Search found 681 matches

by 6miths
Wed Jan 25, 2012 5:44 pm
Forum: Investing - Help with Personal Investments
Topic: Do you have a small pool of $ for trying to time the market?
Replies: 50
Views: 3408

Re: Do you have a small pool of $ for trying to time the mar

Nope. Rebalancing is as close to market timing as I get.
by 6miths
Sun Jan 15, 2012 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for graduating medical school couple
Replies: 53
Views: 5406

Re: Advice for graduating medical school couple

Amazed and saddened by the level of debt the current generation of medical students wind up amassing. Good advice to live frugally and attack the loans aggressively. Given that you don't start earning the big salary until you are 30+ years old the key is not to start living large too early or maybe ...
by 6miths
Wed Jan 20, 2010 1:45 am
Forum: Personal Consumer Issues
Topic: Laptop or Desktop?
Replies: 78
Views: 9625

So with 4 kids and 2 parents we have a plethora of machines. Agree with post that gaming definitely means desktop with a separate video card with substantial dedicated memory. One can get gaming laptops but they are very expensive and barely mobile as most kids will want a 17" screen at least. All p...
by 6miths
Wed Jan 20, 2010 12:15 am
Forum: Investing - Theory, News & General
Topic: Psst! Have I got a model ETF portfolio for you!
Replies: 24
Views: 7035

Thanks Rick. Definitely written by a Boglehead! Cheers.
by 6miths
Tue Jan 19, 2010 11:55 pm
Forum: Personal Consumer Issues
Topic: Poll: Do you hold gold?
Replies: 71
Views: 11793

I'd also like to see the response rate and proportions of people (admitting to) holding substantial amounts of gold as the price of gold goes up and down!
by 6miths
Tue Jan 19, 2010 11:48 pm
Forum: Personal Consumer Issues
Topic: Poll: Do you hold gold?
Replies: 71
Views: 11793

I don't own any gold bullion or coins but having Canadian market index ETFs gives one a pretty substantial exposure - Barrick, Goldcorp, Teck, Kinross, etc make up more than 10% of the index these days!!
by 6miths
Tue Jan 19, 2010 2:10 am
Forum: Local Chapters and Bogleheads Community
Topic: Canadian Bogleheads Chapter(s)
Replies: 5
Views: 2379

Hi John, I don't know anybody interested in the Toronto area. But when you start building the dream team, please invite gummy who lives in Burlington, Ontario . Another Canadian I know is Bylo Selhi , who specifies his location as the Great White North . Cheers, Victoria Thanks Victoria. Will defin...
by 6miths
Mon Jan 18, 2010 12:42 am
Forum: Local Chapters and Bogleheads Community
Topic: Calling all Docs! Physician Chapter/Interest Group
Replies: 169
Views: 83145

Would love to be in. Perinatologist here and wife is a pediatrician in the Toronto area. Many issues are somewhat different here in Canada but love to be involved.
by 6miths
Sun Jan 17, 2010 10:54 pm
Forum: Investing - Theory, News & General
Topic: 1 CAD = 0.9706 USD
Replies: 7
Views: 1954

Hard to imagine it won't break through again soon but who knows.
by 6miths
Sun Jan 17, 2010 10:45 pm
Forum: Personal Consumer Issues
Topic: What was your 2009 splurge? Was it worth it?
Replies: 104
Views: 13796

two splurges this year - very out of character! a new side porch on the house - was waiting for the old one to fall down so i could get the insurance but it just refused! and new landscaping and drive in the front - money well spent - looks gorgeous. cheers!
by 6miths
Wed Jan 06, 2010 11:53 pm
Forum: Personal Consumer Issues
Topic: Capsule Living in Tokyo
Replies: 5
Views: 1520

I had seen these hotels before. Honestly I wish the airlines were allowed to set up long haul flights this way. Might be a bit rumpled on arrival but would be very well rested and the privacy would be nice. I bet you could get just about as many people on board the plane too.
by 6miths
Wed Jan 06, 2010 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: What % of people actually pay off their homes?
Replies: 52
Views: 9013

Agree that being mortgage free is a huge bonus if one can pull it off. Paid off current place by age 43 and have never looked back. A great feeling but actually didn't have any big celebration to mark the occasion. Actually only told my wife in passing. So maybe the days of celebrations are over. Ag...
by 6miths
Sun Jan 03, 2010 8:15 pm
Forum: Personal Consumer Issues
Topic: Best Metrics of Health
Replies: 42
Views: 7789

One of my main health criteria is the quality of my sleep. If I fall asleep easily and wake up refreshed, I feel energized, optimistic and generally healthy. Weight, blood pressure, athletic performance, etc. are "output measures" that contribute to certain outcomes. Good sleep -- for me -- is an "...
by 6miths
Sat Jan 02, 2010 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Permanent Insurance
Replies: 25
Views: 3785

mickeyd wrote:
Does anyone know how or why the gov't allows the "tax-free" treatment built in perm insurance policies?

Just a guess here~well paid lobbyists?
Yes that is my understanding! Very effective lobbying for a very long time!
by 6miths
Sat Jan 02, 2010 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Do you/will you have a pension?
Replies: 210
Views: 31926

Definitely no pension here. On the bright side, don't have to worry about thinking I have one only to see it evaporate!
by 6miths
Sat Jan 02, 2010 2:28 am
Forum: Personal Finance (Not Investing)
Topic: Do you purchase insurance from car rental companies?
Replies: 20
Views: 4608

Never. Gold card and personal car insurance. Though good point if on business and they will foot the bill. Might just keep a claim off your insurance but not sure of that and wouldn't if you were at fault and ticketed.
by 6miths
Sat Jan 02, 2010 2:07 am
Forum: Personal Consumer Issues
Topic: mid-size non-luxury sedans (Camry, Accord, Altima)
Replies: 55
Views: 10124

Have been driving Hondas for years and have never had any repair other than basic maintenance. Never back to the dealership with little bits falling off or for undiagnosable noises like Big Three (lmao) vehicles. A great warranty is wonderful, a vehicle that doesn't need a warranty is even better! O...
by 6miths
Sat Jan 02, 2010 1:34 am
Forum: Personal Consumer Issues
Topic: East African holiday?
Replies: 15
Views: 3285

I would second the Okavango Delta if you can still swing it. I have been to sub-Saharan Africa 10 times in the past 20 years and I would agree that this is the most spectacular and unspoiled. Much of central east Africa has been adversely effected by the civil unrest. Generally though it is a wonder...
by 6miths
Sat Jan 02, 2010 1:15 am
Forum: Personal Consumer Issues
Topic: Life changeing books recommendations for twenty-somethings.
Replies: 114
Views: 18342

Love many of the choices.

It may be a little light weight and an easy read but a book I love to take on the plane when I travel is Hal Urban's Life's Greatest Lessons. My children have also read it and acknowledge the messages. Just is a good book to recharge on.

Cheers. John.
by 6miths
Fri Jan 01, 2010 11:49 pm
Forum: Personal Consumer Issues
Topic: Do you smoke cigarettes? Have you ever? An anonymous poll...
Replies: 89
Views: 11981

Never smoked. Good dose of second hand smoke though! EmergDoc is right to stress that people often focus on mortality from lung cancer. This is totally wrongheaded. Not to sound insensitive but at least lung cancer is usually a quick death. The people who suffer for years with COPD and as cardiac cr...
by 6miths
Fri Jan 01, 2010 11:17 pm
Forum: Personal Consumer Issues
Topic: Which pocket sized camera is your favorite?
Replies: 34
Views: 5821

Looking at Consumer Reports and the posts above it seems that Canon and Panasonic are the front runners. The Panasonic FP8 is #1 and the ZR1 is #5. Canon SD880 #2, S90 #3 and SD1200 #4. The number 7 and 9 cameras are also Canons! This out of 74 cameras rated. It should be noted that the ratings for ...
by 6miths
Fri Jan 01, 2010 10:50 pm
Forum: Personal Consumer Issues
Topic: Non-Bogleonian? Engagement Ring Time
Replies: 137
Views: 22923

Ouch!! Good luck with this unenviable task! 'Between a rock and a hard place' sure sounds accurate. Also the disconnect between the description of 'money conscious' and the desire for this rock is incredible. Or maybe it is her money she is conscious of... does the prenup say you will get this baubl...
by 6miths
Fri Jan 01, 2010 9:05 pm
Forum: Personal Consumer Issues
Topic: Vehicles you have owned...
Replies: 162
Views: 27731

Will include the wife's cars too. 1971 Austin Mini (Used) 1974 Chev Vega (Used) 1978 Chev Chevette (Used) 1986 Honda CRX 1986 Honda Prelude (my first car!) 1989 Acura Integra 1989 Honda Civic SI 1990 Acura Integra 1993 Mercury Villager 1993 Acura 1.6EL 1999 Honda Odyssey 1999 Landrover Discovery II ...
by 6miths
Fri Jan 01, 2010 8:40 pm
Forum: Local Chapters and Bogleheads Community
Topic: Canadian Bogleheads Chapter(s)
Replies: 5
Views: 2379

Thanks for advocating for us up here in the Great White North Victoria. I have been a closet Boglehead for some time but have just joined the group. I would be interested in having a local resource group. If anyone in the Toronto/Golden Horseshoe area is interested perhaps we should try to get a gro...
by 6miths
Fri Jan 01, 2010 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Life Insurance Guidance
Replies: 21
Views: 3183

Interesting questions and good of you to be thinking about insurance now that you are married. First question I would ask is whether you need the additional insurance at this point in your life. If you do not need it you should certainly invest the money that is saved. You should also strongly consi...
by 6miths
Fri Jan 01, 2010 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Home Security System worth it?
Replies: 72
Views: 15409

Personally I can't wait for my ADT contract to be up. Definitely a huge pain in the butt. Several late night/early am calls due to system faults. After several service visits just unplugged it. Don't know if the signs help but still have them. Also rigged up a red LED with a 9 volt on the inside ala...
by 6miths
Fri Jan 01, 2010 5:15 pm
Forum: Personal Consumer Issues
Topic: 2010 BOGLEHEAD CONTEST REGISTRATION
Replies: 284
Views: 32493

1396.2
by 6miths
Fri Jan 01, 2010 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: Permanent Insurance
Replies: 25
Views: 3785

New Bogleheads book

Yes, thanks. I did recently read the book. Am afraid that I was still left with quite a few questions. Perhaps most of these have to do with the differences between the situation in the U.S. v Canada. Certainly not the specific answers I was hoping for but such is life of course. Thanks again. Cheers.
by 6miths
Fri Jan 01, 2010 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Three or four best books
Replies: 43
Views: 8105

Reading

Many great choices! I think the advice to invest the money and go to the library is in the true Boglehead philosophy but I am new to the group. It is still nice to have a core of books that you can refer to now and then. For my money I think that Four Pillars is one of the best books available and d...
by 6miths
Fri Jan 01, 2010 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Permanent Insurance
Replies: 25
Views: 3785

Estate Planning

Reading various comments with interest. Please pardon me for reposting this here but had put it on a similar thread but see that this one is a much more recent and active so I reposted here. Apologies if this a faux pas. I am a newbie. Post follows: One of the great difficulties is knowing whether y...
by 6miths
Fri Jan 01, 2010 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Whole vs. Term Life Insurance
Replies: 47
Views: 8526

Stepped up values on transfer to heirs

Reading various comments with interest. One of the great difficulties is knowing whether you are in that situation in which life insurance other than term makes sense or if in fact there is such a situation at all. After years of believing that there was no such situation, I have come to believe tha...