If I had spare cash left over after maxing out the 403b/IRA, it would already be invested. Can't wait around for RBDs.
I have friends and relatives who are so scared of facing death that they refuse to write a will, despite knowing the benefits.
We also like Vanguard (and continue to do so) because of its distribution structure and how we never see/pay taxes on LTCG distributions.
Isn't this a wash sale?Cantrip wrote: ↑Wed May 30, 2018 6:44 amInteresting. I tax loss harvested yesterday by selling VEMAX (Vanguard Emerging Markets Fund down 1.28% end of day, I expected it to be lower) and buying SPEM (Spider Emerging Markets ETF bought when down 2%) in another account. Did I make a 0.7% gain by random chance?