Bogleheads.org

a reason for bonds that no one has yet mentioned is that they can be a source of finds for buying nearer the bottom in case stocks go down. This is a role for which most of us historically used for money market funds but at current rates near 0 mm funds are not appealing. A tips fund in the 401k if ...

I am not truly a bogglehead but l do like this site and think the advice is good. With that as background however, would suggest Columbia Acorn as a midcap fund rather than the midcap index .Check relative performace over 5,10 20, 30 years.Basically they have a philosophy and stick to it. As to inte...

I struggled with the same problem on my 2008 return. I used the program taxcut and with a bit of trouble(They make you fill in a number of the lines(about 3 or 4) manually whereas for most lines on the 1040 and related forms the numbers come from your answers to questions) I was able to use the 1116...

lots of vanguard funds
and reasonable number of fido and trp
http://www.maxfunds.com/funds/top100.php

Not sure how number is defined. It might be what people search for on this site which rates all the funds on a variety of criteria.

Unless someone on the site has great insight into the California situation it seems the primary issue is that given that California has known problems how serious is the risk.You are compensated by the extra yield and the tax advantages to you as a California resident but is that enough? One possibl...

Just two thoughts. 1)I know you like index fund but check out the performance of the managed international funds compared to the index. It is my understanding that most managed international funds with reasonable fees have outperformed the index usually by avoiding or underweighting certain poorly p...

In some states whole life makes sense since you can't get term coverage after a certain age and insurance may be appropriate for estate planning or other purposes but that clearly doesn't seem to be an issue at your age.. It does not seem based on limited info that your planner is doing right for yo...

If the weather is nice I would do the circle line tour in preference to empire state buildng or statue of liberty. The tour is about 2hrs I think' Also if you see only one museum it should be the Metropolitan unless your taste runs more to the Musum of Natural History. Note you can't see the met in ...

[quote="wpatch1"]Warning! Rollover of the 401k to an IRA would mean that you would be unable to invest in a good "stable value" fund or the institutional shares offered in your old 401k. "They can't make you rollover unless the account falls below $5,000, although some 401k ...

[quote="Beth @ SFT"]My mother has asked me for some advice. She is 58 years old, works part-time as an R.N. and has virtually no retirement savings. She is married, her husband is retired (65 yrs old), he draws SS and has investments enough to fund them through their retirement years. Beca...

If the advisor is even remotely competent you must be 35 or less for he/she to suggest 100% in equities. If that is the case I still suggest 20% in cash or bonds with the idea that if the market drops considerably (say 25% you have a source of funds for "buying low". Note this would not ha...

Kind of a strange suggestion but if you think you may like alternative history/science fiction consider the series of books (in paperback) by Eric Flint with sequels often coauthored. The first book is 1632(can check out on wikipedia) and the only science fiction is in the preface (about 2 pages) Th...

will continue to monitor this thread but to this point thanks all.

How does the impact of a pension affect asset allocation? I assume that it means invest more heavily in stocks than I would otherwise. Are there good rules of them (I have a vague memory of treating a pension as a bond investment with a value of 8-10 times the annual pension. A link would be nice bu...

If you believe the market will not do particularly well for the rest of the year, a very conservative non-deductable ira has a good deal of merit. Next year you can convert and only owe taxes on the gain which will be not very significant if you buy a short term bondfund or a cd.Many believe it is a...