Search found 6989 matches

by ResearchMed
Thu Sep 06, 2018 4:13 am
Forum: Personal Consumer Issues
Topic: Elderly (innocent) relative received this horrible email
Replies: 51
Views: 5819

Re: Elderly (innocent) relative received this horrible email

Even if this was true, what could the blackmailer really do? People would see a split-screen of the victim staring at a computer screen on one side, then on the other would be a porn video? What would that prove anyway? Uh, that "computer cam" shot of the computer owner... isn't supposed to be of s...
by ResearchMed
Wed Sep 05, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: Elderly (innocent) relative received this horrible email
Replies: 51
Views: 5819

Re: Elderly (innocent) relative received this horrible email

I haven't gone this far, but a friend of mine owns his own domain, fullname .com. Every time he creates a new account for a service or vendor, he adds an alias named after it, and uses that email address as the login name. so when he starts getting spam to dropbox@ fullname .com or adobe@ fullname ...
by ResearchMed
Wed Sep 05, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Elderly (innocent) relative received this horrible email
Replies: 51
Views: 5819

Re: Elderly (innocent) relative received this horrible email

In addition to this, and one of the many things I do to 'do my part', is having multiple email accounts. IE; one for junk emails that I actually want to see from time to time/signing up for contests, a separate email for important items but not financial related, a third email for financial sites, ...
by ResearchMed
Wed Sep 05, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: Elderly (innocent) relative received this horrible email
Replies: 51
Views: 5819

Re: Elderly (innocent) relative received this horrible email

Definitely a scam. However, the person who would most likely respond is someone who *was* "guilty" of such "pleasures". That person already is worried about "being found out" :annoyed That's the person who is more likely to scurry along and get some BitCoin.... ... which is why this works. Some "inn...
by ResearchMed
Wed Sep 05, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1180

Re: Your experience with Nitrous for a dental implant?

I really just want something mild to destress, I'm assuming it would be used in conjunction with novocaine. The original root canal work when I was 12, then 17, with the "family" dentist was... stressful and painful. It may have been 30 years ago, but I can recite the details like it was yesterday....
by ResearchMed
Wed Sep 05, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1180

Re: Your experience with Nitrous for a dental implant?

I'm not seeking medical advice. I broke a front tooth as a kid. Long story short, incomplete root canal led to a abscess that was finally treated last year. However, bone isn't healing properly so tooth has to come out. Bone graft needed, then the implant after it's healed. I've stated my desire to...
by ResearchMed
Tue Sep 04, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9459

Re: How to "waste" money on groceries?

Juicing /pressed juices - this can really add up at $7-10 a Juice Premade lunches/salads Making a menu before going to grocery store instead of making a menu based on deals for the week at the store Seafood That's odd. When I was on a tight budget, including food, I found it much better to make up ...
by ResearchMed
Tue Sep 04, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 176
Views: 9778

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

Just spoke with MedJetAssist today. They quoted me $660 for one person between 75 and 84 years old and spouse age 74 or under. If you have an AARP membership, it is down to $615 instead. This is just for straight medical evacuation (doesn't include needing to evacuate due to disaster or other event...
by ResearchMed
Tue Sep 04, 2018 5:19 pm
Forum: Personal Consumer Issues
Topic: US Visitor Health Insurance
Replies: 18
Views: 945

Re: US Visitor Health Insurance

If they refuse, then the cost should be "on them". At the least, they should allow their "hosts/hostesses" to purchase that coverage for them (?). RM They are not refusing it and I am buying whether they refuse or not.I just need some suggestions from folks who have bought travel insurance in US fo...
by ResearchMed
Tue Sep 04, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: US Visitor Health Insurance
Replies: 18
Views: 945

Re: US Visitor Health Insurance

I need insurance recommendations for relatives visiting US for 75 days.What insurance should I buy that would cover pre-existing conditions like high blood pressure? If I need to take them to ER or Urgent care,what are the things that I need to be aware? Male: 71 Years with blood pressure Female: 6...
by ResearchMed
Tue Sep 04, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: US Visitor Health Insurance
Replies: 18
Views: 945

Re: US Visitor Health Insurance

I need insurance recommendations for relatives visiting US for 75 days.What insurance should I buy that would cover pre-existing conditions like high blood pressure? If I need to take them to ER or Urgent care,what are the things that I need to be aware? Male: 71 Years with blood pressure Female: 6...
by ResearchMed
Tue Sep 04, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9459

Re: How to "waste" money on groceries?

Bottled water. I was just getting ready to type this. We buy those huge jugs that are intended to sit on a dispenser, but in our case they just sit in the garage and we pour into smaller containers for the fridge. At least we don't buy those little individual bottles. My wife won't touch tap water-...
by ResearchMed
Tue Sep 04, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9459

Re: How to "waste" money on groceries?

Recently there was a thread on how to save money on groceries where someone mentioned they would like to see a thread on how to waste money on groceries. Now I put "waste" in quotes because I don't feel that spending money on high end food products is wasting - but it is definitely not lowering my ...
by ResearchMed
Mon Sep 03, 2018 10:25 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 176
Views: 9778

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

It would seem to me that even a narrow network plan (ACA) would cover emergency care while traveling outside your home area. If you are in a neighboring state, and you want non-emergency care - you could safely travel back. ACA plans are poorly suited to people who travel regularly or have multiple...
by ResearchMed
Mon Sep 03, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Word document format/numbering question
Replies: 6
Views: 589

Re: Word document format/numbering question

Would it work to convert it to a pdf format, and then delete the sections you want to remove?

RM
by ResearchMed
Mon Sep 03, 2018 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: Should large capital gains encourage carrying a mortgage?
Replies: 5
Views: 610

Re: Should large capital gains encourage carrying a mortgage?

If the capital gains is large enough in stocks and the salary is low enough, it may raise the AGI to lose benefits. For example, say you sell a whole bunch of stock at a profit but you have kids, my understanding is that may lose out on the 2k per kid. Say you have 3 kids...thats 6k... How does thi...
by ResearchMed
Mon Sep 03, 2018 6:37 pm
Forum: Investing - Help with Personal Investments
Topic: 403b vs Traditional IRA
Replies: 23
Views: 1137

Re: 403b vs Traditional IRA

Have searched the forum (probably here but not able to find answers) Please correct any misconceptions: 1- There's no advantage in employer 403b if employer does not match (low cost Vanguard Traditional IRA would better?) 2- The only benefit is ease of payroll deduction/contribution? 3- That is the...
by ResearchMed
Mon Sep 03, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: MedJetAssist - other similar companies (can't find post)
Replies: 11
Views: 688

Re: MedJetAssist - other similar companies (can't find post)

Just saw your update, OP. There are tons of links in the thread I linked. Maybe this was the specific post you were recalling? It links to an article comparing the various "evacuation services". BINGO! Yes, thanks so much. I found it in there, and FYI for others, the key link was: https://expeditio...
by ResearchMed
Mon Sep 03, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: Graduate Degree Mistakenly (?) Conferred - What to Do? [solved]
Replies: 76
Views: 7290

Re: Graduate Degree Mistakenly (?) Conferred - What to Do? [solved]

Hi everyone, just to post a bit of an addendum to this, I heard back from my program's dean over the past week. He assured me that even in the worst case - if we weren't able to find an exception to the policy that I reapply - my place in the class was completely secure, as was my merit fellowship....
by ResearchMed
Mon Sep 03, 2018 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Should large capital gains encourage carrying a mortgage?
Replies: 5
Views: 610

Re: Should large capital gains encourage carrying a mortgage?

The thread on whether the rich should pay off their house got me to thinking about how a large capital gains tax bill fits into this discussion: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=192602&p=4098285#p4098285 This question presumes that a rich person or rich couple owns an expensive...
by ResearchMed
Mon Sep 03, 2018 2:56 pm
Forum: Personal Consumer Issues
Topic: Recommendations for traveler's Insurance for 65 years+
Replies: 13
Views: 934

Re: Recommendations for traveler's Insurance for 65 years+

Looking for traveler's insurance for two adults over 65+ years. One has high blood pressure but both will be abroad for 1.5 months and roughly 3 months. Anyone have any experience with this? Any recommendations on what to look for/watch out for? Would traveler's insurance keep coverage going abroad...
by ResearchMed
Mon Sep 03, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Buy new (likely new to me) car while I can afford it?
Replies: 14
Views: 835

Re: Buy new (likely new to me) car while I can afford it?

All, We drive a 2006 CRV with 133K. It runs fine, likely needs brakes and tires by year end. Our combined income is about $200K. We both suffer from job insecurity. Though mine much less secure than hers. I'm 56 DW is 51. I've been think I should get a newer (or new) auto while we can afford one. I...
by ResearchMed
Sun Sep 02, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: MedJetAssist - other similar companies (can't find post)
Replies: 11
Views: 688

Re: MedJetAssist - other similar companies (can't find post)

Is this the thread you're referring to, OP? It was started by Small Law Survivor on July 31. Just saw your update, OP. There are tons of links in the thread I linked. Maybe this was the specific post you were recalling? It links to an article comparing the various "evacuation services". BINGO! Yes,...
by ResearchMed
Sun Sep 02, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: MedJetAssist - other similar companies (can't find post)
Replies: 11
Views: 688

Re: MedJetAssist - other similar companies (can't find post)

Is this the thread you're referring to, OP? It was started by Small Law Survivor on July 31. Just saw your update, OP. There are tons of links in the thread I linked. Maybe this was the specific post you were recalling? It links to an article comparing the various "evacuation services". BINGO! Yes,...
by ResearchMed
Sun Sep 02, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: MedJetAssist - other similar companies (can't find post)
Replies: 11
Views: 688

Re: MedJetAssist - other similar companies (can't find post)

stretch wrote:
Sun Sep 02, 2018 4:38 pm
Maybe this is what you are looking for: viewtopic.php?t=243347
I'll amend the first post, but there was a post with links to at least two other such services (or at the least, to something else with a link to those).
I don't think this thread was it.

Thanks!

RM
by ResearchMed
Sun Sep 02, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: MedJetAssist - other similar companies (can't find post)
Replies: 11
Views: 688

MedJetAssist - other similar companies (can't find post)

ETA: There were *links* in the post I am seeking, leading to those other companies. Found the key link: https://expeditionportal.com/buyers-guide-travel-insurance-rescue-and-medical-evacuation-services/ I feel like a dolt... There was a thread relatively recently that included a few suggestions for...
by ResearchMed
Sun Sep 02, 2018 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Should I sell 5-star/gold-rated mutual funds?
Replies: 11
Views: 1259

Re: Should I sell 5-star/gold-rated mutual funds?

I became a committed Boglehead about 18 months ago (many thanks to those who have been so generous with their time and expertise on this site!). I got rid of my high-cost adviser, worked out an investment plan and an appropriate asset allocation, and have been gradually transitioning to low-cost fu...
by ResearchMed
Sun Sep 02, 2018 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Medical liability claim settlement. What is fair?
Replies: 40
Views: 2572

Re: Medical liability claim settlement. What is fair?

What about the health insurance company? Could they have some recourse to be reimbursed for any of the costs of care? If the step was some how deemed negligent, I think the health insurance company might decide they want some of that money. It's at least worth researching before agreeing to a final...
by ResearchMed
Sun Sep 02, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Do you take advantage of all identity monitoring offers?
Replies: 20
Views: 1101

LIFELOCK Breach - Re: Do you take advantage of all identity monitoring offers?

"Lifelock Bug Exposes Millions of Customer Email Addresses" Krebs On Security had this in July, 2018: https://krebsonsecurity.com/2018/07/lifelock-bug-exposed-millions-of-customer-email-addresses/ Apparently, " The company just fixed a vulnerability on its site that allowed anyone with a Web browser...
by ResearchMed
Sun Sep 02, 2018 11:15 am
Forum: Personal Consumer Issues
Topic: Gentlemen: underwear shopping question
Replies: 35
Views: 3938

Re: Gentlemen: underwear shopping question

I find my inexpensive cotton briefs when traveling on an airplane uncomfortable. Do you think something like the ExOfficio Give-N-Go would work better? Any recommendations? There is a recent and very active post about just this topic! :wink: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=256...
by ResearchMed
Sun Sep 02, 2018 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Using your home as old age care self-insurance?
Replies: 74
Views: 5690

Re: Using your home as old age care self-insurance?

Getting a house ready for sale when late in retirement and/or having aging related issues seems to present a problem that I would not like to deal with. My mother in law stayed in her house until age 90 and then passed rather quickly. As heirs it was a problem cleaning out her house and getting it ...
by ResearchMed
Sat Sep 01, 2018 5:43 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8610

Re: Ladies: bra shopping question

...... the devil will be shopping for ice skates before I pay $140 for a bra :-) ....... Only $140? Ha, you must have been looking in the clearance bins Under "new arrivals" on that site check out " Aubade Femme Glamour Demi Bra in Gold OrNoir" Price: $199 :mrgreen: Also, if you filter a search by ...
by ResearchMed
Sat Sep 01, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Using your home as old age care self-insurance?
Replies: 74
Views: 5690

Re: Using your home as old age care self-insurance?

I'm trying to sketch out a spending plan for my remaining years and one of the most important components of that plan is having a reserve held back for possible elder care costs at the end. I'm debating whether to use the value of my fully paid-off home as all or part of this old age care reserve. ...
by ResearchMed
Sat Sep 01, 2018 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Medical liability claim settlement. What is fair?
Replies: 40
Views: 2572

Re: Medical liability claim settlement. What is fair?

We need your advice as to what is fair. Here is the case: We pay all cost for our children until they are out of college (including food, rent, tuition, car, gas, allowance, Sorority, insurance premiums, out of pocket cost for medical, etc). One of our children (21 years of age) tripped and fell ov...
by ResearchMed
Thu Aug 30, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8329

Re: Mega Downsize....

Just beware, Freecycle can be full of weirdos. Trying to use mine was not good. I had much better luck with the local Nextdoor and Facebook neighborhood groups. I was sort of wondering how I'd feel about doing something like this with strangers, who would know who we are/where we live. For now, per...
by ResearchMed
Thu Aug 30, 2018 7:23 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8329

Re: Mega Downsize....

Thank you for the link to Freecycle.

We didn't know about this, and there is a list nearby.

For now, the lesser items we left by the curb vanished within about 2 hours both days.
Glad someone could find a use for those things.

But we'll take a better look at Freecycle for a lot of other things.

RM
by ResearchMed
Thu Aug 30, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8329

Re: Mega Downsize....

burt wrote:
Thu Aug 30, 2018 6:04 pm
To All,

Do not buy shelves or shelving units thinking that you are organized and in control.
Shelves are just a method to store more stuff you don't need and don't use.

burt
Too true, for *any* type of storage system!

RM
by ResearchMed
Thu Aug 30, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8329

Re: Mega Downsize....

This is a timely thread. I am in the process of moving house and even though it's actually to a bigger place, it has less storage space, so we need to get rid of a lot of the junk we have accumulated over the last 20+ years of living here. I always liked the idea of donating to Goodwill or Habitat ...
by ResearchMed
Wed Aug 29, 2018 7:02 pm
Forum: Personal Consumer Issues
Topic: Bone in my food
Replies: 107
Views: 4083

Re: Bone in my food

Shackleton wrote:
Wed Aug 29, 2018 6:58 pm
Just to add fuel to the fire, the FDA allows “defects” in your processed food, including insects (whole or parts) and rodent hairs!

http://mentalfloss.com/article/29133/wh ... types-food
Extra protein, those insects... :wink:

RM
by ResearchMed
Wed Aug 29, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: Bone in my food
Replies: 107
Views: 4083

Re: Bone in my food

There is no option that I know of to get a meatless bowl of food, unless I get tofu, which is weird. You are simply being silly now. It makes me doubt your whole story. Even a child knows you could get your bowl/burrito/taco with no meat and just veggies. I would bring in the bone to the manager to...
by ResearchMed
Wed Aug 29, 2018 7:21 am
Forum: Investing - Help with Personal Investments
Topic: Which currency conversion to use for IRS?
Replies: 2
Views: 195

Re: Which currency conversion to use for IRS?

If I have forex related activity that I need to convert into dollars for IRS reporting at tax time... what have BH folks used and why? 1. US Treasury Bureau of Fiscal Service: from what I see they have "current" rates each quarter and historical rates 2. Federal Reserve Board: from what I see, coun...
by ResearchMed
Wed Aug 29, 2018 7:16 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3290
Views: 995400

Re: What Book Are You Currently Reading? Part VI

dave55 - James Lee Burke is outstanding and the Robicheaux series is one of my favorites. Just received a notice from Goodreads that his latest is being released next month. I just finished "The Redeemers" by Ace Atkins...a new author for me. Set in Mississippi, Atkins has a series on Quinn Colson,...
by ResearchMed
Wed Aug 29, 2018 6:17 am
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8610

Re: Ladies: bra shopping question

What strikes me - mouses specifically posted she was not interested in underwire styles. So, the thread gets deluged with posts recommending brands known for focusing primarily on underwires :? :? Since when did threads like these here on BH pay attention to the specific question asked by the OP? :...
by ResearchMed
Tue Aug 28, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8610

Re: Ladies: bra shopping question

HJG0989 wrote:
Tue Aug 28, 2018 10:14 pm
Look at how many views this thread has :D
How many views did the "men's undies" thread get thus far?

RM
by ResearchMed
Tue Aug 28, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3290
Views: 995400

Re: What Book Are You Currently Reading? Part VI

The Path Between the Seas: The Creation of the Panama Canal, 1870-1914 by David McCullough https://www.goodreads.com/book/show/2372.The_Path_Between_the_Seas We read this not too long ago, as we are hoping to take a Panama Canal cruise full transit at some point. And we'll re-read it whenever that ...
by ResearchMed
Tue Aug 28, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8329

Re: Mega Downsize....

Aaaccckkk! Going through this *now* (as in "another session today "). Funny timing of this thread! First, I should say that I *hate* "organizing/decluttering". And I'm just not good at it. Never have been. We combined households later in life when we married, and we both had "all regular household i...
by ResearchMed
Tue Aug 28, 2018 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: EINs when filing separately
Replies: 5
Views: 467

Re: EINs when filing separately

Hi all, My wife and I are considering filing our taxes separately this coming year. We are also in the process of hiring a nanny (well, a nanny share technically). I understand that, as a result, we'll need to file Schedule H when we do our taxes and list our EIN. Would my wife and I each apply for...
by ResearchMed
Tue Aug 28, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 48
Views: 3978

Re: Recommend a good SOCK. Yes, I said SOCK!

I would have suggested the basic wool "Smartwool" socks. But last time I looked for them, they were no longer all wool (or almost all wool?), and they were clearly a different, much thinner fabric. However, the "design" appeared the same, with the slight cabling on the vertical part starting just b...
by ResearchMed
Tue Aug 28, 2018 7:40 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 48
Views: 3978

Re: Recommend a good SOCK. Yes, I said SOCK!

Another vote for Smartwool and Darn Tough. I like Darn Tough's sport socks (running/cycling). I generally prefer how Smartwool 'regular' length socks fit but both are head and shoulders better than anything else I've ever worn. I would have suggested the basic wool "Smartwool" socks. But last time ...
by ResearchMed
Mon Aug 27, 2018 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpected Tax Underpayment - When and how should I pay?
Replies: 23
Views: 1639

Re: Unexpected Tax Underpayment - When and how should I pay?

Unfortunately with only a few months left in the year, even at 100% withholding I won't be able to makeup all of the taxes owed. I typically use Turbo Tax to complete my taxes. Will paying estimated tax payments via IRS direct complicate things. Seems like completing Form 2210 is somewhat challengi...