Search found 337 matches

by rylemdr
Fri Aug 19, 2011 3:04 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5442

Ping Pong wrote:I would rebalance. It won't get rid of all them, but it will take a few off your hands. If your IPS calls for rebalancing only once a year, I would highly recommend making an exception in this case.
Clever, but not very helpful.. :?
by rylemdr
Fri Aug 19, 2011 2:47 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5442

Found 6 kittens in storage space. What to do?

My family and I found 6 kittens in a storage area of ours. I don't think they are that newly born because they already have fur. We found the mom(or dad) coming over a few times.

What do I do?
by rylemdr
Thu Aug 18, 2011 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Professional degrees pricing themselves out of the market
Replies: 51
Views: 7437

A good idea would be to go to foreign schools. My mom went to a foreign school and has a foreign degree(nursing). She spent a total of $2.5k for 4 years of a good education. The only drawback after she got a job here is that she was unfamiliar with the advanced technology in the US hospitals. It too...
by rylemdr
Wed Aug 17, 2011 1:27 am
Forum: Personal Consumer Issues
Topic: iGoogle
Replies: 29
Views: 3923

Wait, what is iGoogle? I use Google Chrome and I absolutely love it!
by rylemdr
Wed Aug 17, 2011 1:26 am
Forum: Investing - Theory, News & General
Topic: Sigh.... Things I don't hear on the Bogleheads forum anymore
Replies: 46
Views: 6879

I haven't been reading BH that long to be able to say, "I no longer read this or that" yet :(
by rylemdr
Wed Aug 17, 2011 1:20 am
Forum: Personal Consumer Issues
Topic: How to win at rock papers scissors.
Replies: 11
Views: 2699

Boglenaut wrote:But once you account for fees the "expert" player charges, the indexed (truly random) player will beat the active (trying to pick the next winner) player in the long run.
I lol'd. You sir, are a true boglehead. :wink:
by rylemdr
Tue Aug 16, 2011 9:49 pm
Forum: Personal Consumer Issues
Topic: How to win at rock papers scissors.
Replies: 11
Views: 2699

How to win at rock papers scissors.

http://games.yahoo.com/blogs/plugged-in ... 11514.html

Found this article on yahoo. I thought it was funny, and if you haven't read it, you should.
by rylemdr
Mon Aug 15, 2011 10:04 pm
Forum: Investing - Theory, News & General
Topic: E-Trade...laugh a little
Replies: 12
Views: 2593

Re: E-Trade...laugh a little

Not sure if this appropriate for the Boglehead Forum....but i think it is important to mix in some humor to the invesment process. I am sure many have seen this already but.... http://www.collegehumor.com/video/6477219/remix-e-trade-baby-loses-everything I really hate talking babies. It would've be...
by rylemdr
Sun Aug 14, 2011 4:03 am
Forum: Personal Consumer Issues
Topic: Anyone else not enjoy going out?
Replies: 68
Views: 12813

I'm only 21, but I don't like crowded places too. I also hate falling in line and it is hard for me to talk to strangers and make new friends. I am extremely picky with friends. I think I am what people would call an introvert. There are also times when I just want to be alone. Especially when I wak...
by rylemdr
Sat Aug 13, 2011 12:37 pm
Forum: Personal Consumer Issues
Topic: Learning Spanish?
Replies: 58
Views: 8379

I am in California and I think Latin American Spanish is what I should choose, but I want to to stick to the pure form. Is Spain Spanish a purer form of the language? The idea is that if I talk to Spanish speakers in general, I will seem more educated and I speak in a more refined manner. Will choos...
by rylemdr
Sat Aug 13, 2011 1:42 am
Forum: Personal Consumer Issues
Topic: Learning Spanish?
Replies: 58
Views: 8379

I just downloaded Rosetta Stone from a torrent site for free. I noticed there are two Spanish versions.

Spanish(Spain) and
Spanish(Latin American)

Anyone know the difference? What should I choose?

I also got 9 other languages. Free stuff are awesome!! :D
by rylemdr
Fri Aug 12, 2011 3:07 pm
Forum: Personal Consumer Issues
Topic: Learning Spanish?
Replies: 58
Views: 8379

Thanks for all the feedback. It's not that I don't want to go on an immersion, it's just that I don't have the time or money for that. I will try all those websites mentioned to see which fits me the best. I think Spanish will be quite easy to learn for me because there is a substantial Spanish pres...
by rylemdr
Fri Aug 12, 2011 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Considering buying 1st home, a manufacturered home, age 25..
Replies: 26
Views: 3368

Get a sexy, hot roomate :)
by rylemdr
Thu Aug 11, 2011 11:03 pm
Forum: Personal Consumer Issues
Topic: Learning Spanish?
Replies: 58
Views: 8379

Learning Spanish?

I have always wanted to learn Spanish. Have any bogleheads learned the language by themselves? I don't have the money or the time for a full time immersion, and I would rather not pay a substantial amount for products to use for learning Spanish.
by rylemdr
Thu Aug 11, 2011 9:52 pm
Forum: Personal Consumer Issues
Topic: What car would you own if you didn't have children?
Replies: 50
Views: 4754

Aston Martin Vantage.

Oh wait, if I don't have kids?

... but I don't have kids..

I guess I am a failure :(
by rylemdr
Thu Aug 11, 2011 3:06 pm
Forum: Personal Consumer Issues
Topic: Name your top favorite tv shows
Replies: 188
Views: 31821

Finished shows:
Rome
The Tudors
Lost

Shows still running:
House
The Borgias
Spartacus
Desperate Housewives
Dexter
Weeds
Family Guy
South Park
Falling Skies
Alphas
Game of Thrones
How I Met Your Mother
by rylemdr
Thu Aug 11, 2011 2:57 pm
Forum: Personal Consumer Issues
Topic: best tennis balls for 5 year old
Replies: 21
Views: 3723

WILSOOOOOOOOOOOON!!!

- guess what movie :D
by rylemdr
Thu Aug 11, 2011 12:46 am
Forum: Personal Finance (Not Investing)
Topic: How do I apply for a business?
Replies: 3
Views: 979

How do I apply for a business?

I don't really want to build a business, but I want to register one so I can use it to apply for credit cards for mileage. I sell stuff on ebay and I make a little money out of that. I guess that could be a business, right? How much will it cost me to establish one? Are there any yearly fees I have ...
by rylemdr
Wed Aug 10, 2011 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Almost got caught in sneaky credit card trick.
Replies: 19
Views: 4296

Re: Almost got caught in sneaky credit card trick.

Don't misunderstand, I am not saying they were right to charge that fee. However, once you open a credit card account,t here is always the possibility that some fraudulent charges will show up. You do have to check your statement in order to catch these. If you don't ever want to have to worry abou...
by rylemdr
Wed Aug 10, 2011 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Almost got caught in sneaky credit card trick.
Replies: 19
Views: 4296

they were using 'enroll' as in "sign up for internet banking". 'activating' is usually calling the number on the card so you can use it for charges. The big things is, at some point when applying for the card, you may have checked a box or missed some fine print about the charge. In which...
by rylemdr
Wed Aug 10, 2011 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Almost got caught in sneaky credit card trick.
Replies: 19
Views: 4296

Re: Almost got caught in sneaky credit card trick.

Well, if you aren't planning on using the card and even checking your monthly statement, don't apply for it - simple as that. That's not really the point. I do plan on using the card, but it was bad business practice for Capital One to leave me a balance in there that I wasn't aware of. Do you chec...
by rylemdr
Wed Aug 10, 2011 2:51 pm
Forum: Personal Consumer Issues
Topic: Google..... how does it know?
Replies: 40
Views: 5629

Google is on to you. Be afraid, be very afraid..
by rylemdr
Wed Aug 10, 2011 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Almost got caught in sneaky credit card trick.
Replies: 19
Views: 4296

Re: Almost got caught in sneaky credit card trick.

The word used in the US is activate, not enroll. I had a balance of $16!! Hmm, capital one must be a foreign company then, because they certainly used the term "enroll" in their website. See for yourself. https://www.capitalone.com/ Just below the title, "Manage Your Account" Si...
by rylemdr
Tue Aug 09, 2011 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Almost got caught in sneaky credit card trick.
Replies: 19
Views: 4296

Sorry you had a bad experience with a credit card company. Despite this, I think you'll find credit cards very rewarding if you're smart about them. I've received signup bonuses worth more than $2500 in the last few months alone. The good times are back for credit card deals. Yes, I'm planning on m...
by rylemdr
Tue Aug 09, 2011 11:21 pm
Forum: Personal Finance (Not Investing)
Topic: Almost got caught in sneaky credit card trick.
Replies: 19
Views: 4296

Almost got caught in sneaky credit card trick.

I applied for a Capital One Platinum card a few weeks ago and I got approved. I was so happy because this would be my first unsecured credit card as I am so new to credit. I happily checked my mail this morning and proceeded to enroll my credit card, only to find an unusual thing. I had a balance of...
by rylemdr
Tue Aug 09, 2011 9:43 pm
Forum: Personal Consumer Issues
Topic: Favorite malapropisms
Replies: 64
Views: 8509

cinghiale wrote: One uncle insisted that Marco Poco brought pasta to Italy from China.
That's funny, but the Chinese did invent pasta first. :D
by rylemdr
Tue Aug 09, 2011 3:32 pm
Forum: Personal Investments
Topic: Regrets about not buying yesterday?
Replies: 26
Views: 3379

Regrets about not buying yesterday?

Anyone disappointed they did not buy yesterday? I am :(
by rylemdr
Mon Aug 08, 2011 11:41 pm
Forum: Investing - Theory, News & General
Topic: Will US bonds yield more because of downgrade?
Replies: 9
Views: 1337

If a downgrade is not enough to increase bond yield rates, what is?
by rylemdr
Mon Aug 08, 2011 11:04 pm
Forum: Investing - Theory, News & General
Topic: Will US bonds yield more because of downgrade?
Replies: 9
Views: 1337

Will US bonds yield more because of downgrade?

Will the US bonds yield more because of the rating downgrade?

I'm thinking it should because a downgrade means one step towards risk of default, and investors should be compensated for taking on more risk.

Do I have this right?
by rylemdr
Mon Aug 08, 2011 3:39 pm
Forum: Personal Investments
Topic: What's bad about Ameriprise
Replies: 23
Views: 4518

Re: Mutual fund costs ?

Taylor Larimore wrote: If it looks like a duck, walks like a duck, and quacks like a duck--it might as well be a duck. :wink:
Or a really sick goose.
by rylemdr
Mon Aug 08, 2011 12:41 am
Forum: Personal Consumer Issues
Topic: Munching on my flowers
Replies: 28
Views: 5665

Why would I worry about Mr. Market? Mr. Market is not attacking my marigolds and petunias. When I make coffee in the morning, looking out the window, do I see Mr. Market? Mr. Market is down 10%. So? My marigolds are down 90%. I suppose I could "dollar-cost-average" my flowers, but I think...
by rylemdr
Mon Aug 08, 2011 12:26 am
Forum: Personal Consumer Issues
Topic: Best music to put on our MP3 players for next week?
Replies: 44
Views: 3289

Katy Perry's Last Friday Night

It would be impossible for anyone to feel down when listening to that.
by rylemdr
Sun Aug 07, 2011 2:14 am
Forum: Personal Finance (Not Investing)
Topic: Israelis stage mass protests over rising living costs
Replies: 9
Views: 1688

MWCA wrote:Again. Why not post an opinion if you find something news worthy? Everyone here is capable to visit the same news sites you do.
I think he just wants to share to those who have not read it.. Nothing wrong about that IMO.
by rylemdr
Sun Aug 07, 2011 12:29 am
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

See Fairmark's section on Capital Gains: http://www.fairmark.com/capgain/index.htm From Fairmark's Capital Gains and Losses 101: What about capital losses? Capital losses are used first to offset capital gains. If there are no capital gains, or if the capital losses are larger than the capital gain...
by rylemdr
Sat Aug 06, 2011 11:49 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

Re: Questions about Tax Loss Harvesting.

your confusing things with all the words: if you have gains, those offset the losses, if you have losses, those offset the gains add them up: if the losses are > $3000 ; they can be carried over to the next year, and are counted against whatever your gains are the next year if you have losses once ...
by rylemdr
Sat Aug 06, 2011 11:20 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

Re: Questions about Tax Loss Harvesting.

You can use all of the capital loss to offset capital gains, but only $3k can be used per year to offset ordinary income. Any remaining net capital loss is carried forward (indefinitely) to be used in future years, subject to the same $3k/year limit. Let me get this right. I incur capital losses wo...
by rylemdr
Sat Aug 06, 2011 10:59 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

Does your spouse control a corporation? If so, I'll look into it for you. ;) No, I am a single guy in my early 20's. It would be great if you could find it out for me(or maybe even for yourself, if you are interested in the answer), but if it will take you a long time or if you have to do something...
by rylemdr
Sat Aug 06, 2011 10:30 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

Re: Questions about Tax Loss Harvesting.

you are asking how to figure out what your capital loss was. you can just call whoever the mutual fund was and ask them, if you didn't track your basis you can deduct up to $3000/year ; if you didn't buy back the same fund i don't see what your question is I guess what I typed wasn't really a quest...
by rylemdr
Sat Aug 06, 2011 10:21 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

If you sell stock and your spouse or a corporation you control buys substantially identical stock, you also have a wash sale. http://www.irs.gov/publications/p550/ch04.html#en_US_2010_publink100010601 Awww %@$! Okay okay, what if: I sell stock and my spouse's corporation she controls(which I do not...
by rylemdr
Sat Aug 06, 2011 9:55 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

I read up on the topic of wash sales. Wow, that is really hard to do. It would be horrible if you sold at day x at a market low hoping to TLH, then buying a month later(if say, vanguard did not have that frequent trading rule) when the fund has gone up by a lot. That would really suck. You would get...
by rylemdr
Sat Aug 06, 2011 3:06 pm
Forum: Personal Consumer Issues
Topic: Do you have a 'bucket list'?
Replies: 75
Views: 11729

My list is short, but very hard to do.
1. Visit every country in the world.

I love to travel! I couldn't care less what I drive or where I live. :D
by rylemdr
Fri Aug 05, 2011 11:09 pm
Forum: Personal Consumer Issues
Topic: Doctors/Medical Professionals and expanding your business?
Replies: 37
Views: 4634

You don't expand your business beyond your clinic because it's impossible to control your employees. If you want to be successful in medicine, you have to be available to your patients. Look at the typical office: the waiting room is full, the exam rooms are empty, the doctors are underemployed, an...
by rylemdr
Fri Aug 05, 2011 11:00 pm
Forum: Personal Consumer Issues
Topic: Doctors/Medical Professionals and expanding your business?
Replies: 37
Views: 4634

All of you have valid points. How about chiropractors though? I ask this because I have just recently visited a chiropractor's clinic, and as far as I know, the owners are 2 chiropractors, husband and wife. They have employed 2 chiropractors to work for them while being paid salaries. They have a ph...
by rylemdr
Fri Aug 05, 2011 10:50 pm
Forum: Investing - Theory, News & General
Topic: Questions about Tax Loss Harvesting.
Replies: 31
Views: 3535

Questions about Tax Loss Harvesting.

I've read a lot of TLH threads lately, but it is still a bit unclear to me. I want to understand it in really simple terms, so I am going to give an example of how I understand tax loss harvesting, and if my understanding is wrong or only half right, please correct me. To make it simple, let's say I...
by rylemdr
Fri Aug 05, 2011 2:51 pm
Forum: Personal Consumer Issues
Topic: Vanguard fund mentioned in yahoo article.
Replies: 1
Views: 670

Vanguard fund mentioned in yahoo article.

http://finance.yahoo.com/retirement/article/113261/stormy-market-advisers-steer-clients "Alan Haft, a financial adviser in Newport Beach, California, is getting defensive. He has moved about $15 million of his client's portfolios into cash-like investments since early July. He's put much of tha...
by rylemdr
Fri Aug 05, 2011 2:39 pm
Forum: Personal Investments
Topic: Merriman ultimate buy and hold?
Replies: 8
Views: 2477

So basically, the Merriman buy and hold is... bad? I'm still confused :(
by rylemdr
Thu Aug 04, 2011 9:05 pm
Forum: Personal Investments
Topic: Merriman ultimate buy and hold?
Replies: 8
Views: 2477

Merriman ultimate buy and hold?

http://www.merriman.com/PDFs/UltimateBuyAndHold.pdf I found this link while reading the forums once. It looks pretty interesting and the points it states make sense. Can someone tell me if this investing strategy is in line with the bogleheads investing way? How does it stack up compared to other in...
by rylemdr
Thu Aug 04, 2011 8:18 pm
Forum: Personal Investments
Topic: I'm buying!
Replies: 140
Views: 22531

Snowjob wrote:one is certainly prostitution.

the other escapes me

P.S. love that movie Zed. I'm such a sap I tear up at the end every time :cry:
That second profession is certainly "pimping" then..
by rylemdr
Thu Aug 04, 2011 2:38 pm
Forum: Personal Investments
Topic: I'm buying!
Replies: 140
Views: 22531

hsv_climber wrote:
rylemdr wrote: Well, he started it... :roll:
Mommy, he took my ball. He took my ball... Heeeellllpppp....
How dare you!! Your mama's so fat...

Just kidding. :lol:
by rylemdr
Thu Aug 04, 2011 2:37 pm
Forum: Personal Consumer Issues
Topic: hidden treasure - thought was lost
Replies: 4
Views: 1453

Yep, the Kennedy is a 1964. None of it ever was collectable stuff -- it's a little kids piggy bank ... what struck a 10 year old as "cool" to "hide away". (including the folded $2 bill - worthless, I imagine. Ah yes, and there is the bit of a wooden canoe that broke up on the Sh...