Search found 1537 matches

by Flyer24
Sun Jun 28, 2020 8:52 pm
Forum: Personal Investments
Topic: Choosing a 529 - am I splitting hairs?
Replies: 10
Views: 1081

Re: Choosing a 529 - am I splitting hairs?

Topic moved to Personal Investments.
by Flyer24
Sun Jun 28, 2020 6:25 pm
Forum: Personal Consumer Issues
Topic: My teeth are moving...
Replies: 2
Views: 876

Re: My teeth are moving...

Thread is locked (medical advice).
Medical Issues

Questions on medical issues are beyond the scope of the forum.
by Flyer24
Sun Jun 28, 2020 7:54 am
Forum: Personal Consumer Issues
Topic: Face Masks
Replies: 23
Views: 4082

Re: Face Masks

Thread has run its course. Discussion has drifted away from the original post.
by Flyer24
Fri Jun 26, 2020 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 8086

Re: Question - Reloc to TX

I have removed several posts relating to voting. Remember, this is a no-politics forum.
by Flyer24
Fri Jun 26, 2020 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Fence issue
Replies: 5
Views: 680

Re: Fence issue

Thread is off-topic for Personal Finance (neighbor issue). Welcome to the Personal Finance forum. This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - mortgage and l...
by Flyer24
Thu Jun 25, 2020 3:45 pm
Forum: Personal Consumer Issues
Topic: Posture Braces/Correct Devices
Replies: 1
Views: 254

Re: Posture Braces/Correct Devices

Topic is locked. Threads about medical issues are off-topic for this forum.
Medical Issues

Questions on medical issues are beyond the scope of the forum.
by Flyer24
Wed Jun 24, 2020 6:16 pm
Forum: Personal Investments
Topic: Cash out refinancings on the rise???
Replies: 13
Views: 1519

Re: Cash out refinancings on the rise???

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by Flyer24
Wed Jun 24, 2020 10:44 am
Forum: Personal Investments
Topic: Which bond fund - 401k or Brokeragelink
Replies: 21
Views: 701

Re: Which bond fund - 401k or Brokeragelink

Go with the brokerage link if there are no additional fees. I have 100% of my company 401k going into a brokerage link. This way, I can invest in any fund that I want.
by Flyer24
Wed Jun 24, 2020 10:36 am
Forum: Personal Investments
Topic: quick question about inheritance for young adults (age 19-23) about order of accounts?
Replies: 30
Views: 1129

Re: quick question about inheritance for young adults (age 19-23) about order of accounts?

Here is an idea for your nephew. Put $6K in a Roth IRA for 2019 if eligible. Put another $6k at the same time for 2020. Set another $6k aside from the inheritance and put it in on January 1st for 2021.
by Flyer24
Wed Jun 24, 2020 10:25 am
Forum: Personal Investments
Topic: quick question about inheritance for young adults (age 19-23) about order of accounts?
Replies: 30
Views: 1129

Re: quick question about inheritance for young adults (age 19-23) about order of accounts?

Could you clarify the numbers? Are they each getting $56K and each will invest $20K towards retirement?
by Flyer24
Wed Jun 24, 2020 10:00 am
Forum: Personal Investments
Topic: quick question about inheritance for young adults (age 19-23) about order of accounts?
Replies: 30
Views: 1129

Re: quick question about inheritance for young adults (age 19-23) about order of accounts?

Yep. I would max out his contribution and use the inheritance to offset the paycheck. I would do this before contributing to taxable.
by Flyer24
Wed Jun 24, 2020 9:44 am
Forum: Personal Investments
Topic: quick question about inheritance for young adults (age 19-23) about order of accounts?
Replies: 30
Views: 1129

Re: quick question about inheritance for young adults (age 19-23) about order of accounts?

You can’t deposit money directly into his 401K. It has to be deducted from his paycheck.
by Flyer24
Wed Jun 24, 2020 6:45 am
Forum: Personal Consumer Issues
Topic: Why fancy fast car?
Replies: 13
Views: 1387

Re: Why fancy fast car?

Topic is not related to Personal Finance. Thread is locked. Personal Finance Welcome to the Personal Finance forum. This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issue...
by Flyer24
Tue Jun 23, 2020 1:57 pm
Forum: Personal Consumer Issues
Topic: Robot Vacuum Recommendation for Elder?
Replies: 12
Views: 798

Re: Robot Vacuum Recommendation for Elder?

Topic moved to Personal Consumer Issues.
by Flyer24
Tue Jun 23, 2020 8:20 am
Forum: Personal Investments
Topic: Why Morgan Stanley Says the 60/40 Portfolio Is Doomed
Replies: 107
Views: 11359

Re: Why Morgan Stanley Says the 60/40 Portfolio Is Doomed

I have merged the three threads from the OP on the same topic.
by Flyer24
Sat Jun 20, 2020 10:58 pm
Forum: Personal Investments
Topic: 401k Portfolio Rebalancing help
Replies: 9
Views: 833

Re: 401k Portfolio Rebalancing help

For a portfolio review, I recommend you edit your post and use the guideline in the following link.

Asking Portfolio Questions
by Flyer24
Sat Jun 20, 2020 7:55 pm
Forum: Personal Consumer Issues
Topic: Where can I buy a car seat NOT made in China?
Replies: 30
Views: 2382

Re: Where can I buy a car seat NOT made in China?

Thread has run its course. Topic is locked. Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressions such as sending...
by Flyer24
Sat Jun 20, 2020 4:34 pm
Forum: Personal Investments
Topic: Cash out refi with 100% Equity?
Replies: 64
Views: 3610

Re: Cash out refi with 100% Equity?

An off-topic series of posts have been removed. Please stay civil and respectful.
by Flyer24
Sat Jun 20, 2020 1:30 pm
Forum: Personal Consumer Issues
Topic: Used Tesla S or new Tesla Y
Replies: 15
Views: 1615

Re: Used Tesla S or new Tesla Y

Topic moved to Personal Consumer Issues.
by Flyer24
Sat Jun 20, 2020 12:10 pm
Forum: Personal Investments
Topic: Ditching International
Replies: 274
Views: 16161

Re: Ditching International

Thread has turned contentious at times and strayed from the OP. Thread has run its course.
by Flyer24
Fri Jun 19, 2020 8:14 pm
Forum: Personal Consumer Issues
Topic: Tipping why % of bill and not flat amount?
Replies: 159
Views: 9456

Re: Tipping why % of bill and not flat amount?

Thread has run its course and strayed from the original post. Topic is locked.
by Flyer24
Fri Jun 19, 2020 8:43 am
Forum: Personal Finance (Not Investing)
Topic: Planning for future home - overextending?
Replies: 19
Views: 1544

Re: Planning for future home - overextending?

I wouldn’t stretch that much. One thing to keep in mind is expenses go up as kids get older. Mine are both teens now and it is nothing compared to the toddler years. Keep up the good savings rate but avoid the expensive house. You don’t need it in a LCOL area.
by Flyer24
Fri Jun 19, 2020 6:07 am
Forum: Personal Investments
Topic: Hard to stay the course...
Replies: 38
Views: 4872

Re: Hard to stay the course...

Topic moved to Personal Investments.
by Flyer24
Thu Jun 18, 2020 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Would you rent your house to a famous athlete?
Replies: 104
Views: 8202

Re: Would you rent your house to a famous athlete?

Alright. Let's ease up. He is not advertising to rent. He is selling his own house and someone approached him to rent. There is no legal obligation to rent his own house that he has not listed for rent. If you have advice about whether he or not should rent the house then please provide them. ~Mode...
by Flyer24
Thu Jun 18, 2020 8:51 am
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9264

Re: Online / Gun Dealer Recommendations

Let's not get into a gun debate. Please stick with the original post topic.
by Flyer24
Wed Jun 17, 2020 10:45 pm
Forum: Personal Consumer Issues
Topic: How to cut cable without sacrificing good internet
Replies: 27
Views: 2256

Re: How to cut cable without sacrificing good internet

Topic moved to Personal Consumer Issues.
by Flyer24
Wed Jun 17, 2020 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Converting a gift to a loan, avoid form 709
Replies: 5
Views: 343

Re: Converting a gift to a loan, avoid form 709

Topics consisting of dishonest/illegal behavior are not allowed. Thread is locked.
by Flyer24
Wed Jun 17, 2020 12:02 pm
Forum: Investing - Theory, News & General
Topic: The “Abandon Bonds” strategy
Replies: 259
Views: 27817

Re: The “Abandon Bonds” strategy

I have removed a series of off-topic exchanges. Please stay focused on the original post.
by Flyer24
Mon Jun 15, 2020 8:53 am
Forum: Personal Consumer Issues
Topic: Trip to SLC , Utah
Replies: 27
Views: 2014

Re: Trip to SLC , Utah

I have removed a couple of off-topic statements related to Mormonism. Please stick with travel recommendations.
by Flyer24
Sun Jun 14, 2020 3:51 pm
Forum: Personal Consumer Issues
Topic: Slide-in pickup campers
Replies: 33
Views: 2327

Re: Slide-in pickup campers

Topic moved to Personal Consumer Issues.
by Flyer24
Fri Jun 12, 2020 6:56 pm
Forum: Personal Consumer Issues
Topic: Neighbours with a Large German shepard in condo
Replies: 21
Views: 1598

Re: Neighbours with a Large German shepard in condo

Topic is locked (neighbor issue). Welcome to the Personal Consumer Issues forum. Here we can discuss how we spend our money and our time. Examples of acceptable topics are: - consumer goods and services (e.g., dress shirts, laptops, software) - home maintenance - vehicle purchases and maintenance -...
by Flyer24
Tue Jun 09, 2020 3:31 pm
Forum: Personal Consumer Issues
Topic: Can I salvage this suitcase?
Replies: 38
Views: 2492

Re: Can I salvage this suitcase?

Topic moved to Personal Consumer Issues.
by Flyer24
Tue Jun 09, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: simple, inexpensive, remote indoor camera (for checking on cat)
Replies: 13
Views: 1061

Re: simple, inexpensive, remote indoor camera (for checking on cat)

I have Yi cameras. You can download the desktop app to your computer (free). The indoor camera is around $22 on Amazon. I have had them for a couple of years with no issues.
by Flyer24
Tue Jun 09, 2020 9:45 am
Forum: Personal Consumer Issues
Topic: Recommend Reliable Phone headset/Earbuds?
Replies: 9
Views: 438

Re: Recommend Reliable Phone headset/Earbuds?

Topic moved to Personal Consumer Issues.
by Flyer24
Sat Jun 06, 2020 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford 600k house?
Replies: 95
Views: 9050

Re: Can we afford 600k house?

I wouldn’t do it on your income alone. It is going to be really tight. Home ownership costs is much more than just the PITI. Maintenance needs to be figured into your budget. Maybe rent for while until your spouse decides on her job. Don’t rush it.
by Flyer24
Fri Jun 05, 2020 3:42 pm
Forum: Personal Consumer Issues
Topic: GE Profile Refrigerator/Freezer vs Regular GE
Replies: 45
Views: 2715

Re: GE Profile Refrigerator/Freezer vs Regular GE

Topic moved to Personal Consumer Issues.
by Flyer24
Fri Jun 05, 2020 7:33 am
Forum: Investing - Theory, News & General
Topic: Ken Moraif must be getting nervous
Replies: 88
Views: 24890

Re: Ken Moraif must be getting nervous

A post has been deleted which contained a full transcript of an outside source. Please see the copyright rules below. Quoting outside material Please limit quotations and reproductions of external materials to the minimum necessary to make your point. You should also provide the source and, where p...
by Flyer24
Thu Jun 04, 2020 9:16 pm
Forum: Personal Consumer Issues
Topic: Need safe escape plan from New York
Replies: 37
Views: 2789

Re: Need safe escape plan from New York

Thread is turning contentious and off topic. Thread is now locked.

Edited to add: Message received from OP thanking members for the helpful posts.
by Flyer24
Thu Jun 04, 2020 5:23 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 368
Views: 47043

Re: Don't pay full price for SiriusXM radio

Seriously? I am definitely going to take a look. The subscription for one of our vehicles is due for renewal in the middle of this month, and I had a reminder to make that annoying, every-six-months call to a CS representative. You don't have to call or chat now. I logged in my account this morning...
by Flyer24
Mon Jun 01, 2020 5:16 pm
Forum: Personal Consumer Issues
Topic: Rural Internet Options
Replies: 25
Views: 1797

Re: Rural Internet Options

we went with ATT Direct Wireless that has to be a tower within so many miles but I think you can just type your address in on the ATT website to see if might work good luck I believe this is what I just got. I picked it up from a local satellite company. So far, I am impressed. It is just a router ...
by Flyer24
Sun May 31, 2020 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: Ethics of FIRE
Replies: 12
Views: 1495

Re: Ethics of FIRE

As a reminder, topics must be both personal and actionable. “Personal Finance Welcome to the Personal Finance forum. This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issu...
by Flyer24
Fri May 29, 2020 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: credit union won't accept paycheck for depost
Replies: 1
Views: 310

Re: credit union won't accept paycheck for depost

Locked due to duplicate thread.
by Flyer24
Thu May 28, 2020 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: mortgage rates
Replies: 27
Views: 3260

Re: mortgage rates

Topic moved to Personal Finance.
by Flyer24
Thu May 28, 2020 3:37 pm
Forum: Personal Consumer Issues
Topic: Car won't start
Replies: 31
Views: 1454

Re: Car won't start

Thread has run its course. Topic is locked.
by Flyer24
Wed May 27, 2020 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Refinance to a 20 Year Mortgage 2.875%
Replies: 16
Views: 1317

Re: Should I Refinance to a 20 Year Mortgage 2.875%

Topic moved to Personal Finance.
by Flyer24
Tue May 26, 2020 7:37 pm
Forum: Personal Consumer Issues
Topic: Best cheapest internet provider
Replies: 9
Views: 839

Re: Best cheapest internet provider

Topic moved to Personal Consumer Issues.
by Flyer24
Tue May 26, 2020 8:33 am
Forum: Personal Consumer Issues
Topic: Cross country road trip from MA to Glacier NP and Yellowstone NP
Replies: 45
Views: 2410

Re: Cross country road trip from MA to Glacier NP and Yellowstone NP

Topic moved to Personal Consumer Issues (travel).