Search found 521 matches

by Norris
Sun Dec 16, 2012 1:04 pm
Forum: Personal Consumer Issues
Topic: Decent guitar for a beginner
Replies: 48
Views: 4479

Re: Decent guitar for a beginner

sunnyday,

Just curious if these 47 replies were helpful. Were you able to arrive at a decision?

Norris
by Norris
Sat Dec 15, 2012 2:17 pm
Forum: Personal Consumer Issues
Topic: Decent guitar for a beginner
Replies: 48
Views: 4479

Re: Decent guitar for a beginner

Sounds good, Stem. This is a Kala tenor made in China (of course, I would rather a U.S. made instrument), a laminate mahogony with plug in and tuner electronics. The price tag says $198 but I can buy it for $169.

Norris
by Norris
Sat Dec 15, 2012 11:38 am
Forum: Personal Consumer Issues
Topic: Decent guitar for a beginner
Replies: 48
Views: 4479

Re: Decent guitar for a beginner

... On the other hand, there's something to be said for being forced to tune by ear. I started playing guitar back in ye olden days. We'd use a pitch pipe, or a nearby piano, or a telephone (back when they all had dial tones). Or more often we'd just take a good guess at one string and tune the oth...
by Norris
Fri Dec 07, 2012 10:02 pm
Forum: Investing - Theory, News & General
Topic: Independent Advisers Encouraged to RAISE Fees
Replies: 13
Views: 1890

Re: Independent Advisers Encouraged to RAISE Fees

That's where the customer's yachts have gone. Thanks to Rick and the many other Bogleheads who have taken a "higher road" in their lives by helping others unselfishly.

Norris
by Norris
Thu Dec 06, 2012 9:40 pm
Forum: Investing - Theory, News & General
Topic: Nice Interview with Gus Sauter
Replies: 1
Views: 499

Re: Nice Interview with Gus Sauter

Thanks, Mel, for the link. And thanks to Gus Sauter, a Vanguard pioneer. He will be missed.

Norris
by Norris
Thu Nov 22, 2012 9:27 pm
Forum: Personal Consumer Issues
Topic: Interesting buying experience at BestBuy
Replies: 9
Views: 2883

Re: Interesting buying experience at BestBuy

We have always liked Best Buy. Over the years we have purchased sound systems, computers and periperals, TVs and appliances. In addition to their price match guarantee, they offer eighteen months same as cash on many purchases (with a BB credit card) and 4% rewards that can be applied on future purc...
by Norris
Sun Oct 21, 2012 6:19 pm
Forum: Personal Investments
Topic: A case of the disappearing Roth
Replies: 11
Views: 1823

Re: A case of the disappearing Roth

There is a page to select which funds you want listed. Do you have your Roth selected? Same thing happened to me as the OP. I went into "Balances & Holdings", then "Customize this page", and found my Roth IRA was unchecked. I re-checked it, and then it showed up again on the My Accounts Overview pa...
by Norris
Sun Oct 21, 2012 11:23 am
Forum: Personal Consumer Issues
Topic: Do you think you'd find a job quickly if you left yours now?
Replies: 35
Views: 2708

Re: Do you think you'd find a job quickly if you left yours

The bad news is, if I left my job, I would not likely find another soon.

The good news is, if I left my job, I will not seek another. I'm that close to retirement. :happy

Norris
by Norris
Sun Oct 21, 2012 11:06 am
Forum: Personal Investments
Topic: A case of the disappearing Roth
Replies: 11
Views: 1823

Re: A case of the disappearing Roth

HueyLD wrote:I just logged into my Roth (NOT in VBS) with no problems. Is your Roth in VBS or in mutual funds?
Not in VBS either, just two Vanguard mutual funds. I logged in again and no change. I'll contact them.

Has anyone else experienced this?

Norris
by Norris
Sun Oct 21, 2012 10:19 am
Forum: Personal Investments
Topic: A case of the disappearing Roth
Replies: 11
Views: 1823

A case of the disappearing Roth

I logged onto Vanguard online and all accounts are there except my Roth. The individual account, the TIRA, and linked outside investments i.e. 401k and Treasury Direct are all there. Just the Roth is MIA. Strange eh? I logged back in a couple of times but still no Roth. And there has been no recent ...
by Norris
Fri Oct 19, 2012 1:55 pm
Forum: Investing - Theory, News & General
Topic: Total Stock Market Index Fund Wins Award!
Replies: 54
Views: 6214

Re: Total Stock Market Index Fund Wins Award!

pkcrafter wrote:Good grief :confused

Paul
Well put, my sentiments too :happy

Norris
by Norris
Fri Oct 05, 2012 3:12 pm
Forum: Personal Consumer Issues
Topic: Gibson Accoustic Guitars
Replies: 19
Views: 1477

Re: Gibson Accoustic Guitars

sleepingrust wrote:Visit UMGF.com, the Unofficial Martin Guitar Forum
Looks as though it's UMGF.org. Thanks for the link sleepingrust.

Norris
by Norris
Wed Aug 22, 2012 6:57 am
Forum: Investing - Theory, News & General
Topic: Poll How much of your financial assets are tax advantaged?
Replies: 34
Views: 3146

Re: Poll How much of your financial assets are tax advantage

52% in TIRA, Roth, TSP and I-Bonds. Another 44% taxable but in Vanguard index funds. The remaining 4% is VFIDX Vanguard Intermediate-Term Investment Grade that I have no room for in tax advantaged. I entered 52%.

Norris
by Norris
Tue Aug 21, 2012 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: federal employees group life insurance
Replies: 11
Views: 4053

Re: federal employees group life insurance

I dropped the FEGLI thinking it's too expensive. There is a Samba plan available that's simple and cheap but limited in coverage: $26 ($1.00 per pay period) for $17,000 or $52 ($2.00 per pay period) for $34,000. These amounts are payable on death to your named beneficiary immediately. I carried the ...
by Norris
Fri Aug 10, 2012 7:30 pm
Forum: Investing - Theory, News & General
Topic: how often do you check your portfolio?
Replies: 94
Views: 9759

Re: how often do you check your portfolio?

I check daily but seldom initiate changes such as re-balancing, etc.

Norris
by Norris
Fri Aug 10, 2012 8:35 am
Forum: Personal Consumer Issues
Topic: Iphone on Virgin Mobile??
Replies: 40
Views: 5416

Re: Iphone on Virgin Mobile??

Just one caution -(as has been mentioned before)... Virgin Mobile uses the Sprint network, but includes no roaming. Sprint tower or nothing. Actual Sprint customers, on the other hand, roam to all sorts of other carriers towers if necessary. Bottom line is Virgin Mobile has limited coverage area. I...
by Norris
Fri Aug 10, 2012 8:16 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1509043

Re: What Book Are You Currently Reading? Part V

The Clash of the Cultures by John C. Bogle.

I purchased the hardcover edition through the Bogleheads "Amazon.com" link for a total of $18.11.

Norris
by Norris
Thu Aug 09, 2012 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Will gluing a penny to car battery make it last longer?
Replies: 46
Views: 17733

Re: Will gluing a penny to car battery make it last longer?

lws6772 wrote:I glued two on mine, just so I could get my 2 cents worth.
Yuk yuk yuk....I like it :happy

Norris
by Norris
Sat Jul 21, 2012 11:05 pm
Forum: Investing - Theory, News & General
Topic: NOMINATE JACK BOGLE FOR PRESIDENT'S MEDAL OF FREEDOM
Replies: 10
Views: 2424

Re: Nominate Jack Bogle for the President's Medal of Freedom

Great idea, Brainstem!

I wonder if there's a way we, as a group, can nominate collectively via the forum?

Norris
by Norris
Tue Jul 17, 2012 8:22 am
Forum: Investing - Theory, News & General
Topic: "Forward" to Jack Bogle's latest book
Replies: 11
Views: 2695

Re: "Forward" to Jack Bogle's latest book

Thanks Taylor. Very glad to hear that Jack has written another book. I remember him stating somewhere in "Don't count on it" that it would likely be his last book. I've pre-ordered through this Boglehead website and am looking forward to another great read.

Norris
by Norris
Wed Jun 13, 2012 10:57 am
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 172
Views: 20674

Re: Michael and Mel

Norris: Walden was also a life-changer for me. It is reflected in my signature below. Best wishes. Taylor Hi Taylor, At the risk of veering off-course, I also like these quotes by Albert Einstein: "Any intelligent fool can make things bigger and more complex... It takes a touch of genius - and a lo...
by Norris
Wed Jun 13, 2012 9:40 am
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 172
Views: 20674

Re: Books that have actually changed your life, in a way.

"Walden" by Henry David Thoreau. Simplify, Simplify, Simplify.

Norris
by Norris
Wed May 30, 2012 8:15 am
Forum: Personal Consumer Issues
Topic: Skylights?
Replies: 28
Views: 4434

Re: Skylights?

We had two solartubes installed about ten years ago. One is in the mudroom off the garage and the other in a windowless bathroom. We love them both. The added light is great. No leaks, no noise and no apparent temperature gain or loss. Cost at that time was $1000 total. The contractor was well-quali...
by Norris
Wed May 09, 2012 7:59 am
Forum: Investing - Theory, News & General
Topic: Happy Birthday to Mr. Bogle
Replies: 34
Views: 1898

Re: Happy Birthday to Mr. Bogle

Happy Birthday, Jack! Hope your day was special :happy

Norris
by Norris
Sun May 06, 2012 8:56 pm
Forum: Forum Issues and Administration
Topic: Anyone else getting this message from BH site?
Replies: 38
Views: 3099

Re: Anyone else getting this message from BH site?

I got it this morning, had never seen anything like it before. Just now when I logged in, I didn't see it.

Norris
by Norris
Sun May 06, 2012 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Re: What stops you from retiring today?
Replies: 100
Views: 9569

Re: What stops you from retiring today?

Inertia
Health Insurance
Daughter entering college in the fall
Not necessarily in that order

Lots of interesting responses. By the way, I saw the word "renumerate". Although it would seem otherwise, the actual word is "remunerate" :moneybag

Norris
by Norris
Fri Mar 16, 2012 9:11 pm
Forum: Investing - Theory, News & General
Topic: What is the ER of your Equity Portfolio now?
Replies: 55
Views: 4151

Re: What is the ER of your Equity Portfolio now?

0.08 for entire portfolio, equity portion would be somewhat higher.

Norris
by Norris
Wed Mar 07, 2012 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Save money every day: Ten painless tricks
Replies: 61
Views: 8476

Re: Save money every day: Ten painless tricks

Good stuff. Thanks Mel!

Norris
by Norris
Fri Feb 24, 2012 8:10 am
Forum: US Chapters
Topic: JACK BOGLE'S MESSAGE TO BH: Two Birthdays!
Replies: 56
Views: 7858

Re: JACK BOGLE'S MESSAGE TO BH: Two Birthdays!

Happy Heart and Boglehead birthdays, Jack. And thank you so much! In a world that is so often dark, you shine a beacon of light that shows the goodness, compassion and ethics of which men are capable but so often fall short. You are truly one of my heros! Your leadership in combination with Taylor, ...
by Norris
Mon Feb 20, 2012 3:26 pm
Forum: Forum Issues and Administration
Topic: HAPPY 5TH BIRTHDAY BOGLEHEADS FORUM
Replies: 30
Views: 3234

Re: HAPPY 5TH BIRTHDAY BOGLEHEADS FORUM

Thanks to all the wonderful Bogleheads! I am happy and grateful to have been a beneficiary of this great forum.

Norris
by Norris
Wed Jan 04, 2012 2:01 pm
Forum: Personal Consumer Issues
Topic: The Joy of Quiet by Pico Iyer
Replies: 17
Views: 2240

Re: The Joy of Quiet by Pico Iyer

"Other friends try to go on long walks every Sunday, or to “forget” their cellphones at home."

I walk to work and back daily and feel it helps maintain what little sanity I have left :lol:

An excellent article Victoria. Thanks for sharing.

Norris
by Norris
Tue Jan 03, 2012 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: No more social security statements?
Replies: 45
Views: 4891

Re: No more social security statements?

To answer my own question, I read this link that was posted above :oops:

http://money.usnews.com/money/blogs/pla ... -available

Norris
by Norris
Tue Jan 03, 2012 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: No more social security statements?
Replies: 45
Views: 4891

Re: No more social security statements?

I'm 61 but for the first time in many years did not receive the annual ss statement. Seems I read or heard somewhere the statements for those over sixty would be sent out all at once instead of near the individual's birth date as was done in the past.

Norris
by Norris
Tue Jan 03, 2012 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed Cash Rewards Visa Card
Replies: 2
Views: 456

Re: PenFed Cash Rewards Visa Card

Already a thread on the subject but don't feel alone, I did the same thing :)

Norris

http://www.bogleheads.org/forum/viewtop ... st=1265588
by Norris
Mon Jan 02, 2012 7:33 pm
Forum: Personal Consumer Issues
Topic: Was 2011 a lost year?
Replies: 24
Views: 2905

Re: Was 2011 a lost year?

Well anyway, the glass is always half full or half empty, depending on your perspective. Attitude accounts for so much..

Norris
by Norris
Mon Jan 02, 2012 4:07 pm
Forum: Personal Investments
Topic: How do you feel about Treasury Direct Security?
Replies: 25
Views: 2193

Re: How do you feel about Treasury Direct Security?

I've had an TD account since 2003 with some hassle, I think I was locked out once, maybe twice, but a phone call fixed it in good order. I make copies of the balance if/when we add to the account and keep them in a safe place. I'm guessing an heir/beneficiary would be able to contact TD and produce ...
by Norris
Mon Jan 02, 2012 1:24 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2012 BOGLEHEAD CONTEST
Replies: 408
Views: 23979

Re: REGISTRATION FOR 2012 BOGLEHEAD CONTEST

1312 like last year but sure hope it ends higher!

Norris
by Norris
Sat Dec 31, 2011 12:36 am
Forum: Personal Finance (Not Investing)
Topic: Pentagon Federal CU again adjusting their "rewards program".
Replies: 1
Views: 398

Pentagon Federal CU again adjusting their "rewards program".

Received a letter from PenFed today stating the purchase APR on my Platinum Cash Rewards card will be reduced from 13.99% to 9.99%. Since I personally don't pay any interest on the card, this is of no benefit to me. And here's the kicker: "In order to maximize the financial value we can deliver to y...
by Norris
Mon Dec 26, 2011 8:53 pm
Forum: Personal Consumer Issues
Topic: My Christmas present to the Bogleheads . .
Replies: 65
Views: 6476

Re: My Christmas present to the Bogleheads . .

Thank you Taylor. I hope the new year brings health and happiness to you and your family. My father, as I've mentioned other years, is a proud purple heart recipient of the 101st and was among the troops that December in 1944. Dad tells the story of fellow soldiers and himself being promised their f...
by Norris
Mon Dec 19, 2011 6:39 pm
Forum: Investing - Theory, News & General
Topic: Year-end Thanks for Index Funds and John Bogle
Replies: 7
Views: 1720

Re: Year-end Thanks for Index Funds and John Bogle

When it's time to give thanks (oftentimes in this great country), Jack Bogle is always at the top of the list. Thank you Jack. And thank you, Rick, for the post.

Norris
by Norris
Thu Dec 15, 2011 11:16 pm
Forum: Personal Consumer Issues
Topic: What musical instrument do you play
Replies: 33
Views: 1951

Re: What musical instrument do you play

Cb wrote:Downright bass in 2 bands, electric guitar in another. I'm on bass in this one:

http://youtu.be/vYkP6nXu6Mk


Cb 8-)
I played bass in a four piece rock band during high school. It was a Fender Jazz same as yours but 1966 vintage with the "F" bridge cover. Wish I still had it.

Norris
by Norris
Thu Dec 15, 2011 10:14 pm
Forum: Personal Consumer Issues
Topic: What musical instrument do you play
Replies: 33
Views: 1951

Re: What musical instrument do you play

I play guitar, tambourine, whistle and sing, but not all four simultaneously :?

Norris
by Norris
Sun Nov 06, 2011 9:18 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS-10 REUNION REPORT
Replies: 20
Views: 2289

Re: Bogleheads-10 Reunion Report

As a person unable to attend BH 10, I want to sincerely thank all who worked on creating the report of this event. I am so impressed with the dedication of others that make this forum and investing community such a great place. With gratitude, Jerry Well said Jerry. I second that! I'm also looking ...
by Norris
Sun Nov 06, 2011 9:08 pm
Forum: Personal Consumer Issues
Topic: RIP Andy Rooney
Replies: 12
Views: 1724

Re: Andy Rooney

Thanks Taylor. And thanks to Andy, he will be missed. What a great human aspiration, to put an end to war and killing.

Norris
by Norris
Sat Oct 29, 2011 6:07 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 383287

Re: What Book Are YOU Currently Reading? Part IV. (07/04/201

Necronomicon...The best weird tales of H.P. Lovecraft

Norris
by Norris
Sat Oct 29, 2011 11:13 am
Forum: Personal Consumer Issues
Topic: Dishwasher Recommendation
Replies: 54
Views: 4473

Re: Dishwasher Recommendation

I've heard more than one person say the big box store appliances can be inferior in quality to those available elsewhere. I guess "elsewhere" means dealers that specialize in appliances. Have any other Bogleheads heard this?

Norris
by Norris
Sat Oct 08, 2011 4:36 pm
Forum: Personal Consumer Issues
Topic: Gettysburg visit
Replies: 24
Views: 2905

Valuethinker wrote: Said to be the finest speech ever written in the English language.
I agree. Thought provoking and bone chilling!

Norris
by Norris
Sat Oct 08, 2011 4:11 pm
Forum: Personal Consumer Issues
Topic: No Yankees, Red Sox, or Phillies
Replies: 26
Views: 2423

I'm a diehard Detroit Tiger fan and happy (so far).

Norris
by Norris
Sat Oct 01, 2011 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Expense ratio avg in your portfolio
Replies: 39
Views: 3617

I voted for .10-.20 but I'm happy to say that my actual ratio is .08 :)

Norris