Search found 305 matches

by hudson4351
Mon Aug 13, 2007 10:27 am
Forum: Investing - Help with Personal Investments
Topic: Just started first job - looking for 401k advice
Replies: 18
Views: 4816

I'm not sure when I will be able to start funding my Roth IRA. I have some student loans and I might want to start paying one of those off first, because it has a moderately high interest rate. Having said that, does it still make sense to keep an unbalanced 401(k) when I am not sure when I will be ...
by hudson4351
Sat Aug 11, 2007 11:22 am
Forum: Investing - Help with Personal Investments
Topic: Just started first job - looking for 401k advice
Replies: 18
Views: 4816

Re: Agree with Oddibe

I would go with 80/20 stocks/cash (since you have no decent bond options) split between FUSEX and the Vanguard money market. For international, I would hold in your Roth or taxable account (if you can't Roth). The Vanguard FTSE world ex US fund (the ETF is VEU, there is also a index fund) is a good...
by hudson4351
Sat Aug 11, 2007 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Just started first job - looking for 401k advice
Replies: 18
Views: 4816

Re: Worth holding bonds for a new investor

As to what you should hold, first make an asset allocation plan, and then pick the best funds for each class (filling in deficient classes with your IRA). Your 401(k) has great choices for several classes: Large-cap US: Fidelity Spartan Index, 0.09% Small-cap growth: Vanguard Small-Cap Growth Index...
by hudson4351
Fri Aug 10, 2007 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: Just started first job - looking for 401k advice
Replies: 18
Views: 4816

At the moment I do not have any other investment accounts. My plan was to start out contributing to my 401k to the maximum match amount offered by my employer, and then eventually open my own Roth IRA, fund that to the max, and then if I still have money left, keep funding the 401k. Is that a decent...
by hudson4351
Fri Aug 10, 2007 8:44 pm
Forum: Investing - Help with Personal Investments
Topic: Just started first job - looking for 401k advice
Replies: 18
Views: 4816

Just started first job - looking for 401k advice

I found out about this forum through the Fatwallet Finance forum, and was hoping some of you could help me pick among the funds offered by my company's 401k plan. I have done some research, but there are two main points I am not sure about: 1. Should I include any bonds in my 401k? I am only 24 and ...