Search found 2024 matches

by runner9
Mon Jan 01, 2018 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 38106

Re: Ally Bank 11 month [No-Penalty CD]

They are open 24/7. You can call on New Yeses if you want!
by runner9
Sun Dec 31, 2017 9:36 am
Forum: Personal Consumer Issues
Topic: Convert drafty wood burning fireplace to more efficient
Replies: 21
Views: 2138

Convert drafty wood burning fireplace to more efficient

We have a wood burning fireplace in our family room, which sits on a concrete slab (not that that matters). In the 10+ years we've lived in the house we've replaced the doors, put a chimney cap on, then replaced the cap with a damper that seals at the top. We've also had our share of wood fires but ...
by runner9
Sun Dec 31, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 29
Views: 2749

Re: Aprilaire Humidifier

My April Air 760 has the humidity level too high...55 to 62%. It kicks out the same amount of moisture whether the dial is set at 15 or at 40. So the issue is probably the humidistat, but I do hear a faint click. But since the entire unit is about 20 years old, I'm thinking for replacing the whole ...
by runner9
Thu Dec 28, 2017 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 38106

Re: Ally Bank 11 month [No-Penalty CD]

I opened an 11 Month no penalty at 1.75%, transferred from our Ally Savings account, online in about 2 minutes. Meanwhile, the wait to talk to someone in the upper right moved from 31 minutes to 27.
by runner9
Wed Dec 27, 2017 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 38106

Re: Ally Bank 11 month [No-Penalty CD]

FYI - saw the following note on Ally's web site with regard to the 11 month no-penalty CD today: FOR A LIMITED TIME 12/19/17 THROUGH 1/2/18 So for those of us who want to wait until 2018 (to keep the interest out of 2017 if we selected the pay interest at maturity option), we can do so and still wi...
by runner9
Tue Dec 26, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Converting printed pictures to digital files
Replies: 15
Views: 1645

Re: Converting printed pictures to digital files

I'm reading this thread with interest. We have a bookshelf of old photos, and we know that my wife's grandma has lots of old photos, slides, etc. Would be great to scan them or have them scanned. I could scan while watching tv if it didn't need hooked up to a computer close by (either memory or a lo...
by runner9
Sun Dec 24, 2017 9:33 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 289
Views: 52457

Re: How to Get Stock Quotes Into Excel

I'm lost. I don't know what I'm doing wrong. I'm running Excel 2010. I downloaded the 2017.11.30 Zip file from this link: https://smf-add-in.blogspot.ca/2017/11/new-zip-file-version-20171130.html I installed the first one that came up in the Zip file, RCH_Stock_Market_Functions. When I go to File--...
by runner9
Sun Dec 24, 2017 5:27 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 289
Views: 52457

Re: How to Get Stock Quotes Into Excel

I just switched TO the SMF Add-in. I had never used it until a week ago. The smfGetYahooPortfolioView still works to load prices and price changes (and ~90 other fields if you want), and works much faster than the ticker by ticker Excel webservice to Yahoo functions that I used to use. The quirks o...
by runner9
Fri Dec 22, 2017 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Stamp inheritance
Replies: 30
Views: 3371

Re: Stamp inheritance

How can U.S. stamps be worth less than face value? You can always use them on envelopes if they fit. They're worth face value to the post office but what use would you personally have for a $0.17 stamp? Not enough to mail a first class envelope and not enough to pay for an additional ounce either. ...
by runner9
Tue Dec 19, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 38106

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

I didn't bit at 1.6 (over my current 1.5) but I think I will at 1.75!
by runner9
Sat Dec 16, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Electric Energy Usage
Replies: 86
Views: 6488

Re: Electric Energy Usage

Our usage varies from 266-501 KWH a month over last 12 months. We have natural gas for furnace, hot water and dryer. I've air sealed and added insulation to the attic to about R70 along with ventilation through the soffits. We had the 1954 walls insulated with expanding foam. We've replaced most win...
by runner9
Sat Dec 16, 2017 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Out of Network question
Replies: 37
Views: 2993

Re: Health Insurance Out of Network question

I would call the insurance company first, explain the situation, push a little and listen to their advice. Based on that you could appeal to insurance, negotiate with the doctor, etc.
by runner9
Thu Dec 14, 2017 8:44 pm
Forum: Personal Consumer Issues
Topic: Roofing Question Ice Build Up
Replies: 22
Views: 1956

Re: Roofing Question Ice Build Up

I've air sealed and insulated. It's a lot of dirty crawling in tight spaces. Green Building Advisor website is very helpful.
by runner9
Thu Dec 14, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Roofing Question Ice Build Up
Replies: 22
Views: 1956

Re: Roofing Question Ice Build Up

Temperature/sun/etc can make a difference. The ice damn is snow melting either for factors above the roof or below the roof.

Is the color of the shingle any darker than prior?
by runner9
Sun Dec 10, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Amount Contributed to Roth on Fidelity Site?
Replies: 6
Views: 591

Re: Amount Contributed to Roth on Fidelity Site?

You should be able to click on your Roth Account and see 'Contribute to your Fidelity IRAs' on the right side of the screen. Click on the 'Show Contributions' button and it will show how much you've contributed this year. Hope that helps. Thank you. It wasn't exactly there but a little down and jus...
by runner9
Sat Dec 09, 2017 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Amount Contributed to Roth on Fidelity Site?
Replies: 6
Views: 591

Re: Amount Contributed to Roth on Fidelity Site?

Thanks, that gives a rounded to whole dollar total for every month, and actually is 2 deposits less than adding the monthly deposits from the Roth listings.

I'd really like to double check my math with an exact amount contributed on the Roth side of the site. It really can't be this hard.
by runner9
Sat Dec 09, 2017 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Amount Contributed to Roth on Fidelity Site?
Replies: 6
Views: 591

Amount Contributed to Roth on Fidelity Site?

We have the 2% card that deposits into a Roth IRA at Fidelity, our only account there. I'm trying to double check my calculations for what has been contributed there, so I can add to the Vanguard IRA and total 5.5K. I can not for the life of me figure out how to get the total amount to show on the F...
by runner9
Sat Dec 02, 2017 8:56 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- November
Replies: 6
Views: 1113

Re: BOGLEHEAD CONTEST -- November

If it goes much higher a quick count is less than 10 guesses in the 2700-2799 range.
by runner9
Sat Nov 25, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Billed by Spectrum. Don't have account.
Replies: 7
Views: 1537

Re: Billed by Spectrum. Don't have account.

It's also possible that someone made a mistake in the email address when setting up and online account. Does your name or address appear on the email? I would also check the link in the email to see if it actually goes to the supposed site. If this is web mail you can hover over the link to see. I'...
by runner9
Fri Nov 24, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Target Pre-pay phones on Thanksgiving in store issues
Replies: 13
Views: 1577

Re: Target Pre-pay phones on Thanksgiving in store issues

Somewhat related: Target also does not price match right now: "Price matches and adjustments to competitors will not be allowed for prices from Thanksgiving Day through the entire week after Thanksgiving. (11/23/2017 – 12/2/2017)." https://corporate.target.com/about/shopping-experience/shop-with-con...
by runner9
Thu Nov 23, 2017 7:02 pm
Forum: Personal Consumer Issues
Topic: Geneology: finding the house a dead relative lived in.
Replies: 14
Views: 1578

Geneology: finding the house a dead relative lived in.

Came up at Thanksgiving dinner: My cousin is now living near where my/our great grandparents lived. He is trying to find out the house they lived in just for curiosity. She died in 1944 he died in 1964. Looking at 1940 census it just lists a town with a 2 after it and a township. Obit and death cert...
by runner9
Sat Nov 18, 2017 8:49 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1704

Re: St Louis: from airport to hotel (uber, shuttle or rental)

An update: thank you all for the advice. We did 4 Uber trips, (Airport-Hotel, Hotel-Church and both reversed) and it was easy and cheaper than a car would have been. Only problem was the driver getting to us at the Southwest terminal when we arrived. That was quite a traffic jam with nobody directin...
by runner9
Sun Nov 05, 2017 4:02 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 289
Views: 52457

Re: Anyone else lose ability to download stock prices recently?

This doesn't get the dividend, but it does get annual yield so it's just as good: =IFERROR(INDEX(SPLIT(INDEX(IMPORTHTML("https://www.google.com/finance?q="&A4,"table",3),1,2), "/"),2)) Where A4 references the ticker Can you please explain, step by step, how this works? I can find IFERROR as a funct...
by runner9
Sat Nov 04, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1704

Re: St Louis: from airport to hotel (uber, shuttle or rental)

I couldn't get a lot of information from the Metrolink website. The map implied that we would have to go past Clayton switch lines and come back to Clayton (all of it with luggage) True or not?
by runner9
Sat Nov 04, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1704

Re: St Louis: from airport to hotel (uber, shuttle or rental)

Thanks all. I had previously looked over the link to transportation on the St. Louis airport page. I explored the MetroLink but couldn't get a clear answer, as they appear to be on different lines. They don't list Uber at all on the airport page so I didn't know if that was an option. Where exactly ...
by runner9
Sat Nov 04, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1704

St Louis: from airport to hotel (uber, shuttle or rental)

We're going to St. Louis for a wedding, we'll be there less than 48 hours. We fly into Lambert Airport at 9pm on a Friday. Our hotel is the Sheraton Clayton Plaza. We need to get from the airport to the hotel, from the hotel to a church 2 miles away that has limited parking, back to the hotel for th...
by runner9
Thu Nov 02, 2017 5:33 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 289
Views: 52457

Re: Yahoo! Quote Not Working

"PMStockQuote Excel Add-In" also stopped working yesterday :(

Suggestions for what else to use in an Excel spreadsheet greatly appreciated.
by runner9
Sat Oct 28, 2017 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa Card
Replies: 51
Views: 7408

Re: Fidelity Rewards Visa Card

We have had it, predating Elon, with no complaints. They automatically deduct $50+ into my wife's IRA whenever it hits that. They also have had several bonus offers that have netted us more than 2% back.
by runner9
Sun Sep 24, 2017 1:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 153
Views: 36963

Re: NE Ohio (Cleveland Area) Master Thread

mrsytf wrote:
Fri Sep 22, 2017 8:21 pm
Any chance the meeting will ever be on the east side? Or will it always be at the North Royalton library?
+1
by runner9
Sat Sep 16, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: A medical bill to argue?
Replies: 14
Views: 1996

Re: A medical bill to argue?

Make sure it was billed to insurance, then contact insurance, explain what/where occurred and make sure they agreed the bill was for the correct what/where. This would be how I would start.
by runner9
Sat Sep 09, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2771

Re: 7 year old son's coin collection (& my observation on circulation?)

OP here, just an update if anyone's interested. After buying a 1975D, my son's dime collection was complete from 1965-2017, he found the rest in circulation. Pre 1965 are silver, he has a total of 1 that a relative gave him. He then moved on to pennies. On his own from circulation, with my help, he ...
by runner9
Sat Aug 26, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: mold problem in bathroom --advice?
Replies: 18
Views: 2526

Re: mold problem in bathroom --advice?

Get a squeegee like this one and get most of the water off all the walls right after showering. Doesn't solve your problem, but really cut down on discoloration for us.

https://www.amazon.com/gp/product/B000CCDBRK/
by runner9
Tue Jul 18, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Having flowers delivered
Replies: 13
Views: 1396

Re: Having flowers delivered

Thank you all. I price and selection compared a few local stores and Costco and ended up with Costco. I couldn't find Sunday delivery with any; wife will be shocked regardless. Thanks for the advice!
by runner9
Tue Jul 18, 2017 7:42 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2771

Re: 7 year old son's coin collection (& my observation on circulation?)

Thanks. We have a relative southwest of Chicago who found a 2017-D without even trying. He's coming to visit in about a month and will bring it. I'm tempted to ask him to bring a few rolls of dimes from his bank and we'll pay him back.
by runner9
Tue Jul 18, 2017 7:30 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2771

7 year old son's coin collection (& my observation on circulation?)

My 7 year old was given a dime coin collecting book about a few weeks ago as a gift and he's really taken to it. Nearly every day he goes through a little over $10 in dimes and adds what he can to his collection books, which now span 1965-2017. Then, with help, the remaining dimes are rolled, taken ...
by runner9
Tue Jul 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Physicals and Forms for Kids Activities
Replies: 12
Views: 1089

Re: Physicals and Forms for Kids Activities

I needed medical form for Boy Scouts for my son and I. My son's doctor did it for free, just dropped off since he was up to date on appts. Mine was discussed early with doctor, then he (different doctor, also with Cleveland Clinic) filled it out on a drop off basis. No charge either time.
by runner9
Mon Jul 17, 2017 6:42 pm
Forum: Personal Consumer Issues
Topic: Having flowers delivered
Replies: 13
Views: 1396

Having flowers delivered

I've never had flowers delivered. This year I'm out of town for our wedding anniversary and want to have flowers delivered while I'm gone. Anniversary is a Sunday but I'll pick another day if there's a big price difference. Anything to keep in mind? She really likes red roses. Thanks!
by runner9
Fri Jul 14, 2017 7:21 am
Forum: Personal Finance (Not Investing)
Topic: My first poor Ally Bank experience
Replies: 25
Views: 8915

Re: My first poor Ally Bank experience

We bank only at Ally. My son has started collecting dimes. I spent 8 minutes in a very short line that didn't move at a bank, just to trade in 2 rolls of dimes for 2 different rolls. Reminded me why I love Ally.
by runner9
Mon Jul 10, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: [Amazon Prime Day]
Replies: 87
Views: 11795

[Amazon Prime Day]

I've spent time going through categories on my computer for Prime Day, a little frustrated that search doesn't seem to work.

Anyway, I have now clicked watch for many items but can't find the list of them anywhere, only that watched is marked when I research through the items.

Any suggestions?
by runner9
Mon Jul 03, 2017 7:57 am
Forum: Investing - Help with Personal Investments
Topic: Our $101K "Problem" <--that much in cash savings
Replies: 16
Views: 2752

Re: Our $101K "Problem" <--that much in cash savings

OP Here: Thanks for the advice so far, here's a little clarity on my roof comment: House roof was new in July, 2016. The garage is detached and built in 1954. Like most of the community the foundation wasn't correct and so the slab is cracked with some points an inch or 2 higher than the next sectio...
by runner9
Mon Jul 03, 2017 7:04 am
Forum: Investing - Help with Personal Investments
Topic: Our $101K "Problem" <--that much in cash savings
Replies: 16
Views: 2752

Our $101K "Problem" <--that much in cash savings

In November, 2014 we paid off our mortgage, which was our only debt. We had about $22K left after that. That number has steadily grown in the nearly 3 years since and today topped $101,000. It’s made up of Checking, Savings and 2 CDs. (There’s also $10K in ibonds I’m not counting in the total.) We h...
by runner9
Sun Jun 25, 2017 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 38106

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

signewton wrote:
Hard pull or softpull? I already have their savings (which was softpull) and I know to open a checking its a hardpull...
We have checking, savings and 1 CD at Ally. Opened a second CD on Tuesday with no issues and we both have our credit frozen.
by runner9
Wed Jun 21, 2017 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 38106

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

Thanks for posting this. I had debated creating a CD with money from savings when it was 1.30% but decided no/didn't decide. The raise to 1.50% made it an easy decision and I got my wife on board as I could see no downside unless we suddenly needed that money in the next 6 days, which we won't.
by runner9
Wed Jun 07, 2017 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Docs to take to SS Office for Medicare signup
Replies: 4
Views: 826

Docs to take to SS Office for Medicare signup

My MIL turns 65 in August. She's decided to sign up for Medicare at the local social security office. What paperwork does she need to take with her? Currently planning to take drivers license and social security card. The medicare site says that you can apply at a social security office but doesn't ...
by runner9
Sun Jun 04, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: Simple & Free Floor Plan Software
Replies: 4
Views: 629

Simple & Free Floor Plan Software

I'd like to make a rough floor plan of our house, so I can get a quick overview of doors, windows, outlets, etc. This is just for me, doesn't have to be super accurate but close. A quick google search shows several but I have no idea if any are good and/or easy to learn. I tried making it in Excel w...
by runner9
Fri Jun 02, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Fidelity 2000 'bonus points'
Replies: 32
Views: 5307

Re: Fidelity 2000 'bonus points'

LSLover wrote:I feel very special... My offer is 2,000 points for only $350 in charges between June 1 and July 31.
Just curious, is $350 average or above of what you normally spend on the card or not?
by runner9
Fri Jun 02, 2017 7:37 am
Forum: Personal Consumer Issues
Topic: Fidelity 2000 'bonus points'
Replies: 32
Views: 5307

Re: Fidelity 2000 'bonus points'

We got an e-mail March 1 to spend $3,400 between March 1 and April 30. I don't think we did but honestly didn't keep close watch. Just got another e-mail and a mailing yesterday to spend $6,100 between June 1 and July 30 for the same offer. Key for us is offer is just for over that amount, so gettin...
by runner9
Mon May 29, 2017 10:47 am
Forum: Investing - Help with Personal Investments
Topic: How exactly does Vanguard's RMD service work? Rebalancing?
Replies: 70
Views: 10515

Re: How exactly does Vanguard's RMD service work? Rebalancing?

Thanks all. So, if my mom is competent and understands everything and is going to call Vanguard each year and ask them to send a check directly for X amount to the charity, then withhold X amount of what is left for taxes and deposit the remaining part of the RMD into her bank account or taxable acc...
by runner9
Sun May 28, 2017 4:52 pm
Forum: Investing - Help with Personal Investments
Topic: How exactly does Vanguard's RMD service work? Rebalancing?
Replies: 70
Views: 10515

Re: How exactly does Vanguard's RMD service work? Rebalancing?

I know this is a few years old but I am guessing the information I've read in the thread is still correct. My mom is taking RMD for the first time this year. She recently got the letter about enrolling in this service. She's very on top of understanding how much she must take out. She wants to make ...