Search found 3694 matches

by rustymutt
Mon Jan 11, 2010 6:20 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Brokerage Lost My $60K Roth Account!
Replies: 225
Views: 48919

Is that why I have an extra 60K in my roth today?













just kidding
by rustymutt
Mon Jan 11, 2010 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Why I will never buy Intuit again and you shouldn't either
Replies: 118
Views: 19716

Yodlee? I hate to brust your bubble, but guess who owns Yodlee?





just kidding!
by rustymutt
Mon Jan 11, 2010 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Could you/do you live on $50,000 a year?
Replies: 356
Views: 75900

We could, and be thankful.

Yes we could live on $50K a year, and be thankful we had that. Life is as much an attitude, as it is anything. If you think your rich, you most likely are, and you don't need lots of money or things to get there. Having a spouse you love helps. Having kids, pets, friends, family, and great home with...
by rustymutt
Thu Dec 31, 2009 5:15 pm
Forum: Investing - Help with Personal Investments
Topic: VFITX fell by 2.88 percent today?
Replies: 13
Views: 3363

unless as we do, reinvest right back in for todays trade date.
by rustymutt
Wed Dec 30, 2009 9:14 pm
Forum: Investing - Help with Personal Investments
Topic: VFITX fell by 2.88 percent today?
Replies: 13
Views: 3363

I understand it now, Thanks for the help

Vanguard rep wasn't very bright. All he needed to tell me was a it was a dividend cash in today, for tomorrows trade date.
by rustymutt
Wed Dec 30, 2009 8:13 pm
Forum: Investing - Help with Personal Investments
Topic: VFITX fell by 2.88 percent today?
Replies: 13
Views: 3363

VFITX fell by 2.88 percent today?

Can someone tell me why Vanguards intermediate term fund VFITX fell 2.88 percent today? This doesn't make any since. The ETF of this index fell only .18 percent. I called Vanguard and they told me it was an error. This is a bit disheartning coming from Vanguard rep. Anyone understand what happened? ...
by rustymutt
Tue Dec 22, 2009 1:28 pm
Forum: Investing - Help with Personal Investments
Topic: Dear Boglehead Nation, please review my Portfolio
Replies: 52
Views: 6125

As far as REIT's go, I split my allocation between US REIT's and International. I use Vanguard for US and WPO for INternational.
International REIT's have done better than US REITS. Go figure.
WPO is a ETF. I use both ETF's and Mutual Index funds.
by rustymutt
Tue Dec 15, 2009 8:15 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for a mentor/teacher...... help
Replies: 41
Views: 10034

learning to invest

Seems to me, to be a few differing opinions here. Good luck sorting out the chap, from the grain. May I suggest another site to read up on, that is “fundadvice.com”.
You can read it at your own pace, and it has very good advice on investing.
by rustymutt
Tue Dec 15, 2009 7:40 pm
Forum: Investing - Help with Personal Investments
Topic: Should I ditch my advisor?
Replies: 37
Views: 4385

I would suggest you fire his sorry a$$. Advisors for the most part do nothing to earn the moneys we pay them. Some even go agaist common sence investing rules to loose moneys for us.
by rustymutt
Tue Dec 15, 2009 7:24 pm
Forum: Personal Consumer Issues
Topic: Disgusted with Dell
Replies: 61
Views: 9071

I started out in 1994 with a packard bell, and by 1997 started buying Dell's with Windows 98, my last Dell was a XP home, 2005, and was my last. I to noticed the decline of me being important customer to Dell. While the computer were trouble free for the most part, I started putting my own computers...
by rustymutt
Sat May 30, 2009 10:07 pm
Forum: Personal Consumer Issues
Topic: Tires?
Replies: 42
Views: 9909

TiresPlus if you got one near is a good bet.
by rustymutt
Tue May 26, 2009 8:24 pm
Forum: Personal Consumer Issues
Topic: Honda Lawnmower
Replies: 11
Views: 3047

Honda makes a great engine, but be warned that they have issues with cables and little nickle and dime items on the harmary mowers that once out of warrantee will cost you a small forture. I've had my two honda in this year for tune up and cost me combined $301. Dang springs break the work the drive...
by rustymutt
Sun May 24, 2009 8:59 pm
Forum: Investing - Theory, News & General
Topic: Swensen Recommends TIPS to Hedge ‘Substantial Inflation’
Replies: 40
Views: 9355

Consuelo Mack

I this her real name, or is it a Wall Street name? They like the showy clever names that sound rich. At least it seems this was to me.
I bet her real name is Susan Orman. lol
by rustymutt
Sun May 17, 2009 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Problems with Quicken and Vanguard
Replies: 18
Views: 4037

Sunday, and I got a update from quicken this morning. I wonder if it had anything to due with Vanguards issues this weeK? anyone?
by rustymutt
Sat May 16, 2009 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Problems with Quicken and Vanguard
Replies: 18
Views: 4037

Woking for me too.
by rustymutt
Fri May 15, 2009 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Problems with Quicken and Vanguard
Replies: 18
Views: 4037

I spoke with Vanguard tonight, and he informed me that a team is working on this known issue.
by rustymutt
Fri May 15, 2009 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Problems with Quicken and Vanguard
Replies: 18
Views: 4037

It's been driving me crazy
I've tried for days now to get my Vanguard accounts to work correctly
They had better get it fixed, or I'll go back to Fidelity with all my money
This is not the first time Vanguard has had issues with quicken
In the past, they tried to deny any understanding of the issue
by rustymutt
Thu May 14, 2009 6:21 pm
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

I do my own rebalance. It wasn't hard to do at all. I've got a spread sheet set up to help me know how much aboue or below I'm getting in the funds. I simply move resources around to get the right % where it's needed. I have changed my allocation to 50/50. I appreciate all your responses. The spread...
by rustymutt
Mon May 11, 2009 4:37 pm
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

What ever you want Mel Lindauerm, as you are the man in control.
by rustymutt
Mon May 11, 2009 1:05 pm
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

Mel, there are three person's interested in a Wichita Ks group, and two interested in another state. And you suggest I start over? This is very confusing to me Mel.
by rustymutt
Mon May 11, 2009 11:00 am
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

That was my first post! Wichita was mentioned in the very first post.
by rustymutt
Mon May 11, 2009 6:41 am
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

Looks as though you might get a Tulsa chapter started wthout help from Kansas.
by rustymutt
Mon May 11, 2009 6:40 am
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

I'm sober enough this morning to say I don't want to drive to Tulsa for Bogleheads meetings. I'm holding out for the Wichita chapter, which I'd be happy to moderate. We now have a couple of locals, and well wait for a few more.
by rustymutt
Sun May 10, 2009 9:37 am
Forum: Investing - Theory, News & General
Topic: Are REITs a Distinct Asset Class or Just a Sector?
Replies: 38
Views: 6762

History would suggest that a small portion of REITs in one's portfolio, will increase return for buy and holders, and do it for a slightly higher risk. Splitting that between US and International increases the return and reduces the risk by giving you non correlating equities. http://www.fundadvice....
by rustymutt
Sun May 10, 2009 8:17 am
Forum: Investing - Theory, News & General
Topic: most stocks lose money over time?
Replies: 37
Views: 6405

the time factor

Even the top 25% of stocks will lose value at certain times, and the losers will gain value at certain times. As the markets go and down, time moves along for the ride. Reversion to the mean is at work. The market is controlling the value, and time is releasing its earnings potential. What a wild ri...
by rustymutt
Sun May 10, 2009 7:54 am
Forum: Investing - Help with Personal Investments
Topic: 100% equities? Never.
Replies: 31
Views: 4757

reversion to the mean

Let us remember that a market crash also spins towards an up market going forward. Even buy and holders make changes in obvious upside markets. Call it hybrid investing. Over the years my portfolio has seen great gains by moving my percentages around during times of mean bounce. Bugle’s theory of re...
by rustymutt
Sat May 09, 2009 8:14 am
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

livesoft response

Livesoft, your picks are ETF's. These have brokerage fees and cost. I don't need the tax benefit of ETF's as my holding are in a RIRA. I'm not following your issue with my having 11 low cost index funds, and 3 ETF's. I went to your site you posted and there found Merrimans picks, along side of few o...
by rustymutt
Sat May 09, 2009 7:41 am
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

grammer correction

I've made these changes, rather than thing changes.
by rustymutt
Sat May 09, 2009 7:28 am
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

Revision to portfolio

I've made thing changes to my investment in a Roth, do to your suggestions. Thank you. Equities 60%. VFINX LCB 6.75% VIVAX LCV 6.75% NAESX SCB 6.75% VISVX SCV 6.75% VGSIX REIT 3.00% VDMIX Int'l LCB 5.40% VTRIX Int'l LCV 5.40% VEIEX EM 5.40% SCZ Int'l SCB 5.40% DLS Int'l SCV 5.40% WPS Int'l REIT 3.00...
by rustymutt
Sat May 09, 2009 5:25 am
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

Tulsa is a great town! The wife and me would go there once a year for R&R leaving the kids with their grandmother. We found that wine was cheaper in Tulsa than Wichita by the way. Double tree had those wonderful fresh chocolate chip cookies next to the turned down sheets. Take me back to Tulsa anyti...
by rustymutt
Tue May 05, 2009 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: 401K after tax balance during retirement
Replies: 10
Views: 2464

It's my understaind now, that I will roll my pre tax balance directly from Fidelity to my TIRA at Vanguard. Once this is complete, the taxes paid money is all that is left in my 401k. Fidelity said that a check for the total remain balance will be made payable to Vanguard, but they will mail it to m...
by rustymutt
Mon May 04, 2009 9:13 am
Forum: Personal Finance (Not Investing)
Topic: 401K after tax balance during retirement
Replies: 10
Views: 2464

I just got off phone with another rep at Fidelity, and he has told me that this is a IRS gray area, and they no longer tell people they can do this, but rather have the client contact cpa or simplier person. I can roll over this after tax 401K money into a Roth IRA. They make the check out to Vangua...
by rustymutt
Mon May 04, 2009 8:25 am
Forum: Investing - Theory, News & General
Topic: Time is now: who can see the "obvious" in the mark
Replies: 560
Views: 108340

You mean to tell me that Jimmy Johnson's timing program he sells, doesn't work? I may have to go back to work.
by rustymutt
Mon May 04, 2009 8:12 am
Forum: Personal Finance (Not Investing)
Topic: Family money Envy and how it chages relationships
Replies: 63
Views: 11873

This would be a wonderful problem to have. If this issue is your largest problem in life, then you've got it made. Why care what others think about your wealth? Just don't discust money in front of others. Life is to short to sweat the little stuff.
by rustymutt
Mon May 04, 2009 7:02 am
Forum: Personal Finance (Not Investing)
Topic: 401K after tax balance during retirement
Replies: 10
Views: 2464

Yes, it's after tax contributions. I'm confused about them sending me a check. I was under the impression that would trigger a tax event. I was told that I'd owe no tax on this amount because it's after tax. I have a Roth account at Vanguard now. I have no IRA currently, but will have one to rollove...
by rustymutt
Sun May 03, 2009 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: 401K after tax balance during retirement
Replies: 10
Views: 2464

401K after tax balance during retirement

I'm about to retire. I've got $29,000 in my 401K that I'm being told I can put into a Roth because it was put in the 401K after taxes had been paid. Can someone tell me how this gets done? I'd love to put that amount into a tax free account and let it grow for 15 more years. The man at Fidelity told...
by rustymutt
Fri May 01, 2009 10:10 am
Forum: Investing - Theory, News & General
Topic: So who thinks the worst is over?
Replies: 58
Views: 9297

Emotions

This just shows us how much emotion plays into investing and why we shouldn't use feelings as a reasoning tool. Nobody can know what the future holds, but the past can reveal clues. I'd be rich if I knew! I'm thanksful to live in a country where I can invest, and have good clean water to drink, than...
by rustymutt
Wed Apr 29, 2009 6:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Wichita Kansas group?
Replies: 26
Views: 4651

Wichita Kansas group?

Is there a Wichita Kansas group of Bogleheads. If not lets get one going.
by rustymutt
Wed Apr 29, 2009 5:14 pm
Forum: Investing - Help with Personal Investments
Topic: 20yo New Investor Seeks IRA Advice
Replies: 13
Views: 2127

Are you full funding a company sponsered 401K plan. The company match can make this more important than a IRA. This my 2 bits.
by rustymutt
Wed Apr 29, 2009 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Eat Out - How Often
Replies: 102
Views: 18646

We've discovered the joy of cooking !
Bon apettie . is that spelled right? oh well, you get the point.
Bottoms up.
by rustymutt
Sun Apr 19, 2009 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

Thanks to all who have replied to my post. I will give consideration to some changes. I've been concerned about rebalancing this account. A simple investment of 4 or 5 funds does make since. I'm reading John Bogles book, as well as some other great books on investing right now and was pointed to thi...
by rustymutt
Sun Apr 19, 2009 12:32 pm
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

These will be in Roth and IRA accounts at Vanguard, and I'm investing $1,000,000. risk tolarance is 25% loss in any one year Max. I've managed to keep my loss at 23% since last Oct. and now have come way back up.
by rustymutt
Sun Apr 19, 2009 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Rollover
Replies: 8
Views: 1162

What if the markets go down during this time. Then your cash has loss value and your get a tax write off? Why not just roll it over and don't worry about the timing?
by rustymutt
Sun Apr 19, 2009 11:46 am
Forum: Investing - Help with Personal Investments
Topic: are these asset alocations OK?
Replies: 17
Views: 3593

are these asset alocations OK?

I'd appreciate someone with a understanding of asset allocations looking over my portfolio at Vanguard and remarking on it. I try to follow Paul Merman’s advice. Age 53 What I'd like to know is if I'm over lapping any assets. Any suggestions would be appreciated. SPY LCB 4.00% VIVAX LCV 6.00% IWC SC...