Search found 279 matches

by jmbkb4
Sun Feb 27, 2011 9:07 pm
Forum: Investing - Theory, News & General
Topic: Dodge & Cox
Replies: 21
Views: 5033

I use DODFX. Performance is better than both Vanguard International Value & Vanguard International Growth over the 2 yr & 5 yr time periods. However the comparisons are tough because DODFX is a large int'l blend fund while the others tilt Value or Growth (obviously). Still, I've liked it an...
by jmbkb4
Sun Feb 27, 2011 1:23 pm
Forum: Personal Investments
Topic: Moving Accounts to Vanguard
Replies: 12
Views: 3439

The process was so hellacious for me, I decided to just keep my accounts at scottrade.

Shockingly bad CS for me. Have never even contacted me.
by jmbkb4
Sun Feb 27, 2011 11:12 am
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

Some investors, like myself, just struggle with the notion of tracking an index fund. I don't want to beat the S&P by 15 points per year, but 1-2 would be nice.

So far I have.

Oops! Don't want to imply that I am guaranteeing/implying/predicting/postulating any future success...
by jmbkb4
Sun Feb 27, 2011 10:20 am
Forum: Investing - Theory, News & General
Topic: Mortgage interest deduction
Replies: 21
Views: 2793

EO 11110 wrote:OP - what interest rate are you paying to rent the money?

the lower the rate the stronger the case to ride it out for full term -
Hi, it's a 15-year 5.00% loan (jumbo amount) with no PMI or any fees for additional/early payments.
by jmbkb4
Sun Feb 27, 2011 10:17 am
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

Re: 30 year horizon: S&P index vs. AGTHX

This has been a very interesting thread. There was not the animosity towards AF that I was anticipating. I'm not sure that I'm a believer in AF/AGTHX, as I've put quite a bit into VG index funds over the past 2 months. Just a question I've had. jmbkb4, Why animosity when you looked at historical re...
by jmbkb4
Sat Feb 26, 2011 11:07 pm
Forum: Investing - Theory, News & General
Topic: Mortgage interest deduction
Replies: 21
Views: 2793

Sorry, no political diatribe intended; just wanted to know people's thoughts. If I didn't pay off my mortgage, I'd just invest more every month.
by jmbkb4
Sat Feb 26, 2011 11:06 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

That's what I'm thinking too. I won't sell it now for sure.

RE: the FL, I know that the tables I initially quoted (the 30-year horizon) had the load subtracted out.
by jmbkb4
Sat Feb 26, 2011 11:04 pm
Forum: Investing - Theory, News & General
Topic: Mortgage interest deduction
Replies: 21
Views: 2793

I have a 15 year mortgage with 14 more years left on it. It's hard to know what to do. BOL with your payments and all!
by jmbkb4
Sat Feb 26, 2011 10:57 pm
Forum: Investing - Theory, News & General
Topic: Mortgage interest deduction
Replies: 21
Views: 2793

Mortgage interest deduction

Hi all, I was going to post a question pertaining to whether I should pay off my mortgage very quickly or not, and I realized that my question basically dealt with the fate of the mortgage interest deduction. It's obvious that BO/Senate would like for the mortgage interest deduction to go bye-bye fo...
by jmbkb4
Sat Feb 26, 2011 10:50 pm
Forum: Investing - Theory, News & General
Topic: Does it make sense to drive a car into the ground?
Replies: 56
Views: 12250

Sometimes, my cars wreck while still under warranty.
by jmbkb4
Sat Feb 26, 2011 10:42 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

I agree. BOL w/ your investments.

This has been a very interesting thread. There was not the animosity towards AF that I was anticipating.

I'm not sure that I'm a believer in AF/AGTHX, as I've put quite a bit into VG index funds over the past 2 months.

Just a question I've had.
by jmbkb4
Sat Feb 26, 2011 10:31 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

So that's my pick. Let's assemble a few more before we go peek at how they did. I'm going to go against what you said, somewhat, and pick #15 on the 5 year - American Funds EuroPacific Growth (AEPGX) I havn't looked at its performance since 1990, but I do know its performance over the last 10 years...
by jmbkb4
Sat Feb 26, 2011 10:30 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

I read a quote somewhere that AGTHX has never, over any 5- or 10-year period "ever hurt investors." I don't think this fund will ever lag the S&P by more than 0.5% annualized over a 10 year period. There is a chance, and a historical 3-decade span, of it beating the S&P by 1 or 2%....
by jmbkb4
Sat Feb 26, 2011 6:23 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

Yea, I'm not going to sell AGTHX but I'm not going to be buying more either. I've been buying VERSX, YACKX, VTSSX, DODFX, VSISX, and VIGSX as of late. I know that people tend to get angry over here RE: loaded mutual funds. I don't blame them sometimes. I was just trying to have an intelligent conver...
by jmbkb4
Sat Feb 26, 2011 4:33 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

I appreciate your answer but you didn't substantiate anything.
by jmbkb4
Sat Feb 26, 2011 2:46 pm
Forum: Investing - Theory, News & General
Topic: 30 year horizon: S&P index vs. AGTHX
Replies: 34
Views: 5658

30 year horizon: S&P index vs. AGTHX

Ok, so I get my American Funds Growth Fund of America (AGTHX) annual report and they have this huge graph showing the investment of $10,000 into the S&P Index and like $9,425 invested into AGTHX (this subtracts the load) back in 1972. All distributions are reinvested for both. So, AF claims that...
by jmbkb4
Sat Feb 26, 2011 2:38 pm
Forum: Personal Investments
Topic: Emerging Markets Fund Recommendation?
Replies: 8
Views: 1430

Re: Vanguard Emerging Markets ...

altruistguy wrote:Hello,

If you must have an emerging markets fund in your plan, than it is hard to beat VEIEX (or better yet, perhaps the Signal Shares version).

If you are aware of a better option, I'm all ears ...

Eric E. Haas
i agree.
by jmbkb4
Tue Feb 22, 2011 10:48 pm
Forum: Investing - Theory, News & General
Topic: Would you guys invest in individual stocks?
Replies: 72
Views: 9070

Re: Would you guys invest in individual stocks?

LynnC wrote:
novice123 wrote:do any of you guys invest in individual stocks?
Yes, I especially like some of the energy plays.

LynnC
I'm loving COP these days.
by jmbkb4
Sun Feb 13, 2011 4:51 pm
Forum: Investing - Theory, News & General
Topic: Why I sold VWO and bought VERSX -- am I crazy?
Replies: 10
Views: 1620

FYI, I had (almost) all my accounts @ Scottrade last year and I've moved all of them to Vanguard on the next day after Vanguard has announced free ETF trades. That the first thing I'd recommend - transfer your account(s) to Vanguard. You can transfer all funds "in kind". That will save yo...
by jmbkb4
Sun Feb 13, 2011 4:50 pm
Forum: Investing - Theory, News & General
Topic: Why I sold VWO and bought VERSX -- am I crazy?
Replies: 10
Views: 1620

I hold VWO. Therefore I shall thank you for paying the purchase fee, particularly at a time when VWO has been trading at a discount. I love holding ETFs of funds that have purchase and redemption fees such as VWO, VEA, and VSS. How much much did you pay for all this at Scottstrade? I'm confused. Ar...
by jmbkb4
Sat Feb 12, 2011 10:47 pm
Forum: Investing - Theory, News & General
Topic: VERSX or VEIEX -- question
Replies: 3
Views: 1161

holy cow - thanks for the info!
by jmbkb4
Sat Feb 12, 2011 10:30 pm
Forum: Personal Investments
Topic: Allocation question
Replies: 4
Views: 864

Thanks very much for your input.

Anybody else??

thanks!
by jmbkb4
Sat Feb 12, 2011 10:28 pm
Forum: Investing - Theory, News & General
Topic: VERSX or VEIEX -- question
Replies: 3
Views: 1161

VERSX or VEIEX -- question

So guys, I have been buying Signal Vanguard index shares through scottrade. I've been paying $17 per purchase. The average purchase is about $5,000. That said, wouldn't it be more cost-effective to buy the Signal (VERSX) shares via scottrade even though I could buy the Investor shares for free from ...
by jmbkb4
Sat Feb 12, 2011 10:19 pm
Forum: Investing - Theory, News & General
Topic: Why I sold VWO and bought VERSX -- am I crazy?
Replies: 10
Views: 1620

Brad,

yea-- I just got lucky!!!

thanks for the info.
by jmbkb4
Sat Feb 12, 2011 10:09 pm
Forum: Investing - Theory, News & General
Topic: Difficult tax question re son - future medical student...
Replies: 17
Views: 2876

Yea, medical school scholarships are extraordinarily rare. Very few offer anything significant.

BOL to you though, and your son.

He has a very long, challenging, and potentially rewarding decade ahead of him!
by jmbkb4
Sat Feb 12, 2011 10:07 pm
Forum: Investing - Theory, News & General
Topic: Why I sold VWO and bought VERSX -- am I crazy?
Replies: 10
Views: 1620

When I bought VWO at Scottrade, I did NOT have the option to select "reinvest dividends" and "reinvest capital gain distributions" like they have with mutual funds. Thanks for the info! I think it'll be better this way in the long run for me, since I didn't have that option and V...
by jmbkb4
Sat Feb 12, 2011 7:13 pm
Forum: Investing - Theory, News & General
Topic: Why I sold VWO and bought VERSX -- am I crazy?
Replies: 10
Views: 1620

Why I sold VWO and bought VERSX -- am I crazy?

Recently, I was rebalancing an account that I inherited. I bought 150 shares of VWO but decided to sell the next day. When the sale cleared scottrade, I bought VERSX. VERSX is the signal class of EM index. Both have ERs of 0.27% I believe. When an ETF pays a dividend of say 2%, I thought that it was...
by jmbkb4
Sat Feb 12, 2011 6:02 pm
Forum: Personal Investments
Topic: Allocation question
Replies: 4
Views: 864

Hi ff,

I redid the format and put it below my original message.

Hope this helps, and thanks!
by jmbkb4
Sat Feb 12, 2011 5:07 pm
Forum: Personal Investments
Topic: Allocation question
Replies: 4
Views: 864

Allocation question

Cool forum. New guy here. I'm a 30-year old physician that will be finishing residency in a few months... I've been able to save quite a bit during my residency and manage my own scottrade account. I just rebalanced my wife and I's Roth IRAs with vanguard funds and DODFX. I sold all the crappy Ameri...