Search found 58 matches

by fuddbogle
Tue Jul 23, 2019 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Pension Payout
Replies: 11
Views: 809

Re: Pension Payout

I expect that the payouts are "actuarially equivalent", so the pension plan is indifferent as to which option that you take. When pension plans make calculations like this, they generally use pretty conservative assumptions. I'm agreeing with you to take the money as soon as possible, and...
by fuddbogle
Tue Jul 23, 2019 8:16 am
Forum: Personal Finance (Not Investing)
Topic: Pension Payout
Replies: 11
Views: 809

Re: Pension Payout

Are you continuing to work or are you retired? If working at 55, pension will be taxed at your marginal tax bracket. Same for collecting at 60 and 62 if you continued to work. I was eligible to take a pension from my former employer at 55, but deferred it until this January after retiring in spring...
by fuddbogle
Tue Jul 23, 2019 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Pension Payout
Replies: 11
Views: 809

Re: Pension Payout

cheese_breath wrote: Tue Jul 23, 2019 8:08 am
fuddbogle wrote: Tue Jul 23, 2019 7:33 am There are a lot of different ways for a payout....
Is lump sum rollover to an IRA one of them?
It is not.
by fuddbogle
Tue Jul 23, 2019 7:58 am
Forum: Personal Finance (Not Investing)
Topic: Bigger house?
Replies: 43
Views: 3642

Re: Bigger house?

To me, this is less of a financial decision and more of a personal decision. You have the money and clearly are not living beyond your means so I wouldn’t expect that to change. We personally solicit friends and family to come to stay with us. Maybe it’s a Midwest thing? My wife would absolutely lov...
by fuddbogle
Tue Jul 23, 2019 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Pension Payout
Replies: 11
Views: 809

Pension Payout

A company I used to work for (Energy sector) went bankrupt (I already had left). Parts of it got bought out and I have a small pension with the new company. I’ll turn 51(M) later this year and my spouse with turn 52(F). There are a lot of different ways for a payout but here are a few relevant optio...
by fuddbogle
Mon Jul 08, 2019 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Sign up bonuses
Replies: 16
Views: 1876

Re: Credit Card Sign up bonuses

gougou wrote: Mon Jul 08, 2019 8:24 pm
I believe Chase Sapphire cards have a 48-month language now so you need to wait more than 4 years to re-signup.
It needs to be at least 48-months since the bonus posted.
by fuddbogle
Fri Jun 21, 2019 6:27 pm
Forum: Personal Investments
Topic: Portfolio-Investment-Help
Replies: 6
Views: 576

Re: Portfolio-Investment-Help

Thank you so far for your responses. I've updated the original post, hopefully, to better answer the questions. I need to read the boglehead wiki links and investigated my wife's possible 403(b). After that re-align the portfolio to better align with wiki info. However, and I knew this would come up...
by fuddbogle
Fri Jun 21, 2019 3:53 pm
Forum: Personal Investments
Topic: Portfolio-Investment-Help
Replies: 6
Views: 576

Portfolio-Investment-Help

First post, let's see how this goes - :sharebeer Emergency funds: Currently in JP Morgan – You Invest 300k I’ve included all of our available cash(except our regular checking). It’s currently all in Vanguard Prime Money Market (VMMXX). The reason why it’s so high is I had recently sold some farmland...