Search found 29876 matches

by LadyGeek
Sun Oct 18, 2020 11:55 am
Forum: Personal Investments
Topic: Hedging the 2020 Election
Replies: 107
Views: 7031

Re: Hedging the 2020 Election

I removed a number of off-topic posts which challenged the OP regarding his market timing. See: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct our...
by LadyGeek
Sun Oct 18, 2020 11:13 am
Forum: Personal Investments
Topic: Hedging the 2020 Election
Replies: 107
Views: 7031

Re: Hedging the 2020 Election

It appears that the OP has two accounts. See: Usernames (accounts) Please do not sign up for more than one account (username). OP - Please check your private messages. To avoid further confusion, this thread is locked until the accounts are sorted out. Also, this thread is on-topic as a question rel...
by LadyGeek
Sun Oct 18, 2020 10:57 am
Forum: Personal Finance (Not Investing)
Topic: 2nd house, for Univ. kids/students
Replies: 41
Views: 3030

Re: 2nd house, for Univ. kids/students

This thread is now in the Personal Finance (Not Investing) forum (house purchase).
by LadyGeek
Sun Oct 18, 2020 9:11 am
Forum: Personal Finance (Not Investing)
Topic: Why is real estate property part of net worth? [Why should I downsize?]
Replies: 35
Views: 3238

Re: Why is real estate property part of net worth? [Why should I downsize?]

This thread is now in the Personal Finance (Not Investing) forum (selling a home).

Hello lazaro53. I have clarified your thread title. I have also fixed a spelling error "real state" to "real estate".
by LadyGeek
Sun Oct 18, 2020 7:15 am
Forum: Investing - Theory, News & General
Topic: Dividend Only Investing Analyzed (latest ERN article)
Replies: 109
Views: 6858

Re: Dividend Only Investing Analyzed (latest ERN article)

I removed an off-topic post. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
by LadyGeek
Sat Oct 17, 2020 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: Splitting Expenses
Replies: 17
Views: 2529

Re: Splitting Expenses

A contentious interchange regarding relationships (marriage - relationship issue) has been removed. This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting poli...
by LadyGeek
Sat Oct 17, 2020 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2636

Re: Help with Sister's Estate

It's best to keep all the information in one spot. I merged OldTimer's update back into the original discussion.
by LadyGeek
Sat Oct 17, 2020 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: Tax strategies and advice for inherited IRA, stocks and real estate
Replies: 8
Views: 608

Re: Tax strategies and advice for inherited IRA, stocks and real estate

^^^ The OP had a duplicate thread, which I merged into here. I then removed the OP's duplicate post. The combined thread is in the Personal Finance (Not Investing) forum (tax strategy).
by LadyGeek
Sat Oct 17, 2020 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: Splitting Expenses
Replies: 17
Views: 2529

Re: Splitting Expenses

The discussion is getting derailed on relationship issues. Please stay focused on the financial aspects.
by LadyGeek
Sat Oct 17, 2020 12:40 pm
Forum: Personal Consumer Issues
Topic: social security 'extra security' feature?
Replies: 30
Views: 3109

Re: social security 'extra security' feature?

This thread is now in the Personal Consumer Issues forum (website).
by LadyGeek
Sat Oct 17, 2020 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Is programming still a valuable skill to learn?
Replies: 219
Views: 15578

Re: Is programming still a valuable skill to learn?

I removed a post which linked to an IT outsourcing article with a strong political bias. Linking to articles brings the discussion into the forum. See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examp...
by LadyGeek
Sat Oct 17, 2020 11:01 am
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 326
Views: 281370

Re: Please Try Out Test Posts Here

Callisto wrote: Sat Oct 17, 2020 9:55 am Image
Hover your mouse over the image, then right-click to select "Open image in new tab". Use that link.
Image
by LadyGeek
Sat Oct 17, 2020 9:39 am
Forum: Personal Finance (Not Investing)
Topic: MYGA returns in low-yield environment (article)
Replies: 18
Views: 1390

Re: MYGA returns in low-yield environment (article)

This thread is now in the Personal Finance (Not Investing) forum (annuity). The wiki has some background info: Fixed annuity A fixed annuity is an insurance contract that pays a fixed rate of interest for a "set term", usually ranging from one to ten years. After the set term, a new fixed rate is of...
by LadyGeek
Sat Oct 17, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

^^^ Great timing. First, it's the Meshify C with the solid metal case (no window). Speaking of shipping dates, I just looked at my credit card account. I've been tracking it frequently to ensure that everything was charged correctly. To my surprise, my credit card had a pending transaction for the S...
by LadyGeek
Fri Oct 16, 2020 3:40 pm
Forum: Personal Investments
Topic: Simple Covered Call Strategy
Replies: 20
Views: 1786

Re: Simple Covered Call Strategy

Welcome! This may not be the right forum to ask your question.

We invest in the entire market using a long-term buy-and-hold approach with low cost index funds.

To get started, see: Getting started
by LadyGeek
Fri Oct 16, 2020 3:08 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4020
Views: 311749

Re: Coronavirus and the market

As a reminder, the main intent of the post must be on-topic. In this case, market impacts.

Discussion of the coronavirus itself is off-topic. See: Please read before posting on coronavirus/COVID-19
by LadyGeek
Fri Oct 16, 2020 12:51 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1759
Views: 229366

Re: Post your Financial Milestone Announcements Here

Everyone's situation is different and this isn't a competition. Don't worry about the others. It's the start of the weekend. Celebrate! :beer
by LadyGeek
Fri Oct 16, 2020 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Social security. Take it at 62 [Motley Fool article]
Replies: 222
Views: 18807

Re: Social security. Take it at 62 [Motley Fool article]

This is a "no politics" forum. As a reminder, the future of Social Security requires changes in legislation, a political process (off-topic as proposed legislation). See: [url=https://www.bogleheads.org/forum/rules#rule-4a]Politics and Religion[/ur l] In order to avoid the inevitable frictions that...
by LadyGeek
Fri Oct 16, 2020 11:34 am
Forum: Non-US Investing
Topic: Becoming Tax free in Dubai [Canadian moving to Africa]
Replies: 4
Views: 560

Re: Becoming Tax free in Dubai [Canadian moving to Africa]

mooudn - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your threads together and put them in the Non-US Investing forum. I also retitled the thread. The best advice comes from your home country. As Jack FFR1846 suggests, I recommend asking this q...
by LadyGeek
Fri Oct 16, 2020 10:43 am
Forum: Personal Consumer Issues
Topic: MVNO on Verizon network...moving away from Ting
Replies: 27
Views: 1452

Re: MVNO on Verizon network...moving away from Ting

^^^ This thread is now in the Personal Consumer Issues forum (cellphone network).

You can get our attention sooner by reporting the post. One of the reasons is "Wrong forum". Thanks to the member who did just that.
by LadyGeek
Fri Oct 16, 2020 9:15 am
Forum: Investing - Theory, News & General
Topic: Yield Chasers Rejoice: Oil Stocks at 6.44% !!!
Replies: 51
Views: 4746

Re: Yield Chasers Rejoice: Oil Stocks at 6.44% !!!

" It's not as prolific oHaving fallen steadily since 1971, in line with [word is prohibited here by Forum rules, but concept advanced by M K H*bbert re world oil production] predictions. And then, suddenly, US oil production starts rising again (and is now pretty close to its all time peak?). That'...
by LadyGeek
Thu Oct 15, 2020 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Pen Fed Nightmare Customer Service
Replies: 29
Views: 2813

Re: Pen Fed Nightmare Customer Service

After receiving a PM, the OP is looking for a solution or the appropriate contact.

This thread is unlocked to continue the discussion. Please state your concerns in a civil, factual manner.
by LadyGeek
Thu Oct 15, 2020 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Pen Fed Nightmare Customer Service
Replies: 29
Views: 2813

Re: Pen Fed Nightmare Customer Service

This thread has run its course and is locked (rant). See: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - mortgage and loan issues - legal issu...
by LadyGeek
Thu Oct 15, 2020 4:29 pm
Forum: Personal Investments
Topic: Suggestion for updating "Asking Portfolio Questions" thread
Replies: 260
Views: 25715

Re: Suggestion for updating "Asking Portfolio Questions" thread

redfishbluefish, Welcome! From a grammar perspective, I think template should have "You" for the member (vs. "Yours"). Look at forms submitted on other things. It's always "You" for the applicant, "Spouse / Partner / Dependent" for the other person. At issue is what to call the "other" person for th...
by LadyGeek
Thu Oct 15, 2020 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

Separately, LibreOffice Calc in Linux is not displaying the comments in Row 9 and Row 495 (where I proposed the changes), as well as a few other cells. I'm working in Windows 10 and Microsoft Excel 2016 for this spreadsheet. I also check compatibility with LibreOffice Calc in Linux. I'll see what I ...
by LadyGeek
Thu Oct 15, 2020 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

(3 of 3) Cell G495, "Store settings and results in this area:" Be very clear that the macros at the top of the page will overwrite the data. From: Click on one of the four macro buttons to copy and paste current results into the storage area below it, or click the "copy results" macro button to copy...
by LadyGeek
Thu Oct 15, 2020 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

(2 of 3) Cell E9, "Copy": Add - that storage settings should also be copied. From: Use these copy-paste buttons to copy the current results summary numbers to the storage column below the button. This will also copy all the settings to the storage section at the bottom of this page. Or just copy in ...
by LadyGeek
Thu Oct 15, 2020 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

Upon further review of my earlier explanation for "copy-paste", I can now see that I didn't understand the cell comments. I propose three clarifications: Cell D9 "Results Summary": Change "Three" to "Four", modify Note to explain use of the Storage section, add manual instructions that you also need...
by LadyGeek
Thu Oct 15, 2020 2:29 pm
Forum: Personal Consumer Issues
Topic: Favorite Science Fiction Movies
Replies: 142
Views: 6155

Re: Favorite Science Fiction Movies

Valuethinker wrote: Thu Oct 15, 2020 12:24 pm Red Sonja, on the other hand, is one of the worst movies that I have ever seen- so there you go.
I totally agree.

pianisto, Welcome! Yes, Wall-E is not just for kids. It's a very good movie.
by LadyGeek
Thu Oct 15, 2020 12:54 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2196
Views: 232494

Re: [What TV Show Have You Recently Watched?]

We just finished the latest season of Wentworth - this is one of my all time favorite series (right next to Breaking Bad ). Not for the light of heart. I'm just finishing Season 7 with 8 queued up and ready to go. Yes, it's violent but at least most of it is understandable given the circumstances. ...
by LadyGeek
Wed Oct 14, 2020 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

You're absolutely right. I have corrected my post. I thought they were separate because the macro buttons in Row 497 also copied the columns in that section. I now see that you've documented this in the "copy" comment in cell E9. FYI - I'm currently using LibreOffice Calc in Linux. Everything runs f...
by LadyGeek
Wed Oct 14, 2020 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

How do you recommend using the a copy and copy-paste fields? It's not clear to me what is going on. I assume you're looking at the Results Summary near the top of the Setup sheet (Rows 9 to 21). That area is used to store results from different scenarios. In the example, there are 4 scenarios. Case...
by LadyGeek
Wed Oct 14, 2020 4:27 pm
Forum: Personal Consumer Issues
Topic: Itunes Gift Cards, where to get a deal?
Replies: 7
Views: 760

Re: Itunes Gift Cards, where to get a deal?

This thread is now in the Personal Consumer Issues forum (gift cards).
by LadyGeek
Wed Oct 14, 2020 4:22 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2480
Views: 407617

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I merged ilan1h's thread into the on-going discussion.
by LadyGeek
Wed Oct 14, 2020 4:13 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

The supply had been removed from the case and it wasn't it may have been connected to the PC at the time. My husband was also an engineer. At the time, we looked at each other and thought "Cool..." :) ===================== The delivery date for my Seasonic 750 W modular supply has been pushed up fro...
by LadyGeek
Wed Oct 14, 2020 4:03 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

I agree with dwc13's and Independent George's comments. I've never had a CPU failure, even when running one at 80 deg C at max loading. I had a PC power supply fail in spectacular fashion many years ago. I forget what I was doing, but I think it had already failed and I had the supply's case open tr...
by LadyGeek
Wed Oct 14, 2020 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff Request
Replies: 13
Views: 1431

Re: Payoff Request

This thread is now in the Personal Finance (Not Investing) forum (payoff).
by LadyGeek
Wed Oct 14, 2020 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 990
Views: 315906

Re: Retiree Portfolio Model

That is exactly what the spreadsheet's insight showed to me. It quickly became obvious that I never really looked at the impact on taxes when RMDs kick-in. In one scenario, Roth conversions no longer make sense, but Qualified Charitable Distributions do make sense. This would have been the first tim...
by LadyGeek
Wed Oct 14, 2020 1:20 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

I've completed Mass Effect, Baldur's Gate, Deus Ex, Elder Scrolls, to name a few. Then there's a ton of first-person shooters... So you're limited by the HDMI monitor. You want to upgrade the graphics now and the monitor(s) can come later. I'm very, very leery waiting for an unannounced product. It ...
by LadyGeek
Wed Oct 14, 2020 12:00 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

Let's think this through and start with what you want to do on your PC - high quality gaming. What's that mean? Kill the enemy quicker than they can kill you. Move fast and see lots of detail. How much resolution is "enough"? The higher the better, but you need to set a limit. Consider that movies c...
by LadyGeek
Wed Oct 14, 2020 9:36 am
Forum: Personal Finance (Not Investing)
Topic: Excellent Retirement Spending Rate, Safe Withdrawal Rate Podcast interview with Karsten Jeske (Big ERN)
Replies: 4
Views: 948

Re: Excellent Retirement Spending Rate, Safe Withdrawal Rate Podcast interview with Karsten Jeske (Big ERN)

Click on the Transcript link and search for Bogleheads. Jeske: ...So the Bogleheads, the Bogleheads have this VPW, variable withdrawal percentages. They basically do an amortization exercise. Because nothing in life is really as linear as this RMD. So, you want to do something that takes into accoun...
by LadyGeek
Wed Oct 14, 2020 8:10 am
Forum: Personal Investments
Topic: New business owner - need help with experience Bogleheads!
Replies: 36
Views: 1985

Re: New business owner - need help with experience Bogleheads!

As a reminder, this forum is for personal use only - you, your family, or your friends. The OP has a personal interest in owning a business, which is fine. However, the discussion is moving to one of running a business - hiring employees and business specific finances. Let's try and stay focused on ...
by LadyGeek
Wed Oct 14, 2020 7:11 am
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

To be sure, check the manufacturer's website directly. PURE ROCK Slim silent essential Air coolers from be quiet! That cooler looks OK, but you should double-check the information on your own - just in case I missed something. The one I'm using won't fit in your case, either. ( Noctua NH-U12S SE-AM4...
by LadyGeek
Tue Oct 13, 2020 8:33 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

Hold. Let's review this slowly: I assume you're looking at the Prime Day deal here: Cooler Master Hyper 212 Evo CPU Cooler, 4 CDC Heatpipes, $25.99 Let's see if it fits the CPU: AMD Ryzen™ 7 3800XT , the specs are AM4 socket and 105 W. OK, next step. Cooler: Hyper 212 EVO | Cooler Master , scroll do...
by LadyGeek
Tue Oct 13, 2020 8:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 9375
Views: 748090

Re: U.S. stocks continue to soar!

This is a "No politics" forum. I removed an off-topic comment. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressi...
by LadyGeek
Tue Oct 13, 2020 6:40 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1759
Views: 229366

Re: Post your Financial Milestone Announcements Here

Congrats to both! I won't tell anyone. :)
by LadyGeek
Tue Oct 13, 2020 3:40 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 279
Views: 16713

Re: PC Build Thread 2020

Add the price of a cooler (not supplied) and consider if your power supply can handle the additional power (105 W vs. 65 W).
by LadyGeek
Tue Oct 13, 2020 2:35 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1759
Views: 229366

Re: Post your Financial Milestone Announcements Here

Hello,

I recommend you start a new topic in the Personal Finance (Not Investing) forum, as the responses will redirect the intent of this discussion - support and encouragement for those who have achieved their milestones.

You are welcome to post a link in this thread to the new discussion.
by LadyGeek
Tue Oct 13, 2020 1:12 pm
Forum: Forum Issues and Administration
Topic: Can we have a TIAA forum?
Replies: 8
Views: 895

Re: Can we have a TIAA forum?

Sorry, we won't be adding a new forum for the following reasons: - It's important to avoid vendor (fund provider) specific forums for the reasons stated by Katietsu and dknightd. - Additional resources are needed to moderate a new forum, which are significant - Questions often span more than one for...