one asset increased by more than a given percentage of the portfolio. I got the following results (all starting 6/01/95, since that is the first date available): Russ...
by momar
Sat Nov 19, 2011 4:34 pm
Forum: Investing - Theory, News & General
Topic: slice and dice both cap and style?
Replies: 22
Views: 1474

Re: Past performance.

Selecting funds based solely on past performance is one of the stupidest things an investor can do. Best wishes. Taylor This would be the point of having a more extensive rebalancing strategy than just stocks to/from bonds. Now, I don't know if it is worth breaking domestic equities out into 6 or m...
by momar
Sat Nov 19, 2011 4:28 pm
Forum: Personal Investments
Topic: Dealing With Financially Negligent Parents/In-Laws?
Replies: 51
Views: 15054

Re: Dealing With Financially Negligent Parents/In-Laws?

Buy a property with a guest house or separate living quarters. Or have one of your wife's siblings.
by momar
Sat Nov 19, 2011 12:08 pm
Forum: Investing - Theory, News & General
Topic: slice and dice both cap and style?
Replies: 22
Views: 1474

Re: slice and dice both cap and style?

International slice-and-dicing seems to assume that regions of the world revert to the mean. That is, there's something immutable about the current ratio of Europe to Pacific to Emerging, and departures from it are a bubble that will eventually be corrected. But we know that there are genuine chang...
by momar
Fri Nov 18, 2011 8:55 pm
Forum: Investing - Theory, News & General
Topic: slice and dice both cap and style?
Replies: 22
Views: 1474

Re: slice and dice both cap and style?

It is my understanding that the Total Stock Market fund holds all of these weighted by cap. My question is, should one hold the individual components according to their historical cap (or some other proportion) in order to rebalance out of large run ups in one cap/style?

Apologies if I am mistaken.
by momar
Fri Nov 18, 2011 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off a mortgage / invest
Replies: 19
Views: 2711

Re: Pay off a mortgage / invest

I am in an extremely similar situation wrt my mortgage, which is currently at 294k and will be refi'd at 3.875%, but was bought for about the same price as yours. After calculating out the tax benefits of the interest deduction on the mortgage, I came to the conclusion that I would much rather inves...
by momar
Fri Nov 18, 2011 8:12 pm
Forum: Investing - Theory, News & General
Topic: slice and dice both cap and style?
Replies: 22
Views: 1474

slice and dice both cap and style?

Is it worthwhile to slice and dice a portfolio to the extreme such that one holds funds for all 3 cap sizes and both styles for domestic equities in order to rebalance during big run ups of, for example, large growth stocks? Splitting foreign explicitly into europe/pacific/emerging markets? For exam...
by momar
Fri Nov 18, 2011 8:02 pm
Forum: Personal Investments
Topic: correcting AA to account for tax status of investment
Replies: 24
Views: 1202

correcting AA to account for tax status of investment

Should one adjust asset allocation to account for tax status? Ie: $5000 in a Roth is worth more than $5000 in a traditional IRA/401k. How would one account for this when determining asset allocation across tax deferred, Roth, and taxable accounts?
by momar
Sun Nov 13, 2011 1:14 pm
Forum: Personal Investments
Topic: extra money best used for... what?
Replies: 2
Views: 744

extra money best used for... what?

Hello. I'm recently married and am working through what to do with our additional funds each month. I'm sure this type of post has been made countless times before, but what the heck? Before I was married, it was easy. I just maxed out both my 401k and Roth, made sure I had plenty of cash, and diver...