Search found 1265 matches

by sometimesinvestor
Sat Oct 17, 2009 8:38 pm
Forum: Personal Investments
Topic: 24 yr old investor, am I on the right track?
Replies: 18
Views: 2973

a reason for bonds that no one has yet mentioned is that they can be a source of finds for buying nearer the bottom in case stocks go down. This is a role for which most of us historically used for money market funds but at current rates near 0 mm funds are not appealing. A tips fund in the 401k if ...
by sometimesinvestor
Sun Oct 11, 2009 12:18 pm
Forum: Personal Investments
Topic: Need help with 401K allocations with few choices
Replies: 13
Views: 2140

I am not truly a bogglehead but l do like this site and think the advice is good. With that as background however, would suggest Columbia Acorn as a midcap fund rather than the midcap index .Check relative performace over 5,10 20, 30 years.Basically they have a philosophy and stick to it. As to inte...
by sometimesinvestor
Thu Sep 24, 2009 11:07 pm
Forum: Personal Investments
Topic: Avoiding foreign tax form 1116
Replies: 24
Views: 8063

foreign tax credit

I struggled with the same problem on my 2008 return. I used the program taxcut and with a bit of trouble(They make you fill in a number of the lines(about 3 or 4) manually whereas for most lines on the 1040 and related forms the numbers come from your answers to questions) I was able to use the 1116...
by sometimesinvestor
Sun Sep 20, 2009 5:45 pm
Forum: Investing - Theory, News & General
Topic: interesting site :100 most viewed funds
Replies: 1
Views: 947

interesting site :100 most viewed funds

lots of vanguard funds
and reasonable number of fido and trp
http://www.maxfunds.com/funds/top100.php

Not sure how number is defined. It might be what people search for on this site which rates all the funds on a variety of criteria.
by sometimesinvestor
Thu Sep 03, 2009 10:17 pm
Forum: Investing - Theory, News & General
Topic: Municipal Intermediate Versus California Intermediate
Replies: 7
Views: 1845

california v nationwide

Unless someone on the site has great insight into the California situation it seems the primary issue is that given that California has known problems how serious is the risk.You are compensated by the extra yield and the tax advantages to you as a California resident but is that enough? One possibl...
by sometimesinvestor
Sat Aug 15, 2009 11:35 pm
Forum: Personal Investments
Topic: Roth 401(k) portfolio allocation for a 25yr old?
Replies: 10
Views: 2639

Just two thoughts. 1)I know you like index fund but check out the performance of the managed international funds compared to the index. It is my understanding that most managed international funds with reasonable fees have outperformed the index usually by avoiding or underweighting certain poorly p...
by sometimesinvestor
Fri Jul 31, 2009 7:20 am
Forum: Personal Investments
Topic: I feel I may be getting bad Advice
Replies: 41
Views: 5598

I feel i might be getting bad advise

In some states whole life makes sense since you can't get term coverage after a certain age and insurance may be appropriate for estate planning or other purposes but that clearly doesn't seem to be an issue at your age.. It does not seem based on limited info that your planner is doing right for yo...
by sometimesinvestor
Sat Jul 25, 2009 9:59 am
Forum: Personal Consumer Issues
Topic: Going to NYC in October
Replies: 86
Views: 11945

oct visit to nyc

If the weather is nice I would do the circle line tour in preference to empire state buildng or statue of liberty. The tour is about 2hrs I think' Also if you see only one museum it should be the Metropolitan unless your taste runs more to the Musum of Natural History. Note you can't see the met in ...
by sometimesinvestor
Thu Jul 02, 2009 10:01 am
Forum: Personal Investments
Topic: Young investor in need of guidance
Replies: 12
Views: 2175

[quote="wpatch1"]Warning! Rollover of the 401k to an IRA would mean that you would be unable to invest in a good "stable value" fund or the institutional shares offered in your old 401k. "They can't make you rollover unless the account falls below $5,000, although some 401k ...
by sometimesinvestor
Thu Jul 02, 2009 9:47 am
Forum: Personal Investments
Topic: What to do w/lump sum for 58 y.o. w/no retirement savings
Replies: 17
Views: 3206

Re: What to do w/lump sum for 58 y.o. w/no retirement saving

[quote="Beth @ SFT"]My mother has asked me for some advice. She is 58 years old, works part-time as an R.N. and has virtually no retirement savings. She is married, her husband is retired (65 yrs old), he draws SS and has investments enough to fund them through their retirement years. Beca...
by sometimesinvestor
Mon Jun 01, 2009 10:05 pm
Forum: Personal Investments
Topic: Should I choose 100% equity for regular investment plan?
Replies: 30
Views: 4922

If the advisor is even remotely competent you must be 35 or less for he/she to suggest 100% in equities. If that is the case I still suggest 20% in cash or bonds with the idea that if the market drops considerably (say 25% you have a source of funds for "buying low". Note this would not ha...
by sometimesinvestor
Mon Jun 01, 2009 9:53 pm
Forum: Personal Consumer Issues
Topic: Need recommendations of excellent historical fiction
Replies: 41
Views: 6127

Historical fiction

Kind of a strange suggestion but if you think you may like alternative history/science fiction consider the series of books (in paperback) by Eric Flint with sequels often coauthored. The first book is 1632(can check out on wikipedia) and the only science fiction is in the preface (about 2 pages) Th...
by sometimesinvestor
Tue May 26, 2009 12:01 pm
Forum: Personal Investments
Topic: impact of a pension on asset allocation
Replies: 46
Views: 6325

will continue to monitor this thread but to this point thanks all. :)
by sometimesinvestor
Sun May 24, 2009 10:48 am
Forum: Personal Investments
Topic: impact of a pension on asset allocation
Replies: 46
Views: 6325

impact of a pension on asset allocation

How does the impact of a pension affect asset allocation? I assume that it means invest more heavily in stocks than I would otherwise. Are there good rules of them (I have a vague memory of treating a pension as a bond investment with a value of 8-10 times the annual pension. A link would be nice bu...
by sometimesinvestor
Sat May 23, 2009 10:50 pm
Forum: Personal Investments
Topic: Can't Qualify for Roth IRA
Replies: 8
Views: 2529

can't qualify for Roth

If you believe the market will not do particularly well for the rest of the year, a very conservative non-deductable ira has a good deal of merit. Next year you can convert and only owe taxes on the gain which will be not very significant if you buy a short term bondfund or a cd.Many believe it is a...