Search found 593 matches

by norm
Sat Jan 09, 2010 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of domestic stock index fund do you use?
Replies: 48
Views: 7268

None
by norm
Sat Jan 09, 2010 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of domestic stock index fund do you use?
Replies: 48
Views: 7268

My answer is none.
by norm
Fri Jan 01, 2010 12:22 pm
Forum: Personal Consumer Issues
Topic: 2010 BOGLEHEAD CONTEST REGISTRATION
Replies: 284
Views: 32499

1210
by norm
Tue Dec 15, 2009 1:55 pm
Forum: Investing - Theory, News & General
Topic: TCW Total Return: Should You Stay or Should You Go?
Replies: 0
Views: 515

TCW Total Return: Should You Stay or Should You Go?

Fund SpyTCW Total Return: Should You Stay or Should You Go?

It's rare that any manager's departure is reason to immediately
flee.


http://news.morningstar.com/articlenet/ ... ?id=319601
by norm
Fri Dec 11, 2009 12:28 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

Thanks to everyone for their replies and advice. For the time being there is too much going on in my life so I'm going to put aside house hunting until sometime in the future.

I have gotten a lot of good information here which I will check out and digest.

Norm
by norm
Thu Dec 10, 2009 5:34 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

Re: Creedmoor

And if you settled near Creedmoor you could go visit Bernie Madoff at Butner! I'm sure he'd like to see someone from the NYC area. tom, The subtleness of your remark seems to have gone over my head. Could you please write in a manner that someone, like me, from the NYC area can understand? :roll:
by norm
Wed Dec 09, 2009 11:24 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

dphmd,

I intend to make a trip there in the spring.

The nights are going to be in the 20's this week and zoom up to the 30's during the day.


Tad,

What is the reason that houses cost less in Durham?
by norm
Wed Dec 09, 2009 5:50 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

diasurfer, Not all Yankess wilt in the heat. FIY the average day time humidity where I live is higher on an annual basis then it is in Raleigh. One should never generalize when talking about a group of people. I spent 18 years traveling to countries in Asia that are on or near the equator and I mana...
by norm
Wed Dec 09, 2009 2:48 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

medgar, I think Pinehurst/Southern Pines is a bit too remote for me. I want to be near a city but not necessarily live in one. As far as being a basketball fan, there aren't too many guys that grew up in New York City that aren't hoops fans. VictoriaF, Similar to what I said above I want to live nea...
by norm
Wed Dec 09, 2009 10:26 am
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

After checking out the cities that were suggested I have decided that Raleigh still ranks #1. I compared Raleigh to Asheville & Greeville. The temps are pretty close with Raleigh falling in the middle. The humidity is pretty much the same in all 3 cities. The big difference is snow with Raleigh gett...
by norm
Tue Dec 08, 2009 7:36 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

Valuethinker, I will make a good profit when I sell my house, even with the recent drop in prices. My house is a small house (anything smaller would classify as a shed). Long Island has one of the highest costs of living in the country and I don't want to stay here and live on a very tight budget. M...
by norm
Tue Dec 08, 2009 11:01 am
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

englishgirl,

Asheville has real winters which I want no part of.
by norm
Mon Dec 07, 2009 11:16 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

zinnia,

DE was one of the first states I looked at but it also has high humidity.
by norm
Mon Dec 07, 2009 6:43 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

Thanks for the replies. Ron, I am retired. My wife has terminal cancer with a maximum of 1-2 months to live. Long Island is much to expensive for me to remain here without her income. We were originally going to retire to Albuquerque before she became sick but under the current circumstances I would...
by norm
Mon Dec 07, 2009 1:56 pm
Forum: Personal Consumer Issues
Topic: Is anyone familiar with the Raleigh, North Carolina?
Replies: 48
Views: 6471

Is anyone familiar with the Raleigh, North Carolina?

I am seriously thinking about moving to Raleigh, NC next year and I was wondering if anyone here could give me info about it (pro or con).
by norm
Sat Nov 28, 2009 5:06 pm
Forum: Investing - Help with Personal Investments
Topic: Simple Retirement Portfolio
Replies: 11
Views: 3400

The TF that conincides with you planned retirement date might be too aggressive or too conservative for you therefore go with the TF that meets your AA.
by norm
Wed Nov 25, 2009 10:55 am
Forum: Personal Consumer Issues
Topic: Question about snowblowers
Replies: 48
Views: 10981

I have a 20", 5 HP Toro with an electric starter. I have never had a problem slicing through the snow no matter how deep or heavy the snow is.
by norm
Wed Oct 28, 2009 12:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART II
Replies: 1043
Views: 294492

I'm reading A History of the World in 6 Glasses by Tom Standage. The book describes how civilization has been changed by the developement of beer, wine, spirits, coffee, tea and Coca-Cola. The book taught me more about history and sociiology then all of my years in schoold did. Standage wrote a foll...
by norm
Fri Oct 23, 2009 12:35 pm
Forum: Personal Consumer Issues
Topic: For Baseball Replay Review
Replies: 37
Views: 3562

There could be an umpire in a booth who could review a play that is challenged and make a decision within a few seconds.
by norm
Wed Oct 14, 2009 11:06 am
Forum: Personal Consumer Issues
Topic: Home printer recommendations
Replies: 28
Views: 4877

I recently bought an HP Ofice Jet 4500. After sale price & rebate we paid $70. It performs much better then the Lexmark I previously owned.
by norm
Fri Sep 18, 2009 11:00 am
Forum: Personal Finance (Not Investing)
Topic: What happened with CGMFX
Replies: 6
Views: 2581

I bought in in March '03 and sold it in 2007 and glad that I did.
by norm
Thu Sep 17, 2009 2:24 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio change since 12 months ago?
Replies: 46
Views: 6129

Since 1/1/09 up 4.3%.
by norm
Thu Sep 03, 2009 1:15 pm
Forum: Investing - Theory, News & General
Topic: What is your preferred withdrawal formula?
Replies: 25
Views: 4846

At the moment I am dealing with my wife's catastrophic illness and getting our house ready to be put on the market so I am spending what I need. I am putting dividends into a money mkt fund and reinvesting CG. In the next 1-2 years I should have an idea what my annual expenses will be and at that ti...
by norm
Thu Aug 27, 2009 10:16 am
Forum: Investing - Theory, News & General
Topic: How do retirees bridge health insurance to medicare at 65?
Replies: 55
Views: 8715

I was covered by my wife's health insurance from work but since she just retired I had to get Medicare Plan B which is no my primary insurance while my wife's work policy is my secondary insurance.
by norm
Wed Aug 26, 2009 4:16 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART II
Replies: 1043
Views: 294492

I just finished "South of Broad" by Pat Conroy which I highly recommend.

Now reading "The Increment" by David Ignatius, a spy novel about the Iranian nuclear program.
by norm
Sat Aug 22, 2009 11:56 am
Forum: Investing - Help with Personal Investments
Topic: any Bronxites out there
Replies: 19
Views: 2860

I lived in 853 Southern Blvd until I was 17 and joined the Air Force (1956). I went to Morris H.S. one of my brothers went to the Bronx HS of Science and the other one went to DeWitt Clinton. After my 4 years in the AF were up I lived on Montgomery Ave & 174th St. I worked in Krums on the Grand Conc...
by norm
Fri Aug 14, 2009 11:48 am
Forum: Investing - Theory, News & General
Topic: Community Book Cover Available for Viewing
Replies: 24
Views: 3096

Good luck to you all with the book.
by norm
Thu Aug 06, 2009 11:34 am
Forum: Personal Consumer Issues
Topic: You on Facebook?
Replies: 108
Views: 19450

My granddaughter had me open an account so that I would be able to see new pictures of my great granddaughters. Other then that I never go there.
by norm
Tue Aug 04, 2009 9:44 am
Forum: Personal Consumer Issues
Topic: Albuquerque / Sante Fe
Replies: 38
Views: 5617

I was going to move to Rio Rancho (it abuts ABG) but it is all subdivision sprawl and I prefer to have a bit of land between my house and those of my neighbors. A realtor suggested Los Lunas where I can easily get a 1/2 acre lot (and more). Houses there cost considerably less then in Rio Rancho or A...
by norm
Tue Jul 21, 2009 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Taking the Mini-Van plunge...
Replies: 40
Views: 6430

I have been driving a mini-van since Chrysler first came out with them. Right now I have a '98 Windstar. My next one is going to be the Kia Sedona. Check out the Kelley Blue Book review of the Sedona:

http://www.kbb.com/kbb/NewCars/Review/2 ... eview.aspx
by norm
Sun Jul 19, 2009 10:34 am
Forum: Personal Consumer Issues
Topic: Should Marijuana be Legalized?
Replies: 35
Views: 4461

Yes. The diet business would make a fortune as would the people that make and sell junk food.
by norm
Thu Jul 16, 2009 8:09 am
Forum: Investing - Theory, News & General
Topic: Bogle on Target Date Funds
Replies: 59
Views: 11945

I own VG Target Date Income which has an expense of 0.19. Is that high? The AA is 29/62/8. Since only 6% of the fund is international I bought some VG Intn'l Stock Index to increase that sector. I will also be buying some of the TIPS fund to increase that area. None of the Target funds satisfy every...
by norm
Mon Jul 13, 2009 9:58 am
Forum: Personal Consumer Issues
Topic: My wife wants a laptop/notebook
Replies: 37
Views: 6722

The only laptop I've ever owned was a Toshiba, I had it for years and never experienced any problems with it.
by norm
Mon Jul 13, 2009 9:54 am
Forum: Investing - Theory, News & General
Topic: Does everybody reinvest it all?
Replies: 20
Views: 3275

Yes, I reinvest them back into the fund although next year I might need to take money out for income and then I'll have CG & dividends put into my money market fund.
by norm
Fri Jul 10, 2009 9:42 am
Forum: Investing - Theory, News & General
Topic: The best target funds
Replies: 32
Views: 5701

I own VTINX at age 70 retired I think it's AA of 30/65/5 is ideal for a person in my position. Why would someone conisder this equity heavy?
by norm
Tue Jul 07, 2009 2:17 pm
Forum: Investing - Theory, News & General
Topic: Target Date Funds-Marketing Triumph & Investment Failure
Replies: 15
Views: 2598

I own VTINX, at age 70 it's 29/62/8 AA is perfect for me.
by norm
Thu Jul 02, 2009 11:48 am
Forum: Personal Consumer Issues
Topic: Walkman versus IPod
Replies: 7
Views: 1520

Believe it or not I brought one of the first Sony Walkman into the U.S. I used to travel the Orient on business. 30 years ago I saw someone I know sitting in a Hong Kong hotel lobby wearing a headset that was attached to a little blue metal box. I thought it was some sort of a dictating machine. The...
by norm
Wed Jul 01, 2009 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Firefox 3.5 available
Replies: 47
Views: 7368

I have FF 3.0.11 and I've been having trouble with pages freezing on me. I went to the Firefox help forum and saw that there were a lot of complaints having to do with version 3.5
by norm
Mon Jun 15, 2009 11:18 am
Forum: Investing - Theory, News & General
Topic: Are you 'age in bonds' or 'static allocation'?
Replies: 62
Views: 9354

Age 70, 70% bonds.
by norm
Thu Jun 11, 2009 11:25 am
Forum: Investing - Help with Personal Investments
Topic: Target Retirement Funds Allocation
Replies: 18
Views: 3566

I went by allocation when I chose Target Retirement Income. The AA is 30/70 (I am 70) and I supplemented it by buying Total Int'l Stock Index.
by norm
Sun Jun 07, 2009 6:25 pm
Forum: Personal Consumer Issues
Topic: Where is the best deal (retiring to a low tax state)?
Replies: 63
Views: 11938

My grandson who lives in Tallahassee was here to visit us two days ago. He told us that they aren't near any major cities and that you have to fly to go anywhere. Atlanta is just north of them and they have to fly to a southern Florida city to catch a flight to Atlanta. In addition automobile traffi...
by norm
Sun Jun 07, 2009 6:15 pm
Forum: Investing - Theory, News & General
Topic: What is your Portfolio Plan if you Die?
Replies: 40
Views: 7126

Since I already know that I am going to outlive my wife I will try my best to spend it all before it's my turn to go, anything that is left will go to my grand kids.
by norm
Fri Jun 05, 2009 10:23 am
Forum: Personal Consumer Issues
Topic: Toyota RAV4 or Honda CRV
Replies: 28
Views: 8034

Thanks for all of the replies. It looks like it comes down to me driving them and making a decision. Who know with all of the dealerships closing down I might be able to get a new one close to the price of a used one.
by norm
Fri Jun 05, 2009 10:11 am
Forum: Investing - Help with Personal Investments
Topic: Larry's TIPS strategy
Replies: 23
Views: 4630

I went from 50% TIPS down to 25% and will go back up to 50% when yield goes up to 2.5%.
by norm
Thu Jun 04, 2009 10:36 am
Forum: Personal Consumer Issues
Topic: Toyota RAV4 or Honda CRV
Replies: 28
Views: 8034

Toyota RAV4 or Honda CRV

I am thinking very seriously about buying either a used Toyota RAV4 or a Honda CR-4. I have only driven sedans or mini-vans and have no experience with crosssovers.

Any opinions or advise on either of these two cars (ot a different model)?
by norm
Mon Jun 01, 2009 4:09 pm
Forum: Personal Consumer Issues
Topic: Albuquerque / Sante Fe
Replies: 38
Views: 5617

Statsguy, Getting back to the original topic another place that you should look into is Prescott, AZ. It was the first place out west I wanted to move to but then house prices zoomed up. I think when the housing bubble burst prices became more reasonable. From what I know Palm Springs is fairly expe...
by norm
Sun May 31, 2009 12:04 pm
Forum: Personal Consumer Issues
Topic: Albuquerque / Sante Fe
Replies: 38
Views: 5617

We visited Albuquerque last year when we made a tour of western cities to find one to retire to. We absolutely fell in love with the city. Home prices were very reasonable and should be even cheaper now. The people were friendly and the whole atmosphere was very laid back. Unfortunately my wife has ...
by norm
Wed May 20, 2009 10:32 am
Forum: Personal Consumer Issues
Topic: Any experience with gas powered leaf blowers?
Replies: 36
Views: 4753

I recently bought an electric Toro Ultra Vac and I love it. My main reason for selecting this model was because the vacuum tubes are longer then the Echo gas powered one that I had and I no longer kill my back when using it. Since there is no gas tank it is much lighter in weight and no question it ...
by norm
Sun May 17, 2009 2:23 pm
Forum: Investing - Theory, News & General
Topic: Anyone augment their Target Retirement funds?
Replies: 10
Views: 2059

In our IRAs we have VG Target Retirement Income & VG Total Int'l Stock Index. Future money with go into the TIPS fund.

My wife has VG Institutional Index in her 401K.