Search found 494 matches

by InvestingMom
Fri Jul 24, 2009 1:14 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website changes-Communicate dissatisfaction!
Replies: 61
Views: 13852

Re: Vanguard website changes-Communicate dissatisfaction!

Okay, I tried to give it a few days....but please, something has to be done! ... In case anyone else with the complaint when the style changed are lacking, as I have been in being observant, I JUST noticed that an option button was added to set a default display including the old style Table View. ...
by InvestingMom
Mon Mar 16, 2009 2:03 pm
Forum: Personal Investments
Topic: Foreign Tax Paid/Vanguard fund
Replies: 10
Views: 3564

I am having a similar problem in that turbo tax is asking for total dividends received (for my total international stock index). Was I supposed to have recieved a "Foreign Tax Paid" form that includes this information? Also, I don't see anything on the website that gives the percentage of...
by InvestingMom
Mon Mar 16, 2009 1:34 pm
Forum: Personal Investments
Topic: Foreign Tax Paid/Vanguard fund
Replies: 10
Views: 3564

I am having a similar problem in that turbo tax is asking for total dividends received (for my total international stock index). Was I supposed to have recieved a "Foreign Tax Paid" form that includes this information? Also, I don't see anything on the website that gives the percentage of ...
by InvestingMom
Thu Mar 05, 2009 12:32 pm
Forum: Investing - Theory, News & General
Topic: Hey look-positive economic news
Replies: 23
Views: 3396

Thanks for a sliver of light, albeit it a very small sliver. :thumbsup
by InvestingMom
Thu Mar 05, 2009 12:23 pm
Forum: Investing - Theory, News & General
Topic: Odds of a Depression
Replies: 36
Views: 5365

Re: Odds of a Depression

Interesting op-ed piece from the WSJ. Unfortuately wasn't able to get to the NBER paper. http://online.wsj.com/article/SB123612575524423967.html gatorman odds is the USA have big depressions about 85% I wasn't sure if you were summarizing the article or making your own prediction, but for clarifica...
by InvestingMom
Mon Mar 02, 2009 5:29 pm
Forum: Investing - Theory, News & General
Topic: 1996?
Replies: 15
Views: 2457

This is just one point in time.
by InvestingMom
Mon Mar 02, 2009 5:27 pm
Forum: Investing - Theory, News & General
Topic: Still buying
Replies: 127
Views: 22773

Thanks for the upbeat post. I admit that it is hard...VERY HARD...but I agree that we all need to get a grip!
by InvestingMom
Fri Feb 27, 2009 12:40 pm
Forum: Investing - Theory, News & General
Topic: Anyone else hoping the market stays as is?
Replies: 53
Views: 7612

Re: Anyone else hoping the market stays as is?

Anyone else not too worried, or even happy about this market? I would be happier if the FICA tax was raised on everyone under the age of 25 to 100%. :twisted: LOL (I hate using LOL...but this really made me crack up. Thanks for that.) SFT, But seriously, in line with what many other posters have sa...
by InvestingMom
Mon Feb 23, 2009 3:15 pm
Forum: Investing - Theory, News & General
Topic: Any recent capitulation?
Replies: 71
Views: 11409

Just strikes me again, that buy and hold strategy through such a downturn is extraordinarily tough to do in reality. Wow, that is an understatement! :wink: What is bothering me lately is how do you deal with the fact that your worst case scenario has occurred with respect to your asset allocation? ...
by InvestingMom
Fri Feb 20, 2009 1:23 pm
Forum: Investing - Theory, News & General
Topic: "Tiger Woods Theory"
Replies: 4
Views: 1201

Ron wrote:My theory is that I have no theory... :lol:

- Ron
Obviously that is my theory as well. But I am looking forward to watching Tiger again.
by InvestingMom
Fri Feb 20, 2009 1:14 pm
Forum: Investing - Theory, News & General
Topic: Problem is Mark-to-Market
Replies: 29
Views: 4033

Mark-to-market is an accounting method. It doesn't cause banks to lend more money than they should. Accounting methods are actually very important because what a company's balance sheet looks like determines A) how credit agencies and investors perceive them, and B) how government regulations affec...
by InvestingMom
Fri Feb 20, 2009 12:56 pm
Forum: Investing - Theory, News & General
Topic: Problem is Mark-to-Market
Replies: 29
Views: 4033

Anyone who blames mark to market, or any other type of accounting method for this mess, is either stubborn or ignorant. Mark-to-market is an accounting method. It doesn't cause banks to lend more money than they should. It doesn't cause them to take on riskier loans than they should. It doesn't cau...
by InvestingMom
Fri Feb 20, 2009 12:43 pm
Forum: Investing - Theory, News & General
Topic: "Tiger Woods Theory"
Replies: 4
Views: 1201

"Tiger Woods Theory"

My Theory is that the markets are near the bottom. After all, Tiger Woods will be back on tour soon :wink:
by InvestingMom
Mon Jan 26, 2009 6:56 pm
Forum: Personal Investments
Topic: Taylor turns 85!
Replies: 130
Views: 21894

And many more!

Happy Birthday
:sharebeer

Sincerely,
IM
by InvestingMom
Wed Dec 10, 2008 4:45 pm
Forum: Investing - Theory, News & General
Topic: 8 really, really scary predictions
Replies: 48
Views: 9312

Gekko, I think your post belongs in the Doom and Gloom post. VictoriaF, This was a crack up! And what a bull market we would have if Laura became Treasury Secretary. Here are my predictions: 8. Bill Bernstein will return to his medical practice to reduce stress. 7. Laura will become the one-after-ne...
by InvestingMom
Tue Dec 09, 2008 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: how much to spend on an engagement ring?
Replies: 190
Views: 81265

Sorry, but $80K a year salary is not that much money. Spending 20K on a ring is just plain silly. 10K would have been more than enough and 5k would have been just fine. But this isn't what bothers me. The 75K...(well lets say 65K assuming 10K is for the honeymoon) for the wedding is really outrageo...
by InvestingMom
Tue Dec 09, 2008 12:30 pm
Forum: Investing - Theory, News & General
Topic: I hate dividend stocks!
Replies: 37
Views: 6230

Re: I hate dividend stocks!

I hate dividend stocks! I am in my early accumulation phase and I really dislike the concept of dividend stocks for the following reasons: 1) I can choose reinvestment through vanguard but then I wind up with 0.38 shares of a stock. I feel weird owning fractional shares and mentally feel that I hav...
by InvestingMom
Tue Dec 09, 2008 11:56 am
Forum: Personal Finance (Not Investing)
Topic: how much to spend on an engagement ring?
Replies: 190
Views: 81265

So I thought I would finally provide an update! Final ring cost was about 20 Gs. I think I spent the perfect amount, the ring is absolutely beautiful and everyone compliments her on it. It brings me a lot of joy to see how much she loves it. A couple of "hidden" costs of buying an expensi...
by InvestingMom
Fri Dec 05, 2008 11:55 am
Forum: Investing - Theory, News & General
Topic: Any Good Economic/Investment News?
Replies: 40
Views: 6740

My wife inherited a bunch of houses with her siblings. We just sold one for $2,350,000 and another for $460,000. We have three more to sell. Also, she sold a whole bunch of Bank of America stock, which she inherited, at $36 a share. Her father also bought each of the kids a $250,000 insurance polic...
by InvestingMom
Wed Dec 03, 2008 2:42 pm
Forum: Personal Investments
Topic: A Burst of End of the Year TLH... Depressing Stocks ????
Replies: 16
Views: 3067

Re: A Burst of End of the Year TLH... Depressing Stocks ????

From Market Watch: "Supposedly there's a burst of this kind of selling (TLH) right before the end of the year, depressing stocks, followed by the "January effect" rise once the selling is over. That seems plausible, but I've never seen any data to support it. Last year there certainl...
by InvestingMom
Wed Dec 03, 2008 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: The case for marriage (financial and otherwise)?
Replies: 99
Views: 15589

My 24 year old, Ivy League graduate daughter who works for a large consulting firm just got a nose pierce (zirconium, left nostril). My wife and I had expressed our opposition over the years and she informed us that now that we had paid for her education and she did not have to worry about the fina...
by InvestingMom
Wed Dec 03, 2008 2:03 pm
Forum: Personal Investments
Topic: Houston Financial Advisor Recommendation?
Replies: 7
Views: 2106

I am not from Texas. I think it may be hard to find someone on the board to recommend someone because most of us are do it yourselfers. Well hopefully someone will come through for you. Here is my 2 cents from afar.... She might qualify for a freebie from Vanguard. They will do a one time plan for a...
by InvestingMom
Wed Dec 03, 2008 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: The case for marriage (financial and otherwise)?
Replies: 99
Views: 15589

Re: The case for marriage (financial and otherwise)?

I would recommend to you that you do not make your son and his family part of your will, or other estate plans. Why should you spend money to formalize ultimate protection for your progeny when they do not have the common sense to get married to provide legal and other safeguards for their own chil...
by InvestingMom
Mon Dec 01, 2008 3:52 pm
Forum: Investing - Theory, News & General
Topic: The Mother of all GLOOM and DOOM posts
Replies: 413
Views: 79666

I think it is time to resurrect this post. After last week I was starting to get in the Christmas spirit. The news over the weekend did not seem so bad....ie sales were up albeit margins were expected down...and the Mumbai attack was not good....but all in all it seemed like things were calming down...
by InvestingMom
Mon Dec 01, 2008 2:46 pm
Forum: Investing - Theory, News & General
Topic: Just wanted to point out I was right
Replies: 19
Views: 4340

No, the linked post pointed out that Q3 had negative growth. A lot of people gave me a hard time that it wasn't "official" yet. That's all. I thought that most people were agreeing with you in the referenced link (some were tongue in cheek with whether it was "official" but I th...
by InvestingMom
Mon Dec 01, 2008 1:15 pm
Forum: Investing - Theory, News & General
Topic: Just wanted to point out I was right
Replies: 19
Views: 4340

Hmmmmm. You are claiming that you were right for calling a recession on 10/30? You and eveyone else, which was sort of the point of the article. :wink:
by InvestingMom
Mon Dec 01, 2008 12:36 pm
Forum: Investing - Theory, News & General
Topic: Nightmares for market timers
Replies: 234
Views: 43534

Hi Taylor, I always appreciate your comments and for the most part agree wholeheartedly with them. I also would like to emphasize that I also agree with staying the course. That being said, I don't think we can make declarations about staying the course based on one week's data. I don't know what th...
by InvestingMom
Mon Dec 01, 2008 12:22 pm
Forum: Personal Investments
Topic: age+10 in bonds
Replies: 38
Views: 5316

To each his/her own. It really depends on what makes you comfortable and won't cause you to panic when times are bad (or jump in when times are good and cause you to buy high). One of the biggest lessons I learned with this 2008 crisis was that just because you have "enough" does not mean ...
by InvestingMom
Mon Dec 01, 2008 11:39 am
Forum: Personal Finance (Not Investing)
Topic: The case for marriage (financial and otherwise)?
Replies: 99
Views: 15589

Well it may be true that you should not give any advice...ie they are adults, etc.... but you are the best judge of how your son will react to giving him some advice. If your son has the right kind of temperament and and he has gone to good schools where they teach you to value advice and to listen,...
by InvestingMom
Wed Nov 26, 2008 4:18 pm
Forum: Personal Consumer Issues
Topic: Happy Thanksgiving to all DHs !!!
Replies: 27
Views: 4407

Happy Turkey Day everyone!
by InvestingMom
Mon Nov 24, 2008 7:31 pm
Forum: Personal Investments
Topic: An Etiquette Question. (warning: LONG)
Replies: 29
Views: 5554

I just want to say that you sound like such a niiicccce person. It is very refreshing. That being said, don't worry about it. As others have said, he probably didn't spend much time on you at all. If he did, the best thing you can do now that you have decided to go with index funds is to not call hi...
by InvestingMom
Mon Nov 24, 2008 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Do you use only an online bank? (Poll included)
Replies: 43
Views: 9347

I use Wells Fargo. So I chose Brick and Mortar. However, I do most of my banking on line with them including bill pay? So maybe I should have said both?
by InvestingMom
Mon Nov 24, 2008 3:54 pm
Forum: Investing - Theory, News & General
Topic: The Mother of all GLOOM and DOOM posts
Replies: 413
Views: 79666

chaz wrote:Good news: The Dow is up 517 as I write this.
You are forcing me to make negative comments! I don't think it is a good sign that the market is still experiencing this incredible volatility. Yeah I am smiling today, but I don't think this is long lived.
by InvestingMom
Mon Nov 24, 2008 3:39 pm
Forum: Investing - Theory, News & General
Topic: The Mother of all GLOOM and DOOM posts
Replies: 413
Views: 79666

grumel wrote:
InvestingMom wrote:
chaz wrote:Good news: The Dow is up 274 as I write this.
Come on...this is the gloom and doom post. I am counting on you all to capitulate so we can get on with it.
What if there is no "capitulation". What if stocks just stay flat with low volatility for 3 years now?
Ahh that is more like it.
by InvestingMom
Mon Nov 24, 2008 3:12 pm
Forum: Investing - Theory, News & General
Topic: The 17 Simple Rules of Financial Safety
Replies: 83
Views: 16361

Lots of good points. I suspect you have to read the book though in order to get all of the points.
by InvestingMom
Mon Nov 24, 2008 3:07 pm
Forum: Investing - Theory, News & General
Topic: The Mother of all GLOOM and DOOM posts
Replies: 413
Views: 79666

chaz wrote:Good news: The Dow is up 274 as I write this.
Come on...this is the gloom and doom post. I am counting on you all to capitulate so we can get on with it.
by InvestingMom
Mon Nov 24, 2008 2:58 pm
Forum: Personal Consumer Issues
Topic: would you switch jobs in this economic climate?
Replies: 18
Views: 3202

Don't not make a switch because of the economy. That being said, be careful with choosing another job. There are no guarantees but look closely for signs of a layoff and/or whether the company is having any financial problems. I just saw your further post about having children. Again, don't let that...
by InvestingMom
Sat Nov 22, 2008 1:22 pm
Forum: Investing - Theory, News & General
Topic: What's your one big takeaway from the Crash of 2008?
Replies: 380
Views: 68506

1) Make sure to adjust your asset allocation (equity vs bonds) every year to reflect your age. Don't get lazy or greedy and forget to do this. 2) Don't be greedy....reduce your asset allocation every year to reflect your age 3) Add a buffer (if you can) to the amount you need to retire in case of a ...
by InvestingMom
Fri Nov 21, 2008 4:25 pm
Forum: Personal Investments
Topic: Is it time to bail
Replies: 55
Views: 11752

>>We stayed the course*, but now forever I will have to live with him saying "i told you so"<< I would simply say that reasoning doesnt work.. He'd 'tell you so' NOW.. at the time, unless he could have predicted the future, he didnt know squat about where the market was going.. Its easy t...
by InvestingMom
Fri Nov 21, 2008 2:38 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000? [Archived]
Replies: 1479
Views: 326626

Re: Best watch for around $5,000?

I am considering asking for a nice watch for my 50th birthday present. Does anyone have any opinions as to what the best watch to buy for around $5,000 would be? I am leaning towards a Rolex but would like to consider other brands. Thanks. I am wondering where you saw a Rolex for 5K? The last time ...
by InvestingMom
Fri Nov 21, 2008 2:19 pm
Forum: Personal Investments
Topic: Is it time to bail
Replies: 55
Views: 11752

>>We stayed the course*, but now forever I will have to live with him saying "i told you so"<< I would simply say that reasoning doesnt work.. He'd 'tell you so' NOW.. at the time, unless he could have predicted the future, he didnt know squat about where the market was going.. Its easy t...
by InvestingMom
Fri Nov 21, 2008 2:11 pm
Forum: Investing - Theory, News & General
Topic: The Mother of all GLOOM and DOOM posts
Replies: 413
Views: 79666

Retired At 48, The US Government provide a backup warranty guarantee for the company in bankruptcy...or perhaps a backup warranty for each US Automaker. Why? Studies and surveys show that 80% of Americans say they would not buy an automobile from a company in bankruptcy. I tend to agree this would b...
by InvestingMom
Fri Nov 21, 2008 1:44 pm
Forum: Personal Investments
Topic: Is it time to bail
Replies: 55
Views: 11752

I hesitate to respond because I have advocated so many times in the last 2 months to "stay the course" and of course the market has continued to tank. Also, I started my own post about my husband and I, and how much trouble we were having agreeing (he too would go with 100% cash). We staye...
by InvestingMom
Wed Nov 19, 2008 4:26 pm
Forum: Investing - Theory, News & General
Topic: The Mother of all GLOOM and DOOM posts
Replies: 413
Views: 79666

Thanks Alex. I look forward to viewing this thread in 10 years from now. For now, I will try my best to not peek as I have a feeling it will get pretty bad. :cry:

Edit: I guess I am busted for looking, but I didn't want my spelling error to be there when I look at this post 10 years from now.
by InvestingMom
Wed Nov 19, 2008 12:31 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 Index's `Retest' of Low Fails to Spur Rally
Replies: 64
Views: 9135

Listening to and weighing contrary opinions can help legitimately strengthen your resolve. The lack of contrary opinion yields close mindedness and fundamentalism. I am skeptical about the value of technical analysis, but I am happy to understand what others are thinking. Beware group-think, for it...
by InvestingMom
Tue Nov 18, 2008 11:36 am
Forum: Investing - Theory, News & General
Topic: Soros - Depression Is Possible
Replies: 15
Views: 4067

Re: Pizza still tastes good

If I want to get on the worry train, I'll imagine the 'what-if's' of rouge elements getting a nuclear weapon, not all this 24/7 pitter-patter about those who may have to downsize their lifestyles. Even in these times, we Americans live privileged lives compared to much of the world. Index and diver...
by InvestingMom
Fri Nov 14, 2008 2:00 pm
Forum: Investing - Theory, News & General
Topic: Retail Sales Drop 2.8%. Big Whoop!
Replies: 26
Views: 3485

I think you meant the day that you DON'T need to wait. ???? Of course, U R correct (hey, too much wine this morning :lol: ).... - Ron funny, I thought maybe you meant the day that you had to wait in a line for a free meal....Well it is Friday, but I will wait until 6pm (maybe 5, if the market conti...
by InvestingMom
Fri Nov 14, 2008 1:56 pm
Forum: Investing - Theory, News & General
Topic: Retail Sales Drop 2.8%. Big Whoop!
Replies: 26
Views: 3485

Apparently it is a pretty big drop, but from what I read, a lot of it is driven by the drop in car sales and gasoline. Without these, the drop is closer to half a percent. Obviously it is not good, but as many others have mentioned in other posts, I still see lots of buying and absolutely could not ...
by InvestingMom
Fri Nov 14, 2008 1:22 pm
Forum: Investing - Theory, News & General
Topic: Hmmm I am thinking differently....
Replies: 28
Views: 5983

Kevinaom, Your post is no different from the posts we have been seeing here everyday since September. This is a forum for posting investing theory. I don't see anything in your post that posits a good theory or provides any meaningful data. The moderators have recently tried to stop folks from sayin...
by InvestingMom
Fri Nov 14, 2008 11:46 am
Forum: Personal Finance (Not Investing)
Topic: XX
Replies: 26
Views: 5220

Werd2U, One of your first questions was " I always thought poker might look good on a resume from an investment standpoint, am I wrong? I stand by my opinion, that it would not be a good idea to put gambling on your resume. Whether or not you believe my thinking is wrong, I am giving you my per...