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I use DODFX. Performance is better than both Vanguard International Value & Vanguard International Growth over the 2 yr & 5 yr time periods. However the comparisons are tough because DODFX is a large int'l blend fund while the others tilt Value or Growth (obviously). Still, I've liked it an...

The process was so hellacious for me, I decided to just keep my accounts at scottrade.

Shockingly bad CS for me. Have never even contacted me.

Some investors, like myself, just struggle with the notion of tracking an index fund. I don't want to beat the S&P by 15 points per year, but 1-2 would be nice.

So far I have.

Oops! Don't want to imply that I am guaranteeing/implying/predicting/postulating any future success...

EO 11110 wrote:OP - what interest rate are you paying to rent the money?

the lower the rate the stronger the case to ride it out for full term -

Hi, it's a 15-year 5.00% loan (jumbo amount) with no PMI or any fees for additional/early payments.

This has been a very interesting thread. There was not the animosity towards AF that I was anticipating. I'm not sure that I'm a believer in AF/AGTHX, as I've put quite a bit into VG index funds over the past 2 months. Just a question I've had. jmbkb4, Why animosity when you looked at historical re...

Sorry, no political diatribe intended; just wanted to know people's thoughts. If I didn't pay off my mortgage, I'd just invest more every month.

That's what I'm thinking too. I won't sell it now for sure.

RE: the FL, I know that the tables I initially quoted (the 30-year horizon) had the load subtracted out.

I have a 15 year mortgage with 14 more years left on it. It's hard to know what to do. BOL with your payments and all!

Hi all, I was going to post a question pertaining to whether I should pay off my mortgage very quickly or not, and I realized that my question basically dealt with the fate of the mortgage interest deduction. It's obvious that BO/Senate would like for the mortgage interest deduction to go bye-bye fo...

Sometimes, my cars wreck while still under warranty.

I agree. BOL w/ your investments.

This has been a very interesting thread. There was not the animosity towards AF that I was anticipating.

I'm not sure that I'm a believer in AF/AGTHX, as I've put quite a bit into VG index funds over the past 2 months.

Just a question I've had.

So that's my pick. Let's assemble a few more before we go peek at how they did. I'm going to go against what you said, somewhat, and pick #15 on the 5 year - American Funds EuroPacific Growth (AEPGX) I havn't looked at its performance since 1990, but I do know its performance over the last 10 years...

I read a quote somewhere that AGTHX has never, over any 5- or 10-year period "ever hurt investors." I don't think this fund will ever lag the S&P by more than 0.5% annualized over a 10 year period. There is a chance, and a historical 3-decade span, of it beating the S&P by 1 or 2%....

Yea, I'm not going to sell AGTHX but I'm not going to be buying more either. I've been buying VERSX, YACKX, VTSSX, DODFX, VSISX, and VIGSX as of late. I know that people tend to get angry over here RE: loaded mutual funds. I don't blame them sometimes. I was just trying to have an intelligent conver...

I appreciate your answer but you didn't substantiate anything.

Ok, so I get my American Funds Growth Fund of America (AGTHX) annual report and they have this huge graph showing the investment of $10,000 into the S&P Index and like $9,425 invested into AGTHX (this subtracts the load) back in 1972. All distributions are reinvested for both. So, AF claims that...

altruistguy wrote:Hello,

If you must have an emerging markets fund in your plan, than it is hard to beat VEIEX (or better yet, perhaps the Signal Shares version).

If you are aware of a better option, I'm all ears ...

Eric E. Haas

i agree.

LynnC wrote:

novice123 wrote:do any of you guys invest in individual stocks?

Yes, I especially like some of the energy plays.

LynnC

I'm loving COP these days.

FYI, I had (almost) all my accounts @ Scottrade last year and I've moved all of them to Vanguard on the next day after Vanguard has announced free ETF trades. That the first thing I'd recommend - transfer your account(s) to Vanguard. You can transfer all funds "in kind". That will save yo...

I hold VWO. Therefore I shall thank you for paying the purchase fee, particularly at a time when VWO has been trading at a discount. I love holding ETFs of funds that have purchase and redemption fees such as VWO, VEA, and VSS. How much much did you pay for all this at Scottstrade? I'm confused. Ar...

holy cow - thanks for the info!

Thanks very much for your input.

Anybody else??

thanks!

So guys, I have been buying Signal Vanguard index shares through scottrade. I've been paying $17 per purchase. The average purchase is about $5,000. That said, wouldn't it be more cost-effective to buy the Signal (VERSX) shares via scottrade even though I could buy the Investor shares for free from ...

Brad,

yea-- I just got lucky!!!

thanks for the info.

Yea, medical school scholarships are extraordinarily rare. Very few offer anything significant.

BOL to you though, and your son.

He has a very long, challenging, and potentially rewarding decade ahead of him!

When I bought VWO at Scottrade, I did NOT have the option to select "reinvest dividends" and "reinvest capital gain distributions" like they have with mutual funds. Thanks for the info! I think it'll be better this way in the long run for me, since I didn't have that option and V...

Recently, I was rebalancing an account that I inherited. I bought 150 shares of VWO but decided to sell the next day. When the sale cleared scottrade, I bought VERSX. VERSX is the signal class of EM index. Both have ERs of 0.27% I believe. When an ETF pays a dividend of say 2%, I thought that it was...

Hi ff,

I redid the format and put it below my original message.

Hope this helps, and thanks!

Cool forum. New guy here. I'm a 30-year old physician that will be finishing residency in a few months... I've been able to save quite a bit during my residency and manage my own scottrade account. I just rebalanced my wife and I's Roth IRAs with vanguard funds and DODFX. I sold all the crappy Ameri...