Search found 521 matches

by Norris
Mon Oct 27, 2014 11:26 am
Forum: US Chapters
Topic: 2014 Bogleheads Conference Message from Jack Bogle
Replies: 10
Views: 3332

Re: Bogleheads Conference

Thank you so much, Jack! I am so glad and thankful to have made your acquaintance last year at Bogleheads 12 and again this year at Bogleheads 13! So much patience, common sense, wisdom and simplicity from yourself and my fellow Bogleheads, it's a beautiful thing. Thanks also to all the volunteers t...
by Norris
Sun Oct 19, 2014 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Being a Trustee
Replies: 19
Views: 1973

Re: Question - Being a Trustee

Any "safer" being a 501c3 non-profit trustee?

Norris
by Norris
Sat Oct 18, 2014 7:08 pm
Forum: US Chapters
Topic: Livesoft - Thank you
Replies: 44
Views: 8202

Re: Livesoft - Thank you

I thank you too, Livesoft. Because of your extensive knowledge regarding tax loss harvesting, we have paid less to the tax man for several years and will continue to pay less for several more years!

Norris
by Norris
Sat Oct 18, 2014 6:44 pm
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 10300

Re: Anyone cancelling travel plans?

VictoriaF wrote:Many of us are going to the Bogleheads conference on 22-24 October 2014. The only expected infection spread is that of wisdom.

Victoria
LOL I'm hoping to catch a lot of that :) See you soon!

Norris
by Norris
Wed Sep 17, 2014 11:25 am
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 104
Views: 12324

Re: The Roosevelts, PBS special

my favorite TR quote from tonight's episode: “It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood...
by Norris
Fri Sep 05, 2014 6:50 pm
Forum: Investing - Theory, News & General
Topic: So far, so good? Vanguard Total International Bond
Replies: 45
Views: 7091

Re: So far, so good? Vanguard Total International Bond

And, lest we forget, Vanguard's Portfolio Watch suggests: "Consider: Adding some currency-hedged, foreign bonds could potentially increase your portfolio diversification. An allocation of about 20% of your bonds in a low cost, currency-hedged international bond fund is a reasonable approach to captu...
by Norris
Tue Jul 15, 2014 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Delaying SS while working past age 70
Replies: 135
Views: 13080

Re: Delaying SS while working past age 70

This thread has covered the early/late SS issue exceptionally well. IMO, the only omission is the (large) effect of income taxes. I don't see any analysis of taxes impact here or in the Shoven & Slavov papers. I didn't read every word so please let me know if I've missed something. I'm married and ...
by Norris
Mon Jul 14, 2014 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Delaying SS while working past age 70
Replies: 135
Views: 13080

Re: Delaying SS while working past age 70

I am delaying SS until 70. My plan is to withdraw from taxable accounts to cover the shortfall from 66 until 70. I have a small amount left to convert from traditional to Roth IRAs too and am debating whether I should leave that small amount in traditional. Roth IRAs will be the last to be withdraw...
by Norris
Fri Jul 11, 2014 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Delaying SS while working past age 70
Replies: 135
Views: 13080

Re: Delaying SS while working past age 70

This conversation is finally starting to convince me to pay back my six months of SS and hold off. I was the higher earner and DW is almost eight years younger. I talked with Mike Piper at BH12 and he suggested delaying and now it's decision time. Yep, what I was saying at BH12 is the same thing I'...
by Norris
Fri Jul 11, 2014 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Delaying SS while working past age 70
Replies: 135
Views: 13080

Re: Delaying SS while working past age 70

This conversation is finally starting to convince me to pay back my six months of SS and hold off. I was the higher earner and DW is almost eight years younger. I talked with Mike Piper at BH12 and he suggested delaying and now it's decision time. DW still has four years to work. We can live without...
by Norris
Sat May 31, 2014 9:35 pm
Forum: US Chapters
Topic: Happy Anniversary! [From Vanguard to Clients]
Replies: 44
Views: 4989

Re: Happy Anniversary! [From Vanguard to Clients]

I received a 25 year anniversary card today also. Actually, I'll have to check 'cause it seems I invested with John Neff's Windsor fund in '85 or '86. Either way, I couldn't have been happier with Jack Bogle and Vanguard!

Norris
by Norris
Fri May 16, 2014 6:32 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2014!
Replies: 385
Views: 92199

Re: Roll Call for the Retirement Class of 2014!

Kaufmanrider wrote:Retired Jan 11, 2014. 49 years old. Still looking for a hobby. :sharebeer
I retired on the same day and I'm 14 years older. Victoria, please enter my good self to the Retirement Class of 2014 8-)

Norris
by Norris
Thu May 08, 2014 9:59 pm
Forum: US Chapters
Topic: Happy Birthday John C. Bogle !
Replies: 37
Views: 3400

Re: Happy Birthday John C. Bogle !

A very Happy Birthday to you, Jack. Thanks for all you do and who you are. DW and me also look forward to seeing you at this year's Boglehead conference!

Norris
by Norris
Sat Apr 26, 2014 9:55 am
Forum: Investing - Theory, News & General
Topic: Robinhood has Zero-Commissions - are you buying stock?
Replies: 37
Views: 14280

Re: Robinhood has Zero-Commissions - are you buying stock?

The key point in your second sentence essentially answers the question. I guess your another smart person on the forum :happy

Norris
by Norris
Sun Mar 30, 2014 11:32 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1509040

Re: What Book Are You Currently Reading? Part V

Just finished "An Officer And A Spy" by Robert Harris. A fantastic (and important) read, imho. One of the best in the past couple of years. I also just enjoyed "An Officer and a Spy." It's a rendering of the Dreyfus Affair in France. I'll go back and try other Robert Harris works based on the stren...
by Norris
Sun Mar 30, 2014 8:53 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1509040

Re: What Book Are You Currently Reading? Part V

chaz wrote:"Die Trying" by Lee Child.
Reading my first Reacher novel. Good stuff!

Norris
by Norris
Sat Mar 01, 2014 9:29 am
Forum: Personal Investments
Topic: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 86
Views: 19249

Re: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Thanks, Mel. I sent in a check for DW and myself, the registration was received and I reserved a "room at the Inn". The wife and I are looking forward to attending our 2nd Bogleheads conference, meeting new folks and enjoying the camaraderie.

Norris
by Norris
Sat Jan 25, 2014 9:53 am
Forum: US Chapters
Topic: Taylor's 90th Birthday
Replies: 272
Views: 35684

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday, Taylor! Such a wonderful milestone! My father, a fellow Screaming Eagle, will hit 90 in September if the Good Lord is willing! It was a pleasure to meet you at BHs12. Thank you for your kindness, wisdom and compassion! I hope you have a great day :)

Norris
by Norris
Tue Dec 24, 2013 10:55 am
Forum: Investing - Theory, News & General
Topic: [Are there any] Billionaire Boglehead!!!
Replies: 49
Views: 5809

Re: Billionaire Boglehead!!!

He's not even close to being a billionaire. I think he's openly said his wealth is in the low eight figures. He gives half of his income to charity, so he's definitely not aiming for billionaire status. What a beautiful human being is Jack! Bogleheads and many others have benefited from his wisdom ...
by Norris
Sun Dec 08, 2013 11:36 pm
Forum: Investing - Theory, News & General
Topic: 55% OFF NEW JACK BOGLE BOOK HAS EXPIRED
Replies: 57
Views: 8036

Re: 55% OFF NEW JACK BOGLE BOOK

Thanks Mel. Ordered a copy earlier today, under $20 total and I'm betting it's a good read.

Norris
by Norris
Sun Nov 17, 2013 11:40 am
Forum: Personal Investments
Topic: Replacing US Total Market by BRK-B
Replies: 35
Views: 5839

Re: Replacing US Total Market by BRK-B

I've owned BRK and, no doubt, it's a fine company. I made money while invested but then I sold it. Why? At the end of the day Berkshire is an insurance company. Another Boglehead reminded me of that. If you want to own a piece of BRK I see nothing wrong with that but I definitely would not replace a...
by Norris
Mon Oct 21, 2013 5:53 pm
Forum: Investing - Theory, News & General
Topic: Share with us: What was the best thing you learned at BH12
Replies: 35
Views: 4049

Re: Share with us: What was the best thing you learned at B

columbia wrote:Was there a consensus on the new international bond fund?
No consensus. I believe Jack Bogle said something to the effect that he doesn't believe foreign stocks or bonds are necessary but that others would disagree..

Norris
by Norris
Mon Oct 21, 2013 5:48 pm
Forum: Investing - Theory, News & General
Topic: Share with us: What was the best thing you learned at BH12
Replies: 35
Views: 4049

Re: Share with us: What was the best thing you learned at B

This was DW and my first BH reunion and I learned the Bogleheads are a great group of folks. We met many new friends including Jack himself. What an honor it was to speak with Jack Bogle and have him sign some books! Taylor and Mel were as impressive in real life as on the blog. The other panelists ...
by Norris
Thu Sep 19, 2013 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone has experience with Ally bank?
Replies: 41
Views: 6679

Re: Anyone has experience with Ally bank?

joe8d wrote:I have Online Savings and CD's with Ally.Very satisfied.
Me too.

Norris
by Norris
Wed Jul 17, 2013 9:23 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 23048

Re: [Sad news - Pat Larimore]

Taylor, I'm so sorry for your loss. Your son produced a beautiful video. May you find strength and solice in family, including your Boglehead family.

Norris
by Norris
Wed May 08, 2013 12:48 pm
Forum: US Chapters
Topic: HAPPY BIRTHDAY MR. JOHN BOGLE
Replies: 32
Views: 3555

Re: Happy Birthday Mr. John Bogle

Happy Birthday, Jack! Thank you for all you have done. I'm very much looking forward to meeting you at the convention in October! You are my hero!

God Bless and Keep You.

Norris
by Norris
Sun May 05, 2013 11:39 am
Forum: Investing - Theory, News & General
Topic: My Take on Gold
Replies: 213
Views: 26014

Re: My Take on Gold

Gold is basically an insurance asset. We don't normally expect insurance to make us money, instead it's role is to help us avoid catastrophic losses. There is a price associated with that function, whether or not you consider that price affordable depends on your situation. I think this is a ration...
by Norris
Fri May 03, 2013 7:18 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway - Warren Buffett - Anyone own the stock?
Replies: 110
Views: 14887

Re: Berkshire Hathaway - Warren Buffett - Anyone own the sto

I've owned both A and B shares and made money on both. I no longer own shares. I like Buffett, but like a fellow Boglehead stated some time ago: at the end of the day Berkshire is an insurance company, no more and no less. I just feel that owning the entire stock market through Vanguard Total Stock ...
by Norris
Fri Mar 29, 2013 8:19 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 12 ANNOUNCEMENT
Replies: 92
Views: 25391

Re: BOGLEHEADS 12 ANNOUNCEMENT

I sent in a check on Monday for DW and me. She's not into investing, doesn't have a Boglehead username, but would like to attend nonetheless. I have been wanting to attend a meeting for several years and am very much looking forward to Bogleheads 12. I'm hoping we are not too late to obtain one of ...
by Norris
Mon Mar 25, 2013 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching Delayed Gratification
Replies: 6
Views: 1553

Re: Teaching Delayed Gratification

I think to master delayed gratification, at least in some areas of life, is a worthwhile accomplishment.

Norris
by Norris
Fri Mar 22, 2013 10:05 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 12 ANNOUNCEMENT
Replies: 92
Views: 25391

Re: BOGLEHEADS 12 ANNOUNCEMENT

I sent in a check on Monday for DW and me. She's not into investing, doesn't have a Boglehead username, but would like to attend nonetheless. I have been wanting to attend a meeting for several years and am very much looking forward to Bogleheads 12. I'm hoping we are not too late to obtain one of t...
by Norris
Tue Mar 19, 2013 7:43 am
Forum: US Chapters
Topic: Happy 15th birthday Diehards (Bogleheads)
Replies: 15
Views: 1406

Re: Happy 15th birthday Diehards (Bogleheads)

Sheepdog, thanks for the reminder. Happy Birthday Diehards/Bogleheads. You have been a ray of sunshine in an all too often cloudy world :happy

Norris
by Norris
Fri Mar 15, 2013 11:02 am
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 93
Views: 12337

Re: Any Minimalists on here?

I am an aspirational minimalist. I'd like to get there, but it will take some work. :wink: I am ever mindful of Emerson's observation: "Things are in the saddle, / And ride mankind ." Lev Good quote. I also like Thoreau's "A man is rich in proportion to the number of things he can afford to let alo...
by Norris
Fri Mar 15, 2013 10:45 am
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 93
Views: 12337

Re: Any Minimalists on here?

I'm a Minimalist wanabe. My wife and daughter? Not so much. I think simplicity is underrated, not only in investing, but life in general. Norris +1000 I posted this before I saw what you wrote. It was almost word for word. I am a man of very little needs and/or wants. My wife has about 200 pairs of...
by Norris
Fri Mar 08, 2013 7:52 am
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 93
Views: 12337

Re: Any Minimalists on here?

I'm a Minimalist wanabe. My wife and daughter? Not so much. I think simplicity is underrated, not only in investing, but life in general.

Norris
by Norris
Thu Mar 07, 2013 9:02 am
Forum: Investing - Theory, News & General
Topic: I hit my number today.
Replies: 74
Views: 9338

Re: I hit my number today.

Congratulations, Gordon! 'Tis a good feelin, is it not? Seems like yesterday I hit my "number" and am now well on the way to half again as much! Thank you, Vanguard. Thank you, Bogleheads.

Norris
by Norris
Sat Mar 02, 2013 9:22 am
Forum: US Chapters
Topic: The Munchkin Man Diet
Replies: 120
Views: 15746

Re: The Munchkin Man Diet

Welcome back Munchkin Man! Good to hear your you came up with a personal plan. The head controls the body, for better and for worse! Gotta want to do stuff. If you don't want to do it, it aint happening!

Norris
by Norris
Wed Feb 20, 2013 11:06 pm
Forum: Personal Consumer Issues
Topic: Rabbit TV
Replies: 5
Views: 990

Re: Rabbit TV

Thanks, All, for the feedback and link. Think I'll save my money :happy

Norris
by Norris
Wed Feb 20, 2013 8:52 am
Forum: Personal Consumer Issues
Topic: Rabbit TV
Replies: 5
Views: 990

Rabbit TV

I just saw this advertised on TV. It looks similar to a "Magic Jack" but for TV instead of Phone.

https://www.rabbittv.com/?gclid=CKLYx4X ... MgodwGIAsQ

Has anyone tried this? Seems like a good deal if it does what it claims.

Norris
by Norris
Fri Feb 01, 2013 2:45 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (January 2013)
Replies: 14
Views: 3036

Re: madsinger monthly report (January 2013)

madsinger wrote:
I hope you all enjoyed a good month, and kept your wits about you among all of the enthusiasm!

-Brad.
I had a good month and kept my wits about me, at least from an investing standpoint 8-)

Thanks, madsinger, for your report!

Norris
by Norris
Sat Jan 26, 2013 3:03 pm
Forum: US Chapters
Topic: Happy Birthday Taylor
Replies: 81
Views: 8984

Re: Happy Birthday Taylor

Hope your having a Happy Birthday Weekend, Taylor. Thanks so much for everything you have done for all of us. I always feel happy with gratitude when I think of Jack, Mel and Yourself, Vanguard and the many other unselfish people who have made this all possible.

Norris
by Norris
Fri Jan 18, 2013 7:16 am
Forum: Personal Finance (Not Investing)
Topic: Holding off 2013 I-Bond Purchase
Replies: 31
Views: 4944

Re: Holding off 2013 I-Bond Purchase

I just scheduled my I-bond purchase for January 30. Six months at 1.76% is close to a year in a savings account, so it's a draw if the next inflation component is zero and a win otherwise. Me too. I'm moving $10,000 from Ally @.95% taxable to TD @.88% tax deferred and maybe tax free. I also printed...
by Norris
Thu Jan 17, 2013 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: States to Seniors: Good Times May Be Ending
Replies: 15
Views: 2448

Re: Misleading Headline

States to Seniors: Good Times May Be Ending. This is a very misleading headline. If we go to the interactive map, we can see that only 4 states have increased taxes for seniors. Meanwhile, eight states have reduced taxes for seniors. Best wishes. Taylor Thanks, Taylor. Perhaps the headline should i...
by Norris
Thu Jan 17, 2013 5:34 pm
Forum: Investing - Theory, News & General
Topic: If you were to start a mutual fund, what would you name it?
Replies: 38
Views: 2466

Re: If you were to start a mutual fund, what would you name

Boglenaut wrote:Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX)
Me too but, IIRC, that name is already taken :wink:

Norris
by Norris
Tue Jan 01, 2013 7:47 pm
Forum: Investing - Theory, News & General
Topic: The Boglehead Philosophy
Replies: 20
Views: 1882

Re: The Boglehead Philosophy

I agree with Rick, Allan and Mel. All three are good points and better clarify the principles.
Good work gentlemen.

I hope everyone has a prosperous, healthy and happy new year!

Norris
by Norris
Mon Dec 31, 2012 12:33 pm
Forum: Investing - Theory, News & General
Topic: 2012 Boglehead Contest -- One more trading day.
Replies: 21
Views: 2187

Re: 2012 Boglehead Contest -- One more trading day.

I'm hoping for a Really Bad Day on Monday. Mostly so my 2013 Roth contribution can have fortuitous market timing. I tried to fund my 2013 Roth via Vanguard this morning but it won't allow it. I get a message stating my 2012 is fully funded. I'm guessing the Wednesday, Jan 2nd closing price will app...
by Norris
Tue Dec 25, 2012 3:09 pm
Forum: US Chapters
Topic: My Christmas gift for you.
Replies: 42
Views: 8056

Re: My Christmas gift for you.

Merry Christmas and Thank-you Taylor for your defense of the greatest country on earth. Thank you also to my father and all the other "Screaming Eagles" of the 101st Airborne. May we always remember and honor your sacrifice and the sacrifice of all our Veterans, both living and deceased. I'll always...
by Norris
Tue Dec 25, 2012 2:40 pm
Forum: US Chapters
Topic: Merry Christmas to All
Replies: 22
Views: 1703

Re: Merry Christmas to All

To all my Boglehead family: Have Yourselves a Merry Little Christmas :happy

Norris