Search found 59 matches

by Megamill
Sat Mar 10, 2018 5:01 pm
Forum: Personal Investments
Topic: How to fund a CD with online bank??
Replies: 10
Views: 1169

How to fund a CD with online bank??

Ok, I checked Ally Bank's website and they have a FAQ page and opening an account (savings, checking, or CD) seems pretty straight forward and fast, but how does one actually fund the account? Do you have to mail a paper check in?
by Megamill
Sat Mar 10, 2018 4:28 pm
Forum: Personal Investments
Topic: Are Deposits in Credit Unions "Safe"?
Replies: 6
Views: 577

Re: Are Deposits in Credit Unions "Safe"?

wow! good to know. thank you.
by Megamill
Sat Mar 10, 2018 4:26 pm
Forum: Personal Investments
Topic: Are Deposits in Credit Unions "Safe"?
Replies: 6
Views: 577

Re: Are Deposits in Credit Unions "Safe"?

thank you for the quick responses. I will check into the NCUA insurance.
by Megamill
Sat Mar 10, 2018 4:19 pm
Forum: Personal Investments
Topic: Are Deposits in Credit Unions "Safe"?
Replies: 6
Views: 577

Are Deposits in Credit Unions "Safe"?

Anybody here have CD's or savings accounts with a credit union? I've never had an account with a CU and always thought they were kind of odd but what do I know? There is a local one that is advertising CD specials: 19 mo @ 2.10 apy, 25 mo @ 2.25 apy. DH and I are old school, so probably won't ever c...
by Megamill
Sat Mar 10, 2018 2:52 pm
Forum: Personal Investments
Topic: 1-2 year investment suggestions
Replies: 9
Views: 1157

Re: 1-2 year investment suggestions

Hello Bogleheads - I'm considering options for what to do with a six figure sum of cash (this is a taxable account, not retirement). We would like to have access to this cash in roughly 1-2 years, but definitely not before then. So we're looking to park the money somewhere where it won't just lose ...
by Megamill
Wed Mar 07, 2018 11:20 am
Forum: Personal Investments
Topic: I Bond Golden Egg and Asset Allocation
Replies: 15
Views: 2081

Re: I Bond Golden Egg and Asset Allocation

I have been tremendously lucky and have been gifted a golden egg of an I Bond: a fall 2000 bond of 10,000 currently valued at 27,000 On the one hand, I see no reason to sell this rock solid investment and am happy for it to keep on generating 6% interest per year til 2030. Disable smilies On the ot...
by Megamill
Wed Mar 07, 2018 10:08 am
Forum: Personal Investments
Topic: I Bond Golden Egg and Asset Allocation
Replies: 15
Views: 2081

Re: I Bond Golden Egg and Asset Allocation

I have been tremendously lucky and have been gifted a golden egg of an I Bond: a fall 2000 bond of 10,000 currently valued at 27,000 On the one hand, I see no reason to sell this rock solid investment and am happy for it to keep on generating 6% interest per year til 2030. Disable smilies On the ot...
by Megamill
Wed Mar 07, 2018 9:16 am
Forum: Personal Investments
Topic: Is SWPPX considered "tax efficient" for UTMA?
Replies: 3
Views: 389

Is SWPPX considered "tax efficient" for UTMA?

Would Schwab S&P 500 Index fund be considered tax efficient per BH standards? This would be in a UTMA brokerage account that kids would take over when they're on their own.
by Megamill
Sun Feb 11, 2018 11:11 am
Forum: Personal Investments
Topic: College 2020
Replies: 4
Views: 713

College 2020

Our oldest kiddo will be done with HS in 2020 and I never opened 529's because I just hated all the restrictions. I have i-bonds and UTMA accts for my kiddos, though which will probably cover the first year of tuition. We do have quite a bit of cash in regular (non-retirement) stupid savings account...