Search found 339 matches

by kikie
Sun May 15, 2011 3:11 pm
Forum: Personal Investments
Topic: "location " of TSM US and non - US
Replies: 2
Views: 507

"location " of TSM US and non - US

"location " of TSM US and non - US

say i was to own VTSAX US TSM and VTIAX intnl TSM

does it make slightly more sense to buy the VTIAX in the taxable account because of the nuances of international tax system ?
by kikie
Sun May 15, 2011 3:01 pm
Forum: Personal Investments
Topic: Is there any reason at all to purchase VG TSM as an ETFvMF?
Replies: 28
Views: 2704

VTSMX for $75

VTSMX for $75 ?
by kikie
Sat May 14, 2011 7:09 pm
Forum: Personal Investments
Topic: "location" TSA Value, Taxable Growth vs. TSM in bo
Replies: 4
Views: 942

.

so, i hear you saying, you would guesstimate that the ER savings may in fact offset the loss to taxes by use the VG TSM index?
by kikie
Sat May 14, 2011 4:03 pm
Forum: Personal Investments
Topic: Is there any reason at all to purchase VG TSM as an ETFvMF?
Replies: 28
Views: 2704

Is there any reason at all to purchase VG TSM as an ETFvMF?

Is there any reason at all to purchase VG TSM as an ETFvMF?
by kikie
Sat May 14, 2011 3:20 pm
Forum: Personal Investments
Topic: "location" TSA Value, Taxable Growth vs. TSM in bo
Replies: 4
Views: 942

"location" TSA Value, Taxable Growth vs. TSM in bo

"location" TSA Value, Taxable Growth vs. TSM in both ... hello. lets say I was looking at Investing $100k and am in the 25% tax bracket. Am in my mid 40s. and intend to invest $50k in my TSA and $50k in my taxable account at VG. I have looked up the VIVAX (VG value index) since inception 1.21% of it...
by kikie
Fri May 13, 2011 12:03 pm
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

.

fwiw, i'm reading 4 pillars at the moment, and reserve the right to be lazy and dumb
by kikie
Fri May 13, 2011 11:59 am
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

.

i suppose i meant to ask if large cap vs. small cap valuations were compressed, rather than sm cap value vs sm cap growth .... thanks
by kikie
Fri May 13, 2011 3:09 am
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

.

Are US and international sm-cap valuations similarly compressed at the present time ?
by kikie
Thu May 12, 2011 2:53 am
Forum: Personal Investments
Topic: exp ratios , VEU, VEA, VFWIX
Replies: 12
Views: 1882

.......and VTIAX is what is preferred domestically ....?

or are there various flavors/ETFs


i still don't see what an ETF being "a share class" means at VG; i understand that admiral shares are for larger initial investments and lower fees, so what makes that a "share class" etc
by kikie
Thu May 12, 2011 2:38 am
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

could you expand on this a little please "On the other hand, some people claim that the Value Premium is similar in size to the Equity Premium, and imply it might be foolish to ignore it. Larry Swedroe has said that the Value Premium has been shown to not be timeable, so if that's true, it might be ...
by kikie
Wed May 11, 2011 4:01 pm
Forum: Personal Investments
Topic: exp ratios , VEU, VEA, VFWIX
Replies: 12
Views: 1882

VGTSX

i suppose i thought VFWIX was THE only vgd all world ex-US fund ;

at some point things are over my head, i don't really understand what a 'share-class' is

so VGTSX and VFWIX track different indexs, and the VGTSX is more diversified, as you say.

hmm, thanks
by kikie
Wed May 11, 2011 3:36 pm
Forum: Personal Investments
Topic: exp ratios , VEU, VEA, VFWIX
Replies: 12
Views: 1882

exp ratios , VEU, VEA, VFWIX

i recently bought in to VFWIX, in my taxable account. not really noticing till today these expense ratios VFWIX: 0.35 VEU :0.22 VEA(MCSI): 0.12 somehow i thought that if the ETFs were a "share-class" of the MFunds, that they would have similar exp ratio's, so i'm thinking of turning around selling t...
by kikie
Wed May 11, 2011 12:51 pm
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

.

thx for the reply. may i ask why you favor TSM over value tilt at this time? P/BV for the 50 some-odd funds ranges from 1.4- 3.8 fairly narrow range; i suppose 1.5 vs. 3.0 means one is paying double the price, however. I can't see which vgd indexs are MSCI, as they don't appear to be labeled that wa...
by kikie
Wed May 11, 2011 1:45 am
Forum: Personal Investments
Topic: Bid/Ask spread of 104.00/94.00 for Vanguard small cap x-us
Replies: 9
Views: 1634

vice versa

would the same still apply for selling an ETF

watch where it sells and place a limit order to sell it a few cents below mid-way.

this is on a lightly traded ETF DND ......
by kikie
Tue May 10, 2011 1:01 pm
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

vgd has so many funds for a company that is offers indexing

What value funds use BV then or other "multiples" ? If Vgd indexing is the thing, than why does vgd offer 5 different Large Cap US Value funds, how is one to choose between them, prioritze the low expense ratio then look at return, number of stocks, seems one has to pick and choose at some point if...
by kikie
Sun May 08, 2011 10:53 pm
Forum: Personal Investments
Topic: any particular opinion on buying "ex-financials" E
Replies: 16
Views: 1814

any particular opinion on buying "ex-financials" E

any particular opinion on buying "ex-financials" ETFs i own DTN wisdomtree dividend ex-financials; but have no data to back up holding it, other than that it seems most banks in the US would not be solvent, were their books ever done differently.... ; though they are said to be holding "mountains of...
by kikie
Sun May 08, 2011 9:28 pm
Forum: Personal Investments
Topic: M* / T Rowe tools, how does one determine emerging %?
Replies: 4
Views: 573

hmm

VFWIX all world ex-US is only 9.6% EM
while
VSS 16%

Vanguard Total World Stock ETF
is 15%

I was going to target 15% but am coming out very low at 6.75% in my current
'what if' allocation

maybe i need to toss in a sprinkling of VWO ; which I just sold last week trying to simplify....
by kikie
Sun May 08, 2011 9:11 pm
Forum: Personal Investments
Topic: M* / T Rowe tools, how does one determine emerging %?
Replies: 4
Views: 573

emerging mart

problem is i want to run 'what ifs' and i supposed Vgd portfolio watch, can't do that .

perhaps i'll have to put pen to paper and compute my own weightings in M* with the view that aptenodytes suggests
by kikie
Sun May 08, 2011 8:14 pm
Forum: Personal Investments
Topic: M* / T Rowe tools, how does one determine emerging %?
Replies: 4
Views: 573

M* / T Rowe tools, how does one determine emerging %?

M* / T Rowe tools, how does one determine emerging %?

it will just say 'asia/pac rim' or south america no 'emerging' category

thanks
by kikie
Sat May 07, 2011 8:58 pm
Forum: Personal Investments
Topic: Bid/Ask spread of 104.00/94.00 for Vanguard small cap x-us
Replies: 9
Views: 1634

Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.16% $0.

Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.16% $0.17


is the historical spread, so friday's closing was just a huge anomaly i guess
by kikie
Sat May 07, 2011 6:25 pm
Forum: Personal Investments
Topic: Bid/Ask spread of 104.00/94.00 for Vanguard small cap x-us
Replies: 9
Views: 1634

more

so i guess another part of my concern, is just the large gap between the ask/bid not sure historically, what would be a normal / reasonable spread , and therefore how long to wait for a smaller spread ....
by kikie
Sat May 07, 2011 4:05 pm
Forum: Personal Investments
Topic: Bid/Ask spread of 104.00/94.00 for Vanguard small cap x-us
Replies: 9
Views: 1634

ok i didn't mean to imply i was going to buy it with market

ok i didn't mean to imply i was going to buy it with market closed

more looking for advice on how to purchase it , in general

thanks though
by kikie
Sat May 07, 2011 2:59 pm
Forum: Personal Investments
Topic: Bid/Ask spread of 104.00/94.00 for Vanguard small cap x-us
Replies: 9
Views: 1634

Bid/Ask spread of 104.00/94.00 for Vanguard small cap x-us

hello

i would like to buy into VSS , however though I read in Bernstiens book that 10% bid/ask spreads for small caps are not unusual.

i hesistate.

do i just put in a market order at the last sold value, as i guess a market order at the ask value, seldom if ever gets filled

thank you !
by kikie
Fri Apr 15, 2011 10:33 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

i know it's heresy

but i'm not interested in set it and forget it, besides, as i tried to explain i can't because of various factors thank you for suggesting the obvious anyway i've learned how to use the M* tools thanks to livesoft, and figured out something that includes international small value caps, not sure how ...
by kikie
Thu Apr 14, 2011 4:52 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

long story

you know, i have a mishmash of things, i can't or don't want to liquify now. eg VASVX vanguard select value, must be held 1 year or penalty 403b roth and trad: has 1 vanguard choice only VIIIX VISGX in taxable fund, i don't want to incur the cap gains/taxes, if i can just keep it and i want to tilt ...
by kikie
Thu Apr 14, 2011 3:36 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

so don't combine domestic and international styles ??

so don't combine domestic and international styles ??

or supplement one with the other, eg if i have no small cap growth in international, tilt a little to small cap growth in domestic ?
by kikie
Thu Apr 14, 2011 1:27 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

not my boxes

those aren't my boxes, someone elses
by kikie
Thu Apr 14, 2011 12:49 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

whose/which 'analysis' to use M* or vanguard

I created a TR Price/M* account, inputed all my holdings, it spits out that my US exposure is 73%, however vanguard calls it 60%, I do my own analysis which tells me i am 50% in value funds, all caps, globally M*/TRowe tells me it is only 24% do most people just assume TR/M* is accurate ?
by kikie
Tue Apr 12, 2011 12:08 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

reply

well may i ask what percentages you use for

international
and

"together"
by kikie
Tue Apr 12, 2011 3:07 am
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

i own a bunch of ETFs, 401k, funds etc

i need to know how to diversify not just the domestic but also the international portion, by percentages


i'm not sure how else to ask


domestic, i have recommendations from vanguard re: lg, mid, sm cap, but i don't for international .............
by kikie
Sun Apr 10, 2011 9:52 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

the boxes

the 9 boxes are the diversification grid left to right : value, blend, growth top to bottom : large, medium, small vanguard recommends 64 large cap, 28 mid, 8 percent small however, this is domestically only further total us market comes out 25,25,25 ....................................................
by kikie
Sun Apr 10, 2011 8:42 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

well what percentage in the 9 boxes for total world

well what percentage in the 9 boxes for total world stock ?
by kikie
Sun Apr 10, 2011 7:53 pm
Forum: Personal Investments
Topic: how do diversify international stock when it is 40% of all
Replies: 32
Views: 4376

how do diversify international stock when it is 40% of all

should i add my international stock (40%) of all my stock to the domestic stock and

diversify by cap and style sizes ?


or do them separately, or not at all , maybe stick with large cap, to minimize international downside risk ?
by kikie
Sat Apr 09, 2011 9:14 pm
Forum: Personal Investments
Topic: what is the entire world stock market market cap breakdown
Replies: 8
Views: 1444

international diversification

so i'm back to my original question

should i add my international stock (40%) of all my stock to the domestic stock and

diversify by cap and style sizes ?


or do them separately, or not at all , maybe stick with large cap, to minimize international downside risk ?
by kikie
Sat Apr 09, 2011 8:19 pm
Forum: Personal Investments
Topic: what is the entire world stock market market cap breakdown
Replies: 8
Views: 1444

thanks but

what are these numbers ? there is no explanation 25, 7, 7 are those lg, mid and small cap ? what don't they add to 100 %?
by kikie
Sat Apr 09, 2011 5:08 pm
Forum: Personal Investments
Topic: what is the entire world stock market market cap breakdown
Replies: 8
Views: 1444

update

so vanguard recommends only diversifying by geography not by market cap when it pertains to international stock?

seems like there should be some advice for cap size for internationals as well?
by kikie
Sat Apr 09, 2011 4:50 pm
Forum: Personal Investments
Topic: what is the entire world stock market market cap breakdown
Replies: 8
Views: 1444

or should if 40% of my stock in international

do i just diversity by market cap and style, based on the US stock or should i include the international portion ? or just diversify by style with the international and by market cap with the US portion ? thanks
by kikie
Sat Apr 09, 2011 4:37 pm
Forum: Personal Investments
Topic: what is the entire world stock market market cap breakdown
Replies: 8
Views: 1444

what is the entire world stock market market cap breakdown

what is the entire world stock market market cap breakdown for the purposes of stock diversification?