Search found 125 matches

by 4stripes
Tue Nov 08, 2011 11:24 pm
Forum: Personal Consumer Issues
Topic: Weightlifting Versus Body Weight Exercises
Replies: 66
Views: 6893

Re: Weightlifting Versus Body Weight Exercises

I believe push ups, pull ups, and chin ups, and other unassisted exercises could replace most every machine in commercial gyms. As a bonus it's pretty much impossible to injure yourself doing these unless you do something dumb (add bozo ball), or end up with an overuse injury (like 100-200 push ups ...
by 4stripes
Mon Jun 20, 2011 1:48 pm
Forum: Personal Consumer Issues
Topic: A bicycle to learn to bike?
Replies: 67
Views: 7282

I'd say you want a single speed comfort bike, with a hub break as an added bonus. You won't find anything new under $200, and the kind of bikes in those pictures new will probably run $400-$800. Comfort cruisers can be expensive when they're decked out with rims and baskets, etc. Go to a bike shop, ...
by 4stripes
Mon Jun 20, 2011 1:35 pm
Forum: Personal Consumer Issues
Topic: Any Mazda owners?
Replies: 39
Views: 4055

I'll second the tire issue, for some reason! A good friend has a Protege5 circa 2005, and he says the cost to replace tires is ridiculous, and he's doing it all the time. Just make sure you stay away from those tires--interesting to see someone with the same issue.
by 4stripes
Thu May 26, 2011 9:45 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8763

I think you're spending too much time in the gym. This either means: 1. You never have a recovery phase, which is where the gains happen. 2. You're not lifting enough weight. If you were, you wouldn't be able to go to the gym so often. I think you should spend some time on www.startingstrength.com a...
by 4stripes
Tue May 17, 2011 10:29 am
Forum: Investing - Help with Personal Investments
Topic: unknown basis for individual stocks
Replies: 7
Views: 1423

Web finance pages won't help you much if the company merged or had any other reason for the ticker to change. For that you've got to get to the library and hit the microfilm, Google old articles that mention prices--real research time. I could barely find anything when looking for Sears (S) and that...
by 4stripes
Mon May 16, 2011 10:01 am
Forum: Personal Consumer Issues
Topic: Iphone vs. Android
Replies: 48
Views: 6827

The iPhone is a great device, but if you consider yourself a "power user" you might find some of it's lack of features perplexing--for instance, you can't assign different rings to different contacts natively. You can't group contacts on the phone directly, unless you've used groups in your computer...
by 4stripes
Thu May 12, 2011 4:53 pm
Forum: Personal Consumer Issues
Topic: Best coffee maker
Replies: 66
Views: 11004

I 3rd (or 4th?) the Aeropress . I think it's the best way to get as close to the "espresso" taste without spending $300+ on a true espresso machine. The only downside to Aeropress is it only makes 2-4 cups at a time, so not the best for a dinner party. For 30 bucks it's the best coffee maker. That s...
by 4stripes
Thu May 05, 2011 9:24 am
Forum: Investing - Help with Personal Investments
Topic: Do you own Berkshire Hathaway a or b?
Replies: 25
Views: 5023

I've owned B since 2000 or 2001. It's a hard stock to part with for many reasons, mostly emotional!
by 4stripes
Tue Apr 26, 2011 10:36 pm
Forum: Investing - Theory, News & General
Topic: Companies with rising dividends
Replies: 51
Views: 6756

Good question, perhaps those managers should be asked that question In my limited but growing knowledge, perhaps because they are handicapped by the significant size of assets under management. They're essentially limited to large companies and what other funds are doing, or if not, their huge purc...
by 4stripes
Fri Apr 22, 2011 4:07 pm
Forum: Investing - Theory, News & General
Topic: S&P Stock Guide whereabouts?
Replies: 2
Views: 4946

S&P Stock Guide whereabouts?

I'm looking for how to obtain the printed version of the monthly or annual S&P Stock Guide that is mentioned in Graham's The Intelligent Investor . I can't find it anywhere on S&P's site. Is it still published? I'm not looking for the common S&P 500 Guide available from Amazon . The LA Times has an ...
by 4stripes
Sun Apr 03, 2011 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: Selling for tax loss--must it be in calendar year?
Replies: 4
Views: 682

Selling for tax loss--must it be in calendar year?

Hi--to claim a capital loss in 2010, did I need to sell in that calendar year, or can I sell before April 18, 2011, and apply the loss to my 2010 filing? I.e. as 2010 IRA contributions can be made in early 2011, can the same be done for capital losses? I have a feeling perhaps not but can't find any...
by 4stripes
Sat Apr 02, 2011 10:30 am
Forum: Investing - Theory, News & General
Topic: The $2000 iPad (WSJ article)
Replies: 36
Views: 7254

I don't fault this article and attitudes like it because I think an extreme perspective is useful in determining where you fit in and where you can take things if you wanted to.
by 4stripes
Sat Mar 26, 2011 9:53 am
Forum: Investing - Help with Personal Investments
Topic: Suze Orman's latest bit of advice
Replies: 37
Views: 11699

Remember when EK was a blue chip? It could happen to you!

http://www.google.com//finance?chdnp=1& ... :EK&ntsp=0
by 4stripes
Sat Mar 12, 2011 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Why am I such a tight-wad?
Replies: 85
Views: 11838

Author Ramit Sethi has a good solution to this. As long as your savings and needs are covered (20% to savings, under 60% to needs/obligations), you are allowed to spend the remaining 20-30% on anything you want. Even if that is $500 White Strips. I don't see a convincing reason to find marginal savi...
by 4stripes
Sat Mar 12, 2011 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: South Beach Hotel
Replies: 3
Views: 1011

April is towards the end of the season so you should get some decent hotel deals. I would avoid anything priced below $125 a night. Guaranteed to be a total dump. I would avoid Ocean Drive--most of those hotels are dumps, and will be very loud. Ocean doesn't have a monopoly on the beach--all of the ...
by 4stripes
Wed Mar 09, 2011 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Company moving 401k no good bond option
Replies: 10
Views: 1990

Perhaps when your employer changes plans, especially if it's part of a payroll company switch, you can treat this as "new" employment and roll your old 401k to your own IRA. You might inquire about that, as it would be the best.
by 4stripes
Tue Mar 08, 2011 6:08 pm
Forum: Investing - Help with Personal Investments
Topic: High income 24 yr old, max out 401k or save for a condo?
Replies: 9
Views: 2441

Re: High income 24 yr old, max out 401k or save for a condo?

I agree with the poster that your income and expenses should allow you to do everything--max both and save. I do not see the need for $30k emergency fund either, that seems quite high. If your job is stable you may be able to invest 1/3 to 1/2 that. Emergency fund generally doesn't include misc expe...
by 4stripes
Tue Mar 08, 2011 5:59 pm
Forum: Investing - Theory, News & General
Topic: Asset Allocation for BHs in their early 30s
Replies: 49
Views: 7325

I'm 30 and am also am stuck in the 20's risk tolerance mindset.

It was recommended for me to go 70/30, but I'd prefer 85/15 until 35. From 35 I think anything less than 80/20 is too risky.
by 4stripes
Mon Feb 28, 2011 10:53 pm
Forum: Investing - Help with Personal Investments
Topic: Help put this portfolio in order...
Replies: 4
Views: 1154

Thanks, and more...

Thank you very much for the suggestions. I hadn't even considered the sum total taxes! However, there still may be a case for Roth 401k because I believe I will fall under "well prepared for retirement" at my current rate, one of the <a href="https://institutional.vanguard.com/iip/pdf/CRR_Roth_401k....
by 4stripes
Thu Feb 24, 2011 8:32 pm
Forum: Investing - Help with Personal Investments
Topic: Help put this portfolio in order...
Replies: 4
Views: 1154

Help put this portfolio in order...

I was planning on doing the $250 Voyager financial plan, but thought I'd check here first. I just finished Bogleheads Guide book as well. <b>Background:</b> Received a settlement at 18 which has put me ahead of most my age. Since I am capable of maxing retirement accounts I now am dealing with the c...
by 4stripes
Wed Feb 23, 2011 10:56 pm
Forum: Investing - Help with Personal Investments
Topic: Young investor needs help with unified portfolio theory
Replies: 8
Views: 1218

At the very least you should get a Roth IRA started. In 5 years you can withdraw any contributions, so it can serve as a home or car savings account, despite primarily being a retirement vehicle. You seem like a good candidate for reading Ramit Sethi's I Will Teach You To Be Rich . He does a good jo...
by 4stripes
Mon Feb 21, 2011 7:29 pm
Forum: Investing - Help with Personal Investments
Topic: Help 24 year old with investments
Replies: 6
Views: 1540

With your income, age, and living situation I think you can afford to put more into the 401k, possibly the max. Not having to pay rent is a significant savings--if you're not saving it then you're living above your "real" means and it could be a hard adjustment when you do start paying rent ($400 to...
by 4stripes
Fri Feb 18, 2011 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Three or four best books
Replies: 43
Views: 8145

I'm still looking for an all-around personal finance book that I can recommend to people. I've read Ramit Sethi's I Will Teach You to Be Rich , but his sense of humor just isn't for me. I hope digging this thread up is not a faux-pas... For overall personal finance budgeting I recommend All Your Wo...
by 4stripes
Thu Feb 17, 2011 12:24 pm
Forum: Investing - Help with Personal Investments
Topic: Saving for a house vs. 401k
Replies: 11
Views: 4105

Read a bit about the Roth IRA, it includes many benefits beyond retirement savings. Nolo Press has great books on this. You can withdraw contributions at any time (after it's been opened 5 years, so for you, in one year). Additionally, you can withdraw 10k of earnings for a first time home purchase ...
by 4stripes
Wed Feb 16, 2011 2:45 pm
Forum: Investing - Help with Personal Investments
Topic: Question about new ROTH IRA at Vanguard and fund minimums
Replies: 10
Views: 3540

With Vanguard, the minimum is the minimum. I think TIAA-CREF or T. Rowe Price will waive minimums if you set up monthly transfers. You might call Vanguard anyway--sometimes a phone call is all it takes to get what you want (I've gotten rid of bank and credit card fees with phone calls)! 877-662-7447.