Search found 30284 matches

by LadyGeek
Wed Jun 10, 2009 8:08 pm
Forum: Personal Investments
Topic: Series I Savings Bond
Replies: 7
Views: 1798

There's more info in the wiki. Please see I Bonds vs TIPS on the Bogleheads Wiki.
by LadyGeek
Wed Jun 10, 2009 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Microsoft Money being discontinued
Replies: 119
Views: 31040

I'm using Quicken 2007 and was wondering if I should upgrade. Based on reviews of Quicken 2009, no. I'm rather surprised MS is giving up. Think of all the companies that have to continue to provide download support services. Is there any chance that someone else will pick this up? Quicken needs some...
by LadyGeek
Wed Jun 10, 2009 6:47 pm
Forum: Personal Consumer Issues
Topic: Computer Languages we have known (and maybe loved)
Replies: 122
Views: 18670

An SQL query goes into a bar, walks up to two tables and says, "Can I join you?" ~~~~~~~~~~~~~~~~~~~~~~~~~ Two bytes meet. The first byte asks, “Are you ill?” The second byte replies, “No, just feeling a bit off.” ~~~~~~~~~~~~~~~~~~~~~~~~~ How many programers dose it take to change a light...
by LadyGeek
Wed Jun 10, 2009 6:33 pm
Forum: Personal Consumer Issues
Topic: OT - Stanley Cup final
Replies: 46
Views: 5614

Don't feel bad. ComCast does the same when local NBC covers the Flyers games. Or, we can both be annoyed. :P

We only get CBC via the NHL network. HNIC (Hockey Night in Canada) every Saturday night. Love it.

I'll throw in also - tat2ng, nice image.
by LadyGeek
Tue Jun 09, 2009 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: A Gift, A Blessing, An Error?
Replies: 22
Views: 3413

Re: A Gift, A Blessing, An Error?

My adult son, in Philadelphia, took a different track. He called the US Mint customer service and told them I was confused about the gold coin. They said it had been ordered by credit card # .....xxxx. The charge didn't clear for some reason but since the coin was returned they credited me the purc...
by LadyGeek
Tue Jun 09, 2009 9:53 pm
Forum: Personal Consumer Issues
Topic: OT - Stanley Cup final
Replies: 46
Views: 5614

Wow. I couldn't stop watching. Unbelievable. Game 7 it is. I hope the home team advantage is still working.
by LadyGeek
Tue Jun 09, 2009 8:55 pm
Forum: Personal Investments
Topic: Title edited - Quick Notes from the Start Up Kit
Replies: 35
Views: 6280

After looking at all the additional suggestions in this thread, it occurred to me that I didn't understand where to start. The suggestions cover not only investing, but financial planning (as well as retirement planning). IOW, everything that is already covered in the wiki's Category list . The help...
by LadyGeek
Mon Jun 08, 2009 9:45 pm
Forum: Personal Investments
Topic: Title edited - Quick Notes from the Start Up Kit
Replies: 35
Views: 6280

I just finished a prototype (first-cut design) of the wiki main page to show you what I'm planning: Main Page Development The pages are up and running, waiting for content. You can see the context of how I'm approaching new users. Don't worry, we can help. It's easy... While I was at it, it was too ...
by LadyGeek
Mon Jun 08, 2009 6:59 pm
Forum: Personal Consumer Issues
Topic: OT - Stanley Cup final
Replies: 46
Views: 5614

The single most influential rule change they did was to remove the two-line pass penalty. It drove me nuts. I remember John LeClair being a huge advocate of this rule when he was on the Flyers. The shoot-out was for the benefit of the broadcasters. I'd rather see the point for the tie. They add up. ...
by LadyGeek
Mon Jun 08, 2009 4:55 pm
Forum: Personal Investments
Topic: Title edited - Quick Notes from the Start Up Kit
Replies: 35
Views: 6280

Ignoring all rationale to leave things status quo, I had an idea to address a problem which has been discussed before. Problem: New investors have no idea where to begin. Having all those sticky threads doesn't help because new users don't even know what to look for. The forum is confusing. The wiki...
by LadyGeek
Sun Jun 07, 2009 9:11 pm
Forum: Personal Consumer Issues
Topic: OT - Stanley Cup final
Replies: 46
Views: 5614

I say beat the Pens while they are down. The last thing you want is a momentum swing.
by LadyGeek
Sun Jun 07, 2009 9:07 pm
Forum: Investing - Theory, News & General
Topic: Instructions for Surviving Spouse
Replies: 56
Views: 9186

I'm fortunate that I can handle the finances. One thing to think about is "Do you have anyone in the family you absolutely trust to handle these matters?". Sometimes, yes. Most of the time, no. You say you have a plan. Hopefully, that means you've worked with an Estate Planning Attorney to...
by LadyGeek
Sun Jun 07, 2009 8:44 pm
Forum: Personal Consumer Issues
Topic: OT - Stanley Cup final
Replies: 46
Views: 5614

The Wings defense showed up. To test the theory, let's see if they can do that again.
by LadyGeek
Sun Jun 07, 2009 8:33 pm
Forum: Personal Consumer Issues
Topic: Home computer question
Replies: 14
Views: 3172

Here's an export from my registry. It's the same as DSInvestor, but adds a missing a key. Copy the code below into a Notepad file (ASCII) and call it "tcpip.reg". Double-click on it, and your settings are restored. Windows Registry Editor Version 5.00 [HKEY_LOCAL_MACHINE\SYSTEM\CurrentCont...
by LadyGeek
Sun Jun 07, 2009 7:08 pm
Forum: Personal Consumer Issues
Topic: Clean inside PC?
Replies: 40
Views: 5730

Bob B I recently (last week) added add'l RAM on my 5 year old Dell. I now have 1Gig from 512K. Incidentally first time cleaning as well. I do use Norton and concur on the resource hog comment. I use a cable modem so if I understand you I don't need? I use windows XP so do I have to download some pr...
by LadyGeek
Sun Jun 07, 2009 4:28 pm
Forum: Personal Investments
Topic: Title edited - Quick Notes from the Start Up Kit
Replies: 35
Views: 6280

Wiki page is setup and ready for content! pkcrafter will take a shot at it. For lack of anything better, I gave it a rather boring title (and Cliffs Notes is a trademark). That can be changed... Please see Introduction to Investing on the Bogleheads Wiki . It'll sit in the Development category until...
by LadyGeek
Sun Jun 07, 2009 9:51 am
Forum: Personal Consumer Issues
Topic: Clean inside PC?
Replies: 40
Views: 5730

Laptops are very tricky to open. The case hinge holds a LOT of very small wires and it's very easy to break. If you're not comfortable opening desktop PCs, it's probably not recommended. I'd google for advice on how to clean inside laptops. Maybe a quick shot of air to blow the dust off the CD's opt...
by LadyGeek
Sun Jun 07, 2009 8:14 am
Forum: Personal Consumer Issues
Topic: Computer Languages we have known (and maybe loved)
Replies: 122
Views: 18670

My turn. Assembler - 6502, 6800, MASM(for the 80xxx family), Z-80 C, C++ BASIC, Visual Basic, Visual Basic for Applications ("VBA" is MS Office Basic, the "macro language" for Excel) FORTRAN-77, FORTRAN-90 LabView, LabWindows MATLAB Pascal Shell scripts (csh, bash) My favorite? C...
by LadyGeek
Sat Jun 06, 2009 12:01 pm
Forum: Personal Investments
Topic: Title edited - Quick Notes from the Start Up Kit
Replies: 35
Views: 6280

Sounds like a plan! I PM'd pkcrafter to see if he's interested in doing the page. If not, I'll take care of it. Agreed that the wiki is more suitable for presentation of material than a forum. (Of course, there will be links back to the forum.) FYI - I'll be offline for the rest of the weekend. Keep...
by LadyGeek
Sat Jun 06, 2009 11:24 am
Forum: Personal Investments
Topic: Title edited - Quick Notes from the Start Up Kit
Replies: 35
Views: 6280

Or, a new feature on the wiki main page portal. Want to give it a try? There's been some discussions on how to guide users new to investing. There's two sources: the wiki and the forum (where do I start...). I'd suggest a new portal box on the main page, just under the Search box. Title could be &qu...
by LadyGeek
Sat Jun 06, 2009 10:29 am
Forum: Investing - Theory, News & General
Topic: Signal/noise: "Rate of increase in bad thing falls shar
Replies: 13
Views: 2063

We need something akin to Dolby Noise Reduction for financial data. Maybe that is what Bogle's philosophy is all about. Allocate assets according to ones risk tolerance, pay attention to costs, ignore the noise and stay the course. Love it! However, Dolby Noise Reduction(R) uses compression, which ...
by LadyGeek
Fri Jun 05, 2009 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: How best to pay off a mortgage
Replies: 9
Views: 2626

Welcome to the forum! If you wanted to figure out how much those extra principal payments will help, checkout the Loan and Mortgage Calculators page in the Bogleheads Wiki . Remember that calculators are tools to help you make a decision. However, you need to understand the implications of what you ...
by LadyGeek
Fri Jun 05, 2009 9:11 pm
Forum: Personal Consumer Issues
Topic: Clean inside PC?
Replies: 40
Views: 5730

You could always hold the nozzle in one hand and the PC chassis with the other. Electrostatic potential equalized. Another area to clean is the optical pickup in the CD/DVD drive. Be careful not to scratch it. Also the transport rails (what the tray slides on) and around the motor. Don't forget the ...
by LadyGeek
Fri Jun 05, 2009 8:59 pm
Forum: Personal Consumer Issues
Topic: OT - Stanley Cup final
Replies: 46
Views: 5614

Get all your playoff hockey news here: http://www.theonion.com/content/topics/Hockey

I had my hopes that the Red Wings would pound the Pens senseless, but guess not.

Agreed that the level of play is excellent. It could have been us vs. Red Wings. :(

Flyers Fan
by LadyGeek
Wed Jun 03, 2009 9:46 pm
Forum: Personal Consumer Issues
Topic: Best Digital Camera for < $150? Elements 7?
Replies: 25
Views: 3888

I don't understand the first statement - why not buy based on features? I have a DSLR, but would consider adding a more portable inexpensive camera, but haven't found one with these features: 1. 28-100+mm equivalent lens 2. AA batteries 3. moderately accurate viewfinder 4. preferably SD compatible ...
by LadyGeek
Wed Jun 03, 2009 8:29 pm
Forum: Personal Consumer Issues
Topic: Best Digital Camera for < $150? Elements 7?
Replies: 25
Views: 3888

I wouldn't purchase a camera based on it's features. First consideration is the optics. You can't process what the lens misses. Picasa can do red-eye correction just fine. A built-in flash (or any type of flash) is essential. High megapixels are not that important, there's a lot more going on. Use t...
by LadyGeek
Wed Jun 03, 2009 6:09 pm
Forum: Personal Consumer Issues
Topic: Webroot + Norton
Replies: 10
Views: 2033

No. It doesn't work like that. One is all you should run. Otherwise, they fight amongst themselves. Avast!

If the maleware knows what's good for it, it should let the femaleware run things... :)
by LadyGeek
Tue Jun 02, 2009 8:36 pm
Forum: Personal Consumer Issues
Topic: Best Digital Camera for < $150? Elements 7?
Replies: 25
Views: 3888

Picasa can do most of the photo editing that you would want. It's free and a really great photo organizer. It also has built-in drivers to work with the camera's native file format (usually for the higher end cameras). For more advanced editing, try GIMP . Free and open source. Both are available f...
by LadyGeek
Mon Jun 01, 2009 7:00 pm
Forum: Personal Consumer Issues
Topic: Storing photos from digital camera
Replies: 32
Views: 5316

External USB 250 GB hard drive here also. Also... Anything you backup that's got personal info needs to be encrypted. Remember that the sites you backup to already have the key for their site. Encrypt the data before uploading. Peace-of-mind knowing that only you can access it. Remember that any sof...
by LadyGeek
Sun May 31, 2009 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: buying home - mold
Replies: 26
Views: 4327

Thanks for the update! This is a good outcome. You also have peace-of-mind knowing that your expense for an attorney to represent your position was well spent. I also had an attorney represent me for my current house. For those who haven't done this before, or are unfamiliar with the local laws, it'...
by LadyGeek
Sun May 31, 2009 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Benefits of Being in the Military
Replies: 42
Views: 7746

FWIW, I forgot to mention earlier that if you do volunteer work as a civilian, a small part of your expenses may be tax deductible. Travel, for example. As for the original problem statement, let me take a stab from another perspective. You have a family (young person with small children). This care...
by LadyGeek
Sun May 31, 2009 10:06 am
Forum: Personal Finance (Not Investing)
Topic: Financial Benefits of Being in the Military
Replies: 42
Views: 7746

Do you specifically want to join the military, or, do you want to do service to your country? Two very different choices. If you want to serve your country, just volunteer your services in your spare time. There are plenty of agencies who could use your help. In the civilian world, you are in contro...
by LadyGeek
Sat May 30, 2009 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Blue Screen of Death-Need a little computer help from gurus
Replies: 51
Views: 8173

You say you can run it without the video card, using the internal GPU? Go that route. Excel and surfing shouldn't stress video performance. It's gaming and video, but you aren't using it for that. If you uninstall the drivers, is the card drawing any power (is there a "standby" mode)? If n...
by LadyGeek
Fri May 29, 2009 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: buying home - mold
Replies: 26
Views: 4327

Do you mean leaf and black mold? IOW, leaf mold and black mold? Wait a sec. What do you mean "damp ceiling" under the 2nd story bath, possible plumbing leak? A leak usually means you have water coming out in real-time. You'll know very quickly if something is leaking. "Damp" take...
by LadyGeek
Fri May 29, 2009 8:17 pm
Forum: Personal Consumer Issues
Topic: scientific overeating book (NOT a diet book)? Help : )
Replies: 54
Views: 7972

If you were female, I'd say this was perfectly normal for your age group. Think "change of life" and hormone levels. Drugs aren't a solution unless you've actually been diagnosed with something that needs treatment. Stay away from the sleeping pills. If you really think that something othe...
by LadyGeek
Fri May 29, 2009 1:53 pm
Forum: Investing - Theory, News & General
Topic: Finance/Investment software suggestions
Replies: 14
Views: 2130

Have you tried Open Office ? It's available for the Mac, Linux, and Windows. Calc should work for you. Be careful about using software that hasn't been vetted by lots of users over a long period of time. Your business depends on it. Know your source! Run tests against "known" problems to s...
by LadyGeek
Fri May 29, 2009 1:36 pm
Forum: Investing - Theory, News & General
Topic: Education we can do without
Replies: 39
Views: 4831

First things first. Can you tell me that those students already know how to balance a checkbook and manage a budget? Learn how to pick stocks after you know how to acquire enough money for investing. Why should that golfer care if he doesn't know what an index fund is? It made him money. On another ...
by LadyGeek
Fri May 29, 2009 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Wasting money just because you have it.
Replies: 63
Views: 10671

Imagine I walk into a restaurant... Sure I can afford to spend $80 on that steak... wait, everyone else here is spending $40 for the exact same steak? There is a great TED Talk on this topic at the TED website which I can't post since I haven't posted enough other times yet. Google on TED Talks Dan...
by LadyGeek
Thu May 28, 2009 10:15 pm
Forum: Investing - Theory, News & General
Topic: Monte Carlo and Mean Reversion
Replies: 133
Views: 19682

Sneaking in briefly, I'm wondering where the "past performance does not predict future performance" argument comes into play. OK, I'll sneak back out, running as fast as I can.
by LadyGeek
Thu May 28, 2009 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed, moving in with boyfriend.
Replies: 64
Views: 11645

It wasn't clear, but your BF is coming across the country to be with you? If you are keeping your job, I assume this is the case. Sounds like you already have ole meph's strategy well in-hand. My sister-in-law lived with a BF for 15 years. That beats most marriages. They had an amicable break-up, wi...
by LadyGeek
Thu May 28, 2009 11:31 am
Forum: Forum Issues and Administration
Topic: Link to Wiki image
Replies: 12
Views: 2533

No it's not. It's playing hide-n-seek. I suggest you PM the site admin. :) Mel - The reason I use an explicit link in my signature is because the logo is just that, a picture with some text. Users are conditioned to click on highlighted text. Anything else is ignored as a link. My brain sees your lo...
by LadyGeek
Thu May 28, 2009 10:38 am
Forum: Forum Issues and Administration
Topic: Link to Wiki image
Replies: 12
Views: 2533

I fixed the wiki image page instructions for the shorter URLs. If there's a Work the Wiki (version 1) logo, I couldn't find it. "Work the Wiki" Version 2 is the first item in Dan Kohn's post above. tarnation - Can you put your signature directly in a new post? That might give a clue to fin...
by LadyGeek
Wed May 27, 2009 9:24 pm
Forum: Investing - Theory, News & General
Topic: Asset Allocation: The Risk Premium Matters
Replies: 4
Views: 1483

Excellent example. It shows me the difference between reading the manual and understanding the concepts. However, I'm stuck on terminology! For those without a financial background (but can understand the math), it's extremely important to get the terminology completely defined. Maybe it would also ...
by LadyGeek
Wed May 27, 2009 8:22 pm
Forum: Personal Investments
Topic: Practical advice needed
Replies: 7
Views: 1615

Lars,

Welcome. Taylor helped me also. When you look at the MM funds, be sure you use post-tax returns to help with your decision. Take a look at post #3 in this thread: http://www.bogleheads.org/forum/viewtopic.php?t=37365

Also, take a surf through the wiki. The URL's in my signature.
by LadyGeek
Wed May 27, 2009 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: Wasting money just because you have it.
Replies: 63
Views: 10671

What are you saving it for? As long as you have all your obligations and contingencies taken care of, the rest is for you to enjoy. Money is the means to enjoying your life. Don't become confused between the act of saving and the real objective. If I needed to save, I can minimize expenses to the ex...
by LadyGeek
Wed May 27, 2009 2:22 pm
Forum: Personal Investments
Topic: Mr. Bogle on WHYY
Replies: 9
Views: 2627

Thanks also! My Verizon FiOS program guide is listing "In the Life" at that time. :? DVR is ready to go. WHYY Schedule lists: MoneyTrack: From Wall Street to Your Street: An Evening With John Bogle Program / series description: Vanguard Group Inc. founder John Bogle weighs in on America's ...
by LadyGeek
Wed May 27, 2009 1:58 pm
Forum: Investing - Theory, News & General
Topic: Why is TIPS a "reference" portfolio?
Replies: 12
Views: 1848

The Tools and Calculators page on the Bogleheads Wiki now includes TIP$TER . The reason I'm using it is because there's nothing password protected. Everything is open and well documented. I would have deleted it if I didn't see exactly why it was accessing the internet (hyperlinks to the web site fo...
by LadyGeek
Wed May 27, 2009 10:57 am
Forum: Investing - Theory, News & General
Topic: Why is TIPS a "reference" portfolio?
Replies: 12
Views: 1848

Thank you. I was impressed with your spreadsheet design (my background is engineering). I'm using this forum to learn and always ask when I have a question. Would you consider adding some clarifications and explanations to your user manual? Perhaps it would help others, as everyone has a different b...
by LadyGeek
Wed May 27, 2009 10:11 am
Forum: Investing - Theory, News & General
Topic: Why is TIPS a "reference" portfolio?
Replies: 12
Views: 1848

Thanks! I knew I missed something basic, but I couldn't see the forest for the trees. :?

So, Risk allocation = Asset allocation. TIPS zeroes out (normalizes) both risk and inflation.

This spreadsheet is used to compare stock (asset) allocation against TIPS, so that added to the confusion.
by LadyGeek
Wed May 27, 2009 8:46 am
Forum: Investing - Theory, News & General
Topic: Why is TIPS a "reference" portfolio?
Replies: 12
Views: 1848

Why is TIPS a "reference" portfolio?

I'm following the thread about Monte Carlo and Mean Reversion . I downloaded dothemontecarlo's spreadsheet "Tip$ster" , read the manual, and ran the tutorials. However, I'm confused on the use of TIPS as a baseline portfolio. First, I understand that TIPS is an extremely safe investment. F...