Search found 373 matches

by brandy
Wed Nov 13, 2019 11:56 pm
Forum: Personal Consumer Issues
Topic: Help :- Need a power wheelchair
Replies: 21
Views: 1983

Re: Help :- Need a power wheelchair

There's a place here called WORLDCARE. Seems it would be at least national, but I don't know. Maybe there's something like it in your area: World Care is a _______ based non-profit that takes in donated electronics, medical supplies and personal care items then provides these items to members of the...
by brandy
Wed Nov 13, 2019 11:34 pm
Forum: Personal Consumer Issues
Topic: Blankets/Bedding for Cold Winter Nights
Replies: 56
Views: 4027

Re: Blankets/Bedding for Cold Winter Nights

My suggestion won't win any fashion awards but it's very effective. A large amount of body heat escapes through the head. Before you spend a lot of money on blankets try wearing a microfiber knit hat one night. I think you'll be surprised at how warm you'll feel. I sort of second this. No hat, I dr...
by brandy
Fri Nov 08, 2019 10:14 pm
Forum: Personal Consumer Issues
Topic: "Beer Money" Methods
Replies: 54
Views: 7659

Re: "Beer Money" Methods

(2) make sure I'm getting all class action checks I should be getting ( https://topclassactions.com/category/lawsuit-settlements/open-lawsuit-settlements/ ) Thanks for posting this. I've been thinking of getting new shoes at zappo's, and it turns out I should be eligible for the discount code. Not ...
by brandy
Thu Oct 10, 2019 8:50 pm
Forum: Personal Consumer Issues
Topic: Req for gardeners/ snow removers to have liability and workmen's comp
Replies: 9
Views: 924

Re: Req for gardeners/ snow removers to have liability and workmen's comp

Your state may define employee and independent contractor. Google (your state) Independent Contractors: (What you need to know. Whether a worker is an “employee” or an “independent contractor” is critical when it comes to such important issues as pension eligibility, workers' compensation coverage, ...
by brandy
Mon Sep 30, 2019 4:45 pm
Forum: Personal Consumer Issues
Topic: Florida black ants on lanai
Replies: 6
Views: 667

Re: Florida black ants on lanai

From a compilation I found several years ago: "While 20 Mule Team Borax® is extremely effective in controlling or eliminating ants, termites, weeds, lice, fleas, spiders and roaches, the Dial Corporation notes, "This product has not been tested nor received approval from the EPA for use as a pestici...
by brandy
Sat Sep 28, 2019 12:42 pm
Forum: Personal Consumer Issues
Topic: advise re small freezer
Replies: 7
Views: 407

Re: advise re small freezer

abuss368 wrote:
Sat Sep 28, 2019 12:32 pm
I have a bottom freezer and do not like it for the same reasons. Why not a simple double door with freezer on left side?
My fridge is in good shape, I don't want to buy a new one now, but that might be the best solution.
by brandy
Sat Sep 28, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: advise re small freezer
Replies: 7
Views: 407

advise re small freezer

Senior here. My fridge has a bottom freezer which I do prefer, however, It's getting harder to get down and then up. :shock: :( I'd like to find a small upright that can be put on a low stand to get it up off the floor a couple of feet, not so high I have to reach UP into it. I'd like it to hold abo...
by brandy
Sat Sep 21, 2019 1:31 pm
Forum: Personal Consumer Issues
Topic: Time Saving Tactics: Kids Edition
Replies: 71
Views: 8887

Re: Time Saving Tactics: Kids Edition

Leftover components from our large Sunday night dinner often become key ingredients in subsequent meals during the week. ... We try to avoid cooking an original dinner that doesn't create a "payoff" of some kind for another evening. If we do Chinese take-out during the week we get a variety of dish...
by brandy
Sun Sep 15, 2019 11:40 am
Forum: Personal Investments
Topic: wisdom of moving a CD ladder
Replies: 5
Views: 893

wisdom of moving a CD ladder

I'm relatively new to all this. This CD activity is my first and only involvement with on-line banking. Last year I started putting greenbacks into a CD ladder, so the CDs would mature at different times, all in fewer than 24 months. I used a credit union that I could enroll in because I AM new to t...
by brandy
Sun Sep 15, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Senior fell in major store
Replies: 25
Views: 3338

Senior fell in major store

Sept 15 I fell inside a nationwide store about 24 hours ago, doing bodily damage. I did report it, but I also hope rest will take care of injured parts, said that at least twice. No medical assistance was called, but I was unable to continue shopping. They helped get a couple of things for me. I cam...
by brandy
Fri Sep 13, 2019 1:24 pm
Forum: Personal Consumer Issues
Topic: Anyone have a mobility scooter?
Replies: 3
Views: 444

Re: Anyone have a mobility scooter?

Who in your area carries parts and or repairs it? When is it considered "old"? How do you transport it for vacation or other travelling--even to just the park across town? I looked into scooters (not one of those) a few years ago. Many other scooters are "old" after 2 years or 3 years after being ma...
by brandy
Wed Sep 04, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: Entertaining house guests
Replies: 37
Views: 3358

Re: Entertaining house guests

http://www.mapsofworld.com/usa/ click on your state for a few ideas. https://www.roadsideamerica.com/ check out the yellow box in the middle is he a camper/hiker? http://freecampsites.net/ Interested in local museums, churches, cemeteries? I hope these help, even tangentially :beer (that's iced tea!...
by brandy
Tue Aug 27, 2019 4:18 pm
Forum: Personal Consumer Issues
Topic: Good fencing for Bad neighbors (fence advise)
Replies: 22
Views: 2816

Re: Good fencing for Bad neighbors (fence advise)

If you are losing money due to the neighbor causing your tenants to move out, sue him for the loss etc. Have the tenants write a statement regarding that, maybe they'll testify for you. I, too, am surprised a fence is not required unless it is an above ground pool. Some places don't require fencing ...
by brandy
Sun Aug 25, 2019 11:53 pm
Forum: Personal Consumer Issues
Topic: preparing for recession/stockpiling
Replies: 55
Views: 5149

Re: preparing for recession/stockpiling

LOL! :mrgreen:

I don't use a lot of soy sauce.
by brandy
Sun Aug 25, 2019 11:27 pm
Forum: Personal Consumer Issues
Topic: preparing for recession/stockpiling
Replies: 55
Views: 5149

Re: preparing for recession/stockpiling

I had more in mind shortages of foods and goods due to floods and droughts over this last year. Even now prices go up, weights of contents go down. Costco's emergency box would be a good idea, but I'd rather purchase separate items I'm more likely to use. I recently bought a bottle of soy sauce. As ...
by brandy
Sun Aug 25, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1477
Views: 170809

Re: What frugal thing did you do today?

I'm a painter. Today I'm using oil paint. I have 4 canvas' I'm working on. One is from early 80's that, due to a change in it's location and my greater knowledge of painting, needed some changes. Some have been made, and today, hoping to complete it (for at least 40 more years) I am using older pain...
by brandy
Sun Aug 25, 2019 10:06 am
Forum: Personal Consumer Issues
Topic: preparing for recession/stockpiling
Replies: 55
Views: 5149

preparing for recession/stockpiling

In the other section--personal finance, there is a thread re preparing for recession, where the discussion is money related. Of course, there are differing thoughts. I wonder what you all are doing to prepare for food/goods shortages. With all the fires, floods, bad weather, and now possible economi...
by brandy
Thu Aug 22, 2019 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Prepare for Recession?
Replies: 80
Views: 13760

Re: Prepare for Recession?

"If you are not there yet, things like bumping up your emergency fund and adjusting your asset allocation to what you can tolerate during a bad market are the right things to do. That is how to be prepared all the time." "have cash be debt free live below your means" My "cash" is mostly in CDs at a ...
by brandy
Wed Aug 21, 2019 1:12 pm
Forum: Personal Consumer Issues
Topic: Idea for a basic drawing book for granddaughter...
Replies: 29
Views: 1975

Re: Idea for a basic drawing book for granddaughter...

If you get watercolor media for her, get better brushes. The ones that come with the Crayola type student set at the grocery store are pretty not great! :wink:
There's sets of several for a few bucks.
by brandy
Wed Aug 21, 2019 12:23 pm
Forum: Personal Consumer Issues
Topic: Idea for a basic drawing book for granddaughter...
Replies: 29
Views: 1975

Re: Idea for a basic drawing book for granddaughter...

If she's interested, nothing beats class instruction with a good art teacher... If that's not an option, then YouTube is the next best thing... there's so much free content out there. At this stage, she might be most comfortable with this. Whether she just wants to draw some unicorns or wants to be...
by brandy
Tue Aug 20, 2019 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Are you a "solo ager?"
Replies: 133
Views: 19641

Re: Are you a "solo ager?"

We have seen some families with children where parents were literally sold out of their homes after giving power of attorney to the children. The lesson was - have a system check in place. That's critical to remember. It happens. If I have advance notice :mrgreen: I'll put my house up for sale just...
by brandy
Tue Aug 20, 2019 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Are there advantages to being married to a teacher?
Replies: 111
Views: 7813

Re: Are there advantages to being married to a teacher?

I do not know if this is still true, but way back when, teachers who do not work at something during the summer months have smaller SS incomes. I did not know that until it was too late for me. I knew a lot of male teachers who took summer jobs. I thought it was to help with the family. It was of co...
by brandy
Tue Aug 20, 2019 12:15 am
Forum: Personal Consumer Issues
Topic: Idea for a basic drawing book for granddaughter...
Replies: 29
Views: 1975

Re: Idea for a basic drawing book for granddaughter...

I just came across this website, haven't had a chance to do more than casual read of first url, haven't gone into any lessons. https://drawabox.com/ It, too, is free. Something to keep in mind. I'll look at it tomorrow, it's bed time! :happy
by brandy
Mon Aug 19, 2019 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Are you a "solo ager?"
Replies: 133
Views: 19641

Re: Are you a "solo ager?"

Really? Everyone wears fragrances? No exceptions? No one will skip the fragrances when they visit? It took DECADES to change understanding, attitudes, practices, regarding the toxicity, the effects of not only smoking, but also of second hand smoke. Yes, most people wear fragrance products. Fragran...
by brandy
Mon Aug 19, 2019 5:13 pm
Forum: Personal Consumer Issues
Topic: Idea for a basic drawing book for granddaughter...
Replies: 29
Views: 1975

Re: Idea for a basic drawing book for granddaughter...

There are numerous tutorials on the internet, many titled "how to draw a _insert subject____" (pony, flower, bird, elephant, house, face, etc. For more formal instruction, the site Wet Canvas has an excellent classroom for drawers of every level, beginner to accomplished. Go to the DRAWING AND SKETC...
by brandy
Mon Aug 19, 2019 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Question on Chronic Conditions and Wellness Exams
Replies: 24
Views: 1873

Re: Question on Chronic Conditions and Wellness Exams

I, too, am taking 4-5 maintenance drugs. I've used all of them for years. The only change is more use of a nebulizer rather than inhalers—or, in addition to. I carry the inhalers, but at home use the nebulizer. The only drugs I use are these, and all respiratory. (except or an occasional anti-biotic...
by brandy
Thu Aug 15, 2019 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Are you a "solo ager?"
Replies: 133
Views: 19641

Re: Are you a "solo ager?"

I know this thread seems more geared to loss of mental ability/dementia, but those with aging bodies also need help that is or may not available via family or friends. I'm about to have another birthday. I read this and similar threads, then try to go farther than what I have done so far, which is b...
by brandy
Sun Aug 11, 2019 6:59 pm
Forum: Personal Consumer Issues
Topic: Yard Person
Replies: 10
Views: 1355

Re: Yard Person

We have a lawn service that mows, blows off clippings, trims edges, clears weeds, patch up bare spots. I need someone to trim the bushes, tree limbs, overgrown weeds, weed beds. it is just getting too much for me as my husband hates yard work and does the minimum. He does fertilizing and weeding. ....
by brandy
Fri Aug 09, 2019 4:52 pm
Forum: Personal Consumer Issues
Topic: Where did my doctor go?
Replies: 41
Views: 3911

Re: Where did my doctor go?

Thanks, I did find her. She's no longer doing family medicine. :(
by brandy
Fri Aug 09, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: Where did my doctor go?
Replies: 41
Views: 3911

Where did my doctor go?

Not sure this belongs here: I called my PCP office today for a prescription refill only to find out she's no longer there. I'd like to stay with her if she's still in town, and not far away. They would not tell me where she went. I doubt she's retired, and she recently moved her parent from the coas...
by brandy
Thu Aug 01, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: Tree trimming success story with neighbor
Replies: 3
Views: 1078

Re: Tree trimming success story with neighbor

Good for you--good for your neighbor! My neighbor several houses away had a huge pine thinned, and when I saw how he worked, I got an estimate on my tiny in comparison tree- ash, I think. $90. I'm in the desert southwest. He finished the tree late in the day and came to me early next afternoon. He a...
by brandy
Tue Jul 23, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 2037

Re: issues with roofer

July 23, The rep arrived shortly before 10. We talked of gutters being away from facia and pulled down. After some discussion, mainly with him denying, then silence on my part, he did say he'd send two men to put some screws in and push it back, make it look nice. I asked, “over both carport and hou...
by brandy
Tue Jul 23, 2019 6:20 am
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 2037

Re: issues with roofer

The roofer rep is coming today. In my original post, I said, "My roof is on, completed about 3 weeks ago. Painters are here now, and pointed out a couple of issues. One is a (shingled) section of the roof, the plywood of which should have been replaced. The visible area, eave, is weak, rotted. I do ...
by brandy
Sun Jul 21, 2019 10:30 am
Forum: Personal Consumer Issues
Topic: How to get rid of a piano?
Replies: 51
Views: 4669

Re: How to get rid of a piano?

Remember, don't forget, FREECYCLE in your own and neighboring communities. I know 3 people who gave away pianos through freecycle.
by brandy
Sat Jul 20, 2019 8:24 pm
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 2037

Re: issues with roofer

So sorry to hear of that. Sad thing is, he's probablydone it before. We're just into monsoon season, but my area hasn't had any rain yet. Maybe some on Monday, some on Saturday. I hope to get the rep here Monday. Seems like maybe the nails are there to stay. But that rotted wood, the gutters...I wil...
by brandy
Sat Jul 20, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: How to get rid of a piano?
Replies: 51
Views: 4669

Re: How to get rid of a piano?

FREECYCLE!
by brandy
Sat Jul 20, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 2037

Re: issues with roofer

Interesting. No, no rolled roofing, shingles all it's life. And there were no nails visible until this new roof. So you're saying the nails SHOULD be sticking out? "Its possible the prior nails were actually not appropriate for the application if they could not be seen." I do not know when the previ...
by brandy
Sat Jul 20, 2019 2:24 pm
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 2037

Re: issues with roofer

Dilbydog The added cost your painters had to incur due to substandard workmanship of the roofer, and “damage” to the substrate is a compensable claim against the roofing contractor. Additionally, if the roofer carried a price and performance bond, you can make a claim against the bond, if there isn’...
by brandy
Sat Jul 20, 2019 10:06 am
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 2037

issues with roofer

I need some ideas. My roof is on, completed about 3 weeks ago. Painters are here now, and pointed out a couple of issues. One is a (shingled) section of the roof, the plywood of which should have been replaced. The visible area, eave, is weak, rotted. I do not know how large an area should have been...
by brandy
Thu Jul 18, 2019 11:18 pm
Forum: Personal Consumer Issues
Topic: choosing a contractor
Replies: 9
Views: 1306

Re: choosing a contractor

My house is prepped for painting now, and the painting is to be finished tomorrow--Friday 7-19. I paid 1/2 down, the rest to be paid when the job is finished, presumably tomorrow. I called the contractor late this afternoon to let him know I hadn't seen all the work yet, but there are two areas that...
by brandy
Tue Jul 16, 2019 6:07 pm
Forum: Personal Consumer Issues
Topic: choosing a contractor
Replies: 9
Views: 1306

Re: choosing a contractor

I've chosen my painter, he starts tomorrow, Wed. Maybe: looks seriously like rain.
question:
Do I call the others who bid and tell them and what do I say? Thank you for your time, I'm calling to let you know I chose someone else.

Or do I not call them?
by brandy
Thu Jul 11, 2019 11:09 pm
Forum: Personal Consumer Issues
Topic: choosing a contractor
Replies: 9
Views: 1306

Re: choosing a contractor

I agree re the red flag. You're right. "B" said this job may take up to 4 days, in part due to the prep work. His pamphlet includes licensing info, bond info, and both insurances. Both are listed with the registrar of contractors here.
by brandy
Thu Jul 11, 2019 10:53 pm
Forum: Personal Consumer Issues
Topic: choosing a contractor
Replies: 9
Views: 1306

choosing a contractor

How do you choose a contractor? Before I had the roof put on, I believed that the painting came before the roof. I had a few painters here, one (A) insisted that the roof came first. I got estimates from the others, but "A" never sent me one, and I got no response to my couple of calls. That was sad...
by brandy
Fri Jun 28, 2019 4:23 pm
Forum: Personal Consumer Issues
Topic: roofing nails
Replies: 20
Views: 1217

Re: roofing nails

The fellow just left. He did pick up some debris after checking the roof. Still, after telling him where I saw nails, he did miss some and other debris... I want to thank you all for your stories of still finding nails long after. All in all, glad it's done. On now to getting the wood stuff painted.
by brandy
Fri Jun 28, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: roofing nails
Replies: 20
Views: 1217

Re: roofing nails

Doom&Gloom wrote:
Fri Jun 28, 2019 11:08 am
Look for the silver lining: after getting a new roof some years ago I became very skilled at plugging lawnmower tires.
hehehehehe :sharebeer
by brandy
Fri Jun 28, 2019 11:25 am
Forum: Personal Consumer Issues
Topic: roofing nails
Replies: 20
Views: 1217

Re: roofing nails

The rep called. I did ask him to have someone come and check the yard and gutters. He said he would do that when he is here early afternoon. Thanks for your guidance. As to the suggestions to get a roller magnet, though they are good, and something I would have done several years ago, it is not on m...
by brandy
Fri Jun 28, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: roofing nails
Replies: 20
Views: 1217

Re: roofing nails

The nails I picked up were on the front sidewalk. The ones I saw were on the concrete pool apron.
Under a bush is at least understandable. In plain sight, not so much.
by brandy
Fri Jun 28, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: roofing nails
Replies: 20
Views: 1217

roofing nails

:confused My roof is on, completed a few days ago. When I talked to the field supervisor by phone, I told him I thought I saw several nails on the ground, and asked him to have someone go over it again. He did. I was outside yesterday and still easily saw a few. I have already picked up a few. I sup...
by brandy
Fri Jun 21, 2019 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Selling home- Demanding Buyer (Repairs)
Replies: 495
Views: 58156

Re: Selling home- Demanding Buyer (Repairs)

Read your LISTING contract carefully. Here, in my area of AZ (it at least used to be--I haven't looked at a contract for a long time--if you leave/drop/cancel/whatever a listing then sell WITHOUT relisting with the same or another listing agent/company, you owe at least part of the commission money ...
by brandy
Tue Jun 18, 2019 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: How to ensure POA is acting in best interest of grantor?
Replies: 73
Views: 4976

Re: How to ensure POA is acting in best interest of grantor?

I once read that giving a person POA is the same as giving them the legal right to steal from you. More than one banker has told me that, which is why I haven't set up a POA yet. AFAIK, people in my family are healthy and sentient all their lives, so hopefully that won't be a problem, and as one pe...