Search found 124 matches

by Jazzysoon
Mon Mar 25, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Ireland & Scotland Do I Need Cash?
Replies: 24
Views: 2162

Re: Ireland & Scotland Do I Need Cash?

I have always gotten some local currency (~200) before I left. Seems like I always arrived super early and Airport Currency Exchange not open, so I started carrying more to have on hand. You can research banks in the cities you will be for the ones that have best rates, and exchange at bank. I found...
by Jazzysoon
Tue Mar 19, 2019 10:32 pm
Forum: Personal Consumer Issues
Topic: Where to live: Santa Barbara area versus Palm Beach versus Sarasota?
Replies: 28
Views: 2958

Re: Where to live: Santa Barbara area versus Palm Beach versus Sarasota?

I think like any place you need to consider where you will be/can afford to live vs where you will be working. I've been to Santa Barbara, which I love and it's close to incredible cycling just north of there by Solvang. What are your hobbies/interests and how long will you be driving on weekends to...
by Jazzysoon
Mon Mar 18, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Calling Volvo and Audi owners! Reliabilty questions
Replies: 72
Views: 5912

Re: Calling Volvo and Audi owners! Reliabilty questions

I've owned: 1994 Volvo 850 - 297k miles (got $1500 on trade in on pre-owned next car) 2003 Volvo V70 - 276k miles (got $1800 on trade in on preowned next car) 2008 Volvo XC70 -99k miles - Still driving I buy them a few years old with less than 45kmiles, used to drive 20k/year, with current car it's ...
by Jazzysoon
Sun Feb 24, 2019 4:12 pm
Forum: Personal Consumer Issues
Topic: Swimming, do you? Advice sought.
Replies: 91
Views: 9391

Re: Swimming, do you? Advice sought.

The fins strike me as cheating at this stage. What purpose do they serve you and what would they do for a beginner? Kicking technique and ankle strength, among other things. They create resistance, requiring you to kick more efficiently and improve tempo. They do make you go faster, and it used to ...
by Jazzysoon
Sun Feb 24, 2019 2:19 pm
Forum: Personal Consumer Issues
Topic: How did mylife.com get my info?
Replies: 115
Views: 15270

Re: How did mylife.com get my info?

According to mylife, I don't exist. Makes me happy :happy . A few years back, I was irritated by the increasing number of data brokers (I was on their sites), so I spent some time removing myself from sites like spokeo, peoplefinder….... Process varied across them, one even required a letter via pos...
by Jazzysoon
Thu Feb 21, 2019 9:31 am
Forum: Personal Investments
Topic: Moving from EJ to Vanguard
Replies: 28
Views: 3442

Re: Moving from EJ to Vanguard

I did it. Sorry Edward Jones' guy... Congrat's! You won't regret it. I had a small portion with EJ and was so happy to transfer it out to Fidelity. With Fidelity (depending on where you live) you still have option to meet in person and depending on size of account can have dedicated person. And the...
by Jazzysoon
Fri Jan 25, 2019 7:45 pm
Forum: Personal Investments
Topic: PIMIX, income, cash, interest rates?
Replies: 79
Views: 11538

Re: PIMIX, income, cash, interest rates?

Vanguard is also 25k minimum for PIMIX.
by Jazzysoon
Fri Jan 25, 2019 6:17 pm
Forum: Personal Investments
Topic: PIMIX, income, cash, interest rates?
Replies: 79
Views: 11538

Re: PIMIX, income, cash, interest rates?

I own PIMIX in the fixedincome/"bond'y" portion of my portfolio. When researching it in early 2018 I did see some refer to some of their holdings as junk bonds, but as long as Daniel J. Ivascyn is managing it, I'm comfortable with it.
by Jazzysoon
Fri Jan 25, 2019 4:16 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Advisory Service
Replies: 17
Views: 1487

Re: Fidelity Advisory Service

Is your friend looking specifically for someone to manage his actual portfolio/investments or just want investment/retirement income advice? My work 401k is at Fidelity and I have Fidelity Premium Services with an assigned advisor I can meet with in person(no fee). I don't think my advisor is becaus...
by Jazzysoon
Mon Jan 21, 2019 10:32 pm
Forum: Investing - Theory, News & General
Topic: "Bogleheads on Investing" podcast growing audience
Replies: 24
Views: 3237

Re: "Bogleheads on Investing" podcast growing audience

Thanks Rick for these podcasts. I have found them to be very informative.
by Jazzysoon
Mon Jan 21, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: Rental Car Insurance Ireland & Scotland?
Replies: 21
Views: 1037

Re: Rental Car Insurance Ireland & Scotland?

+1 on checking with individual cc company. And remember in Ireland you are driving in Ireland and UK. When going to both countries, I've rented in Dublin then went to NI, seemed easier with rental companies when I went. I used AutoEurope (US based company) Other than the logistics of driving on othe...
by Jazzysoon
Wed Jan 16, 2019 10:31 pm
Forum: Investing - Theory, News & General
Topic: The Worth Of A Man: A Tribute To John C. Bogle
Replies: 45
Views: 6820

Re: The Worth Of A Man: A Tribute To John C. Bogle

Rick- wonderful tribute. Thanks for submitting it so quickly.
by Jazzysoon
Wed Jan 16, 2019 10:11 pm
Forum: Personal Consumer Issues
Topic: Swimming, do you? Advice sought.
Replies: 91
Views: 9391

Re: Swimming, do you? Advice sought.

I don't think anyone has brought this to your attention yet, so perhaps I'll be the first. Total Immersion Swimming is incredibly beautiful. Please look at this: https://www.youtube.com/watch?v=rJpFVvho0o4 I took the weekend workshop in San Mateo last year. It was the first time I ever really enjoy...
by Jazzysoon
Fri Jan 11, 2019 12:08 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 1093

Re: Good bags/containers for packing snacks?

I like the Sistema products, keep dried fruit/nuts in them and never detect any smell. I like the closing/locking mechanism. They come in many sizes, I buy them at Marshalls/TJMaxx/HomeGoods. https://sistemaplastics.com/products/klip-it-rectangular/200ml-rectangle Do you find these to be leak proof...
by Jazzysoon
Thu Jan 10, 2019 12:28 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 1093

Re: Good bags/containers for packing snacks?

I like the Sistema products, keep dried fruit/nuts in them and never detect any smell. I like the closing/locking mechanism. They come in many sizes, I buy them at Marshalls/TJMaxx/HomeGoods.

https://sistemaplastics.com/products/kl ... -rectangle
by Jazzysoon
Fri Jan 04, 2019 9:19 am
Forum: Personal Consumer Issues
Topic: Retirees: any major goals for 2019?
Replies: 72
Views: 4966

Re: Retirees: any major goals for 2019?

Retired in 2018. Now that I have more time I want to work towards becoming a Special Olympics Class A Volunteer - Assistant Swim Coach or Certified Assistant. Thought I could start while I'm overwintering in Sarasota, but swim season here is summer, so will start when I get back home. My retirement ...
by Jazzysoon
Fri Dec 28, 2018 4:32 pm
Forum: US Chapters
Topic: My favorite Boglehead posters
Replies: 154
Views: 13762

Re: My favorite Boglehead posters

The above mentioned and David Jay- he's done some very detailed analysis for retirement income planning in some threads that I have found very useful for myself.
by Jazzysoon
Tue Dec 18, 2018 8:27 am
Forum: Personal Consumer Issues
Topic: Tire damage question
Replies: 17
Views: 1264

Re: Tire damage question

I think a visual inspection would be necessary. I'd take it to either a good tire place (there is a great chain in my area), or a Prius dealer. It might ease your concerns if got a second opinion and have 2 places tell you you are ok. If still concerned but don't' want to replace tire, make sure spa...
by Jazzysoon
Tue Dec 18, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Is Liquid Plumber / Draino bad for the pipes?
Replies: 51
Views: 7074

Re: Is Liquid Plumber / Draino bad for the pipes?

+ 1 with the previous poster re: caution with Septic systems, there are products that are safer for septic systems
by Jazzysoon
Mon Dec 17, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: Gift Ideas for wife
Replies: 76
Views: 6218

Re: Gift Ideas for wife

Re: Cooking - Any cookware she might not splurge on for herself - eg Staub or Le Creuset cast iron? Or knives? Any cooking stores by you, Sur la Table has interesting classes, you could get certificate for 2 and she could go with relative, friend (or you).
by Jazzysoon
Sun Dec 16, 2018 10:59 am
Forum: US Chapters
Topic: South Florida Local Chapter
Replies: 468
Views: 120087

Re: South Florida Local Chapter

I'm overwintering in Sarasota so will be there (n=1). Looking forward to meeting everyone.
by Jazzysoon
Sun Dec 16, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Is there a machine that can automatically heat up milk (not boil) and froth it?
Replies: 6
Views: 565

Re: Is there a machine that can automatically heat up milk (not boil) and froth it?

+1 on the Nespresso, it's amazing how well it works and easy to keep clean. Nespresso has sales all the time, and lots of nicer cooking stores have a Nespresso section in them.
by Jazzysoon
Fri Dec 14, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Is it difficult to change a baby's legal name?
Replies: 70
Views: 3270

Re: Is it difficult to change a baby's legal name?

I'd pick a name and stick with it, before you end up with more legal documents with original name that will need to be constantly explained why different name now (birth cert, ss #, possibly passport).
by Jazzysoon
Fri Dec 14, 2018 11:13 am
Forum: Investing - Theory, News & General
Topic: December "Bogleheads on Investing" podcast with guest Christine Benz now available
Replies: 18
Views: 2794

Re: December "Bogleheads on Investing" podcast with guest Christine Benz now available

Great Podcast Rick! Thanks, good reminder to me re: Tax Gain Harvesting as 2019 will be my first year without a job.
by Jazzysoon
Thu Dec 13, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2856

Re: The red tide in Florida [algae bloom at Florida coast]

I would highly recommend doing thorough research and have a backup locations such as the Florida east coast or even another state. I was in the Sarasota area in early August and the conditions were horrible. I’ve been going there off and on for 15 years and based on my recent visit I’m not sure tha...
by Jazzysoon
Thu Dec 13, 2018 12:21 pm
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2856

Re: The red tide in Florida [algae bloom at Florida coast]

Unfortunately, red tide has been a variable and day to day situation this year. Here's a site that can tell you beach conditions on the Gulf coast on a daily basis. https://visitbeaches.org/ Thanks for this monitoring link. I'm going to Sarasota for a few months this winter and saw recently that th...
by Jazzysoon
Thu Dec 13, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2856

Re: The red tide in Florida [algae bloom at Florida coast]

I’ve been on Siesta Key for a week+ now and it hasn’t been too bad. Some dead fish last week but the gulls and vultures do a pretty good job of cleaning up. No respiratory problems yet but I’ve heard others mention that it can be a problem (particularly on foggy days). So far, so good. carolc Carol...
by Jazzysoon
Thu Dec 13, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2856

Re: The red tide in Florida [algae bloom at Florida coast]

Unfortunately, red tide has been a variable and day to day situation this year. Here's a site that can tell you beach conditions on the Gulf coast on a daily basis. https://visitbeaches.org/ Thanks for this monitoring link. I'm going to Sarasota for a few months this winter and saw recently that th...
by Jazzysoon
Sat Dec 08, 2018 8:43 am
Forum: Personal Finance (Not Investing)
Topic: HSA transfer from one custodian to another
Replies: 5
Views: 1154

Re: HSA transfer from one custodian to another

Re: (1) Can we move our funds from Optum to Fidelity - although Fidelity is not our current custodian. I tried to move my cash and investments ie 'transfer inkind' from Optum Bank to Fidelity and could not-need to sell positions first, has to be all cash to move from Optum to Fidelity. You might wan...
by Jazzysoon
Wed Dec 05, 2018 8:06 am
Forum: Personal Consumer Issues
Topic: Is this normal for an HOA?
Replies: 95
Views: 9498

Re: Is this normal for an HOA?

How Secure is the HOA's IT system? Do they keep current with all the patches/updates at each layer of the system? Whatever info you give them feel comfortable with it being possibly in the public domain eventually. I'd be especially careful with DOB's.
by Jazzysoon
Mon Dec 03, 2018 7:47 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1092
Views: 125665

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

For those with HSA going from Optum Bank >> Fidelity, it has to be liquidated at Optum Bank - No transfer in kind. I and Fidelity cust service thought it might be possible so form annotated to try. I had both cash and investments, so now need to sell investments since I am transferring the entire a...
by Jazzysoon
Mon Dec 03, 2018 5:55 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1092
Views: 125665

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

For those with HSA going from Optum Bank >> Fidelity, it has to be liquidated at Optum Bank - No transfer in kind. I and Fidelity cust service thought it might be possible so form annotated to try. I had both cash and investments, so now need to sell investments since I am transferring the entire ac...
by Jazzysoon
Sat Nov 24, 2018 1:21 pm
Forum: Personal Consumer Issues
Topic: Trip to Ireland
Replies: 12
Views: 1180

Re: Trip to Ireland

Another one for doing it yourself. Try not to go in high season mid June-Aug. I go to the Republic and Northern Ireland quite a bit. I also have volunteered a lot there, usually spend first few days volunteering at a major event, then balance of trip touring. Volunteering is cool as you really get t...
by Jazzysoon
Fri Nov 23, 2018 6:38 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 314
Views: 30745

Re: H&R Block deluxe $18 at Amazon

How do you know which version you need? I tried to see diff in version on website but no luck Here is link to HRBlock site - Then go to 'Open Tax Software Products Comparison', which is below the table of products https://www.hrblock.com/tax-software/index.html?otppartnerid=9007&campaignid=ps_mcm_9...
by Jazzysoon
Fri Nov 23, 2018 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 314
Views: 30745

Re: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale

Thanks for posting this offer, just bought it for 18.17+tax at Walmart. It appears cc went through ok.
by Jazzysoon
Wed Nov 21, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: When to buy a new Volvo?
Replies: 16
Views: 1853

Re: When to buy a new Volvo?

I'm on my 3rd Volvo. I found my current car- XC70 via Cars dot com. I knew what was looking for price, mileagewise on a pre-owned car. I had it set up to set me a trigger when a car was listed. New listing popped up at 7pm one night, I called and was there before they opened the next morning. and bo...
by Jazzysoon
Mon Nov 19, 2018 3:00 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1092
Views: 125665

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

EDIT: Fidelity rep said to print the form outside the wizard and check the brokerage transfer option. We'll see. *** I'm trying to transfer an HSA account currently at my BCBS provider, Acclaris, to a new individual Fidelity account. When I fill in the Acclaris information on the transfer screens, ...
by Jazzysoon
Sat Nov 17, 2018 3:41 pm
Forum: Personal Investments
Topic: New FA offering to pay annuity surrender fee
Replies: 18
Views: 1313

Re: New FA offering to pay annuity surrender fee

Is he in a city where there is a Fidelity office? Sounds like he may have enough assets to get an assigned advisor through their Premium Services no charge (Not the Wealth mgmt. side where AUM fee is charged). That way he could get some 'in-person' assistance which may be beneficial to him to get hi...
by Jazzysoon
Fri Nov 16, 2018 12:30 pm
Forum: Personal Consumer Issues
Topic: One food I could never give up
Replies: 33
Views: 2072

Re: One food I could never give up

dknightd wrote: Fri Nov 16, 2018 12:07 pm
panhead wrote: Fri Nov 16, 2018 11:38 am unless we are considering beer as a food!
I consider beer as food.

https://www.beeradvocate.com/archived-articles/519/
+1 And according to an article on Guinness it's even healthy for you!
https://www.spinemd.com/news-philanthro ... nness-beer
by Jazzysoon
Fri Nov 16, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: One food I could never give up
Replies: 33
Views: 2072

Re: One food I could never give up

ResearchMed wrote: Fri Nov 16, 2018 11:06 am
tennisplyr wrote: Fri Nov 16, 2018 11:05 am Finish this sentence: "The one food I could never give up is..."
Chocolate.

Definitely. :D

RM
+1000% (dark chocolate)
by Jazzysoon
Sun Nov 11, 2018 12:10 pm
Forum: Personal Investments
Topic: Severance | 401(k)
Replies: 20
Views: 2176

Re: Severance | 401(k)

Only you know your area and marketability, but with a month or two of regular salary, a bonus and generous severance, I'd max out 401k to ensure I got the tax deduction. I was in similar situation in 2018, but we could only max 50% 401k which I did for the 2 months before buyout date.
by Jazzysoon
Sat Nov 10, 2018 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: If expenses are low, are some of us over saving?
Replies: 120
Views: 12860

Re: If expenses are low, are some of us over saving?

I'm single with no debt, paid off home, newer car and save more than twice what I spend each year. I live in a medium COL city and live moderately frugally, but don't want for much of anything. I still spend $45-50K/year. The thought of working until medicare age of 65 makes me ill so my expenses, ...
by Jazzysoon
Mon Nov 05, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Home security system for vacation home
Replies: 9
Views: 910

Re: Home security system for vacation home

Is it possible to use the signal from nearby cell towers and how does that work? Not feasible to put in a landline (cut the cord years ago) and don't want to activate internet for wifi. You got me thinking, I'll be a snowbird for a much longer period of time this winter and have been concerned abou...
by Jazzysoon
Sat Nov 03, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Softest Fabric or Brand for a Lady's Nightgown?
Replies: 10
Views: 1232

Re: Softest Fabric or Brand for a Lady's Nightgown?

This brand is usually very soft - quick search looks like carried at Kohls, Penneys, probably lots more.

https://cuddlduds.com/collections/cuddl-smart
by Jazzysoon
Wed Oct 31, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: USPS - Informed delivery - complain on missing items?
Replies: 63
Views: 11879

Re: USPS - Informed delivery - complain on missing items?

I use this service and have also never heard back when I indicated I never received an item. I do find it handy though if you are gone for awhile and have mail forwarded, lots of mail gets lost in that process. I do try to use online bills/statements as much as possible, but for some of the one-off/...
by Jazzysoon
Mon Oct 29, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 396
Views: 41232

Re: free dinner investing seminar

My USPS email preview shows an invite coming my way today. Can't wait to see where it is!
I attended a LTC one a few weeks ago, and now get to go to Red Cross CPR/AED training for free tonight! Been meaning to take that training.
by Jazzysoon
Mon Oct 29, 2018 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to Minnesota
Replies: 28
Views: 3390

Re: Moving to Minnesota

What is your acceptable commute & what are your hobbies? WBL is on northern loop of Twin Cities Beltway, so I'd stay in Northern suburbs. Mahtomedi is nice, Stillwater is lovely and close to many Lakes and St Croix River if water is your thing...The river even in the winter is lovely and Stillwater ...
by Jazzysoon
Mon Oct 29, 2018 1:18 pm
Forum: Personal Investments
Topic: Just starting out at 39 yrs old.
Replies: 37
Views: 5598

Re: Just starting out at 39 yrs old.

Welcome, Think of what you need differently, rather than the estimates of 3m or 10m(Suze Orman's current) or x times current salary, it's about what you will spend each year, then as previous poster indicated a multiplier of 25 is common. What do you think your budget will be in 21 years? Then use t...
by Jazzysoon
Sun Oct 28, 2018 7:19 pm
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7847

Re: How many miles (total) on car before buying another car ?

My last two trade-ins had 292k & 276k miles on them - Volvo's. Actually got more than I thought on trade in value, I was buying pre-owned 'new' car. Current car is XC70 2008 with only 90k, I drive less after I converted to full time telecommuter. As to safety features&accidents my observation in my...
by Jazzysoon
Sun Oct 28, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7847

Re: How many miles (total) on car before buying another car ?

My last two trade-ins had 292k & 276k miles on them - Volvo's. Actually got more than I thought on trade in value, I was buying pre-owned 'new' car. Current car is XC70 2008 with only 90k, I drive less after I converted to full time telecommuter. As to safety features&accidents my observation in my...