Search found 1366 matches

by peppers
Mon Nov 07, 2011 7:27 pm
Forum: Investing - Theory, News & General
Topic: Your portfolio is too tied to the stock market
Replies: 45
Views: 4030

Re: Your portfolio is too tied to the stock market

I don't have any issues with investing in the markets. Now, when the wife goes shopping...that has Black Swan potential.
by peppers
Sun Nov 06, 2011 7:04 pm
Forum: Personal Investments
Topic: Bogleheads 10 Report?
Replies: 5
Views: 741

Re: Bogleheads 10 Report?

Just finished reading the report. A very good piece of work.
by peppers
Sun Nov 06, 2011 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Finances after marriage
Replies: 47
Views: 3829

Re: Finances after marriage

My wife and I have been together 30 years. We have a simple Ying / Yang philosophy. I save and invest and she spends. It works.
by peppers
Sun Nov 06, 2011 12:30 pm
Forum: Investing - Theory, News & General
Topic: Center for Retirement Research at Boston College Paper
Replies: 6
Views: 1035

Re: Center for Retirement Research at Boston College Paper

A very interesting article. The eye opener was in Table 6. An individual at age 45 having to save 53% of income with a 4% rate of return. I have to forward this piece to all of my adult children. They will all have to get a second job. But the article also says: 8 A more sophisticated analysis woul...
by peppers
Sun Nov 06, 2011 8:35 am
Forum: Investing - Theory, News & General
Topic: No Mortgage more Stocks?
Replies: 9
Views: 1074

Re: No Mortgage more Stocks?

I agree with you. The "have mortgage..don't pay off mortgage...a house is your home not an investment...consider your house part of your AA " discussions can be very loud at times. Having said that, we paid off our mortgage a long time ago and increased our 401k and IRA contirbutions. Our AA has bee...
by peppers
Sun Nov 06, 2011 8:20 am
Forum: Investing - Theory, News & General
Topic: Center for Retirement Research at Boston College Paper
Replies: 6
Views: 1035

Re: Center for Retirement Research at Boston College Paper

A very interesting article. The eye opener was in Table 6. An individual at age 45 having to save 53% of income with a 4% rate of return. I have to forward this piece to all of my adult children. They will all have to get a second job.
by peppers
Sat Nov 05, 2011 6:02 pm
Forum: Investing - Theory, News & General
Topic: a significant flaw in standard Boglehead asset allocation?
Replies: 152
Views: 10706

Re: a significant flaw in standard Boglehead asset allocatio

Interesting debate. So if I understand correctly: My wife and I paid off the mortgage 5 years ago. So our AA consists of stocks/bonds. The house is our home and if we ever decide to sell we get the market price at that time. If we never sell the kids make out like bandits. Am I missing something? :?
by peppers
Sat Nov 05, 2011 10:35 am
Forum: Investing - Theory, News & General
Topic: Thoughts on Value Investing
Replies: 27
Views: 2197

Re: Thoughts on Value Investing

Yes, human emotion. And as the value of the AAPL investment grew to 800k, 900k, 1 mil ...what next? As the bard said "therein lies the rub." :?
by peppers
Fri Nov 04, 2011 5:55 pm
Forum: Wiki and Reference Library
Topic: Books (--> Wiki)
Replies: 63
Views: 94058

Re: Books

I really enjoyed "The Little Book of Common Sense Investing." And after reading "The Battle for the Soul of Capitalism" and "Enough" I have determined that they will be required reading for my adult children and soon after my grandchildren. Currently I am reading "Don't Count On It" and next up will...
by peppers
Wed Nov 02, 2011 5:49 pm
Forum: Investing - Theory, News & General
Topic: MF global: tell me again how Vanguard is safe from fraud?
Replies: 43
Views: 4981

Re: MF global: tell me again how Vanguard is safe from fraud

So I go to work today and hear several co-workers want to sell everything and pull all the money out of their 401k's because of the situation in Greece. It took some time but I was able to bring 'em in off the window ledge. I get home, warm up a cup of coffee and I see this thread. I can't wait to g...
by peppers
Tue Nov 01, 2011 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Ultimatum Game - Your vote
Replies: 75
Views: 4751

Re: Ultimatum Game - Your vote

..."show me the money"... :)
by peppers
Sun Oct 30, 2011 7:33 pm
Forum: Personal Consumer Issues
Topic: Chili - do you use seasoning mix or chili powder?
Replies: 35
Views: 5780

Re: Chili - do you use seasoning mix or chili powder?

We use 12 types of dried chiles. A hint of cinnamon and a dash of dried coffee beans. :)
by peppers
Sun Oct 30, 2011 9:31 am
Forum: Personal Investments
Topic: What to recommend to someone with 100% cash?
Replies: 16
Views: 1956

Re: What to recommend to someone with 100% cash?

Might be off topic but my mother is 90, widow, SS and pension. Only has CD's and savings accounts at several banks. Never wanted to invest in stocks or other "fancy stuff". At tax time the CPA is amazed at how much she still saves for a "rainy day". (Her quotes.) My sister and I feel if this is the ...
by peppers
Fri Oct 28, 2011 8:07 pm
Forum: Personal Consumer Issues
Topic: Is your portfolio at an all-time high?
Replies: 82
Views: 6634

Re: Is your portfolio at an all-time high?

Yes, but that might change Sunday. The wife is going to buy a new laptop, washer and dryer. Ouch.
by peppers
Tue Oct 25, 2011 8:42 pm
Forum: Personal Investments
Topic: What is your age and AA?
Replies: 219
Views: 67856

Re: What is your age and AA?

Stocks 50 - Bonds 50 My age 57 Wife's age ... uh can't go there, she's watching.
by peppers
Tue Oct 25, 2011 7:17 pm
Forum: Personal Investments
Topic: Thank you to all
Replies: 1
Views: 497

Thank you to all

First time poster, long time visitor. I have learned a lot from these forums and reading Mr. Bogle's books. Again thanks to all.